UPI | OC No. 171 A | FY 2025-26 | Addendum to OC - 171 Operating Circular for Pre-Sanctioned Credit Lines at Banks through UPI
UPI | OC No. 201 A | FY 2025-26 | Introduction of UPI Circle – Delegated Payments for secondary users – Full Delegation Additional Requirements
UPI | OC No. 217 | FY 2025-26 | Adoption of Standardized, Validated and Exclusive UPI IDs for Payment Collection by SEBI Registered Intermediaries from Investor through UPI
UPI | OC No. 208 A | FY 2025-26 | Addendum to OC - 208 Implementation of NRP & PRD process & arbitration guidelines
Product Compliance | 001 | Initiation of Self-Attestation of Members/Participants for F.Y. 2025-26
UPI | OC No. 184 B | FY 2025-26 | Addendum to OC – 184 Modification in UPI chargeback rules and procedures
UPI | OC No. 39 A | FY 2025-26 | Handling of Deemed Approval (Deemed Acceptance or DA) status in UPI for P2M transaction where Acquiring PSP and Merchant Bank are the same.
UPI | OC No. 215| FY 2025-26 | Streamlining the initiation of Check Transaction in UPI and misuse of APIs
UPI | OC No. 101 A | FY 2025-26 | Strengthening beneficiary name verification and display during UPI transactions
UPI | OC No. 76C | FY 2025-26 | Addendum to NPCI/UPI/2025-26/OC76 - Revision in transaction limits based on merchant & transactions type
UPI | OC No. 206 A | FY 2024-25 | Addendum to OC 206 Implementation of Generic Good Faith Debit Adjustments
UPI | OC No. 184 A | FY 2024-25 | Addendum to OC 184 Modification in UPI chargeback rules and procedures
UPI | OC No. 115 E | FY 2024-25 | Addendum to circular on the Numeric UPI ID resolution
UPI | OC No. 212 | FY 2024-25 | Guidelines on Merchant Acquiring in UPI by Co-operative Banks
UPI | OC No. 193 C | FY 24-25 – Addendum to OC 193 - compliance to UPI technical specifications – TRAN ID
UPI | OC No. 210 | FY 24-25 - Guidelines for volume cap for Third Party App Providers (TPAPs) in UPI
UPI | OC No. 208 | FY 24-25 – Implementation of NRP & PRD process & arbitration guidelines.
UPI | OC No. 207 | FY 24-25 – Auto- replenishment of NETC FASTag and RuPay NCMC with UPI AutoPay
UPI | OC No. 206 | FY 24-25 – Implementation of Generic Good Faith Debit & Credit Adjustments in URCS.
UPI | OC 204 | FY 24-25 | Enablement of Interoperable Cash Deposit using UPI at Cash Deposit / Recycler Machines.
UPI | OC No. 203 | FY 24-25 - Please get in touch with your bank
UPI | OC No. 202 | FY 24-25 - Please get in touch with your bank
UPI | OC No. 201 | FY 24-25 – Introduction of “UPI Circle” – Delegated Payments for secondary users
UPI | OC No. 200 | FY 24-25 – Enablement of UPI Mandate feature of Single Block Multiple Debits
UPI | OC No. 197 | FY 24-25 - Implementation of 10 settlement cycles & revised business day cutover
UPI | OC No. 196 | FY 24-25 - Please get in touch with your bank
UPI | OC No. 195 | FY 24-25 - Please get in touch with your bank
UPI | OC 192 | FY 23-24 | Implementation of maximum UPI inward credit limits for P2PM merchants
UPI | OC No. 191 | FY 23-24 - Please get in touch with your bank
Product Compliance | 006 | FY 23-24 | Initiation of Self-Attestation for Q3 F. Y. 2023-24 on New Product Compliance (PCOMP) Portal
UPI | OC No. 189 | FY 23-24 - Please get in touch with your bank
UPI | OC No. 188 | FY 23-24 - Please get in touch with your bank
UPI | OC No. 185 A | FY 24-25 - Addendum to OC 185 - Implementation of Rs 5 Lakh limit per transaction for specific categories in UPI
UPI | OC No. 181 B | FY 24-25 – Addendum to OC 181 A –Implementation of UPI Limits for P2P transactions.
UPI | OC No. 170 B | FY 24-25 – Addendum to RBI Digital Rupee - CBDC and UPI Interoperability.
UPI | OC 107 A | FY 23-24 | NPCI UPI OC 107 A - Addendum to Circular for revision of RRN in UPI to avoid duplicates
UPI | OC No. 76B | FY 24-25 - Addendum to NPCI/UPI/2023-24/76A-Revision in transaction limits based on Merchant & transaction types
Product Compliance | 005 | FY 23-24 | New PCOMP (Product Compliance) Portal for Self-Attestation from F.Y. 2023-24 for Members/Participants
UPI | OC 187 | FY 23-24 - Please get in touch with your bank
UPI | OC 185 | FY 23 24 | Implementation of Rs 5 Lakh limit per transaction for specific categories in UPI
RuPay I OC022 I FY 23-24 I RuPay Credit Card – Transaction limit for linked RuPay Credit Card on UPI
UPI | OC180 | FY 23 24 | UPI guidelines on deactivation of UPI IDs and UPI Number of inactive customer
UPI | OC170 A | FY 23 24 | Addendum to RBI Digital Rupee - CBDC and UPI Interoperability for P2P UPI QR
UPI | OC179 | FY 23 24 | Customer awareness and engagement for UPI LITE Enablement and Top up
UPI | OC No. 178 | FY 23-24 - Please get in touch with your bank
UPI | OC No. 177 | FY 23-24 | UPI Global Acceptance limits, launch of Reverse Acceptance and Country code enablement
UPI | OC No. 176 | FY 23-24 - Please get in touch with your bank
UPI | OC 163A | FY23-24 | Addendum to OC 163 - Furthering interoperability in the UPI ecosystem
Product Compliance | 002 | FY 23-24 | Self-attestation submission by internal audit or compliance function of member/participant
UPI | OC No. 173 | FY 23-24 | Launch of Foreign Inward Remittances (FIR) through UPI Direct Platform
UPI OC 167 – Please get in touch with your bank.
UPI OC 166 – Cancelled.
UPI OC 164 – Please get in touch with your bank.
NPCI UPI OC 133A - Addendum to OC 133 - Addition of Initiation Mode and Channel identifiers for new use cases
UPI OC 162 –Please get in touch with your bank.
UPI OC 161 – Extension to UPI Circular No. 60 Crediting Debiting Non Resident accounts in UPI
UPI OC 61 A –Please get in touch with your bank.
UPI OC 158 -Please get in touch with your bank.
UPI OC 145A - Reminder on “Final implementation timelines for “ODR – Enhancing Complaint handling & Resolution process for all UPI users”
OC 125A - Addendum to OC 125 - Non-revocation of UPI AUTOPAY mandate for loan repayment & EMI collection category
UPI OC 150 - Enablement of Interoperable Card-less Cash withdrawal (ICCW) transactions on NFS ATM Network using unified Payment Interface (UPI) for authorization
UPI OC 145 - Final implementation timeline for ODR -Enhancing Complaint handling & Resolution process for all UPI users
UPI OC 144 -Please get in touch with your bank.
UPI OC 143 -Please get in touch with your bank.
Addendum to OC 141 -Please get in touch with your bank.
UPI OC 141 -Please get in touch with your bank.
UPI OC 140 -Please get in touch with your bank.
UPI OC 139 -Please get in touch with your bank.
UPI OC 138 - Introduction of “On-Device wallet” – UPI Lite for Small Value Transactions
UPI OC 137- Revised timeline for enablement of customer onboarding on UPI through Aadhaar OTP Authentication.
UPI OC 136 -Please get in touch with your bank.
UPI OC 135 -Please get in touch with your bank.
Circular 12 - Revision in benchmarking criteria of UPI system, interface of member banks
Circular 11 - Urgent enablement of reading, generating dynamic QR code by 20th December 2016
Circular 10 - UPI - Recommendations to Simplify UPI PSP Apps for seamless customer Onboarding
For circular no. 93A, 93, 92, 91, 90, 89, 88, 87, 86, 85, 84, 83, 79, 77, 76, 72, 69, 67A, 67, 64, 62, 55, 36, 6: Please get in touch with your bank
Circular 37 - Bank PSP apps and third party apps Compliance to UPI Deep Linking Specs 1.5.1
Circular 31 - Inclusion of UPI Banks in BHIM Merchant Cashback and Referral Bonus Scheme.
Circular 27- UPI – Inclusion of UPI Banks in BHIM Merchant Cashback and Referral Bonus Scheme
Circular 17- UPI, a Compliance for successful Debit reversals b. Handling deemed approved transactions and reconciliation
Circular 14 - UPI - Unified Payments Interfaces compliance and requirement for member banks
For circular no. 93A, 93, 92, 91, 90, 89, 88, 87, 86, 85, 84, 83, 79, 77, 76, 72, 69, 67A, 67, 64, 62, 55, 36, 6: Please get in touch with your bank
Circular 61- UPI transaction frequency limit revised to 10 transactions for P2P w.e.f October 21, 2018
Circular 58 - Parent PSP App to support interoperability compliance for their P2M only Apps in case of Non-exclusive handles.
Circular 57- Changes in PSP to customer communication to reduce fraudulent transactions.
Circular 53 - Compliance to the Sec 43A, Rule 3 & 7 of Information Technology Act, 2000
Circular 43 - Standardization of the Account Statement narration in Unified Payments Interface (UPI)
For circular no. 93A, 93, 92, 91, 90, 89, 88, 87, 86, 85, 84, 83, 79, 77, 76, 72, 69, 67A, 67, 64, 62, 55, 36, 6: Please get in touch with your bank
For circular no. 93A, 93, 92, 91, 90, 89, 88, 87, 86, 85, 84, 83, 79, 77, 76, 72, 69, 67A, 67, 64, 62, 55, 36, 6: Please get in touch with your bank
Circular 98 UDIR - Enhancing Complaint handling & resolution process for UPI transactions
Circular 96 - Merchant Ecosystem Enhancements & Introduction of B2B as a Separate Category
Circular 82 – Implementation of Rs 2 Lakh limit per transaction for specific categories in UPI
Circular 81 – Guidelines for Multi-bank model and migration from Single bank to Multibank PSP model
Circular 78 - Reconciliation and handling declined / timed out transactions in UPI for One-time mandate block
For circular no. 93A, 93, 92, 91, 90, 89, 88, 87, 86, 85, 84, 83, 79, 77, 76, 72, 69, 67A, 67, 64, 62, 55, 36, 6: Please get in touch with your bank
UPI OC 131 - Submission of successful Onus transaction data (not routed through NPCI) towards incentive scheme for promotion of low-value BHIM-UPI transactions (P2M)
UPI OC 130 -Please get in touch with your bank
UPI OC 128 - Extension of additional response codes under Deemed Debit for mandate execution
UPI OC 127 - Implementation of Rs 5 Lakh limit per transaction for specific categories in UPI
UPI OC 124 -Please get in touch with your bank
UPI OC 123 - Industry best practice to handle Mandate Digital Signature Certificate (DSC)
Circular 119 - Advisory on Reconciliation and handling declined timed-out transactions in UPI for One Time Mandate block transaction types
UPI OC 116A - Addendum to UPI OC 116_Aadhaar OTP Authentication in lieu of Debit card for customer onboarding on UPI on revised timeline
UPI OC 116 - Aadhaar OTP Authentication in lieu of Debit Card for Customer Onboarding on Unified Payments Interface (UPI)
OC 115 A - Addendum to ‘Numeric UPI ID Mapper’ circular NPCI-UPI-OC-115-2021-22 and implementation of ‘Feature Phone and Voice based payments’
OC 111 - Process to handle UPI Transactions for bank who has completed the amalgamation/merger process.
OC 109 -Please get in touch with your bank
OC 107 - Change in nomenclature of Retrieval Reference number (RRN) in UPI to avoid duplicates
Standard Operating Procedure (SOP) – Market Share Cap for Third Party Application Providers (TPAP)
UPI OC 106 - UDIR - Auto reversal facility for Deemed approved cases marked as RET by Beneficiary
UPI OC-105 Purpose Code 01 as an identifier for One Time Mandate block transaction in UPI
