Circulars

RuPay OC 019-A: Operating circular for RuPay Credit Cards linked to UPI- (Amended)

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UPI OC 159 - Guidelines on volume cap for Third Party App Providers (TPAPs) in UPI

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UPI OC 158 - Please get in touch with your bank.

UPI OC 157 - UPI Raw data Version 3.0

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NPCI UPI OC 141 B - Addendum to NPCI OC 141 Safeguarding users on UPI (Addendum)

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UPI OC 156 - Online Business Operations – Team Structure

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UPI OC 155 - Process of Handling NPCI compliance penalty wavier request for UPI

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Circular on Launch of Self Attestation for FY 22-23

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UPI OC 145A - Reminder on “Final implementation timelines for “ODR – Enhancing Complaint handling & Resolution process for all UPI users”

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NPCI UPI OC 115D - Addendum to Numeric UPI ID Mapper on Revised Timeline

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OC 125A - Addendum to OC 125 - Non-revocation of UPI AUTOPAY mandate for loan repayment & EMI collection category

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UPI OC 154 - Introduction of UPI Plug-in Service

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UPI OC 153 - Guidelines on capturing customer location on UPI Apps

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OC 152 - Revised timelines on Changes in UPI raw file

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OC 151 - UPI AUTOPAY AFA limit enhancement and compliance

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UPI OC 150 - Enablement of Interoperable Card-less Cash withdrawal (ICCW) transactions on NFS ATM Network using unified Payment Interface (UPI) for authorization

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OC149 A - Addendum to OC 149 - Reduction of business declines in UPI

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UPI OC 149 - Reduction of business decline in UPI

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UPI OC 148 – Processing of refunds

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OC 147 - Handling of Transaction declines during address resolution authorisation leg

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UPI OC 146 - Compliance timeline for International Acceptance using UPI (UPI Global)

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UPI OC 145 - Final implementation timeline for ODR -Enhancing Complaint handling & Resolution process for all UPI users

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UPI OC 144 - Please get in touch with your bank.

Circular NPS

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UPI OC 143 - Please get in touch with your bank.

UPI OC 142 - Acceptance of UPI based payments by merchants

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Addendum to OC 141 - Please get in touch with your bank.

UPI OC 141 - Please get in touch with your bank.

UPI OC 140 - Please get in touch with your bank.

UPI OC 139 - Please get in touch with your bank.

UPI OC 138 - Introduction of “On-Device wallet” – UPI Lite for Small Value Transactions

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UPI OC 137- Revised timeline for enablement of customer onboarding on UPI through Aadhaar OTP Authentication.

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UPI OC 136 - Please get in touch with your bank.

UPI OC 135 - Please get in touch with your bank.

UPI OC 134 - Adherence to RBI PPI Interoperability Guidelines....

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UPI OC 133 - Guidelines on UPI Features

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Circular 61- UPI transaction frequency limit revised to 10 transactions for P2P w.e.f October 21, 2018

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Circular 60 - NRE to NRE account transfer by IMPS & UPI

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Circular 59 – Change in Production IP of RGCS in UPI

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Circular 58 - Parent PSP App to support interoperability compliance for their P2M only Apps in case of Non-exclusive handles.

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Circular 57- Changes in PSP to customer communication to reduce fraudulent transactions.

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Circular 56 – Rollout of UPI 2.0

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Circular 54 - Removal of Pay to Aadhaar Functionality

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Circular 53 - Compliance to the Sec 43A, Rule 3 & 7 of Information Technology Act, 2000

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Circular 52 - Modification of BHIM Scheme

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Compliance to Circular 15B and 32

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Circular 51 - Scheduling Maintenance Activity and SMS Alerts to customers

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Circular 50 - Introduction of Bill Pay functionality (BBPS) on BHIM APP

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Circular 48 - Foreign Inward Remittance (FIR) through Unified Payment Interface (UPI)

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Circular 47 - BHIM Scheme 2018/19

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Circular 15C - Guidelines on Interoperability features for all BHIM UPI Apps

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Circular 46 - BHIM UPI branding at all UPI enabled Apps and merchants

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Circular 45 - UPI OC 45 – Solution to reduce Deemed Transactions

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Circular 44 - Customer Balance Inquiry usage and Balance Inquiry as optional feature

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Circular 43 - Standardization of the Account Statement narration in Unified Payments Interface (UPI)

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Circular 42 - Enhanced penalty for not updating TCC, RET, DRC and RRC

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Circular 76 - Revision in transaction limits based on Merchant & transaction types

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Circular 75 - RRBs as Acquirers in UPI

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Circular 74 - UPI Compliance guidelines

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Circular 73 - Payer App behaviour for Intent based transaction on UPI

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Circular 71 - Enhancement of per transaction limit to Rs 2.Lakhs for UPI based ASBA

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Circular 70 - Introduction of P2PM category in UPI for unorganized or small merchants

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Circular 68 – Levy of Surcharge by Merchants & Channel partners prohibited on UPI/p>

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Circular No. 66 – Minimum NDC for Sub-Member banks in UPI and IMPS.

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Circular No.65 – Change in cutover cycles in UPI

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Circular 63 – Migration from UPI 1.0 to 2.0 by 31st March 2019

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Circular 98 UDIR - Enhancing Complaint handling & resolution process for UPI transactions

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OC-97 Guidelines on volume cap for Third Party App Providers (TPAPs) in UPI

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Circular 96 - Merchant Ecosystem Enhancements & Introduction of B2B as a Separate Category

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Circular 95 - Guideline on usage of UPI APIs’

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Circular 94A – Addendum to Circular 94

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Circular 94 - Creation of Secondary / Back up UPI ID to improve Customer Experience

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Circular 82 – Implementation of Rs 2 Lakh limit per transaction for specific categories in UPI

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Circular 81 – Guidelines for Multi-bank model and migration from Single bank to Multibank PSP model

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Circular 80 – Third party validation API using PAN in UPI

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Circular 78 - Reconciliation and handling declined / timed out transactions in UPI for One-time mandate block

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UPI OC 132 - Safeguarding UPI ecosystem & revision of transaction limits

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UPI OC 131 - Submission of successful Onus transaction data (not routed through NPCI) towards incentive scheme for promotion of low-value BHIM-UPI transactions (P2M)

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UPI OC 130 - Please get in touch with your bank

UPI OC 129 - Reconciliation & handling of declined or timeout txn

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UPI OC 128 - Extension of additional response codes under Deemed Debit for mandate execution

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UPI OC 127 - Implementation of Rs 5 Lakh limit per transaction for specific categories in UPI

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UPI OC 126 - Introduction of additional settlement cycles for UPI from 6 to 8

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UPI OC 125 - Dishonor of UPI AutoPay transaction due to insufficiency of funds

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UPI OC 124 - Please get in touch with your bank

UPI OC 123 - Industry best practice to handle Mandate Digital Signature Certificate (DSC)

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UPI OC 122 - Non Adherence to RBI and NPCI Circular on UDIR for UPI help

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UPI Circular 121-Changes in UPI RAW data file

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UPI Circular 120 - UPI Limit Standardization

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Circular 119 - Advisory on Reconciliation and handling declined timed-out transactions in UPI for One Time Mandate block transaction types

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OC 118-Reference Guidlines for Member on Merchant Acquisition standards

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UPI OC 117 - International merchant payments acceptance through UPI - UP...

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UPI OC 116A - Addendum to UPI OC 116_Aadhaar OTP Authentication in lieu of Debit card for customer onboarding on UPI on revised timeline

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UPI OC 116 - Aadhaar OTP Authentication in lieu of Debit Card for Customer Onboarding on Unified Payments Interface (UPI)

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NPCI UPI OC 115C - Addendum to “Numeric UPI ID Mapper” on Revised Timeline

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NPCI UPI OC 115 B - Addendum to “Numeric UPI ID Mapper” on Revised Timeline

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OC 115 A - Addendum to ‘Numeric UPI ID Mapper’ circular NPCI-UPI-OC-115-2021-22 and implementation of ‘Feature Phone and Voice based payments’

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OC 115 - Rollout of “Numeric UPI ID Mapper” to enable “UPI Number”

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OC 111 - Process to handle UPI Transactions for bank who has completed the amalgamation/merger process.

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OC 110 - Revision of token validity in UPI from extant 30 days to 90 days.

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OC 109 - Please get in touch with your bank

OC 108 - OD accounts for merchant acceptance – Terms and Awareness

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OC 107 - Change in nomenclature of Retrieval Reference number (RRN) in UPI to avoid duplicates

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Standard Operating Procedure (SOP) – Market Share Cap for Third Party Application Providers (TPAP)

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UPI OC 106 - UDIR - Auto reversal facility for Deemed approved cases marked as RET by Beneficiary

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UPI OC-105 Purpose Code 01 as an identifier for One Time Mandate block transaction in UPI

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UPI OC-104 Revising the number of Check TXNs in UPI

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UPI OC 103 Guidelines for Self attestation by members participants circular

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Circular - Identification of Ultimate Beneficiary for P2M transactions

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OC - 100 Mandatory Brand Guidelines for BHIM UPI

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Operation Circular 99 - enablement of NPCI non compliance penalty in IMPS & UPI

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OC - 99 Circular on participant adhering to various guidelines of NPCI_UPI

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Operation Circular 97- 5th & 6th settlement cycles in IMPS & UPI

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