Ecosystem Statistics

AutoPay Banks Performance (Oct'23)

AutoPay Remitter Banks - Mandate Registration (Oct'23)
Sr. No.	Remitter Bank	Total Volume	Approved%	BD%	TD%
1	State Bank Of India	32,85,972	98.02%	0.00%	1.98%
2	HDFC Bank Ltd	14,41,269	99.92%	0.00%	0.08%
3	ICICI Bank	8,43,301	99.14%	0.00%	0.86%
4	Paytm Payments Bank	7,44,305	99.97%	0.00%	0.03%
5	Bank of Baroda	6,95,140	99.25%	0.00%	0.75%
6	Kotak Mahindra Bank	6,67,769	99.63%	0.00%	0.37%
7	Punjab National Bank	6,58,625	95.59%	0.00%	4.41%
8	Union Bank of India	6,23,252	99.15%	0.00%	0.85%
9	Axis Bank Ltd	5,97,026	99.98%	0.00%	0.02%
10	Canara Bank	4,82,737	98.36%	0.00%	1.64%
11	Bank of India	3,40,018	99.60%	0.00%	0.40%
12	Indian Bank	2,92,509	99.14%	0.00%	0.86%
13	Federal Bank	2,16,068	99.83%	0.00%	0.17%
14	Central Bank Of India	2,10,452	57.45%	0.00%	42.55%
15	India Post Payment Bank	1,73,182	98.04%	0.00%	1.96%
16	UCO Bank	1,52,307	99.77%	0.00%	0.23%
17	IDBI Bank Limited	1,41,779	99.27%	0.00%	0.73%
18	Indian Overseas Bank	1,31,604	99.54%	0.00%	0.46%
19	IndusInd Bank	1,21,330	96.14%	0.00%	3.86%
20	Bank of Maharashtra	1,05,331	99.61%	0.00%	0.39%
21	IDFC FIRST Bank	86,229	99.58%	0.00%	0.42%
22	Yes Bank Ltd	73,335	99.33%	0.00%	0.67%
23	Karnataka Bank	67,817	94.95%	0.00%	5.05%
24	Karur Vysya Bank	58,756	99.07%	0.00%	0.93%
25	Equitas Small Finance Bank	51,793	57.08%	0.00%	42.92%
26	South Indian Bank	46,359	99.81%	0.00%	0.19%
27	Standard Chartered	41,081	99.89%	0.00%	0.11%
28	AU Small Finance bank	38,718	99.80%	0.00%	0.20%
29	City Union Bank	36,099	99.92%	0.00%	0.08%
30	DBS Bank Ltd	35,248	99.63%	0.00%	0.37%
31	Punjab and Sind Bank	33,377	97.22%	0.00%	2.78%
32	Tamilnad Mercantile Bank	25,364	98.31%	0.00%	1.69%
33	Jio Payments Bank	24,674	99.99%	0.00%	0.01%
34	Saraswat Bank	20,643	99.92%	0.00%	0.08%
35	Fincare Small Finance Bank	18,878	99.77%	0.00%	0.23%
36	Rajasthan Marudhara Gramin Bank	17,903	99.72%	0.00%	0.28%
37	Andhra Pradesh Grameena Vikas Bank	16,714	99.28%	0.00%	0.72%
38	Kerala Gramin Bank	14,221	98.73%	0.00%	1.27%
39	HSBC Bank	13,910	99.82%	0.00%	0.18%
40	RBL Bank	13,551	97.96%	0.00%	2.04%
41	Andhra Pragathi Grameena Bank	11,224	99.98%	0.00%	0.02%
42	Maharashtra Gramin Bank	10,975	99.91%	0.00%	0.09%
43	Pragathi Krishna Gramin Bank	10,327	99.85%	0.00%	0.15%
44	Cosmos Bank	9,880	93.38%	0.00%	6.62%
45	NSDL Payments Bank	9,764	95.75%	0.00%	4.25%
46	TJSB Sahakari Bank Ltd	7,281	99.71%	0.00%	0.29%
47	Catholic Syrian Bank	6,753	91.01%	0.00%	8.99%
48	Dhanlaxmi Bank Ltd	5,897	93.57%	0.00%	6.43%
49	Bharat Co-op Bank Mumbai	5,538	98.88%	0.00%	1.12%
50	Suryoday Small Finance Bank Ltd.	4,725	99.92%	0.00%	0.08%

Remarks

Mandate Registration refers to the transaction wherein the consumer creates a recurring mandate against consumers account for the payments which are recurring in nature. For example: Utility bill payments, insurance premium etc.

AutoPay Remitter Banks - Mandate Execution (Oct'23)
Sr. No.	Remitter Bank	Total Volume	Approved%	BD%	TD%
1	State Bank Of India	2,46,39,946	51.85%	44.36%	3.79%
2	HDFC Bank Ltd	85,42,200	68.34%	31.36%	0.30%
3	Paytm Payments Bank	64,09,073	31.70%	68.04%	0.26%
4	Kotak Mahindra Bank	60,23,322	43.66%	55.34%	1.00%
5	Bank of Baroda	59,60,203	46.37%	53.01%	0.62%
6	ICICI Bank	53,95,464	63.51%	36.08%	0.41%
7	Union Bank of India	51,17,117	47.00%	51.80%	1.20%
8	Punjab National Bank	50,51,951	48.99%	50.43%	0.58%
9	Axis Bank Ltd	40,94,335	59.55%	40.36%	0.09%
10	Canara Bank	34,87,972	52.01%	47.61%	0.38%
11	Bank of India	29,41,480	49.84%	49.49%	0.67%
12	Indian Bank	24,32,320	45.20%	54.54%	0.27%
13	India Post Payment Bank	20,64,597	19.73%	79.12%	1.15%
14	Federal Bank	17,08,060	41.44%	58.32%	0.25%
15	Central Bank Of India	14,26,101	43.74%	53.68%	2.58%
16	IDBI Bank Limited	11,80,550	40.64%	38.73%	20.63%
17	IndusInd Bank	11,33,272	45.56%	53.60%	0.84%
18	UCO Bank	10,27,449	37.66%	56.35%	5.99%
19	Indian Overseas Bank	9,60,189	47.72%	51.86%	0.42%
20	Bank of Maharashtra	8,11,499	48.70%	50.79%	0.51%
21	IDFC FIRST Bank	7,44,153	43.97%	55.55%	0.49%
22	Yes Bank Ltd	6,27,000	44.93%	52.15%	2.92%
23	Karnataka Bank	4,54,007	53.67%	44.13%	2.21%
24	Equitas Small Finance Bank	3,78,367	26.64%	73.34%	0.03%
25	Karur Vysya Bank	3,43,999	55.37%	42.60%	2.03%
26	Punjab and Sind Bank	3,35,791	37.33%	61.17%	1.50%
27	DBS Bank Ltd	2,72,419	47.36%	51.83%	0.80%
28	South Indian Bank	2,32,376	58.34%	41.57%	0.10%
29	RBL Bank	2,15,394	15.64%	12.50%	71.86%
30	City Union Bank	1,90,413	53.71%	45.62%	0.67%
31	Fincare Small Finance Bank Ltd	1,82,519	19.20%	79.29%	1.51%
32	Rajasthan Marudhara Gramin Bank	1,78,343	32.41%	66.78%	0.81%
33	AU small Finance Bank	1,60,617	51.55%	48.04%	0.41%
34	Standard Chartered	1,44,262	74.65%	24.96%	0.39%
35	Tamilnad Mercantile Bank	1,43,616	49.99%	49.29%	0.72%
36	Andhra Pradesh Grameena Vikas Bank	1,32,016	31.50%	67.25%	1.24%
37	Saraswat Bank	1,29,283	58.05%	41.74%	0.21%
38	Maharashtra Gramin Bank	1,18,686	27.14%	70.88%	1.98%
39	HSBC Bank	83,665	71.17%	28.51%	0.32%
40	Utkarsh Small Finance Bank Ltd	80,147	19.64%	79.43%	0.93%
41	Jio Payments Bank	76,334	36.48%	63.36%	0.15%
42	Andhra Pragathi Grameena Bank	75,590	32.51%	65.40%	2.09%
43	NSDL Payments Bank	73,365	21.27%	77.60%	1.13%
44	Pragathi Krishna Gramin Bank	72,703	47.37%	52.12%	0.51%
45	Karnataka Vikas Grameena Bank	60,045	26.14%	67.79%	6.07%
46	Kerala Gramin Bank	58,711	38.55%	60.24%	1.21%
47	TJSB Sahakari Bank Ltd	52,794	52.67%	47.08%	0.25%
48	Suryoday Small Finance Bank Ltd.	48,016	25.45%	72.07%	2.48%
49	Telangana Grameena bank	45,196	33.78%	65.00%	1.22%
50	CSB Bank Ltd	37,846	50.05%	39.73%	10.22%

Remarks

Execution refers to the transaction wherein the recurring debit is done on the remitting account.

Glossary

Business Decline (BD) - Transaction decline due to a customer entering an invalid pin, incorrect beneficiary account, insufficient funds etc. Or due to other business reasons such as exceeding per transaction limit, exceeding permitted count of transactions per day, exceeding amount limit for the day etc. Such declined transactions are termed as Business Decline. Any decline which is not because of a technical reason of the bank or NPCI is termed as business Decline.
Technical Decline (TD) - Transaction decline due to technical reasons, such as unavailability of systems and network issues on bank or NPCI side.

PSP Wise Registration

UPI Autopay Registration - Payer PSP Performance (Oct'23)
Sr. No.	Payer PSP	Total Volume	Approved %	BD %	Th %
1	Yes Bank Ltd	41,66,100	93.13%	6.54%	0.32%
2	Paytm Payments Bank	34,24,528	91.15%	8.08%	0.77%
3	Axis Bank Ltd	22,03,091	90.07%	9.49%	0.43%
4	ICICI Bank	17,97,738	90.37%	9.12%	0.51%
5	HDFC Bank Ltd	10,45,376	86.50%	12.72%	0.79%
6	State Bank Of India	9,68,138	82.22%	16.74%	1.04%
7	BHIM	1,24,680	93.29%	5.32%	1.39%
8	Jio Payments Bank	54,850	98.61%	1.19%	0.20%
9	IndusInd Bank	8,447	98.83%	0.69%	0.49%
10	DBS Bank India Limited	3,108	97.14%	1.64%	1.22%
11	Canara Bank	1,561	91.16%	0.64%	8.20%
12	Bank of India	1,497	94.39%	2.94%	2.67%
13	Central Bank Of India	424	76.89%	9.43%	13.68%
14	Punjab National Bank	150	22.00%	17.33%	60.67%
15	Dhanlaxmi Bank Ltd	25	76.00%	20.00%	4.00%
16	Equitas Small Finance Bank	20	50.00%	15.00%	35.00%

UPI Autopay Registration - Payee PSP Performance (Oct'23)
Sr. No.	Payee PSP	Total Volume	Approved %	BD %	TD %
1	Yes Bank Ltd	32,06,127	95.30%	0.08%	4.61%
2	ICICI Bank	31,39,901	99.88%	0.00%	0.12%
3	Paytm Payments Bank	25,92,687	92.56%	0.07%	7.37%
4	Axis Bank Ltd	22,17,391	100.00%	0.00%	0.00%
5	HDFC Bank Ltd	15,09,472	99.99%	0.00%	0.01%
6	IndusInd Bank	1,44,640	99.93%	0.00%	0.07%
7	IDFC FIRST Bank	36,354	100.00%	0.00%	0.00%
8	Kotak Mahindra Bank	12,526	100.00%	0.00%	0.00%
9	HSBC Bank	6,610	100.00%	0.00%	0.00%

Glossary

Business Decline (BD) - Transaction decline due to a customer entering an invalid pin, incorrect beneficiary account etc. Or due to other business reasons such as exceeding per transaction limit, exceeding permitted count of transactions per day, exceeding amount limit for the day etc. Such declined transactions are termed as Business Decline. Any decline which is not because of a technical reason of the bank or NPCI is termed as business Decline.
Technical Decline (TD) - Transaction decline due to technical reasons, such as unavailability of systems and network issues on bank or NPCI side.
PSP - Payment Service Provider
Payer PSP - Under this function a bank can onboard a customer, create his/ her UPI ID, create device binding which is used as a first factor of Authentication, using this customer can enter their UPI PIN to approve a financial transaction or non-financial request where ever necessary.
Payee PSP - Under this function a bank can onboard a customer/merchant & allow them to receive money basis allocated UPI ID or raise a Collect request. It is also known as beneficiary PSP/resolving PSP.

PSP Wise Execution

UPI Autopay Execution - Payer PSP Performance (Oct'23)
Sr. No.	Payer PSP	Total Volume	Approved %	BD %	TD %
1	Yes Bank Ltd	1,85,11,224	97.78%	2.22%	0.00%
2	Paytm Payments Bank	1,24,86,659	98.26%	1.74%	0.00%
3	Axis Bank Ltd	68,05,322	96.64%	3.35%	0.00%
4	ICICI Bank	62,20,185	91.68%	8.32%	0.01%
5	HDFC Bank Ltd	29,20,606	98.41%	1.59%	0.00%
6	State Bank Of India	17,72,752	94.22%	5.76%	0.02%
7	BHIM	4,56,871	89.92%	10.04%	0.04%
8	Jio Payments Bank	70,544	76.92%	0.30%	22.78%
9	DBS Bank India Limited	10,683	60.63%	39.34%	0.03%
10	IndusInd Bank	8,421	98.75%	1.25%	0.00%
11	Canara Bank	3,688	99.48%	0.52%	0.00%
12	Bank of India	2,385	75.51%	24.49%	0.00%
13	Central Bank Of India	337	81.31%	18.69%	0.00%
14	Punjab National Bank	68	97.06%	2.94%	0.00%
15	Dhanlaxmi Bank Ltd	52	100.00%	0.00%	0.00%
16	Equitas Small Finance Bank	10	90.00%	10.00%	0.00%

UPI Autopay Execution - Payee PSP Performance (Oct'23)
Sr. No.	Payee PSP	Total Volume	Approved %	BD %	TD %
1	Yes Bank Ltd	1,90,89,024	99.98%	0.00%	0.02%
2	Paytm Payments Bank	1,03,06,274	99.97%	0.02%	0.01%
3	ICICI Bank	81,31,917	99.63%	0.00%	0.36%
4	HDFC Bank Ltd	56,21,729	99.75%	0.10%	0.15%
5	Axis Bank Ltd	42,03,144	99.88%	0.10%	0.02%
6	IndusInd Bank	3,44,547	99.82%	0.07%	0.11%
7	IDFC FIRST Bank	31,428	99.39%	0.57%	0.04%
8	HSBC Bank	14,963	99.91%	0.01%	0.08%
9	Kotak Mahindra Bank	11,259	99.70%	0.00%	0.30%

Glossary

Business Decline (BD) - Transaction decline due to a customer entering an invalid pin, incorrect beneficiary account etc. Or due to other business reasons such as exceeding per transaction limit, exceeding permitted count of transactions per day, exceeding amount limit for the day etc. Such declined transactions are termed as Business Decline. Any decline which is not because of a technical reason of the bank or NPCI is termed as business Decline.
Technical Decline (TD) - Transaction decline due to technical reasons, such as unavailability of systems and network issues on bank or NPCI side.
PSP - Payment Service Provider
Payer PSP - Under this function a bank can onboard a customer, create his/ her UPI ID, create device binding which is used as a first factor of Authentication, using this customer can enter their UPI PIN to approve a financial transaction or non-financial request where ever necessary.
Payee PSP - Under this function a bank can onboard a customer/merchant & allow them to receive money basis allocated UPI ID or raise a Collect request. It is also known as beneficiary PSP/resolving PSP.

AutoPay Banks Performance (Sep'23)

AutoPay Remitter Banks - Mandate Registration (Sep'23)
Sr. No.	Remitter Bank	Total Volume	Approved%	BD%	TD%
1	State Bank Of India	2,737,261	99.66%	0.00%	0.34%
2	HDFC Bank Ltd	1,222,639	98.76%	0.00%	1.24%
3	ICICI Bank	682,808	99.17%	0.00%	0.83%
4	Bank of Baroda	584,490	99.73%	0.00%	0.26%
5	Kotak Mahindra Bank	559,694	99.96%	0.00%	0.04%
6	Paytm Payments Bank	557,716	99.93%	0.00%	0.06%
7	Union Bank of India	539,224	99.37%	0.00%	0.63%
8	Punjab National Bank	528,382	99.66%	0.00%	0.33%
9	Axis Bank Ltd	514,185	99.90%	0.00%	0.10%
10	Canara Bank	414,027	98.89%	0.00%	1.11%
11	Bank of India	285,875	99.81%	0.00%	0.19%
12	Indian Bank	246,546	97.40%	0.00%	2.60%
13	Federal Bank	191,052	99.79%	0.00%	0.21%
14	Central Bank Of India	167,994	94.97%	0.00%	5.03%
15	India Post Payment Bank	167,537	96.70%	0.00%	3.30%
16	UCO Bank	129,292	97.16%	0.00%	2.84%
17	IDBI Bank Limited	121,734	99.44%	0.00%	0.56%
18	Indian Overseas Bank	110,606	96.12%	0.00%	3.88%
19	IndusInd Bank	103,441	96.70%	0.00%	3.29%
20	Bank of Maharashtra	93,004	98.76%	0.00%	1.24%
21	IDFC FIRST Bank	72,482	99.43%	0.00%	0.57%
22	Yes Bank Ltd	63,204	99.18%	0.00%	0.82%
23	Karnataka Bank	61,262	95.45%	0.00%	4.55%
24	Karur Vysya Bank	47,936	98.89%	0.00%	1.11%
25	Equitas Small Finance Bank	45,421	53.33%	0.00%	46.67%
26	South Indian Bank	41,829	99.54%	0.00%	0.46%
27	Standard Chartered	35,671	99.34%	0.00%	0.66%
28	AU Small Finance bank	32,033	99.53%	0.00%	0.47%
29	DBS Bank Ltd	30,996	99.94%	0.00%	0.06%
30	City Union Bank	29,959	99.66%	0.00%	0.34%
31	Punjab and Sind Bank	29,412	99.79%	0.00%	0.21%
32	Tamilnad Mercantile Bank	20,163	99.65%	0.00%	0.35%
33	Fincare Small Finance Bank	18,114	99.41%	0.00%	0.59%
34	Saraswat Bank	18,006	99.78%	0.01%	0.21%
35	Jio Payments Bank	17,068	99.94%	0.00%	0.06%
36	Andhra Pradesh Grameena Vikas Bank	17,020	97.87%	0.00%	2.13%
37	Rajasthan Marudhara Gramin Bank	14,507	99.48%	0.00%	0.52%
38	HSBC Bank	13,050	98.54%	0.00%	1.46%
39	RBL Bank	12,485	97.75%	0.02%	2.23%
40	Kerala Gramin Bank	12,433	99.37%	0.00%	0.63%
41	Maharashtra Gramin Bank	11,373	99.29%	0.00%	0.71%
42	Andhra Pragathi Grameena Bank	10,728	99.94%	0.00%	0.06%
43	Pragathi Krishna Gramin Bank	9,542	99.86%	0.00%	0.14%
44	Cosmos Bank	9,193	92.23%	0.00%	7.77%
45	NSDL Payments Bank	7,767	94.44%	0.00%	5.56%
46	TJSB Sahakari Bank Ltd	6,307	99.76%	0.00%	0.24%
47	Bharat Co-op Bank Mumbai	5,202	99.08%	0.00%	0.92%
48	Dhanlaxmi Bank Ltd	4,897	96.75%	0.00%	3.25%
49	Catholic Syrian Bank	4,773	94.83%	0.00%	5.17%
50	Suryoday Small Finance Bank Ltd.	4,221	99.91%	0.00%	0.09%

Remarks

Mandate Registration refers to the transaction wherein the consumer creates a recurring mandate against consumers account for the payments which are recurring in nature. For example: Utility bill payments, insurance premium etc.

AutoPay Remitter Banks - Mandate Execution (Sep'23)
Sr. No.	Remitter Bank	Total Volume	Approved%	BD%	TD%
1	State Bank Of India	23,117,932	50.15%	48.91%	0.94%
2	HDFC Bank Ltd	8,036,360	65.50%	33.70%	0.80%
3	Paytm Payments Bank	6,622,723	27.27%	72.38%	0.35%
4	Kotak Mahindra Bank	6,057,029	37.49%	62.25%	0.26%
5	Bank of Baroda	5,704,837	43.70%	55.83%	0.47%
6	Union Bank of India	4,881,720	44.30%	54.68%	1.01%
7	ICICI Bank	4,725,742	66.79%	32.87%	0.34%
8	Punjab National Bank	4,725,479	47.33%	52.54%	0.13%
9	Axis Bank Ltd	3,800,076	58.01%	41.83%	0.16%
10	Canara Bank	3,213,684	49.74%	49.60%	0.66%
11	Bank of India	2,773,813	48.07%	51.43%	0.49%
12	India Post Payment Bank	2,441,504	15.50%	82.89%	1.61%
13	Indian Bank	2,218,592	43.22%	54.88%	1.90%
14	Federal Bank	1,628,451	39.03%	60.88%	0.10%
15	Central Bank Of India	1,486,517	42.29%	53.67%	4.04%
16	IndusInd Bank	1,065,908	43.92%	54.93%	1.15%
17	IDBI Bank Limited	1,050,850	41.91%	45.44%	12.66%
18	Indian Overseas Bank	882,444	44.99%	53.91%	1.09%
19	UCO Bank	849,420	42.40%	53.17%	4.44%
20	Bank of Maharashtra	753,108	46.83%	51.53%	1.64%
21	IDFC FIRST Bank	703,512	41.39%	58.08%	0.52%
22	Yes Bank Ltd	585,423	43.27%	53.68%	3.05%
23	Equitas Small Finance Bank	418,442	22.99%	76.96%	0.05%
24	Karnataka Bank	380,723	50.50%	46.81%	2.69%
25	Punjab and Sind Bank	334,942	35.55%	63.99%	0.46%
26	Karur Vysya Bank	304,072	54.37%	44.63%	1.00%
27	DBS Bank Ltd	252,243	45.82%	53.29%	0.89%
28	South Indian Bank	215,311	53.69%	45.53%	0.78%
29	RBL Bank	189,165	17.07%	15.26%	67.67%
30	Fincare Small Finance Bank Ltd	183,972	17.67%	79.59%	2.74%
31	Rajasthan Marudhara Gramin Bank	167,278	31.46%	67.11%	1.44%
32	City Union Bank	165,380	52.36%	46.79%	0.85%
33	Maharashtra Gramin Bank	130,434	26.27%	70.81%	2.92%
34	Andhra Pradesh Grameena Vikas Bank	125,009	29.22%	67.20%	3.58%
35	AU small Finance Bank	124,518	49.18%	50.56%	0.26%
36	Standard Chartered	123,714	73.00%	25.22%	1.78%
37	Tamilnad Mercantile Bank	120,562	49.44%	49.46%	1.09%
38	Saraswat Bank	117,747	57.25%	42.47%	0.28%
39	Karnataka Vikas Grameena Bank	78,243	23.54%	41.64%	34.82%
40	HSBC Bank	77,308	70.96%	27.78%	1.26%
41	NSDL Payments Bank	72,948	18.26%	80.76%	0.97%
42	Utkarsh Small Finance Bank Ltd	71,779	18.75%	80.31%	0.95%
43	Andhra Pragathi Grameena Bank	67,509	31.38%	64.42%	4.20%
44	Jio Payments Bank	65,420	31.74%	68.05%	0.21%
45	Pragathi Krishna Gramin Bank	64,211	43.56%	55.77%	0.67%
46	Kerala Gramin Bank	53,230	38.59%	60.60%	0.81%
47	TJSB Sahakari Bank Ltd	48,853	51.45%	48.34%	0.21%
48	Suryoday Small Finance Bank Ltd.	47,438	23.73%	75.68%	0.59%
49	Telangana Grameena bank	44,963	32.96%	64.56%	2.48%
50	CSB Bank Ltd	35,315	47.59%	40.89%	11.52%

Remarks

Execution refers to the transaction wherein the recurring debit is done on the remitting account.

Glossary

Business Decline (BD) - Transaction decline due to a customer entering an invalid pin, incorrect beneficiary account, insufficient funds etc. Or due to other business reasons such as exceeding per transaction limit, exceeding permitted count of transactions per day, exceeding amount limit for the day etc. Such declined transactions are termed as Business Decline. Any decline which is not because of a technical reason of the bank or NPCI is termed as business Decline.
Technical Decline (TD) - Transaction decline due to technical reasons, such as unavailability of systems and network issues on bank or NPCI side.

PSP Wise Registration

UPI Autopay Registration - Payer PSP Performance (Sep'23)
Sr. No.	Payer PSP	Total Volume	Approved %	BD %	Th %
1	Yes Bank Ltd	3,794,347	92.76%	6.87%	0.37%
2	Paytm Payments Bank	2,396,073	87.57%	11.62%	0.81%
3	Axis Bank Ltd	1,960,861	89.48%	10.05%	0.47%
4	ICICI Bank	1,630,284	90.29%	9.24%	0.47%
5	HDFC Bank Ltd	964,514	86.42%	12.81%	0.77%
6	State Bank Of India	885,584	81.73%	16.58%	1.69%
7	BHIM	103,022	91.50%	5.08%	3.42%
8	Jio Payments Bank	68,806	98.42%	1.36%	0.21%
9	IndusInd Bank	8,796	98.58%	0.61%	0.81%
10	DBS Bank India Limited	2,244	96.26%	1.38%	2.36%
11	Bank of India	1,670	93.35%	2.93%	3.71%
12	Canara Bank	1,454	91.20%	1.31%	7.50%
13	Central Bank Of India	332	69.88%	15.66%	14.46%
14	Punjab National Bank	67	47.76%	40.30%	11.94%
15	Dhanlaxmi Bank Ltd	18	77.78%	11.11%	11.11%

UPI Autopay Registration - Payee PSP Performance (Sep'23)
Sr. No.	Payee PSP	Total Volume	Approved %	BD %	TD %
1	Yes Bank Ltd	2,927,836	95.42%	0.16%	4.41%
2	ICICI Bank	2,767,689	99.97%	0.00%	0.03%
3	Axis Bank Ltd	2,019,320	99.97%	0.03%	0.00%
4	Paytm Payments Bank	1,616,286	93.66%	0.19%	6.15%
5	HDFC Bank Ltd	1,368,261	99.97%	0.00%	0.03%
6	IndusInd Bank	95,577	99.97%	0.00%	0.03%
7	IDFC FIRST Bank	26,489	100.00%	0.00%	0.00%
8	HSBC Bank	3,994	100.00%	0.00%	0.00%
9	Kotak Mahindra Bank	3,842	100.00%	0.00%	0.00%

Glossary

Business Decline (BD) - Transaction decline due to a customer entering an invalid pin, incorrect beneficiary account etc. Or due to other business reasons such as exceeding per transaction limit, exceeding permitted count of transactions per day, exceeding amount limit for the day etc. Such declined transactions are termed as Business Decline. Any decline which is not because of a technical reason of the bank or NPCI is termed as business Decline.
Technical Decline (TD) - Transaction decline due to technical reasons, such as unavailability of systems and network issues on bank or NPCI side.
PSP - Payment Service Provider
Payer PSP - Under this function a bank can onboard a customer, create his/ her UPI ID, create device binding which is used as a first factor of Authentication, using this customer can enter their UPI PIN to approve a financial transaction or non-financial request where ever necessary.
Payee PSP - Under this function a bank can onboard a customer/merchant & allow them to receive money basis allocated UPI ID or raise a Collect request. It is also known as beneficiary PSP/resolving PSP.

PSP Wise Execution

UPI Autopay Execution - Payer PSP Performance (Sep'23)
Sr. No.	Payer PSP	Total Volume	Approved %	BD %	TD %
1	Yes Bank Ltd	17,056,773	97.31%	2.69%	0.00%
2	Paytm Payments Bank	11,196,485	97.60%	2.39%	0.01%
3	Axis Bank Ltd	6,017,207	96.38%	3.62%	0.00%
4	ICICI Bank	5,680,403	90.84%	9.15%	0.01%
5	HDFC Bank Ltd	2,601,579	98.10%	1.89%	0.01%
6	State Bank Of India	1,578,581	93.53%	6.40%	0.07%
7	BHIM	429,050	88.24%	11.75%	0.01%
8	Jio Payments Bank	81,025	81.42%	0.12%	18.46%
9	DBS Bank India Limited	9,055	58.55%	41.42%	0.02%
10	IndusInd Bank	8,703	98.86%	1.02%	0.11%
11	Canara Bank	3,223	99.50%	0.50%	0.00%
12	Bank of India	2,521	73.38%	26.62%	0.00%
13	Central Bank Of India	222	93.69%	6.31%	0.00%
14	Punjab National Bank	70	97.14%	2.86%	0.00%
15	Dhanlaxmi Bank Ltd	42	100.00%	0.00%	0.00%

UPI Autopay Execution - Payee PSP Performance (Sep'23)
Sr. No.	Payee PSP	Total Volume	Approved %	BD %	TD %
1	Yes Bank Ltd	17,266,794	100.00%	0.00%	0.00%
2	Paytm Payments Bank	9,236,222	99.98%	0.02%	0.01%
3	ICICI Bank	7,145,103	99.90%	0.01%	0.09%
4	HDFC Bank Ltd	5,293,462	99.53%	0.08%	0.39%
5	Axis Bank Ltd	3,827,959	99.66%	0.19%	0.15%
6	IndusInd Bank	240,525	99.51%	0.03%	0.46%
7	IDFC FIRST Bank	14,902	99.97%	0.00%	0.03%
8	HSBC Bank	9,035	99.70%	0.01%	0.29%
9	Kotak Mahindra Bank	3,394	99.85%	0.06%	0.09%

Glossary

Business Decline (BD) - Transaction decline due to a customer entering an invalid pin, incorrect beneficiary account etc. Or due to other business reasons such as exceeding per transaction limit, exceeding permitted count of transactions per day, exceeding amount limit for the day etc. Such declined transactions are termed as Business Decline. Any decline which is not because of a technical reason of the bank or NPCI is termed as business Decline.
Technical Decline (TD) - Transaction decline due to technical reasons, such as unavailability of systems and network issues on bank or NPCI side.
PSP - Payment Service Provider
Payer PSP - Under this function a bank can onboard a customer, create his/ her UPI ID, create device binding which is used as a first factor of Authentication, using this customer can enter their UPI PIN to approve a financial transaction or non-financial request where ever necessary.
Payee PSP - Under this function a bank can onboard a customer/merchant & allow them to receive money basis allocated UPI ID or raise a Collect request. It is also known as beneficiary PSP/resolving PSP.

AutoPay Banks Performance (Aug'23)

AutoPay Remitter Banks - Mandate Registration (Aug'23)
Sr. No.	Remitter Bank	Total Volume	Approved%	BD%	TD%
1	State Bank Of India	24,50,276	96.36%	2.88%	0.76%
2	HDFC Bank Ltd	10,96,047	97.65%	2.17%	0.18%
3	ICICI Bank	6,18,603	94.70%	1.87%	3.43%
4	Bank of Baroda	5,69,659	88.86%	10.28%	0.87%
5	Paytm Payments Bank	5,59,629	89.71%	10.26%	0.02%
6	Kotak Mahindra Bank	5,06,915	91.15%	8.78%	0.08%
7	Punjab National Bank	4,81,036	92.07%	3.45%	4.48%
8	Union Bank of India	4,69,037	95.03%	3.94%	1.03%
9	Axis Bank Ltd	4,60,216	96.93%	2.75%	0.32%
10	Canara Bank	3,70,811	93.91%	4.88%	1.22%
11	Bank of India	2,54,436	95.93%	3.74%	0.33%
12	Indian Bank	2,19,392	96.63%	2.90%	0.47%
13	Federal Bank	1,77,202	98.14%	1.21%	0.65%
14	India Post Payment Bank	1,58,589	90.70%	8.03%	1.27%
15	Central Bank Of India	1,52,798	88.90%	4.50%	6.60%
16	UCO Bank	1,16,838	92.04%	7.59%	0.37%
17	Indian Overseas Bank	1,13,903	82.65%	15.55%	1.80%
18	IDBI Bank Limited	1,08,413	95.75%	3.13%	1.11%
19	IndusInd Bank	92,922	91.70%	4.42%	3.87%
20	Bank of Maharashtra	88,170	94.56%	4.44%	1.00%
21	IDFC FIRST Bank	65,685	95.53%	3.49%	0.98%
22	Yes Bank Ltd	58,710	91.85%	7.69%	0.46%
23	Karnataka Bank	54,272	89.45%	4.13%	6.42%
24	Karur Vysya Bank	45,571	92.64%	6.90%	0.47%
25	South Indian Bank	38,937	96.63%	3.18%	0.20%
26	Equitas Small Finance Bank	34,012	84.49%	0.01%	15.50%
27	Standard Chartered	32,359	98.12%	1.19%	0.68%
28	City Union Bank	29,756	93.53%	4.99%	1.47%
29	DBS Bank Ltd	29,371	97.03%	2.60%	0.36%
30	AU Small Finance bank	28,303	89.48%	2.67%	7.85%
31	Punjab and Sind Bank	27,316	92.09%	5.41%	2.49%
32	Tamilnad Mercantile Bank	19,486	96.19%	3.58%	0.24%
33	Fincare Small Finance Bank	19,423	95.25%	3.93%	0.82%
34	Saraswat Bank	15,771	97.14%	2.36%	0.50%
35	Rajasthan Marudhara Gramin Bank	13,416	95.39%	3.85%	0.75%
36	Jio Payments Bank	12,836	96.87%	3.06%	0.07%
37	RBL Bank	12,290	85.56%	12.74%	1.70%
38	Kerala Gramin Bank	12,136	94.00%	3.83%	2.17%
39	Andhra Pradesh Grameena Vikas Bank	12,087	93.37%	4.03%	2.60%
40	HSBC Bank	11,889	96.93%	1.45%	1.62%
41	Pragathi Krishna Gramin Bank	10,924	59.73%	6.35%	33.92%
42	Maharashtra Gramin Bank	10,620	95.34%	4.46%	0.20%
43	Andhra Pragathi Grameena Bank	10,215	62.49%	37.45%	0.06%
44	Cosmos Bank	7,088	90.59%	2.91%	6.50%
45	NSDL Payments Bank	6,603	90.58%	6.09%	3.33%
46	Suryoday Small Finance Bank Ltd.	5,950	97.41%	2.35%	0.24%
47	TJSB Sahakari Bank Ltd	5,625	96.44%	2.26%	1.30%
48	Catholic Syrian Bank	5,607	94.35%	3.64%	2.02%
49	Bharat Co-op Bank Mumbai	5,069	78.87%	16.55%	4.58%
50	Dhanlaxmi Bank Ltd	4,712	93.04%	4.05%	2.91%

Remarks

Mandate Registration refers to the transaction wherein the consumer creates a recurring mandate against consumers account for the payments which are recurring in nature. For example: Utility bill payments, insurance premium etc.

AutoPay Remitter Banks - Mandate Execution (Aug'23)
Sr. No.	Remitter Bank	Total Volume	Approved%	BD%	TD%
1	State Bank Of India	2,25,86,879	49.30%	47.91%	2.79%
2	HDFC Bank Ltd	74,42,496	67.69%	31.99%	0.31%
3	Paytm Payments Bank	62,71,066	28.72%	70.88%	0.40%
4	Bank of Baroda	54,75,286	44.61%	54.51%	0.88%
5	Kotak Mahindra Bank	53,50,125	41.40%	58.45%	0.15%
6	Union Bank of India	46,08,535	45.11%	53.76%	1.13%
7	ICICI Bank	43,98,508	69.85%	29.46%	0.69%
8	Punjab National Bank	43,88,419	48.35%	50.99%	0.66%
9	Axis Bank Ltd	36,12,154	58.48%	41.08%	0.44%
10	Canara Bank	30,25,570	50.16%	49.30%	0.54%
11	Bank of India	26,99,263	48.41%	50.70%	0.89%
12	India Post Payment Bank	21,82,724	17.44%	81.54%	1.02%
13	Indian Bank	20,64,011	44.69%	54.64%	0.67%
14	Federal Bank	16,95,928	35.06%	64.80%	0.14%
15	Central Bank Of India	14,35,542	43.39%	54.25%	2.37%
16	IndusInd Bank	10,12,650	44.01%	53.36%	2.63%
17	IDBI Bank Limited	9,42,125	42.13%	42.05%	15.82%
18	Indian Overseas Bank	8,12,246	45.93%	53.25%	0.82%
19	UCO Bank	8,11,583	42.66%	55.50%	1.84%
20	Bank of Maharashtra	7,35,155	46.29%	52.35%	1.36%
21	IDFC FIRST Bank	6,72,689	40.88%	58.38%	0.73%
22	Yes Bank Ltd	5,62,110	43.36%	53.59%	3.05%
23	Equitas Small Finance Bank	4,26,932	24.37%	75.57%	0.06%
24	Karnataka Bank	3,79,401	38.82%	58.07%	3.11%
25	Punjab and Sind Bank	3,07,785	37.89%	59.88%	2.23%
26	Karur Vysya Bank	2,83,556	55.25%	43.87%	0.89%
27	DBS Bank Ltd	2,39,329	46.43%	52.42%	1.15%
28	South Indian Bank	1,75,784	61.21%	38.64%	0.15%
29	Fincare Small Finance Bank Ltd	1,70,008	19.16%	78.56%	2.28%
30	Rajasthan Marudhara Gramin Bank	1,51,554	33.37%	64.69%	1.94%
31	City Union Bank	1,49,128	52.70%	45.31%	1.99%
32	RBL Bank	1,35,139	21.62%	18.92%	59.46%
33	Maharashtra Gramin Bank	1,19,260	32.71%	64.95%	2.34%
34	Standard Chartered	1,04,694	74.00%	24.42%	1.57%
35	Andhra Pradesh Grameena Vikas Bank	1,02,531	30.32%	66.71%	2.97%
36	Saraswat Bank	1,01,995	59.35%	40.13%	0.53%
37	Tamilnad Mercantile Bank	98,997	51.53%	48.18%	0.28%
38	AU small Finance Bank	83,718	51.58%	48.24%	0.18%
39	HSBC Bank	72,766	71.14%	27.83%	1.03%
40	NSDL Payments Bank	63,689	18.24%	81.00%	0.76%
41	Andhra Pragathi Grameena Bank	59,106	29.12%	68.46%	2.42%
42	Pragathi Krishna Gramin Bank	57,406	41.78%	57.33%	0.90%
43	Jio Payments Bank	56,713	28.95%	70.92%	0.14%
44	Utkarsh Small Finance Bank Ltd	52,365	22.84%	76.40%	0.75%
45	TJSB Sahakari Bank Ltd	44,270	52.44%	47.00%	0.57%
46	Kerala Gramin Bank	44,146	41.74%	56.49%	1.77%
47	Suryoday Small Finance Bank Ltd.	39,831	30.67%	69.09%	0.24%
48	Telangana Grameena bank	35,525	32.84%	63.24%	3.93%
49	CSB Bank Ltd	34,801	49.39%	40.17%	10.45%
50	Dhanlaxmi Bank Ltd	28,212	54.01%	44.91%	1.08%

Remarks

Execution refers to the transaction wherein the recurring debit is done on the remitting account.

Glossary

Business Decline (BD) - Transaction decline due to a customer entering an invalid pin, incorrect beneficiary account, insufficient funds etc. Or due to other business reasons such as exceeding per transaction limit, exceeding permitted count of transactions per day, exceeding amount limit for the day etc. Such declined transactions are termed as Business Decline. Any decline which is not because of a technical reason of the bank or NPCI is termed as business Decline.
Technical Decline (TD) - Transaction decline due to technical reasons, such as unavailability of systems and network issues on bank or NPCI side.

PSP Wise Registration

UPI Autopay Registration - Payer PSP Performance (Aug'23)
Sr. No.	Payer PSP	Total Volume	Approved %	BD %	Th %
1	Yes Bank Ltd	31,18,146	92.40%	7.35%	0.25%
2	Paytm Payments Bank	21,40,480	88.88%	10.63%	0.50%
3	Axis Bank Ltd	17,21,819	89.25%	10.25%	0.50%
4	ICICI Bank	14,03,311	90.07%	9.43%	0.51%
5	HDFC Bank Ltd	8,87,321	87.16%	12.37%	0.47%
6	State Bank Of India	8,02,851	83.95%	15.20%	0.86%
7	BHIM	94,795	91.97%	4.23%	3.79%
8	Jio Payments Bank	44,566	98.14%	1.57%	0.30%
9	DBS Bank India Limited	2,182	95.92%	2.06%	2.02%
10	Canara Bank	1,348	91.39%	1.48%	7.12%
11	Bank of India	674	88.43%	7.27%	4.30%
12	Central Bank Of India	352	79.26%	9.66%	11.08%
13	Punjab National Bank	192	14.06%	13.02%	72.92%
14	IndusInd Bank	189	71.43%	5.29%	23.28%
15	Dhanlaxmi Bank Ltd	27	70.37%	18.52%	11.11%

UPI Autopay Registration - Payee PSP Performance (Aug'23)
Sr. No.	Payee PSP	Total Volume	Approved %	BD %	TD %
1	ICICI Bank	23,04,369	99.81%	0.02%	0.17%
2	Yes Bank Ltd	21,62,425	93.99%	4.82%	1.19%
3	Axis Bank Ltd	19,70,372	99.92%	0.01%	0.07%
4	HDFC Bank Ltd	14,49,641	100.00%	0.00%	0.00%
5	Paytm Payments Bank	14,06,759	94.19%	3.61%	2.20%
6	IndusInd Bank	85,160	99.96%	0.00%	0.04%
7	IDFC FIRST Bank	16,766	100.00%	0.00%	0.00%
8	HSBC Bank	561	100.00%	0.00%	0.00%

Glossary

Business Decline (BD) - Transaction decline due to a customer entering an invalid pin, incorrect beneficiary account etc. Or due to other business reasons such as exceeding per transaction limit, exceeding permitted count of transactions per day, exceeding amount limit for the day etc. Such declined transactions are termed as Business Decline. Any decline which is not because of a technical reason of the bank or NPCI is termed as business Decline.
Technical Decline (TD) - Transaction decline due to technical reasons, such as unavailability of systems and network issues on bank or NPCI side.
PSP - Payment Service Provider
Payer PSP - Under this function a bank can onboard a customer, create his/ her UPI ID, create device binding which is used as a first factor of Authentication, using this customer can enter their UPI PIN to approve a financial transaction or non-financial request where ever necessary.
Payee PSP - Under this function a bank can onboard a customer/merchant & allow them to receive money basis allocated UPI ID or raise a Collect request. It is also known as beneficiary PSP/resolving PSP.

PSP Wise Execution

UPI Autopay Execution - Payer PSP Performance (Aug'23)
Sr. No.	Payer PSP	Total Volume	Approved %	BD %	TD %
1	Yes Bank Ltd	1,64,80,725	97.59%	2.41%	0.00%
2	Paytm Payments Bank	1,12,94,872	97.45%	2.55%	0.00%
3	Axis Bank Ltd	55,89,844	96.57%	3.40%	0.03%
4	ICICI Bank	52,58,491	91.59%	8.41%	0.00%
5	HDFC Bank Ltd	26,48,365	86.23%	13.76%	0.01%
6	State Bank Of India	14,52,465	90.01%	9.98%	0.01%
7	BHIM	4,95,877	73.67%	26.24%	0.09%
8	Jio Payments Bank	59,022	71.92%	1.48%	26.59%
9	DBS Bank India Limited	8,525	59.70%	40.25%	0.06%
10	Canara Bank	2,841	99.12%	0.88%	0.00%
11	Bank of India	1,425	57.61%	42.39%	0.00%
12	Central Bank Of India	273	94.87%	5.13%	0.00%
13	IndusInd Bank	251	84.06%	15.54%	0.40%
14	Punjab National Bank	56	98.21%	1.79%	0.00%
15	Dhanlaxmi Bank Ltd	44	100.00%	0.00%	0.00%

UPI Autopay Execution - Payee PSP Performance (Aug'23)
Sr. No.	Payee PSP	Total Volume	Approved %	BD %	TD %
1	Yes Bank Ltd	1,66,61,722	99.94%	0.00%	0.06%
2	Paytm Payments Bank	91,86,327	99.91%	0.02%	0.07%
3	ICICI Bank	63,79,315	99.47%	0.00%	0.52%
4	HDFC Bank Ltd	52,93,147	99.84%	0.11%	0.05%
5	Axis Bank Ltd	36,78,869	99.84%	0.08%	0.09%
6	IndusInd Bank	1,75,488	99.15%	0.00%	0.85%
7	IDFC FIRST Bank	8,804	98.69%	0.00%	1.31%
8	HSBC Bank	6,761	98.85%	0.00%	1.15%

Glossary

Business Decline (BD) - Transaction decline due to a customer entering an invalid pin, incorrect beneficiary account etc. Or due to other business reasons such as exceeding per transaction limit, exceeding permitted count of transactions per day, exceeding amount limit for the day etc. Such declined transactions are termed as Business Decline. Any decline which is not because of a technical reason of the bank or NPCI is termed as business Decline.
Technical Decline (TD) - Transaction decline due to technical reasons, such as unavailability of systems and network issues on bank or NPCI side.
PSP - Payment Service Provider
Payer PSP - Under this function a bank can onboard a customer, create his/ her UPI ID, create device binding which is used as a first factor of Authentication, using this customer can enter their UPI PIN to approve a financial transaction or non-financial request where ever necessary.
Payee PSP - Under this function a bank can onboard a customer/merchant & allow them to receive money basis allocated UPI ID or raise a Collect request. It is also known as beneficiary PSP/resolving PSP.

AutoPay Banks Performance (Jul'23)

AutoPay Remitter Banks - Mandate Registration (Jul'23)
Sr. No.	Remitter Bank	Total Volume	Approved%	BD%	TD%
1	State Bank Of India	2,360,254	96.04%	3.38%	0.58%
2	HDFC Bank Ltd	1,068,275	97.36%	2.55%	0.09%
3	ICICI Bank	618,843	94.63%	2.31%	3.06%
4	Bank of Baroda	564,132	87.95%	11.25%	0.80%
5	Paytm Payments Bank	557,089	88.58%	11.35%	0.08%
6	Kotak Mahindra Bank	474,851	95.44%	4.36%	0.19%
7	Punjab National Bank	463,179	95.32%	4.16%	0.52%
8	Union Bank of India	460,744	95.08%	4.63%	0.29%
9	Axis Bank Ltd	449,795	96.77%	3.14%	0.09%
10	Canara Bank	368,912	91.78%	5.63%	2.60%
11	Bank of India	254,141	95.39%	4.48%	0.14%
12	Indian Bank	217,171	93.90%	3.06%	3.04%
13	Federal Bank	168,552	98.40%	1.35%	0.25%
14	India Post Payment Bank	155,594	88.31%	8.67%	3.02%
15	Central Bank Of India	142,161	92.64%	5.42%	1.94%
16	UCO Bank	124,371	91.61%	7.68%	0.71%
17	Indian Overseas Bank	112,129	82.17%	16.80%	1.03%
18	IDBI Bank Limited	107,663	95.63%	3.76%	0.61%
19	IndusInd Bank	90,955	94.18%	5.10%	0.72%
20	Bank of Maharashtra	85,384	93.43%	5.35%	1.21%
21	IDFC FIRST Bank	68,381	95.69%	4.07%	0.24%
22	Yes Bank Ltd	59,090	90.83%	8.84%	0.32%
23	Karnataka Bank	54,980	88.24%	5.45%	6.30%
24	Karur Vysya Bank	44,217	91.09%	8.00%	0.90%
25	South Indian Bank	37,155	96.09%	3.63%	0.28%
26	Standard Chartered	31,811	98.28%	1.36%	0.36%
27	Equitas Small Finance Bank	31,460	95.35%		4.65%
28	DBS Bank Ltd	28,403	96.78%	2.83%	0.39%
29	City Union Bank	28,392	92.62%	5.92%	1.45%
30	Punjab and Sind Bank	26,664	93.26%	6.21%	0.54%
31	AU Small Finance bank	25,457	66.84%		33.16%
32	Tamilnad Mercantile Bank	19,178	95.71%	4.03%	0.27%
33	Saraswat Bank	16,305	96.73%	2.48%	0.79%
34	Fincare Small Finance Bank	13,120	93.59%	5.76%	0.65%
35	Rajasthan Marudhara Gramin Bank	12,833	94.71%	4.22%	1.07%
36	Andhra Pradesh Grameena Vikas Bank	12,826	93.13%	4.90%	1.96%
37	RBL Bank	11,975	89.56%	10.28%	0.16%
38	HSBC Bank	11,618	98.02%	1.60%	0.38%
39	Kerala Gramin Bank	11,023	94.93%	4.88%	0.19%
40	Maharashtra Gramin Bank	10,886	94.48%	4.67%	0.85%
41	NSDL Payments Bank	9,677	93.28%	3.63%	3.09%
42	Jio Payments Bank	9,134	88.18%	11.58%	0.24%
43	Pragathi Krishna Gramin Bank	9,004	90.18%	9.45%	0.37%
44	Andhra Pragathi Grameena Bank	8,992	87.31%	11.79%	0.90%
45	Cosmos Bank	8,017	90.18%	3.06%	6.76%
46	TJSB Sahakari Bank Ltd	5,676	96.28%	2.94%	0.78%
47	Catholic Syrian Bank	5,473	92.69%	3.60%	3.71%
48	Bharat Co-op Bank Mumbai	4,892	82.89%	16.48%	0.63%
49	Suryoday Small Finance Bank Ltd.	4,732	95.58%	3.78%	0.63%
50	Dhanlaxmi Bank Ltd	4,635	93.74%	4.49%	1.77%

Remarks

Mandate Registration refers to the transaction wherein the consumer creates a recurring mandate against consumers account for the payments which are recurring in nature. For example: Utility bill payments, insurance premium etc.

AutoPay Remitter Banks - Mandate Execution (Jul'23)
Sr. No.	Remitter Bank	Total Volume	Approved%	BD%	TD%
1	State Bank Of India	20,944,682	51.07%	47.23%	1.70%
2	HDFC Bank Ltd	6,897,896	68.48%	30.95%	0.57%
3	Paytm Payments Bank	5,557,389	31.23%	68.37%	0.40%
4	Bank of Baroda	5,017,911	45.95%	53.21%	0.85%
5	Kotak Mahindra Bank	4,803,133	43.12%	56.16%	0.72%
6	Union Bank of India	4,162,707	46.88%	52.61%	0.51%
7	Punjab National Bank	4,071,740	49.32%	49.66%	1.02%
8	ICICI Bank	4,038,640	71.61%	28.07%	0.32%
9	Axis Bank Ltd	3,315,925	59.99%	39.14%	0.88%
10	Canara Bank	2,787,411	50.96%	48.04%	1.00%
11	Bank of India	2,519,565	49.21%	50.37%	0.42%
12	India Post Payment Bank	1,935,637	18.28%	79.55%	2.18%
13	Indian Bank	1,902,589	45.42%	51.78%	2.80%
14	Federal Bank	1,572,628	35.72%	64.07%	0.21%
15	Central Bank Of India	1,362,337	44.31%	53.16%	2.53%
16	UCO Bank	929,048	27.59%	67.25%	5.16%
17	IndusInd Bank	904,415	46.89%	52.24%	0.88%
18	IDBI Bank Limited	837,327	44.12%	42.59%	13.29%
19	Indian Overseas Bank	733,265	47.10%	51.39%	1.50%
20	Bank of Maharashtra	682,745	48.37%	49.73%	1.90%
21	IDFC FIRST Bank	528,539	46.62%	52.76%	0.62%
22	Yes Bank Ltd	513,294	44.79%	52.38%	2.83%
23	Equitas Small Finance Bank	396,800	25.41%	74.40%	0.19%
24	Karnataka Bank	352,254	35.59%	60.22%	4.19%
25	Punjab and Sind Bank	279,084	39.61%	58.67%	1.72%
26	Karur Vysya Bank	259,383	56.03%	43.17%	0.80%
27	DBS Bank Ltd	218,697	48.05%	50.84%	1.11%
28	South Indian Bank	166,827	58.52%	40.84%	0.64%
29	City Union Bank	159,678	44.52%	54.39%	1.09%
30	Fincare Small Finance Bank Ltd	143,392	17.46%	79.90%	2.64%
31	Rajasthan Marudhara Gramin Bank	141,145	32.55%	63.42%	4.02%
32	RBL Bank	123,153	22.11%	18.25%	59.64%
33	Tamilnad Mercantile Bank	110,348	37.13%	62.74%	0.13%
34	Saraswat Bank	92,759	60.77%	38.62%	0.62%
35	Andhra Pradesh Grameena Vikas Bank	92,404	32.39%	63.66%	3.94%
36	Standard Chartered	84,985	76.18%	22.80%	1.03%
37	HSBC Bank	67,373	71.25%	27.81%	0.94%
38	NSDL Payments Bank	55,327	24.04%	73.78%	2.17%
39	Pragathi Krishna Gramin Bank	53,782	44.42%	54.34%	1.24%
40	Andhra Pragathi Grameena Bank	52,062	32.18%	63.04%	4.78%
41	Utkarsh Small Finance Bank Ltd	47,982	23.30%	76.38%	0.33%
42	Jio Payments Bank	47,865	24.41%	70.66%	4.93%
43	Kerala Gramin Bank	41,677	43.77%	55.80%	0.43%
44	TJSB Sahakari Bank Ltd	40,856	53.18%	45.77%	1.05%
45	CSB Bank Ltd	34,929	45.58%	39.57%	14.85%
46	Suryoday Small Finance Bank Ltd.	33,899	30.52%	67.52%	1.96%
47	Telangana Grameena bank	31,209	34.63%	61.63%	3.74%
48	Dhanlaxmi Bank Ltd	28,112	50.38%	48.91%	0.70%
49	AU small Finance Bank	27,408	69.31%	28.93%	1.76%
50	GP Parsik Bank	20,416	50.03%	49.82%	0.15%

Remarks

Execution refers to the transaction wherein the recurring debit is done on the remitting account.

Glossary

Business Decline (BD) - Transaction decline due to a customer entering an invalid pin, incorrect beneficiary account, insufficient funds etc. Or due to other business reasons such as exceeding per transaction limit, exceeding permitted count of transactions per day, exceeding amount limit for the day etc. Such declined transactions are termed as Business Decline. Any decline which is not because of a technical reason of the bank or NPCI is termed as business Decline.
Technical Decline (TD) - Transaction decline due to technical reasons, such as unavailability of systems and network issues on bank or NPCI side.

PSP Wise Registration

UPI Autopay Registration - Payer PSP Performance (Jul'23)
Sr. No.	Payer PSP	Total Volume	Approved %	BD %	Th %
1	Yes Bank Ltd	3,142,718	91.92%	7.91%	0.17%
2	Paytm Payments Bank	2,153,227	88.89%	10.84%	0.28%
3	Axis Bank Ltd	1,698,208	89.41%	10.38%	0.21%
4	ICICI Bank	1,346,987	89.77%	9.91%	0.32%
5	HDFC Bank Ltd	829,891	86.44%	13.17%	0.38%
6	State Bank Of India	747,732	80.60%	15.68%	3.71%
7	BHIM	94,178	92.76%	4.65%	2.60%
8	Jio Payments Bank	7,245	94.34%	5.01%	0.65%
9	DBS Bank India Limited	2,073	96.53%	1.74%	1.74%
10	Canara Bank	1,323	85.34%	1.21%	13.45%
11	Bank of India	290	71.72%	20.34%	7.93%
12	IndusInd Bank	264	86.74%	6.82%	6.44%
13	Central Bank Of India	233	78.97%	6.44%	14.59%
14	Punjab National Bank	61	31.15%	57.38%	11.48%
15	Dhanlaxmi Bank Ltd	17	70.59%	29.41%	0.00%

UPI Autopay Registration - Payee PSP Performance (Jul'23)
Sr. No.	Payee PSP	Total Volume	Approved %	BD %	TD %
1	Axis Bank Ltd	2,687,113	100.00%	0.00%	0.00%
2	ICICI Bank	2,552,305	100.00%	0.00%	0.00%
3	Yes Bank Ltd	2,297,291	100.00%	0.00%	0.00%
4	HDFC Bank Ltd	1,515,648	100.00%	0.00%	0.00%
5	Paytm Payments Bank	1,466,925	100.00%	0.00%	0.00%
6	IndusInd Bank	103,002	100.00%	0.00%	0.00%
7	HSBC Bank	713	100.00%	0.00%	0.00%

Glossary

Business Decline (BD) - Transaction decline due to a customer entering an invalid pin, incorrect beneficiary account etc. Or due to other business reasons such as exceeding per transaction limit, exceeding permitted count of transactions per day, exceeding amount limit for the day etc. Such declined transactions are termed as Business Decline. Any decline which is not because of a technical reason of the bank or NPCI is termed as business Decline.
Technical Decline (TD) - Transaction decline due to technical reasons, such as unavailability of systems and network issues on bank or NPCI side.
PSP - Payment Service Provider
Payer PSP - Under this function a bank can onboard a customer, create his/ her UPI ID, create device binding which is used as a first factor of Authentication, using this customer can enter their UPI PIN to approve a financial transaction or non-financial request where ever necessary.
Payee PSP - Under this function a bank can onboard a customer/merchant & allow them to receive money basis allocated UPI ID or raise a Collect request. It is also known as beneficiary PSP/resolving PSP.

PSP Wise Execution

UPI Autopay Execution - Payer PSP Performance (Jul'23)
Sr. No.	Payer PSP	Total Volume	Approved %	BD %	TD %
1	Yes Bank Ltd	15,732,230	98.55%	1.44%	0.00%
2	Paytm Payments Bank	10,795,501	97.96%	2.04%	0.00%
3	Axis Bank Ltd	5,082,006	97.63%	2.32%	0.05%
4	ICICI Bank	4,715,728	93.20%	6.79%	0.00%
5	HDFC Bank Ltd	2,210,907	91.59%	8.38%	0.02%
6	State Bank Of India	1,246,288	89.83%	10.16%	0.01%
7	BHIM	398,562	92.41%	7.31%	0.28%
8	Jio Payments Bank	21,026	31.63%	3.26%	65.11%
9	DBS Bank India Limited	7,891	61.11%	38.85%	0.04%
10	Canara Bank	2,368	99.07%	0.93%	0.00%
11	Bank of India	1,082	45.47%	54.53%	0.00%
12	IndusInd Bank	300	91.67%	8.33%	0.00%
13	Central Bank Of India	172	93.60%	6.40%	0.00%
14	Dhanlaxmi Bank Ltd	50	88.00%	10.00%	2.00%
15	Punjab National Bank	44	100.00%	0.00%	0.00%

UPI Autopay Execution - Payee PSP Performance (Jul'23)
Sr. No.	Payee PSP	Total Volume	Approved %	BD %	TD %
1	Yes Bank Ltd	36,362,687	99.91%	0.04%	0.05%
2	Paytm Payments Bank	21,926,439	99.99%	0.01%	0.01%
3	ICICI Bank	10,793,167	99.95%	0.00%	0.04%
4	HDFC Bank Ltd	7,414,267	98.71%	1.20%	0.09%
5	Axis Bank Ltd	4,360,090	99.97%	0.01%	0.01%
6	IndusInd Bank	174,380	99.76%	0.01%	0.24%
7	HSBC Bank	27,022	99.94%	0.00%	0.06%

Glossary

Business Decline (BD) - Transaction decline due to a customer entering an invalid pin, incorrect beneficiary account etc. Or due to other business reasons such as exceeding per transaction limit, exceeding permitted count of transactions per day, exceeding amount limit for the day etc. Such declined transactions are termed as Business Decline. Any decline which is not because of a technical reason of the bank or NPCI is termed as business Decline.
Technical Decline (TD) - Transaction decline due to technical reasons, such as unavailability of systems and network issues on bank or NPCI side.
PSP - Payment Service Provider
Payer PSP - Under this function a bank can onboard a customer, create his/ her UPI ID, create device binding which is used as a first factor of Authentication, using this customer can enter their UPI PIN to approve a financial transaction or non-financial request where ever necessary.
Payee PSP - Under this function a bank can onboard a customer/merchant & allow them to receive money basis allocated UPI ID or raise a Collect request. It is also known as beneficiary PSP/resolving PSP.

AutoPay Banks Performance (Jun'23)

AutoPay Remitter Banks - Mandate Registration (Jun'23)
Sr. No.	Remitter Bank	Total Volume	Approved%	BD%	TD%
1	State Bank Of India	2,287,579	96.58%	3.36%	0.05%
2	HDFC Bank Ltd	1,021,160	97.35%	2.56%	0.09%
3	ICICI Bank	596,849	95.20%	2.26%	2.54%
4	Bank of Baroda	554,381	88.37%	11.13%	0.50%
5	Paytm Payments Bank	497,253	88.35%	11.62%	0.03%
6	Kotak Mahindra Bank	455,261	95.21%	4.12%	0.67%
7	Punjab National Bank	448,160	95.38%	4.32%	0.30%
8	Union Bank of India	439,101	95.20%	4.50%	0.30%
9	Axis Bank Ltd	432,484	96.75%	3.10%	0.15%
10	Canara Bank	358,129	92.09%	5.47%	2.44%
11	Bank of India	247,312	95.51%	4.34%	0.15%
12	Indian Bank	203,427	95.58%	3.13%	1.29%
13	Federal Bank	162,713	97.45%	1.44%	1.12%
14	India Post Payment Bank	148,339	86.20%	9.09%	4.72%
15	UCO Bank	143,737	86.33%	5.74%	7.93%
16	Central Bank Of India	141,786	92.96%	5.17%	1.87%
17	IDBI Bank Limited	108,023	95.98%	3.58%	0.44%
18	Indian Overseas Bank	106,563	85.71%	14.03%	0.26%
19	Bank of Maharashtra	86,714	93.80%	5.31%	0.89%
20	IndusInd Bank	86,198	94.42%	4.97%	0.61%
21	IDFC FIRST Bank	63,483	95.41%	4.45%	0.14%
22	Yes Bank Ltd	56,733	91.01%	8.72%	0.27%
23	Karnataka Bank	55,548	86.12%	4.77%	9.11%
24	Karur Vysya Bank	42,384	91.09%	8.71%	0.20%
25	South Indian Bank	38,345	96.43%	3.53%	0.04%
26	Standard Chartered	30,417	98.25%	1.46%	0.29%
27	Equitas Small Finance Bank	29,557	96.31%	0.00%	3.69%
28	DBS Bank Ltd	27,035	97.34%	2.59%	0.07%
29	Punjab and Sind Bank	26,493	92.16%	7.18%	0.66%
30	City Union Bank	26,335	92.68%	5.58%	1.74%
31	Tamilnad Mercantile Bank	19,734	95.75%	3.93%	0.32%
32	Saraswat Bank	16,959	95.48%	2.69%	1.83%
33	Rajasthan Marudhara Gramin Bank	13,686	93.19%	4.60%	2.21%
34	RBL Bank	11,972	90.14%	9.66%	0.20%
35	Kerala Gramin Bank	11,557	93.49%	6.08%	0.42%
36	Andhra Pradesh Grameena Vikas Bank	11,459	92.01%	5.11%	2.89%
37	Maharashtra Gramin Bank	11,154	93.82%	4.30%	1.87%
38	Fincare Small Finance Bank	10,583	87.26%	6.27%	6.46%
39	HSBC Bank	10,450	98.07%	1.62%	0.32%
40	Pragathi Krishna Gramin Bank	9,757	77.02%	9.57%	13.41%
41	Andhra Pragathi Grameena Bank	8,506	84.16%	15.41%	0.42%
42	Cosmos Bank	8,350	90.92%	3.54%	5.53%
43	Jio Payments Bank	7,355	92.21%	7.70%	0.10%
44	NSDL Payments Bank	7,117	89.77%	5.31%	4.92%
45	Catholic Syrian Bank	5,581	94.10%	3.82%	2.08%
46	TJSB Sahakari Bank Ltd	5,580	96.00%	3.21%	0.79%
47	Bharat Co-op Bank Mumbai	4,833	83.07%	15.81%	1.12%
48	Dhanlaxmi Bank Ltd	4,702	94.32%	3.91%	1.77%
49	Karnataka Vikas Grameena Bank	4,573	95.85%	3.46%	0.70%
50	Suryoday Small Finance Bank Ltd.	3,813	96.41%	3.41%	0.18%

Remarks

Mandate Registration refers to the transaction wherein the consumer creates a recurring mandate against consumers account for the payments which are recurring in nature. For example: Utility bill payments, insurance premium etc.

AutoPay Remitter Banks - Mandate Execution (Jun'23)
Sr. No.	Remitter Bank	Total Volume	Approved%	BD%	TD%
1	State Bank Of India	18,494,546	52.85%	46.01%	1.15%
2	HDFC Bank Ltd	6,129,566	70.63%	29.21%	0.16%
3	Paytm Payments Bank	4,675,909	33.45%	66.23%	0.33%
4	Bank of Baroda	4,533,563	46.68%	52.85%	0.46%
5	Kotak Mahindra Bank	4,340,802	43.12%	54.81%	2.07%
6	Union Bank of India	3,693,545	47.82%	51.55%	0.63%
7	ICICI Bank	3,679,493	71.96%	27.08%	0.96%
8	Punjab National Bank	3,604,158	51.48%	48.22%	0.29%
9	Axis Bank Ltd	2,982,646	61.54%	38.09%	0.37%
10	Canara Bank	2,467,842	52.66%	46.04%	1.30%
11	Bank of India	2,247,899	51.01%	48.68%	0.31%
12	India Post Payment Bank	1,842,276	18.07%	75.89%	6.03%
13	Indian Bank	1,632,347	47.68%	51.48%	0.84%
14	Federal Bank	1,407,773	35.76%	63.96%	0.29%
15	Central Bank Of India	1,313,291	41.93%	54.81%	3.26%
16	UCO Bank	935,560	19.17%	68.66%	12.17%
17	IndusInd Bank	796,797	48.61%	50.74%	0.66%
18	IDBI Bank Limited	736,328	45.10%	39.01%	15.88%
19	Bank of Maharashtra	661,439	44.75%	54.03%	1.22%
20	Indian Overseas Bank	656,285	47.24%	51.90%	0.86%
21	Yes Bank Ltd	473,725	43.89%	49.30%	6.81%
22	IDFC FIRST Bank	426,067	50.05%	48.83%	1.12%
23	Equitas Small Finance Bank	377,876	25.23%	74.61%	0.16%
24	Karnataka Bank	326,505	32.67%	61.31%	6.02%
25	Punjab and Sind Bank	249,913	40.47%	57.75%	1.78%
26	Karur Vysya Bank	222,236	58.14%	41.42%	0.44%
27	DBS Bank Ltd	196,802	49.51%	49.36%	1.13%
28	City Union Bank	148,008	41.73%	56.59%	1.67%
29	South Indian Bank	142,922	63.04%	36.90%	0.06%
30	Fincare Small Finance Bank Ltd	129,348	16.19%	78.28%	5.53%
31	Rajasthan Marudhara Gramin Bank	128,420	33.26%	63.68%	3.06%
32	RBL Bank	107,472	22.86%	20.64%	56.50%
33	Tamilnad Mercantile Bank	96,803	34.89%	64.94%	0.17%
34	Andhra Pradesh Grameena Vikas Bank	81,733	31.34%	62.44%	6.22%
35	Saraswat Bank	81,662	63.42%	35.89%	0.68%
36	Standard Chartered	60,878	82.10%	17.31%	0.59%
37	HSBC Bank	58,759	74.89%	24.72%	0.39%
38	Andhra Pragathi Grameena Bank	50,498	28.32%	67.62%	4.05%
39	Utkarsh Small Finance Bank Ltd	46,845	20.83%	78.14%	1.03%
40	NSDL Payments Bank	46,197	23.87%	72.46%	3.66%
41	Pragathi Krishna Gramin Bank	44,839	47.12%	52.21%	0.67%
42	CSB Bank Ltd	40,600	33.96%	58.47%	7.57%
43	Jio Payments Bank	38,107	25.88%	72.89%	1.23%
44	TJSB Sahakari Bank Ltd	36,741	54.02%	45.34%	0.64%
45	Kerala Gramin Bank	33,669	49.81%	49.67%	0.52%
46	Suryoday Small Finance Bank Ltd.	27,668	30.48%	68.76%	0.77%
47	Telangana Grameena bank	27,446	34.68%	61.81%	3.51%
48	Dhanlaxmi Bank Ltd	26,506	49.06%	50.24%	0.70%
49	SBM Bank India Ltd.	24,232	13.35%	34.19%	52.46%
50	GP Parsik Bank	17,279	52.28%	47.55%	0.17%

Remarks

Execution refers to the transaction wherein the recurring debit is done on the remitting account.

Glossary

Business Decline (BD) - Transaction decline due to a customer entering an invalid pin, incorrect beneficiary account, insufficient funds etc. Or due to other business reasons such as exceeding per transaction limit, exceeding permitted count of transactions per day, exceeding amount limit for the day etc. Such declined transactions are termed as Business Decline. Any decline which is not because of a technical reason of the bank or NPCI is termed as business Decline.
Technical Decline (TD) - Transaction decline due to technical reasons, such as unavailability of systems and network issues on bank or NPCI side.

PSP Wise Registration

UPI Autopay Registration - Payer PSP Performance (Jun'23)
Sr. No.	Payer PSP	Total Volume	Approved %	BD %	Th %
1	Yes Bank Ltd	3,151,893	93.51%	6.37%	0.12%
2	Paytm Payments Bank	1,907,622	89.49%	10.30%	0.21%
3	Axis Bank Ltd	1,496,078	89.25%	10.59%	0.16%
4	ICICI Bank	1,345,332	90.91%	8.88%	0.21%
5	HDFC Bank Ltd	807,078	87.21%	12.36%	0.43%
6	State Bank Of India	739,252	84.11%	15.49%	0.41%
7	BHIM	88,045	89.97%	4.05%	5.97%
8	Jio Payments Bank	2,313	86.29%	13.23%	0.48%
9	DBS Bank India Limited	2,061	98.16%	1.31%	0.53%
10	Canara Bank	1,169	84.09%	1.45%	14.46%
11	Bank of India	949	47.95%	52.05%	0.00%
12	Bank of India	209	79.43%	16.27%	4.31%
13	Punjab National Bank	42	66.67%	19.05%	14.29%
14	Dhanlaxmi Bank Ltd	27	62.96%	37.04%	0.00%

UPI Autopay Registration - Payee PSP Performance (Jun'23)
Sr. No.	Payee PSP	Total Volume	Approved %	BD %	TD %
1	ICICI Bank	2,565,012	100.00%	0.00%	0.00%
2	Yes Bank Ltd	2,414,655	100.00%	0.00%	0.00%
3	Axis Bank Ltd	2,280,903	100.00%	0.00%	0.00%
4	HDFC Bank Ltd	1,534,928	100.00%	0.00%	0.00%
5	Paytm Payments Bank	1,224,561	100.00%	0.00%	0.00%
6	IndusInd Bank	81,591	100.00%	0.00%	0.00%
7	HSBC Bank	801	100.00%	0.00%	0.00%

Glossary

Business Decline (BD) - Transaction decline due to a customer entering an invalid pin, incorrect beneficiary account etc. Or due to other business reasons such as exceeding per transaction limit, exceeding permitted count of transactions per day, exceeding amount limit for the day etc. Such declined transactions are termed as Business Decline. Any decline which is not because of a technical reason of the bank or NPCI is termed as business Decline.
Technical Decline (TD) - Transaction decline due to technical reasons, such as unavailability of systems and network issues on bank or NPCI side.
PSP - Payment Service Provider
Payer PSP - Under this function a bank can onboard a customer, create his/ her UPI ID, create device binding which is used as a first factor of Authentication, using this customer can enter their UPI PIN to approve a financial transaction or non-financial request where ever necessary.
Payee PSP - Under this function a bank can onboard a customer/merchant & allow them to receive money basis allocated UPI ID or raise a Collect request. It is also known as beneficiary PSP/resolving PSP.

PSP Wise Execution

UPI Autopay Execution - Payer PSP Performance (Jun'23)
Sr. No.	Payer PSP	Total Volume	Approved %	BD %	TD %
1	Yes Bank Ltd	14,397,298	98.88%	1.12%	0.00%
2	Paytm Payments Bank	9,857,727	99.21%	0.79%	0.00%
3	Axis Bank Ltd	4,444,282	98.25%	1.75%	0.00%
4	ICICI Bank	4,190,562	94.72%	5.26%	0.03%
5	HDFC Bank Ltd	2,030,769	90.48%	9.51%	0.01%
6	State Bank Of India	1,160,859	81.58%	18.42%	0.00%
7	BHIM	359,400	93.75%	6.23%	0.02%
8	Jio Payments Bank	8,517	22.13%	23.28%	54.58%
9	DBS Bank India Limited	7,297	61.78%	38.17%	0.05%
10	Canara Bank	1,852	99.14%	0.86%	0.00%
11	Bank of India	949	47.95%	52.05%	0.00%
12	IndusInd Bank	86	94.19%	5.81%	0.00%
13	Dhanlaxmi Bank Ltd	48	97.92%	2.08%	0.00%
14	Punjab National Bank	41	100.00%	0.00%	0.00%

UPI Autopay Execution - Payee PSP Performance (Jun'23)
Sr. No.	Payee PSP	Total Volume	Approved %	BD %	TD %
1	Yes Bank Ltd	33,148,809	100.00%	0.00%	0.00%
2	Paytm Payments Bank	19,072,001	100.00%	0.00%	0.00%
3	ICICI Bank	8,710,094	100.00%	0.00%	0.00%
4	HDFC Bank Ltd	7,024,338	100.00%	0.00%	0.00%
5	Axis Bank Ltd	3,870,239	100.00%	0.00%	0.00%
6	IndusInd Bank	117,936	100.00%	0.00%	0.00%
7	HSBC Bank	23,964	100.00%	0.00%	0.00%

Glossary

Business Decline (BD) - Transaction decline due to a customer entering an invalid pin, incorrect beneficiary account etc. Or due to other business reasons such as exceeding per transaction limit, exceeding permitted count of transactions per day, exceeding amount limit for the day etc. Such declined transactions are termed as Business Decline. Any decline which is not because of a technical reason of the bank or NPCI is termed as business Decline.
Technical Decline (TD) - Transaction decline due to technical reasons, such as unavailability of systems and network issues on bank or NPCI side.
PSP - Payment Service Provider
Payer PSP - Under this function a bank can onboard a customer, create his/ her UPI ID, create device binding which is used as a first factor of Authentication, using this customer can enter their UPI PIN to approve a financial transaction or non-financial request where ever necessary.
Payee PSP - Under this function a bank can onboard a customer/merchant & allow them to receive money basis allocated UPI ID or raise a Collect request. It is also known as beneficiary PSP/resolving PSP.

AutoPay Banks Performance (May'23)

AutoPay Remitter Banks - Mandate Registration (May'23)
Sr. No.	Remitter Bank	Total Volume	Approved%	BD%	TD%
1	State Bank Of India	20,74,529	96.12%	3.76%	0.13%
2	HDFC Bank Ltd	9,30,913	97.09%	2.73%	0.19%
3	ICICI Bank	5,45,175	94.60%	2.31%	3.09%
4	Bank of Baroda	5,14,587	87.60%	11.88%	0.52%
5	Punjab National Bank	4,88,827	69.46%	3.13%	27.41%
6	Paytm Payments Bank	4,84,431	88.01%	11.94%	0.04%
7	Kotak Mahindra Bank	4,29,856	94.87%	4.17%	0.96%
8	Union Bank of India	4,05,116	94.16%	4.95%	0.88%
9	Axis Bank Ltd	3,94,840	96.66%	3.26%	0.07%
10	Canara Bank	3,25,476	92.83%	6.02%	1.15%
11	Bank of India	2,23,889	94.18%	5.20%	0.62%
12	Indian Bank	1,84,198	95.35%	3.40%	1.25%
13	India Post Payment Bank	1,60,869	88.56%	9.57%	1.87%
14	Federal Bank	1,53,125	98.26%	1.65%	0.09%
15	UCO Bank	1,30,991	84.96%	5.71%	9.33%
16	Central Bank Of India	1,29,424	93.62%	5.67%	0.71%
17	Indian Overseas Bank	98,148	73.39%	25.84%	0.77%
18	IDBI Bank Limited	98,010	94.92%	4.09%	0.99%
19	Bank of Maharashtra	78,886	92.03%	5.89%	2.08%
20	IndusInd Bank	77,697	93.79%	5.72%	0.49%
21	IDFC FIRST Bank	59,637	94.74%	4.53%	0.73%
22	Yes Bank Ltd	51,690	90.64%	9.30%	0.05%
23	Karnataka Bank	48,738	86.20%	4.21%	9.59%
24	Karur Vysya Bank	38,329	90.14%	9.39%	0.47%
25	South Indian Bank	34,778	95.28%	4.66%	0.05%
26	Standard Chartered	29,737	99.08%	0.56%	0.36%
27	Equitas Small Finance Bank	29,417	97.49%	0.00%	2.51%
28	DBS Bank Ltd	25,690	96.94%	2.81%	0.25%
29	Punjab and Sind Bank	24,632	92.37%	6.93%	0.70%
30	City Union Bank	24,357	91.19%	6.63%	2.19%
31	Tamilnad Mercantile Bank	17,967	94.88%	4.07%	1.05%
32	Saraswat Bank	15,042	96.12%	2.88%	1.00%
33	Rajasthan Marudhara Gramin Bank	12,353	94.24%	5.06%	0.70%
34	RBL Bank	11,627	89.09%	10.59%	0.33%
35	Kerala Gramin Bank	11,061	94.75%	5.14%	0.11%
36	Fincare Small Finance Bank	10,956	89.85%	6.30%	3.85%
37	Andhra Pradesh Grameena Vikas Bank	10,163	93.38%	5.80%	0.83%
38	HSBC Bank	10,127	98.23%	1.37%	0.39%
39	Maharashtra Gramin Bank	9,429	93.55%	5.35%	1.10%
40	Cosmos Bank	7,841	88.80%	4.17%	7.03%
41	Andhra Pragathi Grameena Bank	7,770	69.09%	29.65%	1.26%
42	Pragathi Krishna Gramin Bank	7,357	85.69%	12.57%	1.74%
43	Jio Payments Bank	6,918	93.90%	6.00%	0.10%
44	NSDL Payments Bank	6,344	90.73%	5.69%	3.58%
45	TJSB Sahakari Bank Ltd	5,260	96.12%	3.38%	0.49%
46	Catholic Syrian Bank	5,016	95.24%	3.67%	1.10%
47	Dhanlaxmi Bank Ltd	4,310	94.20%	4.66%	1.14%
48	Bharat Co-op Bank Mumbai	4,299	80.34%	18.38%	1.28%
49	Karnataka Vikas Grameena Bank	3,709	93.69%	5.18%	1.13%
50	Utkarsh Small Finance Bank	2,807	91.24%	7.66%	1.10%

Remarks

Mandate Registration refers to the transaction wherein the consumer creates a recurring mandate against consumers account for the payments which are recurring in nature. For example: Utility bill payments, insurance premium etc.

AutoPay Remitter Banks - Mandate Execution (May'23)
Sr. No.	Remitter Bank	Total Volume	Approved%	BD%	TD%
1	State Bank Of India	1,84,83,231	51.78%	47.38%	0.84%
2	HDFC Bank Ltd	59,67,350	69.75%	30.03%	0.22%
3	Paytm Payments Bank	45,33,643	33.56%	66.01%	0.43%
4	Bank of Baroda	44,93,660	46.84%	52.88%	0.28%
5	Kotak Mahindra Bank	41,54,359	42.81%	56.40%	0.79%
6	Union Bank of India	36,69,046	47.24%	51.97%	0.78%
7	ICICI Bank	35,67,473	71.24%	27.95%	0.81%
8	Punjab National Bank	34,67,267	50.31%	49.19%	0.49%
9	Axis Bank Ltd	29,33,796	61.04%	38.66%	0.30%
10	Canara Bank	24,31,490	52.78%	46.17%	1.05%
11	Bank of India	22,66,828	50.95%	48.45%	0.60%
12	India Post Payment Bank	18,86,555	17.59%	79.61%	2.81%
13	Indian Bank	15,97,732	47.27%	51.62%	1.10%
14	Federal Bank	13,78,049	34.92%	65.01%	0.07%
15	Central Bank Of India	13,46,437	40.62%	57.69%	1.69%
16	UCO Bank	9,36,116	19.31%	67.84%	12.85%
17	Bank of Maharashtra	7,69,553	37.47%	46.11%	16.42%
18	IndusInd Bank	7,57,594	49.02%	50.45%	0.53%
19	Indian Overseas Bank	6,47,777	45.50%	54.16%	0.34%
20	IDBI Bank Limited	6,39,996	45.79%	37.86%	16.35%
21	Yes Bank Ltd	4,61,734	43.44%	53.80%	2.76%
22	IDFC FIRST Bank	4,35,284	47.56%	51.11%	1.33%
23	Equitas Small Finance Bank	3,90,888	25.22%	74.73%	0.05%
24	Punjab and Sind Bank	2,42,374	39.82%	55.77%	4.41%
25	Karnataka Bank	2,40,014	35.76%	57.73%	6.51%
26	Karur Vysya Bank	2,18,535	57.85%	41.62%	0.52%
27	DBS Bank Ltd	1,93,486	48.97%	49.50%	1.53%
28	City Union Bank	1,37,458	41.99%	55.97%	2.04%
29	Fincare Small Finance Bank Ltd	1,27,537	17.52%	79.01%	3.47%
30	Rajasthan Marudhara Gramin Bank	1,26,539	31.17%	63.71%	5.12%
31	South Indian Bank	1,17,283	66.12%	33.79%	0.09%
32	RBL Bank	90,460	25.00%	22.98%	52.01%
33	Andhra Pradesh Grameena Vikas Bank	79,807	30.22%	63.63%	6.15%
34	Saraswat Bank	69,203	66.06%	33.58%	0.36%
35	HSBC Bank	56,546	74.77%	24.96%	0.27%
36	Andhra Pragathi Grameena Bank	47,808	28.56%	67.84%	3.60%
37	Utkarsh Small Finance Bank Ltd	44,006	20.24%	78.78%	0.98%
38	NSDL Payments Bank	41,730	20.07%	78.60%	1.33%
39	Pragathi Krishna Gramin Bank	39,690	47.76%	51.83%	0.41%
40	Jio Payments Bank	37,250	25.58%	74.32%	0.10%
41	CSB Bank Ltd	37,080	35.27%	58.11%	6.62%
42	Standard Chartered	36,053	89.50%	9.81%	0.70%
43	TJSB Sahakari Bank Ltd	34,527	54.40%	45.30%	0.30%
44	SBM Bank India Ltd.	32,397	5.04%	8.70%	86.27%
45	Kerala Gramin Bank	29,197	51.31%	48.33%	0.37%
46	Dhanlaxmi Bank Ltd	25,900	46.69%	52.83%	0.48%
47	Suryoday Small Finance Bank Ltd.	25,186	27.66%	71.22%	1.12%
48	Telangana Grameena bank	22,868	34.70%	60.33%	4.97%
49	Tamilnad Mercantile Bank	16,876	89.54%	10.14%	0.32%
50	GP Parsik Bank	16,616	52.10%	47.57%	0.33%

Remarks

Execution refers to the transaction wherein the recurring debit is done on the remitting account.

Glossary

Business Decline (BD) - Transaction decline due to a customer entering an invalid pin, incorrect beneficiary account, insufficient funds etc. Or due to other business reasons such as exceeding per transaction limit, exceeding permitted count of transactions per day, exceeding amount limit for the day etc. Such declined transactions are termed as Business Decline. Any decline which is not because of a technical reason of the bank or NPCI is termed as business Decline.
Technical Decline (TD) - Transaction decline due to technical reasons, such as unavailability of systems and network issues on bank or NPCI side.

PSP Wise Registration

UPI Autopay Registration - Payer PSP Performance (May'23)
Sr. No.	Payer PSP	Total Volume	Approved %	BD %	Th %
1	Yes Bank Ltd	27,73,121	92.81%	7.06%	0.13%
2	Paytm Payments Bank	18,72,844	89.30%	10.50%	0.19%
3	Axis Bank Ltd	13,75,932	88.53%	11.31%	0.16%
4	ICICI Bank	12,22,588	90.11%	9.61%	0.29%
5	HDFC Bank Ltd	7,46,112	86.26%	13.13%	0.61%
6	State Bank Of India	6,95,156	82.65%	16.49%	0.86%
7	BHIM	60,996	85.62%	3.97%	10.41%
8	Jio Payments Bank	2,457	86.45%	11.27%	2.28%
9	DBS Bank India Limited	2,079	97.07%	1.73%	1.20%
10	Canara Bank	927	85.76%	8.74%	5.50%
11	Bank of India	280	73.93%	19.29%	6.79%
12	Punjab National Bank	569	4.22%	0.88%	94.90%
13	Bank of India	367	82.02%	11.44%	6.54%
14	Dhanlaxmi Bank Ltd	19	68.42%	31.58%	0.00%

UPI Autopay Registration - Payee PSP Performance (May'23)
Sr. No.	Payee PSP	Total Volume	Approved %	BD %	TD %
1	ICICI Bank	24,18,336	100.00%	0.00%	0.00%
2	Axis Bank Ltd	22,10,114	100.00%	0.00%	0.00%
3	Yes Bank Ltd	20,59,514	100.00%	0.00%	0.00%
4	HDFC Bank Ltd	16,13,288	100.00%	0.00%	0.00%
5	Paytm Payments Bank	10,88,251	100.00%	0.00%	0.00%
6	IndusInd Bank	43,009	100.00%	0.00%	0.00%
7	HSBC Bank	806	100.00%	0.00%	0.00%

Glossary

Business Decline (BD) - Transaction decline due to a customer entering an invalid pin, incorrect beneficiary account etc. Or due to other business reasons such as exceeding per transaction limit, exceeding permitted count of transactions per day, exceeding amount limit for the day etc. Such declined transactions are termed as Business Decline. Any decline which is not because of a technical reason of the bank or NPCI is termed as business Decline.
Technical Decline (TD) - Transaction decline due to technical reasons, such as unavailability of systems and network issues on bank or NPCI side.
PSP - Payment Service Provider
Payer PSP - Under this function a bank can onboard a customer, create his/ her UPI ID, create device binding which is used as a first factor of Authentication, using this customer can enter their UPI PIN to approve a financial transaction or non-financial request where ever necessary.
Payee PSP - Under this function a bank can onboard a customer/merchant & allow them to receive money basis allocated UPI ID or raise a Collect request. It is also known as beneficiary PSP/resolving PSP.

PSP Wise Execution

UPI Autopay Execution - Payer PSP Performance (May'23)
Sr. No.	Payer PSP	Total Volume	Approved %	BD %	TD %
1	Yes Bank Ltd	1,41,93,788	98.37%	1.62%	0.01%
2	Paytm Payments Bank	98,19,620	99.47%	0.52%	0.01%
3	Axis Bank Ltd	42,54,613	97.98%	2.00%	0.01%
4	ICICI Bank	38,61,121	96.17%	3.81%	0.02%
5	HDFC Bank Ltd	18,51,197	90.87%	9.12%	0.01%
6	State Bank Of India	9,37,620	84.19%	15.80%	0.01%
7	BHIM	3,44,204	91.44%	8.54%	0.02%
8	DBS Bank India Limited	7,073	61.97%	37.99%	0.04%
9	Jio Payments Bank	7,056	26.09%	51.77%	22.14%
10	Canara Bank	1,288	98.52%	1.48%	0.00%
11	Bank of India	975	58.77%	41.23%	0.00%
12	IndusInd Bank	120	92.50%	7.50%	0.00%
13	Dhanlaxmi Bank Ltd	46	89.13%	10.87%	0.00%
14	Punjab National Bank	36	100.00%	0.00%	0.00%

UPI Autopay Execution - Payee PSP Performance (May'23)
Sr. No.	Payee PSP	Total Volume	Approved %	BD %	TD %
1	Yes Bank Ltd	34,222,882	100.00%	0.00%	0.00%
2	Paytm Payments Bank	18,535,621	100.00%	0.00%	0.00%
3	ICICI Bank	7,265,958	100.00%	0.00%	0.00%
4	HDFC Bank Ltd	6,834,491	100.00%	0.00%	0.00%
5	Axis Bank Ltd	3,634,201	100.00%	0.00%	0.00%
6	IndusInd Bank	72,018	100.00%	0.00%	0.00%
7	HSBC Bank	27,229	100.00%	0.00%	0.00%

Glossary

Business Decline (BD) - Transaction decline due to a customer entering an invalid pin, incorrect beneficiary account etc. Or due to other business reasons such as exceeding per transaction limit, exceeding permitted count of transactions per day, exceeding amount limit for the day etc. Such declined transactions are termed as Business Decline. Any decline which is not because of a technical reason of the bank or NPCI is termed as business Decline.
Technical Decline (TD) - Transaction decline due to technical reasons, such as unavailability of systems and network issues on bank or NPCI side.
PSP - Payment Service Provider
Payer PSP - Under this function a bank can onboard a customer, create his/ her UPI ID, create device binding which is used as a first factor of Authentication, using this customer can enter their UPI PIN to approve a financial transaction or non-financial request where ever necessary.
Payee PSP - Under this function a bank can onboard a customer/merchant & allow them to receive money basis allocated UPI ID or raise a Collect request. It is also known as beneficiary PSP/resolving PSP.

AutoPay Banks Performance (Apr'23)

AutoPay Remitter Banks - Mandate Registration (Apr'23)
Sr. No.	Remitter Bank	Total Volume	Approved%	BD%	TD%
1	State Bank Of India	19,20,478	95.45%	3.90%	0.64%
2	HDFC Bank Ltd	8,52,960	96.75%	2.77%	0.47%
3	ICICI Bank	5,00,040	93.78%	2.28%	3.94%
4	Bank of Baroda	4,64,914	87.90%	11.75%	0.35%
5	Paytm Payments Bank	4,41,428	87.81%	12.15%	0.05%
6	Kotak Mahindra Bank	3,78,692	95.14%	4.11%	0.75%
7	Punjab National Bank	3,76,932	92.77%	4.57%	2.67%
8	Union Bank of India	3,69,277	93.98%	5.35%	0.66%
9	Axis Bank Ltd	3,65,041	96.56%	3.40%	0.04%
10	Canara Bank	2,96,519	93.07%	6.68%	0.25%
11	Bank of India	2,02,792	94.80%	4.93%	0.28%
12	Indian Bank	1,68,962	95.78%	3.44%	0.78%
13	India Post Payment Bank	1,59,739	79.92%	9.61%	10.47%
14	Federal Bank	1,42,872	98.17%	1.73%	0.10%
15	Central Bank Of India	1,20,225	92.61%	5.96%	1.43%
16	UCO Bank	1,13,054	87.54%	5.87%	6.59%
17	IDBI Bank Limited	92,683	93.75%	4.43%	1.83%
18	Indian Overseas Bank	90,590	69.85%	29.55%	0.61%
19	IndusInd Bank	70,595	92.83%	5.73%	1.45%
20	Bank of Maharashtra	68,204	87.12%	11.52%	1.36%
21	IDFC FIRST Bank	55,577	94.87%	4.65%	0.48%
22	Yes Bank Ltd	49,387	86.42%	13.06%	0.52%
23	Karnataka Bank	46,995	86.77%	4.24%	8.99%
24	Karur Vysya Bank	35,989	91.65%	7.79%	0.56%
25	South Indian Bank	32,778	95.69%	4.16%	0.15%
26	Equitas Small Finance Bank	26,963	97.27%		2.73%
27	Punjab and Sind Bank	25,310	88.78%	7.62%	3.61%
28	DBS Bank Ltd	24,406	97.06%	2.84%	0.10%
29	City Union Bank	22,772	91.25%	7.23%	1.52%
30	Standard Chartered	22,107	99.62%		0.38%
31	Tamilnad Mercantile Bank	16,576	96.18%	3.76%	0.06%
32	Saraswat Bank	13,691	96.28%	3.16%	0.56%
33	Rajasthan Marudhara Gramin Bank	12,742	94.70%	4.30%	1.00%
34	RBL Bank	10,780	88.41%	11.44%	0.15%
35	Kerala Gramin Bank	10,380	93.85%	6.05%	0.10%
36	Andhra Pradesh Grameena Vikas Bank	10,233	93.84%	5.49%	0.66%
37	Fincare Small Finance Bank	9,871	88.31%	6.43%	5.26%
38	HSBC Bank	9,546	98.18%	1.52%	0.30%
39	Andhra Pragathi Grameena Bank	8,962	58.35%	40.57%	1.08%
40	Maharashtra Gramin Bank	8,557	94.13%	5.47%	0.40%
41	Pragathi Krishna Gramin Bank	7,884	82.69%	12.98%	4.34%
42	Cosmos Bank	6,743	89.40%	3.28%	7.33%
43	Jio Payments Bank	6,150	86.42%	11.14%	2.44%
44	NSDL Payments Bank	6,038	91.02%	6.28%	2.70%
45	Catholic Syrian Bank	4,761	95.30%	3.72%	0.99%
46	TJSB Sahakari Bank Ltd	4,620	96.41%	3.23%	0.37%
47	Dhanlaxmi Bank Ltd	4,078	95.66%	3.60%	0.74%
48	Bharat Co-op Bank Mumbai	3,788	80.12%	18.03%	1.85%
49	Karnataka Vikas Grameena Bank	3,430	93.56%	5.31%	1.14%
50	Utkarsh Small Finance Bank	2,595	90.17%	9.09%	0.73%

Remarks

Mandate Registration refers to the transaction wherein the consumer creates a recurring mandate against consumers account for the payments which are recurring in nature. For example: Utility bill payments, insurance premium etc.

AutoPay Remitter Banks - Mandate Execution (Apr'23)
Sr. No.	Remitter Bank	Total Volume	Approved%	BD%	TD%
1	State Bank Of India	1,70,25,747	52.09%	45.87%	2.05%
2	HDFC Bank Ltd	54,18,614	70.72%	28.58%	0.70%
3	Paytm Payments Bank	47,77,525	29.59%	70.11%	0.31%
4	Bank of Baroda	42,90,895	45.08%	54.58%	0.34%
5	Kotak Mahindra Bank	38,89,438	40.77%	58.60%	0.63%
6	Punjab National Bank	34,43,017	49.22%	50.07%	0.70%
7	Union Bank of India	34,13,397	46.41%	52.40%	1.18%
8	ICICI Bank	32,30,214	72.55%	27.19%	0.26%
9	Axis Bank Ltd	27,07,267	61.03%	38.56%	0.41%
10	Canara Bank	22,33,355	52.75%	46.68%	0.57%
11	Bank of India	21,51,450	50.96%	48.26%	0.78%
12	India Post Payment Bank	20,81,316	13.83%	79.19%	6.98%
13	Indian Bank	14,43,758	48.04%	50.18%	1.78%
14	Federal Bank	12,74,565	34.38%	64.17%	1.45%
15	Central Bank Of India	12,32,197	41.21%	57.00%	1.79%
16	UCO Bank	8,45,531	21.67%	68.24%	10.08%
17	IndusInd Bank	6,89,292	49.04%	50.29%	0.68%
18	Indian Overseas Bank	6,29,620	42.45%	56.82%	0.73%
19	Bank of Maharashtra	5,73,250	48.31%	50.00%	1.69%
20	IDBI Bank Limited	5,67,646	44.26%	40.38%	15.35%
21	IDFC FIRST Bank	4,32,739	45.14%	53.68%	1.17%
22	Yes Bank Ltd	4,20,726	42.67%	54.77%	2.56%
23	Equitas Small Finance Bank	4,17,153	21.83%	78.08%	0.09%
24	Punjab and Sind Bank	2,34,820	36.28%	50.27%	13.45%
25	Karur Vysya Bank	2,02,669	58.63%	40.72%	0.65%
26	DBS Bank Ltd	1,80,564	48.04%	49.92%	2.04%
27	Karnataka Bank	1,52,386	44.16%	49.96%	5.88%
28	Rajasthan Marudhara Gramin Bank	1,12,936	32.19%	64.04%	3.77%
29	City Union Bank	1,08,442	48.40%	49.81%	1.79%
30	South Indian Bank	99,820	65.95%	33.89%	0.16%
31	Fincare Small Finance Bank Ltd	99,149	21.15%	75.02%	3.83%
32	RBL Bank	75,542	26.74%	23.97%	49.29%
33	Andhra Pradesh Grameena Vikas Bank	69,074	32.72%	62.56%	4.72%
34	Saraswat Bank	58,141	64.63%	34.93%	0.44%
35	HSBC Bank	50,950	76.32%	23.58%	0.10%
36	Utkarsh Small Finance Bank Ltd	50,622	13.36%	85.18%	1.46%
37	NSDL Payments Bank	48,195	13.84%	83.88%	2.28%
38	SBM Bank India Ltd.	41,742	3.56%	6.74%	89.70%
39	Andhra Pragathi Grameena Bank	39,581	31.80%	63.26%	4.94%
40	Pragathi Krishna Gramin Bank	39,130	46.33%	53.26%	0.41%
41	Jio Payments Bank	36,352	22.03%	77.27%	0.70%
42	CSB Bank Ltd	31,359	38.73%	54.62%	6.66%
43	TJSB Sahakari Bank Ltd	30,656	55.26%	44.43%	0.32%
44	Kerala Gramin Bank	25,390	53.95%	45.66%	0.39%
45	Suryoday Small Finance Bank Ltd.	24,540	26.01%	71.10%	2.89%
46	Dhanlaxmi Bank Ltd	22,245	48.61%	50.80%	0.58%
47	Standard Chartered	21,883	46.07%	53.08%	0.85%
48	Tamilnad Mercantile Bank	15,825	89.43%	10.09%	0.47%
49	Janata Sahakari Bank Ltd. Pune	14,797	55.06%	44.66%	0.28%
50	GP Parsik Bank	13,400	55.19%	44.57%	0.24%

Remarks

Execution refers to the transaction wherein the recurring debit is done on the remitting account.

Glossary

Business Decline (BD) - Transaction decline due to a customer entering an invalid pin, incorrect beneficiary account, insufficient funds etc. Or due to other business reasons such as exceeding per transaction limit, exceeding permitted count of transactions per day, exceeding amount limit for the day etc. Such declined transactions are termed as Business Decline. Any decline which is not because of a technical reason of the bank or NPCI is termed as business Decline.
Technical Decline (TD) - Transaction decline due to technical reasons, such as unavailability of systems and network issues on bank or NPCI side.

PSP Wise Registration

UPI Autopay Registration - Payer PSP Performance (Apr'23)
Sr. No.	Payer PSP	Total Volume	Approved %	BD %	Th %
1	Yes Bank Ltd	25,78,720	93.33%	6.53%	0.14%
2	Paytm Payments Bank	17,89,015	90.27%	9.49%	0.24%
3	Axis Bank Ltd	12,33,844	88.98%	10.81%	0.21%
4	ICICI Bank	10,92,645	90.12%	9.47%	0.41%
5	HDFC Bank Ltd	6,55,370	86.22%	13.36%	0.43%
6	State Bank Of India	5,72,405	82.28%	17.23%	0.49%
7	BHIM	54,860	93.90%	4.55%	1.56%
8	DBS Bank India Limited	1,901	97.58%	1.63%	0.79%
9	Jio Payments Bank	1,576	79.70%	17.20%	3.11%
10	Canara Bank	415	67.71%	30.36%	1.93%
11	Bank of India	280	73.93%	19.29%	6.79%
12	Punjab National Bank	69	21.74%	7.25%	71.01%
13	IndusInd Bank	53	66.04%	3.77%	30.19%
14	Dhanlaxmi Bank Ltd	16	81.25%	12.50%	6.25%

UPI Autopay Registration - Payee PSP Performance (Apr'23)
Sr. No.	Payee PSP	Total Volume	Approved %	BD %	TD %
1	ICICI Bank	20,94,928	100.00%	0.00%	0.00%
2	Yes Bank Ltd	19,93,787	100.00%	0.00%	0.00%
3	Axis Bank Ltd	19,12,395	100.00%	0.00%	0.00%
4	HDFC Bank Ltd	13,86,128	100.00%	0.00%	0.00%
5	Paytm Payments Bank	11,12,692	100.00%	0.00%	0.00%
6	IndusInd Bank	23,510	100.00%	0.00%	0.00%
7	HSBC Bank	796	100.00%	0.00%	0.00%

Glossary

Business Decline (BD) - Transaction decline due to a customer entering an invalid pin, incorrect beneficiary account etc. Or due to other business reasons such as exceeding per transaction limit, exceeding permitted count of transactions per day, exceeding amount limit for the day etc. Such declined transactions are termed as Business Decline. Any decline which is not because of a technical reason of the bank or NPCI is termed as business Decline.
Technical Decline (TD) - Transaction decline due to technical reasons, such as unavailability of systems and network issues on bank or NPCI side.
PSP - Payment Service Provider
Payer PSP - Under this function a bank can onboard a customer, create his/ her UPI ID, create device binding which is used as a first factor of Authentication, using this customer can enter their UPI PIN to approve a financial transaction or non-financial request where ever necessary.
Payee PSP - Under this function a bank can onboard a customer/merchant & allow them to receive money basis allocated UPI ID or raise a Collect request. It is also known as beneficiary PSP/resolving PSP.

PSP Wise Execution

UPI Autopay Execution - Payer PSP Performance (Apr'23)
Sr. No.	Payer PSP	Total Volume	Approved %	BD %	TD %
1	Yes Bank Ltd	1,32,40,776	98.63%	1.37%	0.00%
2	Paytm Payments Bank	93,92,347	98.40%	1.47%	0.13%
3	Axis Bank Ltd	38,40,953	98.45%	1.54%	0.01%
4	ICICI Bank	33,80,564	97.81%	2.19%	0.00%
5	HDFC Bank Ltd	16,33,435	90.23%	9.76%	0.00%
6	State Bank Of India	6,25,603	90.18%	9.77%	0.05%
7	BHIM	3,53,979	85.49%	14.40%	0.11%
8	Jio Payments Bank	10,065	10.54%	46.23%	43.23%
9	DBS Bank India Limited	6,910	57.34%	42.66%	0.00%
10	Bank of India	853	54.28%	45.72%	0.00%
11	Canara Bank	714	99.58%	0.42%	0.00%
12	IndusInd Bank	93	78.49%	21.51%	0.00%
13	Dhanlaxmi Bank Ltd	38	100.00%	0.00%	0.00%
14	Punjab National Bank	18	100.00%	0.00%	0.00%

UPI Autopay Execution - Payee PSP Performance (Apr'23)
Sr. No.	Payee PSP	Total Volume	Approved %	BD %	TD %
1	Yes Bank Ltd	3,16,29,245	100.00%	0.00%	0.00%
2	Paytm Payments Bank	1,96,52,567	100.00%	0.00%	0.00%
3	HDFC Bank Ltd	62,36,453	100.00%	0.00%	0.00%
4	ICICI Bank	54,78,420	100.00%	0.00%	0.00%
5	Axis Bank Ltd	31,84,926	100.00%	0.00%	0.00%
6	IndusInd Bank	50,254	100.00%	0.00%	0.00%
7	HSBC Bank	20,791	100.00%	0.00%	0.00%

Glossary

Business Decline (BD) - Transaction decline due to a customer entering an invalid pin, incorrect beneficiary account etc. Or due to other business reasons such as exceeding per transaction limit, exceeding permitted count of transactions per day, exceeding amount limit for the day etc. Such declined transactions are termed as Business Decline. Any decline which is not because of a technical reason of the bank or NPCI is termed as business Decline.
Technical Decline (TD) - Transaction decline due to technical reasons, such as unavailability of systems and network issues on bank or NPCI side.
PSP - Payment Service Provider
Payer PSP - Under this function a bank can onboard a customer, create his/ her UPI ID, create device binding which is used as a first factor of Authentication, using this customer can enter their UPI PIN to approve a financial transaction or non-financial request where ever necessary.
Payee PSP - Under this function a bank can onboard a customer/merchant & allow them to receive money basis allocated UPI ID or raise a Collect request. It is also known as beneficiary PSP/resolving PSP.

AutoPay Banks Performance (Mar'23)

AutoPay Remitter Banks - Mandate Registration (Mar'23)
Sr. No.	Remitter Bank	Total Volume	Approved%	BD%	TD%
1	State Bank Of India	2,097,950	95.19%	3.79%	1.02%
2	HDFC Bank Ltd	893,456	97.01%	2.80%	0.20%
3	Bank of Baroda	522,657	87.59%	11.27%	1.13%
4	ICICI Bank	514,870	93.36%	2.36%	4.28%
5	Paytm Payments Bank	488,926	87.91%	11.95%	0.14%
6	Union Bank of India	412,098	94.12%	5.53%	0.35%
7	Punjab National Bank	411,150	95.49%	4.32%	0.18%
8	Kotak Mahindra Bank	407,341	95.01%	3.98%	1.01%
9	Axis Bank Ltd	391,781	96.47%	3.36%	0.17%
10	Canara Bank	324,166	92.71%	6.38%	0.91%
11	Bank of India	230,656	95.07%	4.67%	0.26%
12	Indian Bank	192,638	93.90%	3.20%	2.90%
13	India Post Payment Bank	170,612	85.42%	9.49%	5.09%
14	Federal Bank	142,943	97.84%	1.85%	0.31%
15	Central Bank Of India	132,261	94.21%	5.55%	0.23%
16	UCO Bank	118,103	93.23%	5.00%	1.77%
17	Indian Overseas Bank	98,432	71.22%	28.52%	0.26%
18	IDBI Bank Limited	89,286	94.81%	3.38%	1.81%
19	Bank of Maharashtra	75,394	87.73%	9.93%	2.34%
20	IndusInd Bank	75,070	92.66%	5.85%	1.49%
21	IDFC FIRST Bank	59,935	93.80%	5.34%	0.86%
22	Yes Bank Ltd	57,214	89.60%	9.83%	0.56%
23	Karur Vysya Bank	39,998	91.15%	8.21%	0.64%
24	Karnataka Bank	39,988	89.31%	3.58%	7.11%
25	South Indian Bank	33,126	96.00%	3.87%	0.12%
26	Equitas Small Finance Bank	30,976	96.88%	0.00%	3.12%
27	DBS Bank Ltd	25,889	96.89%	2.90%	0.21%
28	City Union Bank	24,670	90.09%	8.14%	1.76%
29	Punjab and Sind Bank	23,800	91.33%	8.56%	0.11%
30	Tamilnad Mercantile Bank	21,614	44.36%	2.66%	52.98%
31	Rajasthan Marudhara Gramin Bank	14,867	95.22%	4.14%	0.63%
32	Saraswat Bank	12,155	97.04%	2.90%	0.06%
33	Andhra Pradesh Grameena Vikas Bank	12,031	94.37%	4.99%	0.64%
34	RBL Bank	11,381	87.70%	11.91%	0.40%
35	Pragathi Krishna Gramin Bank	11,037	66.37%	9.89%	23.74%
36	Fincare Small Finance Bank	10,709	88.78%	6.80%	4.43%
37	Maharashtra Gramin Bank	10,581	95.40%	4.31%	0.29%
38	HSBC Bank	9,200	98.01%	1.51%	0.48%
39	Kerala Gramin Bank	8,354	94.39%	5.24%	0.37%
40	Andhra Pragathi Grameena Bank	8,312	95.15%	4.70%	0.14%
41	Cosmos Bank	8,041	86.98%	3.54%	9.48%
42	Jio Payments Bank	5,689	93.51%	6.19%	0.30%
43	TJSB Sahakari Bank Ltd	4,995	96.42%	3.44%	0.14%
44	Catholic Syrian Bank	4,992	94.47%	4.73%	0.80%
45	NSDL Payments Bank	4,675	90.91%	5.63%	3.47%
46	Karnataka Vikas Grameena Bank	4,334	95.75%	3.85%	0.39%
47	Dhanlaxmi Bank Ltd	3,888	94.42%	4.01%	1.57%
48	Bharat Co-op Bank Mumbai	3,671	81.20%	17.52%	1.28%
49	Utkarsh Small Finance Bank	2,997	89.06%	9.34%	1.60%
50	State Bank of Mauritius	2,481	95.41%	3.83%	0.77%

Remarks

Mandate Registration refers to the transaction wherein the consumer creates a recurring mandate against consumers account for the payments which are recurring in nature. For example: Utility bill payments, insurance premium etc.

AutoPay Remitter Banks - Mandate Execution (Mar'23)
Sr. No.	Remitter Bank	Total Volume	Approved%	BD%	TD%
1	State Bank Of India	16,808,212	49.66%	45.33%	5.01%
2	HDFC Bank Ltd	5,176,972	70.80%	28.66%	0.54%
3	Paytm Payments Bank	4,708,827	28.79%	70.17%	1.04%
4	Bank of Baroda	4,164,363	44.90%	54.39%	0.71%
5	Kotak Mahindra Bank	4,017,423	35.04%	64.27%	0.69%
6	Union Bank of India	3,288,792	46.45%	52.68%	0.87%
7	Punjab National Bank	3,285,471	50.44%	49.39%	0.17%
8	ICICI Bank	3,098,813	72.53%	26.70%	0.77%
9	Axis Bank Ltd	2,573,662	62.05%	37.47%	0.47%
10	Canara Bank	2,156,288	52.64%	46.73%	0.63%
11	Bank of India	2,144,069	51.97%	47.30%	0.73%
12	India Post Payment Bank	1,852,486	18.82%	78.44%	2.74%
13	Indian Bank	1,355,726	48.65%	49.66%	1.69%
14	Central Bank Of India	1,201,035	40.86%	57.51%	1.63%
15	Federal Bank	1,189,957	33.75%	65.62%	0.63%
16	UCO Bank	753,473	25.05%	65.92%	9.03%
17	IndusInd Bank	657,354	48.46%	50.17%	1.36%
18	Indian Overseas Bank	631,069	40.27%	57.48%	2.25%
19	Bank of Maharashtra	588,349	44.21%	50.37%	5.42%
20	IDBI Bank Limited	493,044	44.37%	36.52%	19.11%
21	Yes Bank Ltd	469,162	34.32%	37.29%	28.39%
22	Equitas Small Finance Bank	431,314	21.26%	78.29%	0.46%
23	IDFC FIRST Bank	425,545	44.34%	53.68%	1.98%
24	Punjab and Sind Bank	215,559	40.44%	58.67%	0.89%
25	Karur Vysya Bank	196,258	59.12%	39.71%	1.17%
26	DBS Bank Ltd	175,529	48.10%	49.34%	2.56%
27	Rajasthan Marudhara Gramin Bank	109,734	34.27%	61.36%	4.37%
28	City Union Bank	100,270	49.48%	48.10%	2.42%
29	South Indian Bank	90,632	64.33%	35.06%	0.61%
30	Karnataka Bank	90,599	55.42%	40.65%	3.93%
31	RBL Bank	69,612	27.16%	22.02%	50.82%
32	Utkarsh Small Finance Bank Ltd	56,209	8.53%	37.88%	53.59%
33	Saraswat Bank	49,425	65.62%	34.02%	0.36%
34	HSBC Bank	48,319	74.90%	23.56%	1.54%
35	NSDL Payments Bank	45,853	11.31%	87.59%	1.09%
36	Andhra Pragathi Grameena Bank	42,162	32.85%	62.46%	4.68%
37	SBM Bank India Ltd.	40,212	4.90%	6.37%	88.73%
38	Andhra Pradesh Grameena Vikas Bank	40,131	40.86%	53.80%	5.35%
39	Pragathi Krishna Gramin Bank	34,732	42.98%	54.21%	2.81%
40	CSB Bank Ltd	31,357	36.12%	55.90%	7.98%
41	Jio Payments Bank	31,325	25.93%	73.77%	0.31%
42	TJSB Sahakari Bank Ltd	27,601	55.66%	43.90%	0.44%
43	Suryoday Small Finance Bank Ltd.	22,140	26.44%	71.56%	2.00%
44	Kerala Gramin Bank	21,833	51.77%	46.54%	1.69%
45	Dhanlaxmi Bank Ltd	21,813	46.50%	52.58%	0.91%
46	North East Small Finance Bank Ltd	14,690	12.95%	86.31%	0.74%
47	Janata Sahakari Bank Ltd. Pune	14,101	54.13%	45.37%	0.50%
48	GP Parsik Bank	12,557	56.37%	43.12%	0.50%
49	Apna Sahakari Bank Ltd.	11,779	50.39%	49.15%	0.46%
50	Maharashtra Gramin Bank	11,429	66.66%	30.59%	2.75%

Remarks

Execution refers to the transaction wherein the recurring debit is done on the remitting account.

Glossary

Business Decline (BD) - Transaction decline due to a customer entering an invalid pin, incorrect beneficiary account, insufficient funds etc. Or due to other business reasons such as exceeding per transaction limit, exceeding permitted count of transactions per day, exceeding amount limit for the day etc. Such declined transactions are termed as Business Decline. Any decline which is not because of a technical reason of the bank or NPCI is termed as business Decline.
Technical Decline (TD) - Transaction decline due to technical reasons, such as unavailability of systems and network issues on bank or NPCI side.

PSP Wise Registration

UPI Autopay Registration - Payer PSP Performance (Mar'23)
Sr. No.	Payer PSP	Total Volume	Approved %	BD %	Th %
1	Yes Bank Ltd	3,044,517	93.11%	6.48%	0.41%
2	Paytm Payments Bank	1,923,074	89.64%	9.88%	0.48%
3	Axis Bank Ltd	1,351,936	88.56%	10.69%	0.75%
4	ICICI Bank	1,189,483	89.25%	9.87%	0.87%
5	HDFC Bank Ltd	673,350	84.37%	13.88%	1.75%
6	State Bank Of India	384,102	82.11%	16.39%	1.51%
7	BHIM	68,626	89.03%	4.40%	6.57%
8	DBS Bank India Limited	2,174	96.04%	3.13%	0.83%
9	Jio Payments Bank	1,501	80.01%	16.26%	3.73%
10	Canara Bank	486	64.61%	26.95%	8.44%
11	Bank of India	283	79.51%	16.96%	3.53%
12	IndusInd Bank	54	37.04%	1.85%	61.11%
13	Dhanlaxmi Bank Ltd	27	88.89%	3.70%	7.41%
14	Punjab National Bank	15	73.33%	0.00%	26.67%

UPI Autopay Registration - Payee PSP Performance (Mar'23)
Sr. No.	Payee PSP	Total Volume	Approved %	BD %	TD %
1	Yes Bank Ltd	2,460,273	100.00%	0.00%	0.00%
2	Axis Bank Ltd	2,046,478	100.00%	0.00%	0.00%
3	ICICI Bank	1,977,754	100.00%	0.00%	0.00%
4	HDFC Bank Ltd	1,583,083	100.00%	0.00%	0.00%
5	Paytm Payments Bank	1,128,147	100.00%	0.00%	0.00%
6	IndusInd Bank	13,595	100.00%	0.00%	0.00%
7	HSBC Bank	903	100.00%	0.00%	0.00%

Glossary

Business Decline (BD) - Transaction decline due to a customer entering an invalid pin, incorrect beneficiary account etc. Or due to other business reasons such as exceeding per transaction limit, exceeding permitted count of transactions per day, exceeding amount limit for the day etc. Such declined transactions are termed as Business Decline. Any decline which is not because of a technical reason of the bank or NPCI is termed as business Decline.
Technical Decline (TD) - Transaction decline due to technical reasons, such as unavailability of systems and network issues on bank or NPCI side.
PSP - Payment Service Provider
Payer PSP - Under this function a bank can onboard a customer, create his/ her UPI ID, create device binding which is used as a first factor of Authentication, using this customer can enter their UPI PIN to approve a financial transaction or non-financial request where ever necessary.
Payee PSP - Under this function a bank can onboard a customer/merchant & allow them to receive money basis allocated UPI ID or raise a Collect request. It is also known as beneficiary PSP/resolving PSP.

PSP Wise Execution

UPI Autopay Execution - Payer PSP Performance (Mar'23)
Sr. No.	Payer PSP	Total Volume	Approved %	BD %	TD %
1	Yes Bank Ltd	24,149,272	99.15%	0.85%	0.01%
2	Paytm Payments Bank	22,630,237	99.49%	0.48%	0.04%
3	Axis Bank Ltd	7,584,237	99.20%	0.73%	0.07%
4	ICICI Bank	6,634,601	98.98%	1.02%	0.00%
5	HDFC Bank Ltd	1,971,093	91.98%	7.92%	0.10%
6	BHIM	484,756	97.10%	2.84%	0.06%
7	State Bank Of India	383,036	80.25%	19.74%	0.02%
8	Jio Payments Bank	7,152	13.98%	22.96%	63.06%
9	DBS Bank India Limited	6,409	63.83%	36.07%	0.09%
10	Bank of India	992	59.98%	40.02%	0.00%
11	Canara Bank	985	99.59%	0.41%	0.00%
12	IndusInd Bank	111	77.48%	21.62%	0.90%
13	Dhanlaxmi Bank Ltd	46	97.83%	2.17%	0.00%
14	Punjab National Bank	13	100.00%	0.00%	0.00%

UPI Autopay Execution - Payee PSP Performance (Mar'23)
Sr. No.	Payee PSP	Total Volume	Approved %	BD %	TD %
1	Yes Bank Ltd	30,077,555	99.97%	0.00%	0.03%
2	Paytm Payments Bank	19,737,501	99.98%	0.01%	0.01%
3	HDFC Bank Ltd	6,375,299	99.78%	0.08%	0.14%
4	ICICI Bank	4,537,252	99.41%	0.02%	0.57%
5	Axis Bank Ltd	3,069,218	99.81%	0.09%	0.10%
6	IndusInd Bank	38,939	99.98%	0.00%	0.02%
7	HSBC Bank	22,070	99.93%	0.00%	0.07%

Glossary

Business Decline (BD) - Transaction decline due to a customer entering an invalid pin, incorrect beneficiary account etc. Or due to other business reasons such as exceeding per transaction limit, exceeding permitted count of transactions per day, exceeding amount limit for the day etc. Such declined transactions are termed as Business Decline. Any decline which is not because of a technical reason of the bank or NPCI is termed as business Decline.
Technical Decline (TD) - Transaction decline due to technical reasons, such as unavailability of systems and network issues on bank or NPCI side.
PSP - Payment Service Provider
Payer PSP - Under this function a bank can onboard a customer, create his/ her UPI ID, create device binding which is used as a first factor of Authentication, using this customer can enter their UPI PIN to approve a financial transaction or non-financial request where ever necessary.
Payee PSP - Under this function a bank can onboard a customer/merchant & allow them to receive money basis allocated UPI ID or raise a Collect request. It is also known as beneficiary PSP/resolving PSP.

AutoPay Banks Performance (Feb'23)

AutoPay Remitter Banks - Mandate Registration (Feb'23)
Sr. No.	Remitter Bank	Total Volume	Approved%	BD%	TD%
1	State Bank Of India	1,723,274	93.56%	4.47%	1.97%
2	HDFC Bank Ltd	761,143	96.78%	3.11%	0.11%
3	Bank of Baroda	450,616	86.68%	11.70%	1.62%
4	ICICI Bank	436,526	94.31%	2.65%	3.03%
5	Paytm Payments Bank	428,110	87.63%	12.32%	0.06%
6	Kotak Mahindra Bank	407,295	95.53%	3.91%	0.55%
7	Union Bank of India	352,580	93.22%	6.03%	0.74%
8	Punjab National Bank	349,515	94.06%	5.80%	0.15%
9	Axis Bank Ltd	336,794	96.13%	3.54%	0.33%
10	Canara Bank	275,863	92.48%	6.73%	0.79%
11	Bank of India	199,678	94.23%	5.25%	0.52%
12	India Post Payment Bank	176,893	79.11%	10.02%	10.88%
13	Indian Bank	165,222	92.52%	3.54%	3.94%
14	Federal Bank	129,138	97.45%	2.06%	0.49%
15	Central Bank Of India	114,805	92.51%	6.19%	1.30%
16	UCO Bank	91,783	88.61%	5.60%	5.79%
17	Indian Overseas Bank	83,051	69.64%	30.04%	0.31%
18	Bank of Maharashtra	65,498	89.68%	9.54%	0.78%
19	IndusInd Bank	62,483	93.52%	6.28%	0.19%
20	IDFC FIRST Bank	53,151	93.26%	5.17%	1.58%
21	Yes Bank Ltd	50,708	89.05%	10.44%	0.51%
22	IDBI Bank Limited	45,827	96.22%	2.77%	1.01%
23	Karur Vysya Bank	33,663	89.62%	9.05%	1.32%
24	Equitas Small Finance Bank	29,057	97.24%	0.00%	2.76%
25	DBS Bank Ltd	22,803	96.75%	3.03%	0.21%
26	South Indian Bank	22,639	96.08%	3.37%	0.56%
27	Punjab and Sind Bank	20,900	89.09%	10.77%	0.14%
28	City Union Bank	20,781	92.37%	5.59%	2.04%
29	Karnataka Bank	17,010	86.26%	2.65%	11.09%
30	Rajasthan Marudhara Gramin Bank	11,610	94.44%	4.96%	0.59%
31	Andhra Pradesh Grameena Vikas Bank	10,645	92.95%	6.26%	0.80%
32	Maharashtra Gramin Bank	9,825	95.09%	4.65%	0.25%
33	Fincare Small Finance Bank	9,082	88.93%	6.64%	4.43%
34	Pragathi Krishna Gramin Bank	8,329	83.85%	15.49%	0.66%
35	HSBC Bank	7,788	97.30%	1.45%	1.25%
36	Saraswat Bank	7,424	97.39%	2.42%	0.19%
37	RBL Bank	6,772	91.86%	8.05%	0.09%
38	Andhra Pragathi Grameena Bank	6,652	93.69%	5.58%	0.74%
39	Jio Payments Bank	4,894	93.89%	5.15%	0.96%
40	Kerala Gramin Bank	4,627	95.79%	4.13%	0.09%
41	TJSB Sahakari Bank Ltd	4,433	95.13%	4.02%	0.86%
42	Karnataka Vikas Grameena Bank	3,915	95.02%	4.67%	0.31%
43	Catholic Syrian Bank	3,892	95.30%	4.21%	0.49%
44	Cosmos Bank	3,888	76.77%	2.16%	21.06%
45	Dhanlaxmi Bank Ltd	3,425	94.42%	4.88%	0.70%
46	Bharat Co-op Bank Mumbai	3,242	80.41%	17.46%	2.13%
47	Utkarsh Small Finance Bank	2,722	89.31%	10.07%	0.62%
48	NSDL Payments Bank	2,302	88.84%	3.91%	7.25%
49	State Bank of Mauritius	2,166	89.43%	4.94%	5.63%
50	Suryoday Small Finance Bank Ltd.	2,056	92.75%	5.93%	1.31%

Remarks

Mandate Registration refers to the transaction wherein the consumer creates a recurring mandate against consumers account for the payments which are recurring in nature. For example: Utility bill payments, insurance premium etc.

AutoPay Remitter Banks - Mandate Execution (Feb'23)
Sr. No.	Remitter Bank	Total Volume	Approved%	BD%	TD%
1	State Bank Of India	13,453,144	52.16%	43.06%	4.79%
2	HDFC Bank Ltd	4,224,389	73.59%	26.14%	0.27%
3	Bank of Baroda	3,326,144	47.99%	51.26%	0.75%
4	Paytm Payments Bank	3,288,489	34.58%	65.20%	0.22%
5	Kotak Mahindra Bank	2,998,808	40.31%	55.24%	4.45%
6	Union Bank of India	2,679,494	48.32%	50.41%	1.27%
7	Punjab National Bank	2,653,303	51.70%	48.09%	0.21%
8	ICICI Bank	2,563,804	74.96%	24.83%	0.21%
9	Axis Bank Ltd	2,106,326	64.32%	35.22%	0.46%
10	Canara Bank	1,766,054	55.21%	44.10%	0.69%
11	Bank of India	1,750,798	54.27%	45.35%	0.38%
12	India Post Payment Bank	1,476,931	16.21%	67.62%	16.17%
13	Indian Bank	1,052,007	52.10%	46.44%	1.45%
14	Central Bank Of India	942,998	43.29%	55.21%	1.51%
15	Federal Bank	890,503	35.91%	63.58%	0.51%
16	Indian Overseas Bank	502,189	42.56%	57.00%	0.44%
17	IndusInd Bank	501,163	52.64%	46.87%	0.49%
18	UCO Bank	494,232	36.17%	62.98%	0.84%
19	Bank of Maharashtra	471,088	49.08%	50.35%	0.57%
20	Yes Bank Ltd	380,156	32.47%	28.49%	39.04%
21	Equitas Small Finance Bank	348,696	20.86%	79.08%	0.06%
22	IDFC FIRST Bank	319,298	47.29%	49.07%	3.64%
23	IDBI Bank Limited	315,110	49.02%	37.70%	13.27%
24	Punjab and Sind Bank	166,924	43.27%	56.28%	0.46%
25	Karur Vysya Bank	161,126	61.17%	37.89%	0.94%
26	DBS Bank Ltd	136,195	51.15%	46.46%	2.39%
27	City Union Bank	74,820	51.59%	45.11%	3.31%
28	South Indian Bank	60,990	59.80%	39.75%	0.45%
29	Rajasthan Marudhara Gramin Bank	42,150	48.03%	47.92%	4.05%
30	HSBC Bank	39,416	75.62%	21.68%	2.70%
31	RBL Bank	39,405	33.47%	23.88%	42.65%
32	Saraswat Bank	33,643	69.51%	30.28%	0.21%
33	Karnataka Bank	33,020	66.10%	30.53%	3.37%
34	Andhra Pragathi Grameena Bank	32,610	35.80%	59.55%	4.65%
35	NSDL Payments Bank	27,751	10.52%	88.44%	1.04%
36	CSB Bank Ltd	22,728	39.68%	53.59%	6.73%
37	Pragathi Krishna Gramin Bank	22,340	53.21%	45.31%	1.47%
38	Jio Payments Bank	21,786	29.40%	70.42%	0.18%
39	TJSB Sahakari Bank Ltd	20,603	59.06%	40.45%	0.50%
40	Dhanlaxmi Bank Ltd	16,789	51.42%	47.79%	0.79%
41	Suryoday Small Finance Bank Ltd.	14,619	33.46%	65.19%	1.35%
42	Kerala Gramin Bank	14,437	55.10%	44.23%	0.67%
43	Utkarsh Small Finance Bank Ltd	11,892	15.86%	7.19%	76.95%
44	Janata Sahakari Bank Ltd. Pune	10,743	60.83%	38.62%	0.55%
45	Andhra Pradesh Grameena Vikas Bank	10,359	65.23%	29.01%	5.76%
46	Maharashtra Gramin Bank	9,764	65.60%	33.07%	1.33%
47	GP Parsik Bank	8,828	60.32%	39.16%	0.52%
48	Fincare Small Finance Bank Ltd	8,416	59.48%	33.94%	6.58%
49	Apna Sahakari Bank Ltd.	8,262	60.88%	39.03%	0.08%
50	North East Small Finance Bank Ltd	8,021	18.02%	81.46%	0.52%

Remarks

Execution refers to the transaction wherein the recurring debit is done on the remitting account.

Glossary

Business Decline (BD) - Transaction decline due to a customer entering an invalid pin, incorrect beneficiary account, insufficient funds etc. Or due to other business reasons such as exceeding per transaction limit, exceeding permitted count of transactions per day, exceeding amount limit for the day etc. Such declined transactions are termed as Business Decline. Any decline which is not because of a technical reason of the bank or NPCI is termed as business Decline.
Technical Decline (TD) - Transaction decline due to technical reasons, such as unavailability of systems and network issues on bank or NPCI side.

PSP Wise Registration

UPI Autopay Registration - Payer PSP Performance (Feb'23)
Sr. No.	Payer PSP	Total Volume	Approved %	BD %	Th %
1	Yes Bank Ltd	2,597,762	93.04%	6.50%	0.46%
2	Paytm Payments Bank	1,763,744	90.33%	9.39%	0.27%
3	Axis Bank Ltd	1,172,652	88.99%	10.64%	0.36%
4	ICICI Bank	1,030,408	88.97%	10.32%	0.72%
5	HDFC Bank Ltd	586,114	85.25%	14.13%	0.61%
6	BHIM	62,918	86.09%	5.05%	8.86%
7	State Bank Of India	8,424	77.83%	11.18%	10.99%
8	DBS Bank India Limited	1,947	95.79%	1.85%	2.36%
9	Jio Payments Bank	1,193	77.37%	19.70%	2.93%
10	Canara Bank	487	67.76%	28.54%	3.70%
11	Bank of India	257	71.98%	21.79%	6.23%
12	IndusInd Bank	41	75.61%	14.63%	9.76%
13	Dhanlaxmi Bank Ltd	15	73.33%	20.00%	6.67%

UPI Autopay Registration - Payee PSP Performance (Feb'23)
Sr. No.	Payee PSP	Total Volume	Approved %	BD %	TD %
1	Yes Bank Ltd	2,263,399	100.00%	0.00%	0.00%
2	ICICI Bank	1,681,461	100.00%	0.00%	0.00%
3	Axis Bank Ltd	1,526,342	100.00%	0.00%	0.00%
4	HDFC Bank Ltd	1,240,688	100.00%	0.00%	0.00%
5	Paytm Payments Bank	1,071,727	100.00%	0.00%	0.00%
6	IndusInd Bank	13,466	100.00%	0.00%	0.00%
7	HSBC Bank	996	100.00%	0.00%	0.00%

Glossary

Business Decline (BD) - Transaction decline due to a customer entering an invalid pin, incorrect beneficiary account etc. Or due to other business reasons such as exceeding per transaction limit, exceeding permitted count of transactions per day, exceeding amount limit for the day etc. Such declined transactions are termed as Business Decline. Any decline which is not because of a technical reason of the bank or NPCI is termed as business Decline.
Technical Decline (TD) - Transaction decline due to technical reasons, such as unavailability of systems and network issues on bank or NPCI side.
PSP - Payment Service Provider
Payer PSP - Under this function a bank can onboard a customer, create his/ her UPI ID, create device binding which is used as a first factor of Authentication, using this customer can enter their UPI PIN to approve a financial transaction or non-financial request where ever necessary.
Payee PSP - Under this function a bank can onboard a customer/merchant & allow them to receive money basis allocated UPI ID or raise a Collect request. It is also known as beneficiary PSP/resolving PSP.

PSP Wise Execution

UPI Autopay Execution - Payer PSP Performance (Feb'23)
Sr. No.	Payer PSP	Total Volume	Approved %	BD %	TD %
1	Yes Bank Ltd	19,982,340	99.52%	0.47%	0.00%
2	Paytm Payments Bank	16,949,084	99.91%	0.09%	0.00%
3	Axis Bank Ltd	6,112,145	97.82%	2.17%	0.01%
4	ICICI Bank	5,295,943	98.98%	1.02%	0.00%
5	HDFC Bank Ltd	1,538,095	94.57%	5.43%	0.00%
6	BHIM	414,816	98.09%	1.68%	0.23%
7	DBS Bank India Limited	4,767	76.34%	23.66%	0.00%
8	State Bank Of India	7,070	95.94%	3.89%	0.17%
9	Jio Payments Bank	1,992	79.27%	3.56%	17.17%
10	Canara Bank	753	98.94%	1.06%	0.00%
11	Bank of India	665	53.98%	46.02%	0.00%
12	IndusInd Bank	81	93.83%	2.47%	3.70%
13	Dhanlaxmi Bank Ltd	33	100.00%	0.00%	0.00%

UPI Autopay Execution - Payee PSP Performance (Feb'23)
Sr. No.	Payee PSP	Total Volume	Approved %	BD %	TD %
1	Yes Bank Ltd	24,853,898	100.00%	0.00%	0.00%
2	Paytm Payments Bank	14,199,540	100.00%	0.00%	0.00%
3	HDFC Bank Ltd	5,636,295	100.00%	0.00%	0.00%
4	ICICI Bank	3,264,755	100.00%	0.00%	0.00%
5	Axis Bank Ltd	2,304,625	100.00%	0.00%	0.00%
6	IndusInd Bank	32,213	100.00%	0.00%	0.00%
7	HSBC Bank	19,824	100.00%	0.00%	0.00%

Glossary

Business Decline (BD) - Transaction decline due to a customer entering an invalid pin, incorrect beneficiary account etc. Or due to other business reasons such as exceeding per transaction limit, exceeding permitted count of transactions per day, exceeding amount limit for the day etc. Such declined transactions are termed as Business Decline. Any decline which is not because of a technical reason of the bank or NPCI is termed as business Decline.
Technical Decline (TD) - Transaction decline due to technical reasons, such as unavailability of systems and network issues on bank or NPCI side.
PSP - Payment Service Provider
Payer PSP - Under this function a bank can onboard a customer, create his/ her UPI ID, create device binding which is used as a first factor of Authentication, using this customer can enter their UPI PIN to approve a financial transaction or non-financial request where ever necessary.
Payee PSP - Under this function a bank can onboard a customer/merchant & allow them to receive money basis allocated UPI ID or raise a Collect request. It is also known as beneficiary PSP/resolving PSP.

AutoPay Banks Performance (Jan'23)

AutoPay Remitter Banks - Mandate Registration (Jan'23)
Sr. No.	Remitter Bank	Total Volume	Approved%	BD%	TD%
1	State Bank Of India	1,920,339	90.02%	8.71%	1.27%
2	HDFC Bank Ltd	769,645	96.24%	3.62%	0.14%
3	Bank of Baroda	530,173	78.46%	11.43%	10.10%
4	Paytm Payments Bank	450,765	87.14%	12.83%	0.03%
5	ICICI Bank	432,574	95.87%	3.08%	1.05%
6	Punjab National Bank	404,866	87.37%	5.24%	7.39%
7	Union Bank of India	393,201	93.01%	6.66%	0.33%
8	Axis Bank Ltd	370,079	95.94%	3.79%	0.27%
9	Kotak Mahindra Bank	355,789	94.45%	4.63%	0.92%
10	Canara Bank	294,478	91.89%	7.28%	0.83%
11	Bank of India	221,466	93.89%	5.87%	0.23%
12	Indian Bank	174,280	94.39%	4.01%	1.60%
13	Central Bank Of India	152,026	69.08%	30.63%	0.28%
14	India Post Payment Bank	119,907	87.48%	9.26%	3.26%
15	Federal Bank	119,135	97.34%	2.62%	0.04%
16	UCO Bank	115,310	90.57%	5.00%	4.43%
17	Indian Overseas Bank	87,173	66.92%	32.82%	0.26%
18	Bank of Maharashtra	71,989	89.54%	9.82%	0.64%
19	IndusInd Bank	66,434	92.62%	7.19%	0.19%
20	IDFC FIRST Bank	56,236	94.07%	5.44%	0.49%
21	Yes Bank Ltd	53,809	87.68%	11.93%	0.38%
22	IDBI Bank Limited	46,468	95.29%	3.20%	1.51%
23	Karur Vysya Bank	34,635	89.16%	9.81%	1.03%
24	Equitas Small Finance Bank	30,162	99.94%	0.00%	0.06%
25	Punjab and Sind Bank	24,143	82.45%	17.50%	0.05%
26	DBS Bank Ltd	22,754	96.23%	3.68%	0.08%
27	South Indian Bank	21,463	96.11%	3.79%	0.10%
28	City Union Bank	20,610	92.48%	5.99%	1.53%
29	Karnataka Bank	14,079	86.75%	3.45%	9.79%
30	Rajasthan Marudhara Gramin Bank	14,017	94.29%	5.24%	0.47%
31	Maharashtra Gramin Bank	12,936	94.70%	5.23%	0.06%
32	Andhra Pradesh Grameena Vikas Bank	12,769	93.73%	6.05%	0.22%
33	Pragathi Krishna Gramin Bank	10,878	81.48%	18.24%	0.28%
34	Fincare Small Finance Bank	10,181	87.62%	7.77%	4.61%
35	HSBC Bank	9,056	72.36%	26.29%	1.35%
36	Andhra Pragathi Grameena Bank	8,169	94.38%	5.51%	0.11%
37	Saraswat Bank	7,234	97.03%	2.54%	0.43%
38	RBL Bank	6,987	89.01%	9.72%	1.27%
39	TJSB Sahakari Bank Ltd	4,787	95.22%	4.24%	0.54%
40	Kerala Gramin Bank	4,554	94.73%	5.16%	0.11%
41	Karnataka Vikas Grameena Bank	4,422	94.71%	5.18%	0.11%
42	Jio Payments Bank	4,341	92.38%	6.80%	0.83%
43	Catholic Syrian Bank	3,850	94.96%	4.44%	0.60%
44	Cosmos Bank	3,708	88.51%	3.24%	8.25%
45	Dhanlaxmi Bank Ltd	3,431	95.07%	4.66%	0.26%
46	Utkarsh Small Finance Bank	3,254	90.01%	9.56%	0.43%
47	Bharat Co-op Bank Mumbai	3,172	79.13%	18.00%	2.87%
48	Suryoday Small Finance Bank Ltd.	2,497	94.11%	5.61%	0.28%
49	State Bank of Mauritius	2,190	91.10%	4.98%	3.93%
50	GP Parsik Bank	2,122	93.83%	5.80%	0.38%

Remarks

Mandate Registration refers to the transaction wherein the consumer creates a recurring mandate against consumers account for the payments which are recurring in nature. For example: Utility bill payments, insurance premium etc.

AutoPay Remitter Banks - Mandate Execution (Jan'23)
Sr. No.	Remitter Bank	Total Volume	Approved%	BD%	TD%
1	State Bank Of India	13,875,193	54.56%	43.55%	1.89%
2	HDFC Bank Ltd	4,378,147	73.70%	26.06%	0.24%
3	Bank of Baroda	3,498,657	46.67%	51.77%	1.56%
4	Paytm Payments Bank	3,210,311	36.73%	63.16%	0.11%
5	Kotak Mahindra Bank	2,949,222	44.30%	54.89%	0.81%
6	Punjab National Bank	2,795,040	50.76%	48.30%	0.94%
7	Union Bank of India	2,785,211	48.69%	50.70%	0.61%
8	ICICI Bank	2,682,182	74.36%	24.86%	0.78%
9	Axis Bank Ltd	2,390,923	56.25%	43.48%	0.27%
10	Bank of India	1,850,461	53.69%	45.59%	0.72%
11	Canara Bank	1,841,478	53.31%	46.28%	0.42%
12	India Post Payment Bank	1,245,274	20.68%	74.79%	4.52%
13	Indian Bank	1,101,779	51.54%	46.99%	1.46%
14	Central Bank Of India	973,964	43.27%	55.21%	1.53%
15	Federal Bank	846,794	40.75%	59.17%	0.08%
16	Indian Overseas Bank	519,915	41.50%	58.01%	0.48%
17	UCO Bank	504,087	32.21%	60.38%	7.41%
18	IndusInd Bank	502,031	53.68%	45.85%	0.47%
19	Bank of Maharashtra	469,696	50.94%	48.26%	0.80%
20	Yes Bank Ltd	392,361	33.51%	26.92%	39.57%
21	Equitas Small Finance Bank	348,828	22.25%	77.05%	0.70%
22	IDFC FIRST Bank	334,072	49.19%	48.99%	1.82%
23	IDBI Bank Limited	330,640	47.93%	37.87%	14.20%
24	Punjab and Sind Bank	171,338	43.04%	56.22%	0.75%
25	Karur Vysya Bank	164,719	61.57%	37.65%	0.79%
26	DBS Bank Ltd	143,224	47.33%	50.47%	2.20%
27	City Union Bank	73,150	46.31%	51.63%	2.06%
28	South Indian Bank	59,915	46.35%	53.50%	0.15%
29	RBL Bank	40,861	28.58%	20.34%	51.08%
30	HSBC Bank	38,755	76.73%	20.36%	2.91%
31	Saraswat Bank	32,679	69.68%	30.05%	0.27%
32	Andhra Pragathi Grameena Bank	32,576	39.02%	58.65%	2.33%
33	NSDL Payments Bank	28,287	11.14%	87.41%	1.45%
34	CSB Bank Ltd	20,454	42.17%	50.59%	7.24%
35	Pragathi Krishna Gramin Bank	19,801	56.56%	42.74%	0.70%
36	TJSB Sahakari Bank Ltd	19,386	58.76%	40.88%	0.36%
37	Jio Payments Bank	18,800	28.90%	71.02%	0.08%
38	Karnataka Bank	16,918	78.38%	20.03%	1.59%
39	Dhanlaxmi Bank Ltd	15,496	52.37%	47.03%	0.59%
40	Rajasthan Marudhara Gramin Bank	13,961	62.45%	34.49%	3.07%
41	Kerala Gramin Bank	13,876	56.63%	42.22%	1.15%
42	SBM Bank India Ltd.	13,593	11.23%	6.63%	82.14%
43	Maharashtra Gramin Bank	12,888	66.53%	30.51%	2.96%
44	Andhra Pradesh Grameena Vikas Bank	12,528	69.44%	27.51%	3.05%
45	Janata Sahakari Bank Ltd. Pune	10,751	60.65%	39.08%	0.26%
46	Fincare Small Finance Bank Ltd	9,668	57.89%	39.32%	2.79%
47	GP Parsik Bank	8,229	60.74%	38.75%	0.51%
48	Apna Sahakari Bank Ltd.	8,197	60.99%	38.97%	0.05%
49	North East Small Finance Bank Ltd	6,425	22.32%	77.23%	0.45%
50	Chatisgarh R G Bank	5,658	70.13%	27.96%	1.91%

Remarks

Execution refers to the transaction wherein the recurring debit is done on the remitting account.

Glossary

Business Decline (BD) - Transaction decline due to a customer entering an invalid pin, incorrect beneficiary account, insufficient funds etc. Or due to other business reasons such as exceeding per transaction limit, exceeding permitted count of transactions per day, exceeding amount limit for the day etc. Such declined transactions are termed as Business Decline. Any decline which is not because of a technical reason of the bank or NPCI is termed as business Decline.
Technical Decline (TD) - Transaction decline due to technical reasons, such as unavailability of systems and network issues on bank or NPCI side.

PSP Wise Registration

UPI Autopay Registration - Payer PSP Performance (Jan'23)
Sr. No.	Payer PSP	Total Volume	Approved %	BD %	Th %
1	Yes Bank Ltd	3,174,198	94.28%	5.55%	0.17%
2	Paytm Payments Bank	1,950,406	90.77%	9.07%	0.16%
3	Axis Bank Ltd	1,324,570	90.30%	9.16%	0.54%
4	ICICI Bank	1,118,463	91.03%	8.64%	0.33%
5	HDFC Bank Ltd	572,919	85.01%	14.20%	0.78%
6	BHIM	67,066	94.34%	4.45%	1.21%
7	State Bank Of India	3,611	62.50%	10.69%	26.81%
8	DBS Bank India Limited	1,783	95.63%	1.74%	2.64%
9	Jio Payments Bank	1,086	75.51%	20.90%	3.59%
10	Canara Bank	593	78.58%	19.22%	2.19%
11	Bank of India	276	86.59%	9.06%	4.35%
12	IndusInd Bank	42	80.95%	16.67%	2.38%
13	Dhanlaxmi Bank Ltd	17	94.12%	5.88%	0.00%

UPI Autopay Registration - Payee PSP Performance (Jan'23)
Sr. No.	Payee PSP	Total Volume	Approved %	BD %	TD %
1	Yes Bank Ltd	2,694,211	100.00%	0.00%	0.00%
2	Axis Bank Ltd	1,515,263	100.00%	0.00%	0.00%
3	HDFC Bank Ltd	1,452,764	100.00%	0.00%	0.00%
4	ICICI Bank	1,410,114	100.00%	0.00%	0.00%
5	Paytm Payments Bank	1,127,064	100.00%	0.00%	0.00%
6	IndusInd Bank	17,822	100.00%	0.00%	0.00%
7	HSBC Bank	1,602	100.00%	0.00%	0.00%

Glossary

Business Decline (BD) - Transaction decline due to a customer entering an invalid pin, incorrect beneficiary account etc. Or due to other business reasons such as exceeding per transaction limit, exceeding permitted count of transactions per day, exceeding amount limit for the day etc. Such declined transactions are termed as Business Decline. Any decline which is not because of a technical reason of the bank or NPCI is termed as business Decline.
Technical Decline (TD) - Transaction decline due to technical reasons, such as unavailability of systems and network issues on bank or NPCI side.
PSP - Payment Service Provider
Payer PSP - Under this function a bank can onboard a customer, create his/ her UPI ID, create device binding which is used as a first factor of Authentication, using this customer can enter their UPI PIN to approve a financial transaction or non-financial request where ever necessary.
Payee PSP - Under this function a bank can onboard a customer/merchant & allow them to receive money basis allocated UPI ID or raise a Collect request. It is also known as beneficiary PSP/resolving PSP.

PSP Wise Execution

UPI Autopay Execution - Payer PSP Performance (Jan'23)
Sr. No.	Payer PSP	Total Volume	Approved %	BD %	TD %
1	Yes Bank Ltd	20,726,044	99.54%	0.46%	0.00%
2	Paytm Payments Bank	17,730,033	99.91%	0.09%	0.00%
3	Axis Bank Ltd	6,129,187	97.82%	2.17%	0.01%
4	ICICI Bank	5,126,624	98.95%	1.05%	0.00%
5	HDFC Bank Ltd	1,471,400	94.33%	5.67%	0.00%
6	BHIM	435,494	98.18%	1.60%	0.22%
7	DBS Bank India Limited	4,195	73.11%	26.89%	0.00%
8	State Bank Of India	2,155	86.68%	12.76%	0.56%
9	Jio Payments Bank	1145	63.93%	6.20%	29.87%
10	Canara Bank	1123	99.29%	0.71%	0.00%
11	Bank of India	748	59.09%	40.91%	0.00%
12	IndusInd Bank	72	93.06%	2.78%	4.17%
13	Dhanlaxmi Bank Ltd	33	100.00%	0.00%	0.00%

UPI Autopay Execution - Payee PSP Performance (Jan'23)
Sr. No.	Payee PSP	Total Volume	Approved %	BD %	TD %
1	Yes Bank Ltd	25,873,796	100.00%	0.00%	0.00%
2	Paytm Payments Bank	14,756,401	100.00%	0.00%	0.00%
3	HDFC Bank Ltd	5,555,914	100.00%	0.00%	0.00%
4	ICICI Bank	3,284,270	100.00%	0.00%	0.00%
5	Axis Bank Ltd	2,111,916	100.00%	0.00%	0.00%
6	IndusInd Bank	28,456	100.00%	0.00%	0.00%
7	HSBC Bank	20,041	100.00%	0.00%	0.00%

Glossary

Business Decline (BD) - Transaction decline due to a customer entering an invalid pin, incorrect beneficiary account etc. Or due to other business reasons such as exceeding per transaction limit, exceeding permitted count of transactions per day, exceeding amount limit for the day etc. Such declined transactions are termed as Business Decline. Any decline which is not because of a technical reason of the bank or NPCI is termed as business Decline.
Technical Decline (TD) - Transaction decline due to technical reasons, such as unavailability of systems and network issues on bank or NPCI side.
PSP - Payment Service Provider
Payer PSP - Under this function a bank can onboard a customer, create his/ her UPI ID, create device binding which is used as a first factor of Authentication, using this customer can enter their UPI PIN to approve a financial transaction or non-financial request where ever necessary.
Payee PSP - Under this function a bank can onboard a customer/merchant & allow them to receive money basis allocated UPI ID or raise a Collect request. It is also known as beneficiary PSP/resolving PSP.

AutoPay Banks Performance (Dec'22)

AutoPay Remitter Banks - Mandate Registration (Dec'22)
Sr. No.	Remitter Bank	Total Volume	Approved%	BD%	TD%
1	State Bank Of India	1,650,117	94.33%	5.30%	0.37%
2	HDFC Bank Ltd	724,095	96.10%	3.57%	0.33%
3	Bank of Baroda	484,757	74.82%	10.51%	14.67%
4	Paytm Payments Bank	451,972	88.19%	11.72%	0.08%
5	ICICI Bank	426,385	96.16%	3.29%	0.55%
6	Union Bank of India	348,724	92.17%	7.02%	0.80%
7	Kotak Mahindra Bank	335,259	94.59%	4.66%	0.75%
8	Punjab National Bank	333,628	91.43%	5.23%	3.34%
9	Axis Bank Ltd	322,033	93.35%	3.98%	2.67%
10	Canara Bank	274,122	91.75%	7.63%	0.62%
11	Bank of India	197,159	93.54%	6.23%	0.23%
12	India Post Payment Bank	172,033	81.85%	10.99%	7.17%
13	Indian Bank	157,059	94.72%	4.22%	1.06%
14	Central Bank Of India	136,963	63.75%	36.09%	0.16%
15	Federal Bank	121,493	97.01%	2.21%	0.78%
16	UCO Bank	88,063	90.47%	5.65%	3.88%
17	Indian Overseas Bank	85,071	65.67%	33.25%	1.08%
18	Bank of Maharashtra	67,787	87.81%	8.82%	3.37%
19	IndusInd Bank	57,602	91.90%	7.48%	0.63%
20	IDFC FIRST Bank	50,793	93.90%	5.44%	0.66%
21	IDBI Bank Limited	44,148	92.61%	2.92%	4.47%
22	Yes Bank Ltd	43,759	86.12%	13.79%	0.09%
23	Karur Vysya Bank	33,832	88.45%	9.93%	1.63%
24	Equitas Small Finance Bank	29,223	99.77%	0.00%	0.23%
25	DBS Bank Ltd	22,604	96.31%	3.53%	0.16%
26	Punjab and Sind Bank	20,851	91.25%	8.46%	0.29%
27	City Union Bank	20,416	91.67%	6.22%	2.10%
28	South Indian Bank	19,912	96.27%	3.46%	0.26%
29	Andhra Pradesh Grameena Vikas Bank	13,252	91.73%	6.55%	1.73%
30	Rajasthan Marudhara Gramin Bank	12,047	91.94%	6.14%	1.92%
31	Pragathi Krishna Gramin Bank	10,871	10.57%	1.88%	87.55%
32	Maharashtra Gramin Bank	10,055	93.19%	5.81%	1.00%
33	HSBC Bank	9,676	66.66%	32.93%	0.41%
34	Fincare Small Finance Bank	8,119	88.43%	7.51%	4.06%
35	Andhra Pragathi Grameena Bank	7,290	92.53%	6.52%	0.95%
36	Saraswat Bank	6,972	96.97%	2.52%	0.50%
37	RBL Bank	6,680	88.69%	9.54%	1.77%
38	AU Small Finance bank	5,004	70.40%	28.46%	1.14%
39	Kerala Gramin Bank	4,890	94.26%	4.97%	0.78%
40	Karnataka Vikas Grameena Bank	4,120	94.15%	5.44%	0.41%
41	Catholic Syrian Bank	3,994	94.69%	4.15%	1.15%
42	Jio Payments Bank	3,738	94.70%	5.24%	0.06%
43	Bharat Co-op Bank Mumbai	3,652	83.52%	14.67%	1.81%
44	Dhanlaxmi Bank Ltd	3,309	95.62%	3.81%	0.57%
45	TJSB Sahakari Bank Ltd	3,298	95.02%	4.10%	0.88%
46	Cosmos Bank	2,981	94.13%	3.92%	1.95%
47	State Bank of Mauritius	2,055	92.56%	4.09%	3.35%
48	NSDL Payments Bank	2,037	94.99%	4.96%	0.05%
49	Janata Sahakari Bank Ltd. Pune	1,768	94.12%	4.98%	0.90%
50	Utkarsh Small Finance Bank	1,516	91.16%	8.65%	0.20%

Remarks

Mandate Registration refers to the transaction wherein the consumer creates a recurring mandate against consumers account for the payments which are recurring in nature. For example: Utility bill payments, insurance premium etc.

AutoPay Remitter Banks - Mandate Execution (Dec'22)
Sr. No.	Remitter Bank	Total Volume	Approved%	BD%	TD%
1	State Bank Of India	13,060,649	52.27%	46.15%	1.58%
2	HDFC Bank Ltd	4,254,743	69.75%	29.64%	0.61%
3	Paytm Payments Bank	3,646,508	29.96%	69.91%	0.13%
4	Bank of Baroda	3,457,395	43.47%	52.99%	3.54%
5	Kotak Mahindra Bank	2,874,531	41.15%	54.86%	3.99%
6	Union Bank of India	2,734,049	44.61%	54.51%	0.89%
7	Punjab National Bank	2,621,747	49.23%	49.34%	1.43%
8	ICICI Bank	2,547,532	73.22%	25.93%	0.84%
9	Axis Bank Ltd	2,033,969	64.06%	35.64%	0.30%
10	Bank of India	1,784,081	49.89%	49.90%	0.21%
11	Canara Bank	1,722,567	50.34%	49.16%	0.50%
12	Indian Bank	1,033,507	48.23%	50.65%	1.11%
13	Central Bank Of India	910,167	40.48%	57.00%	2.52%
14	Federal Bank	761,464	39.46%	60.47%	0.07%
15	Indian Overseas Bank	510,483	36.39%	62.37%	1.24%
16	IndusInd Bank	489,946	51.29%	47.42%	1.29%
17	Bank of Maharashtra	446,306	49.36%	48.24%	2.40%
18	Yes Bank Ltd	355,605	36.05%	41.78%	22.17%
19	UCO Bank	350,839	44.93%	54.23%	0.84%
20	Equitas Small Finance Bank	350,394	21.27%	78.42%	0.31%
21	IDBI Bank Limited	332,232	45.81%	45.55%	8.64%
22	IDFC FIRST Bank	301,997	48.97%	49.54%	1.49%
23	Punjab and Sind Bank	171,146	38.76%	57.74%	3.50%
24	Karur Vysya Bank	151,255	59.10%	39.84%	1.07%
25	DBS Bank Ltd	148,314	43.73%	53.63%	2.64%
26	India Post Payment Bank	140,935	57.53%	36.35%	6.12%
27	Fincare Small Finance Bank Ltd	97,321	5.35%	92.26%	2.39%
28	City Union Bank	60,812	41.84%	56.12%	2.05%
29	South Indian Bank	45,686	41.44%	57.51%	1.05%
30	RBL Bank	39,356	25.88%	17.20%	56.92%
31	NSDL Payments Bank	35,843	10.28%	87.89%	1.82%
32	HSBC Bank	35,630	79.55%	18.77%	1.69%
33	Saraswat Bank	30,452	67.23%	32.51%	0.26%
34	Andhra Pragathi Grameena Bank	27,392	37.27%	58.01%	4.73%
35	CSB Bank Ltd	17,865	41.48%	48.22%	10.31%
36	TJSB Sahakari Bank Ltd	16,430	53.96%	45.47%	0.57%
37	Jio Payments Bank	15,617	28.73%	70.89%	0.38%
38	Kerala Gramin Bank	13,771	50.38%	48.35%	1.27%
39	Dhanlaxmi Bank Ltd	13,050	53.70%	45.69%	0.61%
40	Pragathi Krishna Gramin Bank	13,029	23.12%	75.58%	1.30%
41	Andhra Pradesh Grameena Vikas Bank	12,322	41.21%	46.25%	12.54%
42	Rajasthan Marudhara Gramin Bank	11,217	39.20%	24.85%	35.95%
43	Janata Sahakari Bank Ltd. Pune	9,511	56.07%	43.62%	0.31%
44	Maharashtra Gramin Bank	9,471	61.65%	36.31%	2.04%
45	Apna Sahakari Bank Ltd.	7,413	54.48%	45.34%	0.18%
46	GP Parsik Bank	6,789	55.88%	42.34%	1.78%
47	SBM Bank India Ltd.	6,770	20.51%	7.10%	72.38%
48	Chatisgarh R G Bank	5,639	26.03%	10.73%	63.24%
49	North East Small Finance Bank Ltd	5,043	13.60%	85.86%	0.54%
50	Rajkot Nagrik Sahakari Bank Ltd.	4,208	47.74%	52.16%	0.10%

Remarks

Execution refers to the transaction wherein the recurring debit is done on the remitting account.

Glossary

Business Decline (BD) - Transaction decline due to a customer entering an invalid pin, incorrect beneficiary account, insufficient funds etc. Or due to other business reasons such as exceeding per transaction limit, exceeding permitted count of transactions per day, exceeding amount limit for the day etc. Such declined transactions are termed as Business Decline. Any decline which is not because of a technical reason of the bank or NPCI is termed as business Decline.
Technical Decline (TD) - Transaction decline due to technical reasons, such as unavailability of systems and network issues on bank or NPCI side.

PSP Wise Registration

UPI Autopay Registration - Payer PSP Performance (Dec'22)
Sr. No.	Payer PSP	Total Volume	Approved %	BD %	Th %
1	Yes Bank Ltd	2,681,441	93.17%	6.61%	0.22%
2	Paytm Payments Bank	1,823,829	90.30%	9.58%	0.12%
3	Axis Bank Ltd	1,190,477	88.60%	10.25%	1.15%
4	ICICI Bank	993,831	89.88%	9.74%	0.38%
5	HDFC Bank Ltd	561,133	82.56%	14.85%	2.59%
6	BHIM	118,538	94.74%	4.34%	0.92%
7	State Bank Of India	5,657	39.38%	6.12%	54.50%
8	DBS Bank India Limited	1,864	96.46%	1.56%	1.98%
9	Jio Payments Bank	1,043	73.92%	24.74%	1.34%
10	Canara Bank	430	74.19%	22.09%	3.72%
11	Bank of India	249	81.93%	12.85%	5.22%
12	IndusInd Bank	33	84.85%	6.06%	9.09%
13	Dhanlaxmi Bank Ltd	16	87.50%	6.25%	6.25%

UPI Autopay Registration - Payee PSP Performance (Dec'22)
Sr. No.	Payee PSP	Total Volume	Approved %	BD %	TD %
1	Yes Bank Ltd	2,061,189	100.00%	0.00%	0.00%
2	ICICI Bank	1,515,740	100.00%	0.00%	0.00%
3	Axis Bank Ltd	1,367,519	100.00%	0.00%	0.00%
4	Paytm Payments Bank	1,346,534	100.00%	0.00%	0.00%
5	HDFC Bank Ltd	1,082,233	100.00%	0.00%	0.00%
6	HSBC Bank	6,472	100.00%	0.00%	0.00%
7	IndusInd Bank	3,030	100.00%	0.00%	0.00%
8	IDFC FIRST Bank	18	100.00%	0.00%	0.00%

Glossary

Business Decline (BD) - Transaction decline due to a customer entering an invalid pin, incorrect beneficiary account etc. Or due to other business reasons such as exceeding per transaction limit, exceeding permitted count of transactions per day, exceeding amount limit for the day etc. Such declined transactions are termed as Business Decline. Any decline which is not because of a technical reason of the bank or NPCI is termed as business Decline.
Technical Decline (TD) - Transaction decline due to technical reasons, such as unavailability of systems and network issues on bank or NPCI side.
PSP - Payment Service Provider
Payer PSP - Under this function a bank can onboard a customer, create his/ her UPI ID, create device binding which is used as a first factor of Authentication, using this customer can enter their UPI PIN to approve a financial transaction or non-financial request where ever necessary.
Payee PSP - Under this function a bank can onboard a customer/merchant & allow them to receive money basis allocated UPI ID or raise a Collect request. It is also known as beneficiary PSP/resolving PSP.

PSP Wise Execution

UPI Autopay Execution - Payer PSP Performance (Dec'22)
Sr. No.	Payer PSP	Total Volume	Approved %	BD %	TD %
1	Yes Bank Ltd	18,448,773	99.69%	0.28%	0.03%
2	Paytm Payments Bank	18,244,554	99.84%	0.16%	0.00%
3	Axis Bank Ltd	5,211,793	99.55%	0.40%	0.05%
4	ICICI Bank	4,381,833	98.62%	1.37%	0.02%
5	HDFC Bank Ltd	1,374,672	92.14%	7.50%	0.35%
6	BHIM	462,960	98.26%	1.74%	0.00%
7	DBS Bank India Limited	3,582	77.97%	21.11%	0.92%
8	State Bank Of India	2,154	89.74%	9.98%	0.28%
9	Jio Payments Bank	948	67.19%	7.59%	25.21%
10	Canara Bank	827	99.52%	0.24%	0.24%
11	Bank of India	597	70.52%	29.48%	0.00%
12	Bank of Baroda	368	97.55%	1.36%	1.09%
13	Indian Bank	234	91.45%	8.12%	0.43%
14	Union Bank of India	137	94.89%	5.11%	0.00%
15	Central Bank Of India	128	45.31%	54.69%	0.00%

UPI Autopay Execution - Payee PSP Performance (Dec'22)
Sr. No.	Payee PSP	Total Volume	Approved %	BD %	TD %
1	Yes Bank Ltd	22,404,440	100.00%	0.00%	0.00%
2	Paytm Payments Bank	16,055,488	100.00%	0.00%	0.00%
3	HDFC Bank Ltd	4,942,624	100.00%	0.00%	0.00%
4	ICICI Bank	2,802,279	100.00%	0.00%	0.00%
5	Axis Bank Ltd	1,890,490	100.00%	0.00%	0.00%
6	IndusInd Bank	22,254	100.00%	0.00%	0.00%
7	HSBC Bank	17,407	100.00%	0.00%	0.00%

Glossary

Business Decline (BD) - Transaction decline due to a customer entering an invalid pin, incorrect beneficiary account etc. Or due to other business reasons such as exceeding per transaction limit, exceeding permitted count of transactions per day, exceeding amount limit for the day etc. Such declined transactions are termed as Business Decline. Any decline which is not because of a technical reason of the bank or NPCI is termed as business Decline.
Technical Decline (TD) - Transaction decline due to technical reasons, such as unavailability of systems and network issues on bank or NPCI side.
PSP - Payment Service Provider
Payer PSP - Under this function a bank can onboard a customer, create his/ her UPI ID, create device binding which is used as a first factor of Authentication, using this customer can enter their UPI PIN to approve a financial transaction or non-financial request where ever necessary.
Payee PSP - Under this function a bank can onboard a customer/merchant & allow them to receive money basis allocated UPI ID or raise a Collect request. It is also known as beneficiary PSP/resolving PSP.

AutoPay Banks Performance (Nov'22)

AutoPay Remitter Banks - Mandate Registration (Nov'22)
Sr. No.	Remitter Bank	Total Volume	Approved%	BD%	TD%
1	State Bank Of India	1,922,963	91.83%	7.54%	0.62%
2	HDFC Bank Ltd	685,414	94.74%	5.04%	0.22%
3	Bank of Baroda	504,016	86.52%	12.64%	0.84%
4	Paytm Payments Bank	442,262	79.95%	19.91%	0.14%
5	Union Bank of India	406,462	91.22%	8.06%	0.72%
6	ICICI Bank	402,099	93.78%	5.82%	0.39%
7	Punjab National Bank	398,773	79.39%	6.87%	13.74%
8	Kotak Mahindra Bank	323,214	92.98%	6.34%	0.68%
9	Axis Bank Ltd	322,579	94.40%	5.33%	0.27%
10	Canara Bank	303,763	90.78%	8.17%	1.05%
11	Bank of India	242,318	91.98%	7.30%	0.73%
12	India Post Payment Bank	174,191	87.00%	11.88%	1.12%
13	Indian Bank	174,085	93.00%	6.24%	0.75%
14	Central Bank Of India	162,900	91.12%	8.12%	0.76%
15	Federal Bank	141,141	90.07%	3.51%	6.42%
16	UCO Bank	98,246	88.11%	6.48%	5.41%
17	Indian Overseas Bank	91,524	62.52%	37.10%	0.38%
18	Bank of Maharashtra	85,587	86.48%	9.78%	3.74%
19	IndusInd Bank	61,889	91.21%	8.43%	0.36%
20	IDFC FIRST Bank	52,016	90.57%	6.12%	3.31%
21	Yes Bank Ltd	41,626	83.94%	15.80%	0.26%
22	IDBI Bank Limited	39,532	92.21%	6.79%	1.00%
23	Karur Vysya Bank	35,396	87.73%	11.81%	0.45%
24	Equitas Small Finance Bank	28,207	97.78%	1.95%	0.28%
25	Maharashtra Gramin Bank	24,414	83.39%	3.87%	12.73%
26	Punjab and Sind Bank	21,374	87.10%	11.90%	1.00%
27	DBS Bank Ltd	21,138	93.95%	5.95%	0.10%
28	City Union Bank	18,687	90.26%	7.97%	1.77%
29	Andhra Pradesh Grameena Vikas Bank	16,357	91.32%	7.42%	1.25%
30	Rajasthan Marudhara Gramin Bank	15,254	90.99%	6.69%	2.31%
31	South Indian Bank	12,246	93.82%	6.08%	0.11%
32	Andhra Pragathi Grameena Bank	10,840	87.65%	4.92%	7.44%
33	Fincare Small Finance Bank	8,983	76.83%	7.57%	15.60%
34	HSBC Bank	7,863	61.50%	37.94%	0.56%
35	Saraswat Bank	6,516	93.60%	6.25%	0.15%
36	Karnataka Vikas Grameena Bank	6,063	93.49%	4.73%	1.78%
37	RBL Bank	5,658	88.34%	11.38%	0.28%
38	Bharat Co-op Bank Mumbai	4,878	85.36%	13.43%	1.21%
39	Kerala Gramin Bank	4,023	92.89%	6.86%	0.25%
40	Catholic Syrian Bank	3,919	92.65%	6.33%	1.02%
41	Dhanlaxmi Bank Ltd	3,095	94.93%	4.62%	0.45%
42	Jio Payments Bank	2,671	90.60%	9.02%	0.37%
43	Janata Sahakari Bank Ltd. Pune	2,405	94.01%	5.65%	0.33%
44	TJSB Sahakari Bank Ltd	2,310	92.99%	6.45%	0.56%
45	Cosmos Bank	1,750	88.11%	6.51%	5.37%
46	NSDL Payments Bank	1,624	88.49%	11.45%	0.06%
47	Apna Sahakari Bank Ltd.	1624	93.97%	5.85%	0.18%
48	State Bank of Mauritius	1555	89.97%	6.75%	3.28%
49	GP Parsik Bank	1063	91.53%	8.28%	0.19%
50	The Gujarat State Cooperative Bank	921	90.12%	8.36%	1.52%

Remarks

Mandate Registration refers to the transaction wherein the consumer creates a recurring mandate against consumers account for the payments which are recurring in nature. For example: Utility bill payments, insurance premium etc.

AutoPay Remitter Banks - Mandate Execution (Nov'22)
Sr. No.	Remitter Bank	Total Volume	Approved%	BD%	TD%
1	State Bank Of India	11,071,784	58.62%	39.78%	1.59%
2	HDFC Bank Ltd	3,744,125	71.51%	28.39%	0.10%
3	Bank of Baroda	2,786,508	51.49%	48.21%	0.30%
4	Paytm Payments Bank	2,603,411	38.27%	61.59%	0.14%
5	ICICI Bank	2,226,205	74.50%	25.06%	0.43%
6	Union Bank of India	2,221,388	52.42%	47.10%	0.48%
7	Kotak Mahindra Bank	2,214,497	49.41%	49.90%	0.70%
8	Punjab National Bank	2,032,630	54.85%	43.50%	1.65%
9	Axis Bank Ltd	1,762,344	69.06%	30.72%	0.22%
10	Bank of India	1,491,719	57.08%	42.11%	0.82%
11	Canara Bank	1,436,937	57.00%	41.91%	1.09%
12	Central Bank Of India	940,340	33.49%	61.73%	4.78%
13	Indian Bank	865,042	54.60%	44.55%	0.85%
14	Federal Bank	598,689	39.42%	60.13%	0.46%
15	Indian Overseas Bank	431,201	40.54%	58.66%	0.80%
16	IndusInd Bank	399,235	57.27%	41.91%	0.82%
17	Bank of Maharashtra	368,322	57.07%	41.66%	1.27%
18	UCO Bank	262,724	54.51%	43.98%	1.50%
19	IDBI Bank Limited	260,236	52.28%	43.37%	4.34%
20	IDFC FIRST Bank	250,601	51.07%	42.41%	6.53%
21	Equitas Small Finance Bank	246,150	27.00%	72.84%	0.16%
22	Yes Bank Ltd	244,910	55.10%	44.74%	0.16%
23	India Post Payment Bank	155,293	63.36%	35.54%	1.10%
24	Karur Vysya Bank	133,823	64.87%	34.71%	0.43%
25	Punjab and Sind Bank	130,392	46.02%	52.45%	1.53%
26	DBS Bank Ltd	123,163	45.65%	51.97%	2.38%
27	Fincare Small Finance Bank Ltd	69,405	6.21%	87.17%	6.63%
28	City Union Bank	36,475	53.31%	45.23%	1.46%
29	HSBC Bank	31,694	79.41%	19.52%	1.07%
30	RBL Bank	27,693	33.16%	55.17%	11.67%
31	Saraswat Bank	25,083	70.46%	29.12%	0.42%
32	Andhra Pragathi Grameena Bank	23,932	40.79%	49.76%	9.44%
33	NSDL Payments Bank	22,413	15.39%	83.44%	1.17%
34	Maharashtra Gramin Bank	20,769	46.47%	37.67%	15.86%
35	South Indian Bank	15,897	72.97%	26.94%	0.09%
36	Andhra Pradesh Grameena Vikas Bank	15,411	35.93%	12.34%	51.74%
37	Rajasthan Marudhara Gramin Bank	14,354	35.56%	16.80%	47.65%
38	CSB Bank Ltd	12,710	51.20%	37.56%	11.24%
39	TJSB Sahakari Bank Ltd	12,527	58.59%	40.95%	0.46%
40	Kerala Gramin Bank	10,846	55.95%	43.68%	0.37%
41	Jio Payments Bank	10,547	31.72%	67.04%	1.24%
42	Dhanlaxmi Bank Ltd	9,785	60.97%	37.98%	1.05%
43	Janata Sahakari Bank Ltd. Pune	7,745	65.10%	34.68%	0.22%
44	Pragathi Krishna Gramin Bank	7,618	30.89%	68.80%	0.32%
45	Karnataka Vikas Grameena Bank	5,836	65.08%	24.26%	10.66%
46	Apna Sahakari Bank Ltd.	5,780	63.70%	36.09%	0.21%
47	GP Parsik Bank	5,259	59.50%	40.27%	0.23%
48	Utkarsh Small Finance Bank Ltd	4,872	20.34%	73.75%	5.91%
49	Telangana Grameena bank	4,630	15.53%	82.59%	1.88%
50	Bharat Co-Operative Bank (Mumbai) Ltd.	4,285	14.87%	0.00%	85.13%

Remarks

Execution refers to the transaction wherein the recurring debit is done on the remitting account.

Glossary

Business Decline (BD) - Transaction decline due to a customer entering an invalid pin, incorrect beneficiary account, insufficient funds etc. Or due to other business reasons such as exceeding per transaction limit, exceeding permitted count of transactions per day, exceeding amount limit for the day etc. Such declined transactions are termed as Business Decline. Any decline which is not because of a technical reason of the bank or NPCI is termed as business Decline.
Technical Decline (TD) - Transaction decline due to technical reasons, such as unavailability of systems and network issues on bank or NPCI side.

PSP Wise Registration

UPI Autopay Registration - Payer PSP Performance (Nov'22)
Sr. No.	Payer PSP	Total Volume	Approved %	BD %	Th %
1	Yes Bank Ltd	34,43,240	87.26%	11.06%	1.68%
2	Paytm Payments Bank	16,21,549	82.22%	16.27%	1.51%
3	Axis Bank Ltd	12,47,381	78.85%	17.86%	3.29%
4	ICICI Bank	10,29,129	79.28%	19.04%	1.68%
5	HDFC Bank Ltd	5,09,097	71.00%	27.02%	1.98%
6	BHIM	1,11,165	89.35%	7.40%	3.25%
7	State Bank Of India	2,254	67.35%	12.64%	20.01%
8	DBS Bank India Limited	1,419	95.77%	1.90%	2.33%
9	Jio Payments Bank	627	80.86%	17.86%	1.28%
10	Kotak Mahindra Bank	418	73.68%	20.57%	5.74%
11	Canara Bank	366	60.66%	34.15%	5.19%
12	Bank of India	201	65.17%	30.35%	4.48%
13	Indian Bank	148	62.84%	14.19%	22.97%
14	IndusInd Bank	39	69.23%	17.95%	12.82%
15	Dhanlaxmi Bank Ltd	4	100.00%	0.00%	0.00%

UPI Autopay Registration - Payee PSP Performance (Nov'22)
Sr. No.	Payee PSP	Total Volume	Approved %	BD %	TD %
1	Yes Bank Ltd	32,29,598	89.24%	9.04%	1.72%
2	ICICI Bank	14,27,902	72.76%	24.59%	2.64%
3	Axis Bank Ltd	14,14,991	76.09%	22.04%	1.87%
4	Paytm Payments Bank	9,70,301	85.96%	12.51%	1.53%
5	HDFC Bank Ltd	9,08,374	83.66%	14.15%	2.19%
6	HSBC Bank	10,575	61.18%	17.36%	21.46%
7	IndusInd Bank	3,925	75.54%	23.24%	1.22%
8	IDFC FIRST Bank	3,459	31.95%	65.65%	2.40%

Glossary

Business Decline (BD) - Transaction decline due to a customer entering an invalid pin, incorrect beneficiary account etc. Or due to other business reasons such as exceeding per transaction limit, exceeding permitted count of transactions per day, exceeding amount limit for the day etc. Such declined transactions are termed as Business Decline. Any decline which is not because of a technical reason of the bank or NPCI is termed as business Decline.
Technical Decline (TD) - Transaction decline due to technical reasons, such as unavailability of systems and network issues on bank or NPCI side.
PSP - Payment Service Provider
Payer PSP - Under this function a bank can onboard a customer, create his/ her UPI ID, create device binding which is used as a first factor of Authentication, using this customer can enter their UPI PIN to approve a financial transaction or non-financial request where ever necessary.
Payee PSP - Under this function a bank can onboard a customer/merchant & allow them to receive money basis allocated UPI ID or raise a Collect request. It is also known as beneficiary PSP/resolving PSP.

PSP Wise Execution

UPI Autopay Execution - Payer PSP Performance (Nov'22)
Sr. No.	Payer PSP	Total Volume	Approved %	BD %	TD %
1	Yes Bank Ltd	1,61,93,933	59.83%	38.88%	1.29%
2	Paytm Payments Bank	1,41,24,826	50.90%	48.17%	0.93%
3	Axis Bank Ltd	42,75,499	55.63%	43.17%	1.20%
4	ICICI Bank	34,43,568	53.43%	45.38%	1.19%
5	HDFC Bank Ltd	10,42,973	80.77%	18.42%	0.82%
6	BHIM	3,87,947	77.88%	20.87%	1.25%
7	DBS Bank India Limited	1,992	99.55%	0.45%	0.00%
8	State Bank Of India	1,422	95.92%	3.38%	0.70%
9	Canara Bank	716	71.93%	27.23%	0.84%
10	Jio Payments Bank	362	77.07%	22.10%	0.83%
11	Bank of Baroda	271	81.55%	18.08%	0.37%
12	Bank of India	270	85.19%	14.44%	0.37%
13	Indian Bank	95	96.84%	3.16%	0.00%
14	IndusInd Bank	42	97.62%	2.38%	0.00%
15	Dhanlaxmi Bank Ltd	11	100.00%	0.00%	0.00%

UPI Autopay Execution - Payee PSP Performance (Nov'22)
Sr. No.	Payee PSP	Total Volume	Approved %	BD %	TD %
1	Yes Bank Ltd	1,92,35,352	52.03%	46.72%	1.25%
2	Paytm Payments Bank	1,20,00,011	51.40%	47.65%	0.95%
3	HDFC Bank Ltd	42,09,182	68.34%	30.40%	1.26%
4	ICICI Bank	23,00,761	77.69%	21.25%	1.05%
5	Axis Bank Ltd	16,96,175	81.48%	17.65%	0.87%
6	IndusInd Bank	17,229	87.53%	11.73%	0.74%
7	HSBC Bank	14,689	47.26%	51.68%	1.06%
8	IDFC FIRST Bank	631	91.28%	7.13%	1.58%

Glossary

Business Decline (BD) - Transaction decline due to a customer entering an invalid pin, incorrect beneficiary account etc. Or due to other business reasons such as exceeding per transaction limit, exceeding permitted count of transactions per day, exceeding amount limit for the day etc. Such declined transactions are termed as Business Decline. Any decline which is not because of a technical reason of the bank or NPCI is termed as business Decline.
Technical Decline (TD) - Transaction decline due to technical reasons, such as unavailability of systems and network issues on bank or NPCI side.
PSP - Payment Service Provider
Payer PSP - Under this function a bank can onboard a customer, create his/ her UPI ID, create device binding which is used as a first factor of Authentication, using this customer can enter their UPI PIN to approve a financial transaction or non-financial request where ever necessary.
Payee PSP - Under this function a bank can onboard a customer/merchant & allow them to receive money basis allocated UPI ID or raise a Collect request. It is also known as beneficiary PSP/resolving PSP.

AutoPay Banks Performance (Oct'22)

AutoPay Remitter Banks - Mandate Registration (Oct'22)
Sr. No.	Remitter Bank	Total Volume	Approved%	BD%	TD%
1	State Bank Of India	2,354,191	91.81%	7.62%	0.57%
2	HDFC Bank Ltd	726,243	94.61%	5.21%	0.18%
3	Bank of Baroda	580,225	86.96%	12.52%	0.52%
4	Paytm Payments Bank	510,564	79.73%	20.13%	0.14%
5	Union Bank of India	495,214	91.06%	7.83%	1.11%
6	Punjab National Bank	435,998	90.42%	7.70%	1.88%
7	ICICI Bank	435,404	93.65%	6.09%	0.26%
8	Kotak Mahindra Bank	358,697	93.49%	6.23%	0.28%
9	Canara Bank	348,288	91.24%	8.32%	0.44%
10	Axis Bank Ltd	348,214	94.22%	5.55%	0.23%
11	Bank of India	287,205	92.53%	7.17%	0.30%
12	India Post Payment Bank	211,576	87.25%	11.39%	1.36%
13	Indian Bank	201,499	92.44%	6.35%	1.21%
14	Central Bank Of India	169,395	89.45%	7.88%	2.67%
15	Federal Bank	120,406	89.99%	4.00%	6.01%
16	UCO Bank	116,131	90.49%	6.46%	3.05%
17	Indian Overseas Bank	99,481	68.65%	30.93%	0.42%
18	Bank of Maharashtra	98,501	89.42%	9.65%	0.94%
19	IndusInd Bank	68,763	91.40%	8.33%	0.26%
20	IDFC FIRST Bank	54,394	93.28%	6.19%	0.53%
21	Maharashtra Gramin Bank	54,211	90.81%	5.39%	3.80%
22	Yes Bank Ltd	45,351	84.20%	15.56%	0.24%
23	IDBI Bank Limited	39,386	92.11%	7.23%	0.66%
24	Karur Vysya Bank	39,149	87.82%	11.60%	0.58%
25	Equitas Small Finance Bank	34,209	96.73%	1.87%	1.40%
26	Punjab and Sind Bank	27,694	80.41%	17.98%	1.61%
27	DBS Bank Ltd	21,918	93.21%	6.60%	0.19%
28	City Union Bank	20,765	89.35%	8.02%	2.63%
29	Andhra Pradesh Grameena Vikas Bank	18,208	93.16%	4.90%	1.94%
30	Rajasthan Marudhara Gramin Bank	17,511	88.52%	4.80%	6.69%
31	Andhra Pragathi Grameena Bank	14,457	87.16%	4.30%	8.54%
32	Fincare Small Finance Bank	9,751	88.22%	8.86%	2.92%
33	Karnataka Vikas Grameena Bank	9,269	93.96%	4.70%	1.34%
34	Saraswat Bank	6,495	93.92%	5.71%	0.37%
35	HSBC Bank	6,321	95.97%	3.81%	0.22%
36	RBL Bank	5,634	87.74%	11.91%	0.35%
37	Bharat Co-op Bank Mumbai	5,478	84.43%	13.86%	1.72%
38	Catholic Syrian Bank	4,210	92.40%	6.94%	0.67%
39	Dhanlaxmi Bank Ltd	3,279	93.05%	5.46%	1.49%
40	Kerala Gramin Bank	2,918	91.43%	8.33%	0.24%
41	Janata Sahakari Bank Ltd. Pune	2,583	95.55%	4.22%	0.23%
42	Jio Payments Bank	2,464	88.64%	11.24%	0.12%
43	TJSB Sahakari Bank Ltd	2,207	93.20%	5.17%	1.63%
44	Apna Sahakari Bank Ltd.	2,015	92.01%	7.89%	0.10%
45	NSDL Payments Bank	1,554	88.42%	11.33%	0.26%
46	State Bank of Mauritius	1,218	92.12%	7.72%	0.16%
47	GP Parsik Bank	974	92.92%	6.47%	0.62%
48	Nainital Bank	895	92.85%	6.93%	0.22%
49	Deutsche Bank	773	94.70%	1.42%	3.88%
50	The Gujarat State Cooperative Bank	759	88.27%	10.41%	1.32%

Remarks

Mandate Registration refers to the transaction wherein the consumer creates a recurring mandate against consumers account for the payments which are recurring in nature. For example: Utility bill payments, insurance premium etc.

AutoPay Remitter Banks - Mandate Execution (Oct'22)
Sr. No.	Remitter Bank	Total Volume	Approved%	BD%	TD%
1	State Bank Of India	11,978,176	59.55%	39.01%	1.44%
2	HDFC Bank Ltd	3,754,690	71.59%	28.29%	0.12%
3	Bank of Baroda	2,954,834	51.94%	47.82%	0.23%
4	Paytm Payments Bank	2,838,682	36.85%	63.08%	0.07%
5	Union Bank of India	2,561,452	53.80%	44.95%	1.25%
6	Punjab National Bank	2,311,425	55.72%	43.83%	0.45%
7	Kotak Mahindra Bank	2,294,386	48.89%	50.90%	0.21%
8	ICICI Bank	2,207,503	75.45%	24.02%	0.53%
9	Axis Bank Ltd	1,766,595	69.74%	30.00%	0.27%
10	Bank of India	1,569,660	57.40%	42.08%	0.52%
11	Canara Bank	1,493,224	57.00%	42.76%	0.24%
12	Indian Bank	907,877	55.53%	43.14%	1.33%
13	Central Bank Of India	838,135	48.81%	46.91%	4.27%
14	Federal Bank	583,643	46.54%	53.32%	0.14%
15	IndusInd Bank	404,655	57.88%	41.22%	0.91%
16	Bank of Maharashtra	383,388	57.80%	41.62%	0.58%
17	Indian Overseas Bank	373,623	45.40%	54.01%	0.58%
18	Equitas Small Finance Bank	277,132	25.92%	71.96%	2.12%
19	Yes Bank Ltd	248,552	56.05%	43.54%	0.41%
20	UCO Bank	242,332	55.19%	43.95%	0.86%
21	IDFC FIRST Bank	239,750	54.83%	40.72%	4.46%
22	IDBI Bank Limited	239,173	57.05%	41.80%	1.15%
23	India Post Payment Bank	188,299	58.91%	40.00%	1.10%
24	Karur Vysya Bank	136,673	66.16%	33.60%	0.24%
25	Punjab and Sind Bank	133,209	45.17%	48.14%	6.69%
26	Chatisgarh R G Bank	88,822	3.14%	90.95%	5.91%
27	DBS Bank Ltd	75,648	54.18%	43.43%	2.39%
28	Fincare Small Finance Bank Ltd	57,885	8.97%	89.79%	1.24%
29	HSBC Bank	31,725	83.61%	16.24%	0.14%
30	City Union Bank	27,165	66.91%	32.32%	0.76%
31	Andhra Pragathi Grameena Bank	26,611	35.77%	34.20%	30.03%
32	RBL Bank	23,895	33.31%	66.09%	0.59%
33	Saraswat Bank	21,321	73.32%	26.41%	0.28%
34	Andhra Pradesh Grameena Vikas Bank	17,059	63.83%	32.04%	4.14%
35	Rajasthan Marudhara Gramin Bank	15,469	54.43%	30.53%	15.04%
36	TJSB Sahakari Bank Ltd	11,468	62.60%	36.61%	0.79%
37	CSB Bank Ltd	11,053	53.43%	37.12%	9.45%
38	Jio Payments Bank	10,689	30.26%	69.70%	0.04%
39	Kerala Gramin Bank	10,098	59.17%	40.45%	0.38%
40	Pragathi Krishna Gramin Bank	8,816	35.03%	64.53%	0.44%
41	Karnataka Vikas Grameena Bank	8,729	67.60%	23.73%	8.67%
42	Dhanlaxmi Bank Ltd	8,572	63.29%	35.44%	1.27%
43	Janata Sahakari Bank Ltd. Pune	7,131	68.15%	31.58%	0.27%
44	Suryoday Small Finance Bank Ltd.	7,046	8.84%	90.69%	0.47%
45	GP Parsik Bank	4,609	62.53%	37.12%	0.35%
46	Telangana Grameena bank	4,577	12.93%	84.12%	2.95%
47	Apna Sahakari Bank Ltd.	4,497	70.89%	29.09%	0.02%
48	Utkarsh Small Finance Bank Ltd	4,035	17.60%	81.39%	1.02%
49	Rajkot Nagrik Sahakari Bank Ltd.	2,803	54.87%	45.02%	0.11%
50	SBM Bank India Ltd.	2,683	31.90%	67.95%	0.15%

Remarks

Execution refers to the transaction wherein the recurring debit is done on the remitting account.

Glossary

Business Decline (BD) - Transaction decline due to a customer entering an invalid pin, incorrect beneficiary account, insufficient funds etc. Or due to other business reasons such as exceeding per transaction limit, exceeding permitted count of transactions per day, exceeding amount limit for the day etc. Such declined transactions are termed as Business Decline. Any decline which is not because of a technical reason of the bank or NPCI is termed as business Decline.
Technical Decline (TD) - Transaction decline due to technical reasons, such as unavailability of systems and network issues on bank or NPCI side.

AutoPay Banks Performance (Sep'22)

AutoPay Remitter Banks - Mandate Registration (Sep'22)
Sr. No.	Remitter Bank	Total Volume	Approved%	BD%	TD%
1	State Bank Of India	19,59,999	91.53%	7.49%	0.98%
2	HDFC Bank Ltd	6,66,957	94.12%	5.74%	0.14%
3	Bank of Baroda	5,12,650	84.46%	15.03%	0.51%
4	Paytm Payments Bank	4,61,276	79.42%	20.41%	0.17%
5	Union Bank of India	4,19,157	90.11%	8.65%	1.24%
6	ICICI Bank	3,90,765	92.96%	6.76%	0.28%
7	Punjab National Bank	3,86,375	88.91%	8.30%	2.79%
8	Kotak Mahindra Bank	3,25,048	92.61%	7.06%	0.32%
9	Axis Bank Ltd	3,08,082	93.36%	6.27%	0.37%
10	Canara Bank	2,98,116	87.74%	9.69%	2.58%
11	Bank of India	2,33,808	91.28%	8.30%	0.42%
12	Indian Bank	1,67,106	90.16%	6.85%	2.99%
13	Federal Bank	1,62,628	91.49%	3.48%	5.03%
14	Central Bank Of India	1,43,429	86.69%	9.02%	4.29%
15	India Post Payment Bank	1,39,645	78.96%	11.38%	9.66%
16	UCO Bank	1,04,832	87.49%	6.21%	6.30%
17	Indian Overseas Bank	79,778	63.92%	35.64%	0.44%
18	Bank of Maharashtra	78,674	85.97%	9.70%	4.32%
19	IndusInd Bank	60,742	89.96%	9.53%	0.51%
20	IDFC FIRST Bank	45,714	92.10%	7.05%	0.86%
21	Yes Bank Ltd	42,627	81.77%	16.37%	1.86%
22	IDBI Bank Limited	35,512	91.18%	8.19%	0.63%
23	Equitas Small Finance Bank	35,485	96.80%	1.75%	1.45%
24	Karur Vysya Bank	33,101	87.01%	11.98%	1.00%
25	Punjab and Sind Bank	23,599	87.43%	11.42%	1.15%
26	DBS Bank Ltd	20,201	92.98%	6.47%	0.55%
27	Maharashtra Gramin Bank	14,817	90.01%	3.96%	6.03%
28	Rajasthan Marudhara Gramin Bank	13,652	86.99%	5.46%	7.55%
29	City Union Bank	12,049	88.89%	9.30%	1.81%
30	Andhra Pradesh Grameena Vikas Bank	12,011	90.78%	5.15%	4.07%
31	HSBC Bank	6,725	95.46%	4.18%	0.36%
32	Andhra Pragathi Grameena Bank	6,404	91.08%	4.90%	4.01%
33	Saraswat Bank	5,419	91.51%	8.34%	0.15%
34	Fincare Small Finance Bank	5,399	88.07%	9.02%	2.91%
35	RBL Bank	5,105	85.45%	13.22%	1.33%
36	Karnataka Vikas Grameena Bank	3,781	87.83%	5.37%	6.80%
37	Bharat Co-op Bank Mumbai	3,127	79.95%	18.58%	1.47%
38	Kerala Gramin Bank	3,067	87.48%	11.61%	0.91%
39	Catholic Syrian Bank	2,854	91.35%	8.09%	0.56%
40	Dhanlaxmi Bank Ltd	2,359	90.80%	8.99%	0.21%
41	Jio Payments Bank	2,238	88.43%	11.04%	0.54%
42	Pragathi Krishna Gramin Bank	2,204	24.46%	4.63%	70.92%
43	TJSB Sahakari Bank Ltd	1,900	92.89%	6.68%	0.42%
44	NSDL Payments Bank	1,683	90.31%	9.45%	0.24%
45	Janata Sahakari Bank Ltd. Pune	1,331	90.76%	8.49%	0.75%
46	Apna Sahakari Bank Ltd.	1,170	89.74%	8.46%	1.79%
47	Nainital Bank	930	88.71%	10.97%	0.32%
48	GP Parsik Bank	877	91.11%	7.87%	1.03%
49	Utkarsh Small Finance Bank	783	50.19%	9.07%	40.74%
50	State Bank of Mauritius	677	92.91%	6.50%	0.59%

Remarks

Mandate Registration refers to the transaction wherein the consumer creates a recurring mandate against consumers account for the payments which are recurring in nature. For example: Utility bill payments, insurance premium etc.

AutoPay Remitter Banks - Mandate Execution (Sep'22)
Sr. No.	Remitter Bank	Total Volume	Approved%	BD%	TD%
1	State Bank Of India	1,24,83,695	46.98%	51.29%	1.73%
2	HDFC Bank Ltd	34,71,993	66.58%	33.18%	0.24%
3	Paytm Payments Bank	34,15,142	27.32%	72.50%	0.18%
4	Bank of Baroda	32,17,229	39.93%	59.76%	0.32%
5	Kotak Mahindra Bank	24,50,933	40.01%	58.84%	1.15%
6	Punjab National Bank	23,35,961	46.84%	52.11%	1.05%
7	ICICI Bank	20,78,366	69.46%	29.50%	1.04%
8	Bank of India	16,88,050	44.56%	54.83%	0.62%
9	Axis Bank Ltd	16,85,855	63.49%	36.29%	0.22%
10	Canara Bank	15,04,431	46.96%	51.77%	1.28%
11	Union Bank of India	10,85,343	62.70%	36.21%	1.09%
12	Indian Bank	9,10,113	44.90%	52.91%	2.19%
13	Central Bank Of India	8,49,677	40.39%	56.12%	3.49%
14	Federal Bank	6,84,175	28.61%	71.17%	0.22%
15	IndusInd Bank	4,23,095	46.93%	52.23%	0.84%
16	Indian Overseas Bank	3,92,468	37.77%	61.51%	0.72%
17	Bank of Maharashtra	3,69,470	47.40%	48.82%	3.78%
18	India Post Payment Bank	3,66,437	26.45%	70.77%	2.78%
19	Equitas Small Finance Bank	3,46,307	19.38%	77.81%	2.82%
20	IDFC FIRST Bank	2,61,442	45.14%	50.41%	4.45%
21	Yes Bank Ltd	2,43,879	48.65%	50.99%	0.37%
22	IDBI Bank Limited	1,95,551	59.93%	38.98%	1.10%
23	UCO Bank	1,74,254	49.60%	46.96%	3.44%
24	Punjab and Sind Bank	1,49,251	38.00%	61.28%	0.72%
25	Karur Vysya Bank	1,31,391	56.30%	43.16%	0.54%
26	Chatisgarh R G Bank	73,236	5.80%	90.58%	3.62%
27	DBS Bank Ltd	49,733	65.05%	33.04%	1.92%
28	HSBC Bank	35,291	66.14%	32.97%	0.89%
29	Fincare Small Finance Bank Ltd	16,402	17.12%	81.59%	1.29%
30	Saraswat Bank	15,595	76.65%	23.24%	0.11%
31	RBL Bank	14,350	40.52%	58.61%	0.87%
32	Maharashtra Gramin Bank	13,460	0.00%	8.22%	91.78%
33	Jio Payments Bank	12,907	23.41%	75.73%	0.86%
34	City Union Bank	12,466	76.97%	22.49%	0.54%
35	Rajasthan Marudhara Gramin Bank	11,845	0.00%	0.30%	99.70%
36	Andhra Pradesh Grameena Vikas Bank	10,885	25.48%	15.15%	59.38%
37	Kerala Gramin Bank	9,265	61.62%	37.13%	1.25%
38	Pragathi Krishna Gramin Bank	8,901	41.92%	56.97%	1.11%
39	TJSB Sahakari Bank Ltd	8,867	67.53%	32.10%	0.37%
40	CSB Bank Ltd	6,658	53.35%	39.76%	6.89%
41	Andhra Pragathi Grameena Bank	5,845	58.32%	33.43%	8.25%
42	Dhanlaxmi Bank Ltd	5,507	69.64%	29.64%	0.73%
43	Janata Sahakari Bank Ltd. Pune	4,227	67.02%	32.65%	0.33%
44	Suryoday Small Finance Bank Ltd.	4,123	8.42%	90.95%	0.63%
45	GP Parsik Bank	3,872	66.04%	33.70%	0.26%
46	Karnataka Vikas Grameena Bank	3,318	62.51%	34.00%	3.50%
47	Bharat Co-Operative Bank (Mumbai) Ltd.	2,488	10.93%	0.00%	89.07%
48	North East Small Finance Bank Ltd	2,132	10.23%	89.54%	0.23%
49	Rajkot Nagrik Sahakari Bank Ltd.	2,098	55.86%	43.76%	0.38%
50	Telangana Grameena bank	1,869	25.36%	55.00%	19.64%

Remarks

Execution refers to the transaction wherein the recurring debit is done on the remitting account.

Glossary

Business Decline (BD) - Transaction decline due to a customer entering an invalid pin, incorrect beneficiary account, insufficient funds etc. Or due to other business reasons such as exceeding per transaction limit, exceeding permitted count of transactions per day, exceeding amount limit for the day etc. Such declined transactions are termed as Business Decline. Any decline which is not because of a technical reason of the bank or NPCI is termed as business Decline.
Technical Decline (TD) - Transaction decline due to technical reasons, such as unavailability of systems and network issues on bank or NPCI side.

AutoPay Banks Performance (Aug'22)

AutoPay Remitter Banks - Mandate Registration (Aug'22)
Sr. No.	Remitter Bank	Total Volume	Approved%	BD%	TD%
1	State Bank Of India	16,04,488	93.33%	6.02%	0.65%
2	HDFC BANK LTD	5,22,046	95.46%	4.15%	0.39%
3	Bank of Baroda	4,43,674	86.14%	13.63%	0.23%
4	Paytm Payments Bank	3,51,696	86.23%	13.50%	0.27%
5	Union Bank of India	3,44,211	91.78%	7.50%	0.72%
6	Punjab National Bank	3,15,019	91.53%	5.96%	2.51%
7	ICICI Bank	3,14,984	94.84%	4.90%	0.27%
8	Kotak Mahindra Bank	2,72,070	94.57%	5.10%	0.33%
9	Axis Bank Ltd.	2,57,814	91.87%	5.01%	3.12%
10	Canara Bank	2,55,644	89.88%	8.64%	1.49%
11	Bank of India	1,97,792	92.78%	6.90%	0.31%
12	Federal Bank	1,43,424	96.14%	1.40%	2.46%
13	Indian Bank	1,38,971	93.17%	4.96%	1.87%
14	Central Bank Of India	1,19,695	91.27%	8.13%	0.59%
15	Indian Overseas Bank	69,818	62.58%	37.04%	0.38%
16	Bank of Maharashtra	65,861	83.93%	13.66%	2.40%
17	INDUSIND BANK	49,342	91.01%	8.62%	0.37%
18	UCO Bank	42,452	96.46%	3.05%	0.49%
19	IDFC FIRST Bank	38,365	89.38%	10.28%	0.34%
20	Yes Bank Ltd	34,481	82.14%	17.74%	0.11%
21	Equitas Bank	33,682	98.91%	0.00%	1.09%
22	India Post Payment Bank	30,419	90.85%	8.57%	0.58%
23	IDBI Bank Limited	29,335	95.36%	3.78%	0.86%
24	Karur Vysya Bank	27,133	88.22%	10.42%	1.36%
25	Punjab and Sind Bank	18,532	89.76%	9.45%	0.79%
26	DBS BANK LTD	18,155	95.11%	4.56%	0.34%
27	HSBC	6,470	97.50%	1.59%	0.91%
28	City Union Bank	5,004	93.27%	5.12%	1.62%
29	Saraswat Bank	4,530	96.64%	3.16%	0.20%
30	RBL	4,231	88.56%	11.04%	0.40%
31	Rajasthan Marudhara Gramin Bank	3,086	92.48%	5.22%	2.30%
32	Andhra Pradesh Grameena Vikas Bank	2,600	95.31%	3.00%	1.69%
33	The Bharat Co-operative Bank (Mumbai) Ltd.	1,996	81.76%	10.57%	7.67%
34	Kerala Gramin Bank	1,986	93.66%	5.39%	0.96%
35	Jio Payments Bank	1,786	92.61%	6.10%	1.29%
36	Catholic Syrian Bank	1,509	90.59%	8.81%	0.60%
37	Pragathi Krishna Gramin Bank	1,497	92.65%	6.35%	1.00%
38	TJSB	1,417	97.53%	2.12%	0.35%
39	Maharashtra Gramin Bank	1,319	91.89%	2.58%	5.53%
40	Dhanlaxmi Bank Ltd	1,245	88.03%	11.33%	0.64%
41	NSDL Payments Bank	1,192	94.63%	5.37%	0.00%
42	Andhra Pragathi Grameena Bank	1,161	96.12%	3.36%	0.52%
43	Nainital Bank	739	95.81%	4.06%	0.14%
44	GP PARSIK BANK	696	96.41%	3.59%	0.00%
45	Fincare Small Finance Bank	603	93.37%	5.31%	1.33%
46	Karnataka Vikas Grameena Bank	585	94.87%	4.27%	0.85%
47	Apna Sahakari Bank Ltd.	556	96.04%	3.60%	0.36%
48	Deutsche Bank	514	99.42%	0.00%	0.58%
49	Janata Sahakari Bank Ltd. Pune	490	94.90%	4.90%	0.20%
50	Suryoday Small Finance Bank Ltd.	430	94.88%	4.65%	0.47%

Remarks

Mandate Registration refers to the transaction wherein the consumer creates a recurring mandate against consumers account for the payments which are recurring in nature. For example: Utility bill payments, insurance premium etc.

AutoPay Remitter Banks - Mandate Execution (Aug'22)
Sr. No.	Remitter Bank	Total Volume	Approved%	BD%	TD%
1	State Bank Of India	1,26,29,274	41.85%	56.87%	1.28%
2	Paytm Payments Bank	37,32,641	22.42%	77.51%	0.07%
3	HDFC BANK LTD	32,87,256	64.01%	35.51%	0.49%
4	Bank of Baroda	32,76,379	35.22%	64.20%	0.58%
5	Kotak Mahindra Bank	24,62,029	35.14%	61.70%	3.17%
6	Punjab National Bank	23,60,473	41.92%	57.30%	0.79%
7	ICICI Bank	20,23,875	66.69%	32.35%	0.97%
8	Bank of India	16,69,558	39.99%	59.65%	0.36%
9	Axis Bank Ltd.	16,34,599	58.25%	39.87%	1.88%
10	Canara Bank	15,15,771	42.55%	56.87%	0.58%
11	Federal Bank	9,80,505	18.64%	81.06%	0.30%
12	Union Bank of India	9,42,841	60.85%	38.22%	0.93%
13	Indian Bank	9,07,053	41.60%	57.82%	0.58%
14	Central Bank Of India	8,81,041	35.31%	59.54%	5.15%
15	Indian Overseas Bank	5,04,156	24.24%	75.14%	0.62%
16	INDUSIND BANK	4,14,583	42.90%	56.82%	0.28%
17	Equitas Bank	3,77,505	16.27%	82.56%	1.18%
18	Bank of Maharashtra	3,41,268	45.51%	53.16%	1.34%
19	IDFC FIRST Bank	2,69,988	40.50%	51.18%	8.32%
20	Yes Bank Ltd	2,41,502	43.21%	56.44%	0.36%
21	IDBI Bank Limited	1,89,184	59.15%	39.46%	1.39%
22	Punjab and Sind Bank	1,43,166	35.14%	64.24%	0.62%
23	Karur Vysya Bank	1,31,230	51.34%	47.62%	1.04%
24	HSBC	45,228	33.50%	65.89%	0.61%
25	DBS Bank India Limited	43,146	63.22%	33.97%	2.80%
26	UCO Bank	41,665	63.34%	29.38%	7.27%
27	India Post Payment Bank	28,450	61.42%	37.36%	1.23%
28	Jio Payments Bank	13,004	20.57%	78.18%	1.25%
29	Saraswat Bank	12,947	73.83%	25.77%	0.40%
30	Pragathi Krishna Gramin Bank	10,672	44.43%	55.00%	0.56%
31	Kerala Gramin Bank	9,831	59.75%	39.38%	0.87%
32	RBL	9,824	43.61%	55.30%	1.09%
33	TJSB Sahakari Bank Ltd	8,386	67.40%	32.32%	0.29%
34	CSB Bank Ltd	6,064	20.50%	78.05%	1.45%
35	City Union Bank	4,609	90.65%	9.11%	0.24%
36	CHATISGARH R G BANK	4,547	56.01%	40.11%	3.87%
37	Dhanlaxmi Bank Ltd	3,937	69.09%	29.67%	1.24%
38	GP PARSIK BANK	3,889	65.96%	33.81%	0.23%
39	Suryoday Small Finance Bank Ltd.	3,397	7.95%	91.55%	0.50%
40	Janata Sahakari Bank Ltd. Pune	2,865	69.42%	30.23%	0.35%
41	Rajasthan Marudhara Gramin Bank	2,830	0.00%	0.14%	99.86%
42	Andhra Pradesh Grameena Vikas Bank	2,471	0.00%	0.12%	99.88%
43	Rajkot Nagrik Sahakari Bank Ltd.	2,029	54.56%	45.34%	0.10%
44	Bharat Co-Operative Bank (Mumbai) Ltd.	1,620	11.48%	0.00%	88.52%
45	North East Small Finance Bank Ltd	1,611	13.04%	86.78%	0.19%
46	Maharashtra Gramin Bank	1,302	0.00%	3.30%	96.70%
47	NSDL Payments Bank	1,148	65.51%	34.41%	0.09%
48	Telangana Grameena bank	1,146	10.21%	4.36%	85.43%
49	Andhra Pragathi Grameena Bank	1,116	69.89%	26.70%	3.41%
50	SBM Bank India Ltd.	1,064	28.48%	70.96%	0.56%

Remarks

Execution refers to the transaction wherein the recurring debit is done on the remitting account.

Glossary

Business Decline (BD) - Transaction decline due to a customer entering an invalid pin, incorrect beneficiary account, insufficient funds etc. Or due to other business reasons such as exceeding per transaction limit, exceeding permitted count of transactions per day, exceeding amount limit for the day etc. Such declined transactions are termed as Business Decline. Any decline which is not because of a technical reason of the bank or NPCI is termed as business Decline.
Technical Decline (TD) - Transaction decline due to technical reasons, such as unavailability of systems and network issues on bank or NPCI side.

AutoPay Banks Performance (Jul'22)

AutoPay Remitter Banks - Mandate Registration (Jul'22)
Sr. No.	Remitter Bank	Total Volume	Approved%	BD%	TD%
1	State Bank Of India	12,64,618	93.16%	6.30%	0.54%
2	HDFC BANK LTD	4,19,251	95.46%	4.25%	0.29%
3	Bank of Baroda	3,23,666	84.18%	14.67%	1.14%
4	Paytm Payments Bank	2,88,602	85.87%	13.85%	0.28%
5	Union Bank of India	2,62,421	91.52%	7.95%	0.52%
6	ICICI Bank	2,50,973	90.21%	4.87%	4.92%
7	Punjab National Bank	2,37,183	92.00%	6.60%	1.41%
8	Kotak Mahindra Bank	2,13,987	93.88%	5.25%	0.87%
9	Axis Bank Ltd.	2,07,007	91.67%	5.30%	3.03%
10	Canara Bank	1,97,996	86.45%	8.84%	4.72%
11	Bank of India	1,46,812	91.22%	7.73%	1.05%
12	Indian Bank	1,13,363	94.07%	5.34%	0.59%
13	Central Bank Of India	95,492	92.04%	7.43%	0.53%
14	Federal Bank	80,814	98.42%	0.01%	1.57%
15	Indian Overseas Bank	59,441	59.06%	40.30%	0.64%
16	Bank of Maharashtra	45,326	89.40%	8.96%	1.64%
17	INDUSIND BANK	37,429	90.44%	8.90%	0.66%
18	IDFC FIRST Bank	28,105	87.82%	11.51%	0.67%
19	Equitas Bank	27,985	99.16%	0.00%	0.84%
20	Yes Bank Ltd	26,410	81.34%	18.49%	0.17%
21	Karur Vysya Bank	26,323	83.12%	10.03%	6.85%
22	IDBI Bank Limited	26,170	95.17%	4.30%	0.52%
23	India Post Payment Bank	24,376	90.04%	9.10%	0.86%
24	DBS BANK LTD	15,026	93.81%	5.72%	0.47%
25	Punjab and Sind Bank	14,640	89.62%	10.12%	0.27%
26	HSBC	4,011	97.76%	2.04%	0.20%
27	Saraswat Bank	3,843	96.36%	3.33%	0.31%
28	City Union Bank	3,712	83.49%	3.21%	13.31%
29	Andhra Pradesh Grameena Vikas Bank	3,498	94.08%	3.95%	1.97%
30	RBL	2,774	88.36%	11.21%	0.43%
31	Kerala Gramin Bank	1,804	93.46%	5.88%	0.67%
32	Andhra Pragathi Grameena Bank	1,703	96.18%	3.70%	0.12%
33	The Bharat Co-operative Bank (Mumbai) Ltd.	1,693	77.73%	13.11%	9.16%
34	Jio Payments Bank	1,540	92.34%	6.95%	0.71%
35	Catholic Syrian Bank	1,358	90.28%	9.65%	0.07%
36	NSDL Payments Bank	1,276	93.89%	6.11%	0.00%
37	Thane Janta Sahakari Bank	1,261	93.58%	3.25%	3.17%
38	Pragathi Krishna Gramin Bank	1,235	92.39%	6.15%	1.46%
39	Dhanlaxmi Bank Ltd	1,196	89.38%	9.78%	0.84%
40	Nainital Bank	672	94.20%	4.91%	0.89%
41	GP PARSIK BANK	602	92.03%	6.64%	1.33%
42	Apna Sahakari Bank Ltd.	488	96.93%	2.87%	0.20%
43	Janata Sahakari Bank Ltd. Pune	407	95.33%	1.97%	2.70%
44	Lakshmi Vilas Bank	393	95.93%	4.07%	0.00%
45	Suryoday Small Finance Bank Ltd.	360	92.50%	7.22%	0.28%
46	Deutsche Bank	347	100.00%	0.00%	0.00%
47	Capital Small Finance Bank	338	96.15%	3.55%	0.30%
48	Rajkot Nagrik Sahakari Bank Ltd.	305	79.34%	4.92%	15.74%
49	State Bank of Mauritius	256	95.31%	4.69%	0.00%
50	Maharashtra Gramin Bank	236	95.76%	2.12%	2.12%

Remarks

Mandate Registration refers to the transaction wherein the consumer creates a recurring mandate against consumers account for the payments which are recurring in nature. For example: Utility bill payments, insurance premium etc.

AutoPay Remitter Banks - Mandate Execution (Jul'22)
Sr. No.	Remitter Bank	Total Volume	Approved%	BD%	TD%
1	State Bank Of India	1,12,19,001	42.87%	56.22%	0.90%
2	Paytm Payments Bank	32,75,789	21.50%	78.44%	0.05%
3	HDFC BANK LTD	29,45,203	65.52%	34.36%	0.12%
4	Bank of Baroda	28,16,231	35.19%	61.94%	2.87%
5	Punjab National Bank	20,66,607	42.31%	57.26%	0.43%
6	Kotak Mahindra Bank	20,34,942	35.85%	61.04%	3.12%
7	ICICI Bank	18,17,436	68.03%	31.31%	0.66%
8	Axis Bank Ltd.	14,55,992	59.73%	38.11%	2.16%
9	Bank of India	14,44,445	40.40%	58.73%	0.88%
10	Canara Bank	13,35,927	43.73%	54.98%	1.28%
11	Union Bank of India	8,57,494	60.08%	39.52%	0.40%
12	Indian Bank	7,89,759	43.32%	56.25%	0.43%
13	Central Bank Of India	7,31,805	36.66%	55.09%	8.24%
14	Federal Bank	6,71,276	32.91%	66.88%	0.21%
15	Indian Overseas Bank	3,94,663	30.51%	68.61%	0.88%
16	INDUSIND BANK	3,42,862	44.05%	55.60%	0.35%
17	Equitas Bank	3,00,642	17.21%	82.44%	0.35%
18	Bank of Maharashtra	2,91,258	48.44%	50.48%	1.08%
19	IDFC FIRST Bank	2,24,606	41.02%	52.24%	6.73%
20	Yes Bank Ltd	2,09,288	43.82%	54.81%	1.37%
21	IDBI Bank Limited	1,72,316	60.44%	38.71%	0.86%
22	Karur Vysya Bank	1,28,342	52.36%	46.78%	0.86%
23	Punjab and Sind Bank	1,24,035	35.27%	64.49%	0.24%
24	DBS Bank India Limited	31,046	66.61%	31.82%	1.58%
25	HSBC	27,184	80.72%	18.89%	0.40%
26	India Post Payment Bank	22,264	66.65%	32.26%	1.09%
27	Jio Payments Bank	10,193	21.19%	78.40%	0.41%
28	Pragathi Krishna Gramin Bank	9,982	43.87%	55.05%	1.08%
29	Saraswat Bank	9,040	72.27%	27.44%	0.29%
30	Kerala Gramin Bank	8,780	59.03%	39.95%	1.01%
31	TJSB Sahakari Bank Ltd	8,132	64.88%	33.14%	1.98%
32	RBL	4,959	47.57%	51.62%	0.81%
33	CSB Bank Ltd	4,439	25.57%	72.56%	1.87%
34	GP PARSIK BANK	3,619	66.87%	32.22%	0.91%
35	Suryoday Small Finance Bank Ltd.	3,210	9.10%	90.53%	0.37%
36	City Union Bank	2,992	8.09%	91.84%	0.07%
37	CHATISGARH R G BANK	2,962	53.51%	43.21%	3.27%
38	Dhanlaxmi Bank Ltd	2,878	70.22%	28.32%	1.46%
39	Janata Sahakari Bank Ltd. Pune	2,658	66.37%	31.64%	1.99%
40	Rajkot Nagrik Sahakari Bank Ltd.	1,919	48.10%	51.59%	0.31%
41	Andhra Pragathi Grameena Bank	1,655	70.03%	27.79%	2.18%
42	Bharat Co-Operative Bank (Mumbai) Ltd.	1,331	19.01%	0.00%	80.99%
43	North East Small Finance Bank Ltd	1,292	22.45%	76.93%	0.62%
44	NSDL Payments Bank	1,229	72.09%	27.58%	0.33%
45	Telangana Grameena bank	1,185	31.22%	11.73%	57.05%
46	Lakshmi Vilas Bank	847	79.69%	20.19%	0.12%
47	SBM Bank India Ltd.	756	22.75%	65.74%	11.51%
48	Shivalik Mercantile Co-operative Bank Ltd	740	30.00%	69.19%	0.81%
49	Nainital Bank	641	86.58%	11.86%	1.56%
50	Apna Sahakari Bank Ltd.	478	93.31%	6.69%	0.00%

Remarks

Execution refers to the transaction wherein the recurring debit is done on the remitting account.

Glossary

Business Decline (BD) - Transaction decline due to a customer entering an invalid pin, incorrect beneficiary account, insufficient funds etc. Or due to other business reasons such as exceeding per transaction limit, exceeding permitted count of transactions per day, exceeding amount limit for the day etc. Such declined transactions are termed as Business Decline. Any decline which is not because of a technical reason of the bank or NPCI is termed as business Decline.
Technical Decline (TD) - Transaction decline due to technical reasons, such as unavailability of systems and network issues on bank or NPCI side.

AutoPay Banks Performance (Jun'22)

AutoPay Remitter Banks - Mandate Registration (Jun'22)
Sr. No.	Remitter Bank	Total Volume	Approved%	BD%	TD%
1	State Bank Of India	11,22,658	91.96%	6.08%	1.96%
2	HDFC BANK LTD	3,56,632	95.42%	4.45%	0.13%
3	Bank of Baroda	2,77,477	82.97%	14.12%	2.92%
4	Paytm Payments Bank	2,64,100	85.76%	14.13%	0.10%
5	Punjab National Bank	2,10,205	92.60%	6.99%	0.42%
6	ICICI Bank	2,02,589	93.51%	5.38%	1.12%
7	Union Bank of India	1,86,490	92.60%	6.83%	0.57%
8	Axis Bank Ltd.	1,76,641	94.35%	5.17%	0.47%
9	Kotak Mahindra Bank	1,68,868	94.44%	5.37%	0.19%
10	Canara Bank	1,65,684	90.02%	9.15%	0.83%
11	Bank of India	1,26,953	92.46%	7.26%	0.28%
12	Indian Bank	1,00,082	94.30%	5.34%	0.36%
13	Central Bank Of India	71,468	99.13%	0.02%	0.85%
14	Federal Bank	65,459	98.79%	0.02%	1.19%
15	Indian Overseas Bank	53,806	56.51%	42.86%	0.64%
16	Bank of Maharashtra	38,110	89.73%	9.09%	1.18%
17	INDUSIND BANK	30,511	91.03%	8.53%	0.43%
18	India Post Payment Bank	25,224	62.11%	9.22%	28.67%
19	Karur Vysya Bank	23,929	75.69%	11.35%	12.95%
20	IDBI Bank Limited	22,749	95.10%	4.16%	0.74%
21	IDFC FIRST Bank	22,679	94.22%	5.56%	0.22%
22	Equitas Bank	22,106	99.78%	0.00%	0.22%
23	Yes Bank Ltd	22,013	82.68%	16.51%	0.80%
24	Jammu and Kashmir Bank	15,229	0.00%	98.58%	1.42%
25	Punjab and Sind Bank	12,871	89.30%	9.84%	0.86%
26	DBS BANK LTD	12,680	94.34%	5.44%	0.22%
27	Saraswat Bank	5,343	31.71%	67.66%	0.64%
28	HSBC	3,316	97.80%	1.81%	0.39%
29	Andhra Pradesh Grameena Vikas Bank	3,197	55.05%	42.88%	2.06%
30	RBL	3,049	89.44%	9.12%	1.44%
31	The Bharat Co-operative Bank (Mumbai) Ltd	1,815	74.77%	14.60%	10.63%
32	Andhra Pragathi Grameena Bank	1,595	71.72%	3.64%	24.64%
33	Kerala Gramin Bank	1,528	92.54%	5.10%	2.36%
34	Dhanlaxmi Bank Ltd	1,432	94.27%	5.38%	0.35%
35	Catholic Syrian Bank	1,092	90.84%	9.07%	0.09%
36	TJSB	1,039	94.03%	3.37%	2.60%
37	Jio Payments Bank	1,002	90.72%	8.58%	0.70%
38	Pragathi Krishna Gramin Bank	1,002	89.32%	7.68%	2.99%
39	NSDL Payments Bank	832	95.31%	4.57%	0.12%
40	Nainital Bank	581	96.39%	2.75%	0.86%
41	GP PARSIK BANK	523	91.78%	6.88%	1.34%
42	Utkarsh Small Finance Bank	444	0.00%	0.00%	100.00%
43	Apna Sahakari Bank Ltd.	400	97.50%	2.25%	0.25%
44	Janata Sahakari Bank Ltd. Pune	374	95.45%	2.67%	1.87%
45	Lakshmi Vilas Bank	302	97.35%	1.32%	1.32%
46	Suryoday Small Finance Bank Ltd.	285	96.49%	3.51%	0.00%
47	Capital Small Finance Bank	265	94.34%	5.28%	0.38%
48	Deutsche Bank	257	100.00%	0.00%	0.00%
49	Rajkot Nagrik Sahakari Bank Ltd.	229	92.14%	6.99%	0.87%
50	North East Small Finance Bank	188	93.62%	6.38%	0.00%

Remarks

Mandate Registration refers to the transaction wherein the consumer creates a recurring mandate against consumers account for the payments which are recurring in nature. For example: Utility bill payments, insurance premium etc.

AutoPay Remitter Banks - Mandate Execution (Jun'22)
Sr. No.	Remitter Bank	Total Volume	Approved%	BD%	TD%
1	State Bank Of India	94,82,973	39.81%	57.60%	2.59%
2	Paytm Payments Bank	31,14,957	18.49%	81.45%	0.06%
3	HDFC BANK LTD	24,93,980	66.04%	33.87%	0.09%
4	Bank of Baroda	24,31,134	31.98%	66.97%	1.04%
5	Punjab National Bank	17,77,038	40.68%	59.20%	0.11%
6	Kotak Mahindra Bank	17,09,235	33.64%	65.52%	0.84%
7	ICICI Bank	16,29,327	65.46%	33.98%	0.55%
8	Axis Bank Ltd.	12,28,733	60.48%	39.02%	0.50%
9	Bank of India	12,05,008	37.18%	62.57%	0.24%
10	Canara Bank	10,95,211	41.46%	58.07%	0.47%
11	Union Bank of India	6,78,769	58.32%	40.33%	1.35%
12	Indian Bank	6,28,250	41.45%	58.33%	0.22%
13	Central Bank Of India	5,96,045	37.06%	59.30%	3.64%
14	Federal Bank	5,25,007	30.45%	68.74%	0.81%
15	INDUSIND BANK	2,91,839	41.54%	58.12%	0.34%
16	Indian Overseas Bank	2,84,211	29.51%	69.79%	0.70%
17	Equitas Bank	2,62,880	14.75%	84.27%	0.98%
18	Bank of Maharashtra	2,13,668	48.64%	50.46%	0.89%
19	IDFC FIRST Bank	1,91,220	37.91%	55.23%	6.86%
20	Yes Bank Ltd	1,75,504	42.46%	56.05%	1.48%
21	IDBI Bank Limited	1,67,447	58.89%	40.23%	0.88%
22	Punjab and Sind Bank	1,03,498	33.67%	65.97%	0.36%
23	Karur Vysya Bank	1,02,870	52.52%	46.90%	0.57%
24	HSBC	24,248	80.06%	19.79%	0.15%
25	DBS Bank India Limited	19,226	71.46%	27.31%	1.23%
26	India Post Payment Bank	15,554	40.28%	20.62%	39.10%
27	Pragathi Krishna Gramin Bank	9,281	42.99%	55.36%	1.65%
28	Jio Payments Bank	8,297	15.35%	84.24%	0.41%
29	TJSB Sahakari Bank Ltd	7,633	61.51%	37.52%	0.97%
30	Kerala Gramin Bank	5,522	56.16%	42.59%	1.25%
31	GP PARSIK BANK	3,070	66.22%	33.45%	0.33%
32	RBL	2,910	18.90%	80.69%	0.41%
33	CHATISGARH R G BANK	2,623	53.18%	36.75%	10.06%
34	Dhanlaxmi Bank Ltd	2,303	33.52%	31.74%	34.74%
35	Janata Sahakari Bank Ltd. Pune	2,298	68.93%	29.85%	1.22%
36	Rajkot Nagrik Sahakari Bank Ltd.	2,221	43.58%	56.06%	0.36%
37	Suryoday Small Finance Bank Ltd.	2,033	13.28%	83.96%	2.75%
38	CSB Bank Ltd	1,929	44.58%	52.36%	3.06%
39	Andhra Pradesh Grameena Vikas Bank	1,744	0.00%	0.11%	99.89%
40	Saraswat Bank	1,655	94.38%	5.32%	0.30%
41	Bharat Co-Operative Bank (Mumbai) Ltd.	1,345	17.03%	0.00%	82.97%
42	Andhra Pragathi Grameena Bank	1,136	71.21%	25.79%	2.99%
43	North East Small Finance Bank	1,097	30.26%	69.28%	0.46%
44	Shivalik Mercantile Co-operative Bank Ltd	841	20.57%	79.19%	0.24%
45	NSDL Payments Bank	782	58.31%	41.30%	0.38%
46	Lakshmi Vilas Bank	591	79.19%	18.95%	1.86%
47	Nainital Bank	551	77.31%	21.96%	0.73%
48	SBM Bank India Ltd.	502	32.27%	67.33%	0.40%
49	Apna Sahakari Bank Ltd.	381	94.49%	4.99%	0.52%
50	Deutsche Bank	252	76.59%	19.84%	3.57%

Remarks

Execution refers to the transaction wherein the recurring debit is done on the remitting account.

Glossary

Business Decline (BD) - Transaction decline due to a customer entering an invalid pin, incorrect beneficiary account, insufficient funds etc. Or due to other business reasons such as exceeding per transaction limit, exceeding permitted count of transactions per day, exceeding amount limit for the day etc. Such declined transactions are termed as Business Decline. Any decline which is not because of a technical reason of the bank or NPCI is termed as business Decline.
Technical Decline (TD) - Transaction decline due to technical reasons, such as unavailability of systems and network issues on bank or NPCI side.

AutoPay Banks Performance (May'22)

AutoPay Remitter Banks - Mandate Registration (May'22)
Sr. No.	Remitter Bank	Total Volume	Approved%	BD%	TD%
1	State Bank Of India	1,551,804	93.54%	6.18%	0.27%
2	HDFC Bank Ltd	460,171	94.38%	4.79%	0.83%
3	Bank of Baroda	380,431	85.83%	13.19%	0.98%
4	Punjab National Bank	292,958	92.07%	7.46%	0.48%
5	Paytm Payments Bank	283,053	85.57%	14.36%	0.07%
6	ICICI Bank	264,175	93.69%	6.12%	0.20%
7	Canara Bank	250,329	87.01%	9.41%	3.58%
8	Axis Bank Ltd	241,658	94.23%	5.65%	0.13%
9	Kotak Mahindra Bank	223,559	93.96%	5.63%	0.41%
10	Bank of India	178,432	92.50%	7.41%	0.09%
11	Union Bank of India	164,792	93.82%	6.01%	0.17%
12	Indian Bank	145,404	94.01%	5.53%	0.45%
13	Central Bank Of India	98,632	99.89%	0.04%	0.07%
14	Federal Bank	86,166	99.17%	0.03%	0.80%
15	Indian Overseas Bank	79,176	54.88%	45.01%	0.10%
16	Bank of Maharashtra	51,903	88.50%	10.81%	0.69%
17	IndusInd Bank	42,728	87.06%	12.08%	0.87%
18	IDBI Bank Limited	37,339	95.00%	4.59%	0.41%
19	Karur Vysya Bank	31,200	88.40%	11.16%	0.44%
20	Yes Bank Ltd	29,742	82.67%	17.30%	0.03%
21	IDFC FIRST Bank	28,580	94.52%	5.40%	0.08%
22	Equitas Small Finance Bank	25,280	99.93%	0.00%	0.07%
23	Punjab and Sind Bank	17,585	88.96%	10.92%	0.13%
24	Saraswat Bank	9,230	0.00%	99.72%	0.28%
25	India Post Payment Bank	7,282	0.00%	0.00%	100.00%
26	DBS BANK LTD	6,891	93.69%	5.82%	0.49%
27	RBL Bank	5,217	88.71%	10.68%	0.61%
28	Kerala Gramin Bank	4,059	89.90%	8.23%	1.87%
29	HSBC Bank	3,960	97.07%	2.35%	0.58%
30	Dhanlaxmi Bank Ltd	3,097	93.28%	6.33%	0.39%
31	TJSB Sahakari Bank Ltd	1,547	93.86%	5.24%	0.90%
32	Pragathi Krishna Gramin Bank	1,335	88.76%	9.51%	1.72%
33	Bharat Co-op Bank Mumbai	1,186	84.57%	6.41%	9.02%
34	Apna Sahakari Bank Ltd.	1,079	7.23%	19.46%	73.31%
35	Jio Payments Bank	892	88.79%	10.87%	0.34%
36	NSDL Payments Bank	864	93.40%	6.60%	0.00%
37	Nainital Bank	806	95.78%	4.22%	0.00%
38	Andhra Pradesh Grameena Vikas Bank	760	0.00%	99.21%	0.79%
39	Catholic Syrian Bank	721	63.11%	36.34%	0.55%
40	Utkarsh Small Finance Bank	669	0.00%	0.00%	100.00%
41	GP Parsik Bank	666	93.39%	6.31%	0.30%
42	Janata Sahakari Bank Ltd. Pune	524	95.23%	4.39%	0.38%
43	Andhra Pragathi Grameena Bank	365	0.00%	0.00%	100.00%
44	Suryoday Small Finance Bank Ltd.	312	94.55%	5.45%	0.00%
45	Rajkot Nagrik Sahakari Bank Ltd.	283	89.75%	8.83%	1.41%
46	Capital Small Finance Bank	282	94.68%	5.32%	0.00%
47	DBS Bank India Limited	262	97.33%	2.29%	0.38%
48	Shivalik Mercantile Cooperative Bank Ltd	232	93.10%	6.90%	0.00%
49	North East Small Finance Bank	220	94.55%	4.55%	0.91%
50	A P Mahesh Bank	172	63.37%	36.63%	0.00%

Remarks

Mandate Registration refers to the transaction wherein the consumer creates a recurring mandate against consumers account for the payments which are recurring in nature. For example: Utility bill payments, insurance premium etc.

AutoPay Remitter Banks - Mandate Execution (May'22)
Sr. No.	Remitter Bank	Total Volume	Approved%	BD%	TD%
1	State Bank Of India	9,920,276	41.14%	57.71%	1.15%
2	Paytm Payments Bank	3,059,820	18.12%	81.81%	0.06%
3	Bank of Baroda	2,484,093	33.89%	65.74%	0.37%
4	HDFC Bank Ltd	2,419,762	67.80%	32.02%	0.17%
5	Punjab National Bank	1,809,640	40.71%	59.05%	0.23%
6	Kotak Mahindra Bank	1,678,569	34.77%	63.44%	1.80%
7	ICICI Bank	1,614,758	67.44%	32.34%	0.22%
8	Axis Bank Ltd	1,227,399	61.44%	38.39%	0.17%
9	Bank of India	1,211,951	39.04%	60.47%	0.49%
10	Canara Bank	1,108,717	44.41%	52.70%	2.90%
11	Indian Bank	642,590	43.75%	55.68%	0.57%
12	Central Bank Of India	595,000	39.77%	58.64%	1.59%
13	Union Bank of India	572,770	63.30%	36.09%	0.61%
14	Federal Bank	524,862	33.41%	66.19%	0.40%
15	IndusInd Bank	287,103	43.03%	56.13%	0.84%
16	IDBI Bank Limited	248,173	20.70%	68.24%	11.06%
17	Equitas Small Finance Bank	247,893	16.10%	83.27%	0.63%
18	Indian Overseas Bank	243,209	36.31%	63.52%	0.17%
19	Bank of Maharashtra	207,971	52.52%	47.13%	0.35%
20	IDFC FIRST Bank	183,503	42.31%	55.72%	1.97%
21	Yes Bank Ltd	169,403	44.92%	54.83%	0.25%
22	Karur Vysya Bank	108,715	55.12%	44.49%	0.40%
23	Punjab and Sind Bank	105,487	35.65%	64.16%	0.19%
24	HSBC Bank	23,392	81.01%	18.44%	0.55%
25	Pragathi Krishna Gramin Bank	9,222	44.40%	53.32%	2.28%
26	Kerala Gramin Bank	8,621	63.33%	34.93%	1.74%
27	TJSB Sahakari Bank Ltd	8,470	60.63%	38.94%	0.44%
28	DBS Bank Ltd	7,944	80.87%	18.01%	1.12%
29	Jio Payments Bank	7,526	16.02%	83.72%	0.25%
30	Dhanlaxmi Bank Ltd	4,631	0.00%	37.92%	62.08%
31	RBL Bank	4,574	0.00%	99.69%	0.31%
32	Chatisgarh R G Bank	4,158	58.01%	39.73%	2.26%
33	Rajkot Nagrik Sahakari Bank Ltd.	3,453	38.02%	61.86%	0.12%
34	GP Parsik Bank	3,229	64.85%	35.06%	0.09%
35	Janata Sahakari Bank Ltd. Pune	2,555	66.46%	33.39%	0.16%
36	Suryoday Small Finance Bank Ltd.	1,671	21.84%	74.57%	3.59%
37	Bharat Co-Operative Bank (Mumbai) Ltd.	984	15.65%	0.00%	84.35%
38	Shivalik Mercantile Co-operative Bank Ltd	894	27.18%	72.60%	0.22%
39	North East Small Finance Bank Ltd	826	39.59%	60.29%	0.12%
40	NSDL Payments Bank	795	50.31%	49.56%	0.13%
41	Nainital Bank	763	66.58%	31.06%	2.36%
42	CSB Bank Ltd	455	91.65%	7.25%	1.10%
43	DBS Bank India Limited	407	82.06%	16.46%	1.47%
44	SBM Bank India Ltd.	390	33.08%	66.92%	0.00%
45	Capital Small Finance Bank Ltd	263	85.93%	14.07%	0.00%
46	The Adarsh Co-operative Urban Bank Ltd.	190	0.00%	1.58%	98.42%
47	The Ahmedabad Mercantile Co-op Bank Ltd	148	66.22%	32.43%	1.35%
48	A P Mahesh Bank	105	99.05%	0.95%	0.00%
49	Deutsche Bank	104	0.00%	99.04%	0.96%
50	Apna Sahakari Bank Ltd.	78	92.31%	7.69%	0.00%

Remarks

Execution refers to the transaction wherein the recurring debit is done on the remitting account.

Glossary

Business Decline (BD) - Transaction decline due to a customer entering an invalid pin, incorrect beneficiary account, insufficient funds etc. Or due to other business reasons such as exceeding per transaction limit, exceeding permitted count of transactions per day, exceeding amount limit for the day etc. Such declined transactions are termed as Business Decline. Any decline which is not because of a technical reason of the bank or NPCI is termed as business Decline.
Technical Decline (TD) - Transaction decline due to technical reasons, such as unavailability of systems and network issues on bank or NPCI side.

AutoPay Banks Performance (Apr'22)

AutoPay Remitter Banks - Mandate Registration (Apr'22)
Sr. No.	Remitter Bank	Total Volume	Approved%	BD%	TD%
1	State Bank Of India	2,089,663	94.71%	5.05%	0.24%
2	HDFC Bank Ltd	523,513	92.25%	4.21%	3.54%
3	Bank of Baroda	485,977	89.22%	10.73%	0.05%
4	Punjab National Bank	363,838	93.61%	5.90%	0.49%
5	Canara Bank	356,148	76.74%	7.07%	16.19%
6	Paytm Payments Bank	335,321	87.27%	12.70%	0.03%
7	ICICI Bank	305,889	94.05%	5.71%	0.24%
8	Axis Bank Ltd.	300,163	94.63%	5.16%	0.21%
9	Kotak Mahindra Bank	277,436	94.49%	4.82%	0.69%
10	Bank of India	241,013	93.69%	6.05%	0.26%
11	Union Bank of India	185,318	93.14%	6.44%	0.42%
12	Indian Bank	184,091	94.53%	4.86%	0.61%
13	Central Bank Of India	136,872	99.53%	0.01%	0.46%
14	Federal Bank	100,235	99.16%	0.02%	0.82%
15	Indian Overseas Bank	95,110	57.76%	40.85%	1.39%
16	Bank of Maharashtra	72,920	89.70%	8.70%	1.60%
17	IndusInd Bank	52,503	91.07%	7.64%	1.29%
18	IDBI Bank Limited	38,083	91.68%	4.45%	3.87%
19	Karur Vysya Bank	36,770	90.23%	9.59%	0.18%
20	Yes Bank Ltd	35,421	82.14%	17.15%	0.71%
21	IDFC FIRST Bank	35,369	93.40%	4.44%	2.16%
22	Equitas Small Finance Bank	30,079	99.85%	0.00%	0.15%
23	Punjab and Sind Bank	20,710	88.71%	10.94%	0.35%
24	RBL Bank	5,533	86.48%	12.40%	1.12%
25	Kerala Gramin Bank	5,457	90.80%	8.82%	0.38%
26	HSBC Bank	4,340	96.04%	2.58%	1.38%
27	Dhanlaxmi Bank Ltd	3,310	93.90%	5.68%	0.42%
28	TJSB Sahakari Bank Ltd	1,633	86.53%	13.47%	0.00%
29	DBS Bank Ltd	1,599	97.62%	2.07%	0.31%
30	Pragathi Krishna Gramin Bank	1,340	93.13%	6.27%	0.60%
31	Jio Payments Bank	1,005	89.45%	9.85%	0.70%
32	Nainital Bank	858	95.34%	4.66%	0.00%
33	NSDL Payments Bank	789	90.87%	9.13%	0.00%
34	GP Parsik Bank	679	91.02%	8.98%	0.00%
35	Janata Sahakari Bank Ltd. Pune	618	77.67%	22.17%	0.16%
36	Rajkot Nagrik Sahakari Bank Ltd.	333	69.67%	30.33%	0.00%
37	Bharat Co-op Bank Mumbai	325	83.08%	6.46%	10.46%
38	Suryoday Small Finance Bank Ltd.	291	94.16%	5.84%	0.00%
39	Capital Small Finance Bank	238	94.12%	5.88%	0.00%
40	North East Small Finance Bank	226	93.81%	6.19%	0.00%
41	The Ahmedabad Mercantile Co-op Bank Ltd	224	95.54%	4.46%	0.00%
42	Shivalik Mercantile Cooperative Bank Ltd	205	94.63%	5.37%	0.00%
43	A P Mahesh Bank	173	57.23%	42.77%	0.00%
44	State Bank of Mauritius	141	95.74%	4.26%	0.00%
45	The Gujarat State Cooperative Bank	45	91.11%	8.89%	0.00%
46	The Vijay Co-op Bank Ltd.	43	58.14%	41.86%	0.00%

Remarks

Mandate Registration refers to the transaction wherein the consumer creates a recurring mandate against consumers account for the payments which are recurring in nature. For example: Utility bill payments, insurance premium etc.

AutoPay Remitter Banks - Mandate Execution (Apr'22)
Sr. No.	Remitter Bank	Total Volume	Approved%	BD%	TD%
1	State Bank Of India	11,129,302	38.57%	59.96%	1.47%
2	Paytm Payments Bank	3,511,807	14.93%	84.95%	0.12%
3	Bank of Baroda	2,794,406	31.56%	67.99%	0.45%
4	HDFC Bank Ltd	2,389,141	65.34%	33.41%	1.25%
5	Punjab National Bank	1,993,237	39.05%	60.68%	0.27%
6	Kotak Mahindra Bank	1,799,681	30.13%	68.09%	1.78%
7	ICICI Bank	1,630,999	66.44%	32.61%	0.95%
8	Bank of India	1,299,409	37.33%	62.00%	0.67%
9	Axis Bank Ltd.	1,288,296	55.68%	43.67%	0.65%
10	Canara Bank	1,189,488	42.49%	56.01%	1.50%
11	Union Bank of India	841,754	28.61%	71.04%	0.35%
12	Central Bank Of India	673,128	37.30%	58.90%	3.80%
13	Indian Bank	671,174	42.79%	56.61%	0.60%
14	Federal Bank	515,325	32.84%	66.96%	0.20%
15	IndusInd Bank	299,076	40.30%	59.43%	0.27%
16	Equitas Small Finance Bank	265,847	14.06%	85.73%	0.21%
17	IDBI Bank Limited	246,828	13.32%	76.44%	10.24%
18	Indian Overseas Bank	224,078	39.87%	59.58%	0.55%
19	Bank of Maharashtra	198,716	56.17%	43.23%	0.60%
20	IDFC FIRST Bank	185,427	40.13%	59.03%	0.84%
21	Yes Bank Ltd	176,600	42.20%	56.89%	0.91%
22	Karur Vysya Bank	110,974	55.15%	44.59%	0.26%
23	Punjab and Sind Bank	104,093	35.44%	64.15%	0.41%
24	HSBC Bank	22,763	82.85%	14.79%	2.36%
25	Kerala Gramin Bank	9,968	67.52%	32.10%	0.38%
26	Pragathi Krishna Gramin Bank	9,194	40.30%	59.19%	0.51%
27	Chatisgarh R G Bank	8,346	44.80%	51.96%	3.24%
28	Jio Payments Bank	8,314	14.16%	85.68%	0.16%
29	Dhanlaxmi Bank Ltd	8,132	0.00%	61.24%	38.76%
30	TJSB Sahakari Bank Ltd	7,915	61.79%	38.11%	0.10%
31	RBL Bank	4,845	0.00%	99.75%	0.25%
32	GP PARSIK BANK	4,119	57.15%	42.73%	0.12%
33	DBS Bank India Limited	1,640	92.20%	7.68%	0.12%
34	Suryoday Small Finance Bank Ltd.	1,408	24.64%	73.23%	2.13%
35	Nainital Bank	853	62.37%	37.63%	0.00%
36	Shivalik Mercantile Co-operative Bank Ltd	754	33.95%	65.92%	0.13%
37	NSDL Payments Bank	714	50.84%	49.02%	0.14%
38	North East Small Finance Bank Ltd	672	45.98%	53.72%	0.30%
39	Janata Sahakari Bank Ltd. Pune	641	90.80%	9.20%	0.00%
40	SBM Bank India Ltd.	452	21.90%	75.67%	2.43%
41	Rajkot Nagrik Sahakari Bank Ltd.	438	81.74%	18.26%	0.00%
42	Bharat Co-Operative Bank (Mumbai) Ltd.	262	100.00%	0.00%	0.00%
43	Capital Small Finance Bank Ltd	218	87.61%	12.39%	0.00%
44	The Ahmedabad Mercantile Cooperative Bank Ltd	216	46.30%	52.77%	0.93%
45	A P Mahesh Bank	95	97.89%	2.11%	0.00%
46	The Karnavati Coop Bank Ltd	39	64.10%	35.90%	0.00%
47	The Vijay Cooperative Bank Ltd.	26	50.00%	50.00%	0.00%
48	Mann Deshi Mahila Sahakari Bank. Ltd.	5	80.00%	20.00%	0.00%
49	Saibaba Nagari Sahakari Bank Maryadit Sailu	2	100.00%	0.00%	0.00%
50	Patan Nagarik Sahakari Bank Ltd	2	100.00%	0.00%	0.00%

Remarks

Execution refers to the transaction wherein the recurring debit is done on the remitting account.

Glossary

Business Decline (BD) - Transaction decline due to a customer entering an invalid pin, incorrect beneficiary account, insufficient funds etc. Or due to other business reasons such as exceeding per transaction limit, exceeding permitted count of transactions per day, exceeding amount limit for the day etc. Such declined transactions are termed as Business Decline. Any decline which is not because of a technical reason of the bank or NPCI is termed as business Decline.
Technical Decline (TD) - Transaction decline due to technical reasons, such as unavailability of systems and network issues on bank or NPCI side.

AutoPay Banks Performance (Mar'22)

AutoPay Remitter Banks - Mandate Registration (Mar'22)
Sr. No.	Remitter Bank	Total Volume	Approved%	BD%	TD%
1	State Bank Of India	1,533,187	93.82%	6.07%	0.11%
2	HDFC Bank Ltd	439,591	91.96%	4.83%	3.21%
3	Bank of Baroda	379,776	86.32%	13.59%	0.09%
4	Punjab National Bank	302,754	92.27%	6.86%	0.87%
5	Paytm Payments Bank	287,576	87.01%	12.76%	0.23%
6	ICICI Bank	275,879	93.11%	6.14%	0.75%
7	Axis Bank Ltd	254,012	93.43%	6.09%	0.48%
8	Canara Bank	234,103	86.52%	8.22%	5.26%
9	Kotak Mahindra Bank	219,200	94.14%	5.46%	0.40%
10	Bank of India	175,519	92.48%	7.18%	0.34%
11	Union Bank of India	159,226	91.82%	7.18%	1.00%
12	Indian Bank	133,612	91.26%	6.68%	2.06%
13	Central Bank Of India	101,216	99.48%	0.01%	0.51%
14	Federal Bank	75,655	99.68%	0.02%	0.30%
15	Indian Overseas Bank	59,554	48.68%	50.68%	0.64%
16	Bank of Maharashtra	44,390	90.59%	8.46%	0.95%
17	IndusInd Bank	41,727	90.67%	8.75%	0.58%
18	IDBI Bank Limited	40,957	93.85%	4.97%	1.18%
19	IDFC FIRST Bank	27,997	94.60%	5.28%	0.12%
20	Yes Bank Ltd	27,887	80.51%	17.95%	1.54%
21	Karur Vysya Bank	26,082	87.17%	11.04%	1.79%
22	Equitas Small Finance Bank	24,079	99.51%	0.00%	0.49%
23	Punjab and Sind Bank	17,234	90.85%	8.92%	0.23%
24	Saraswat Bank	10,225	0.00%	99.85%	0.15%
25	Kerala Gramin Bank	7,039	91.52%	8.45%	0.03%
26	RBL Bank	6,357	84.19%	15.57%	0.24%
27	HSBC	4,150	96.55%	2.29%	1.16%
28	TJSB Bank	2,291	66.61%	31.56%	1.83%
29	Dhanlaxmi Bank Ltd	2,142	92.25%	7.66%	0.09%
30	Pragathi Krishna Gramin Bank	1,467	90.25%	8.93%	0.82%
31	Apna Sahakari Bank Ltd.	1,174	0.00%	28.36%	71.64%
32	GP Parsik Bank	994	65.90%	33.80%	0.30%
33	Nainital Bank	992	94.46%	5.34%	0.20%
34	NSDL Payments Bank	895	90.95%	8.60%	0.45%
35	Jio Payments Bank	842	90.74%	8.78%	0.48%
36	Janata Sahakari Bank Ltd. Pune	726	64.46%	35.54%	0.00%
37	Utkarsh Small Finance Bank Ltd	681	0.00%	0.00%	100.00%
38	Shivalik Small Finance Bank	394	44.67%	4.06%	51.27%
39	Rajkot Nagrik Sahakari Bank Ltd.	358	60.34%	39.38%	0.28%
40	Suryoday Small Finance Bank Ltd.	270	94.81%	4.82%	0.37%
41	North East Small Finance Bank	253	0.00%	0.00%	100.00%
42	Bharat Co-op Bank Mumbai	239	86.61%	7.11%	6.28%
43	A P Mahesh Bank	225	54.67%	44.89%	0.44%
44	DBS Bank Ltd	211	90.05%	2.37%	7.58%
45	The Ahmedabad Mercantile Co-op Bank Ltd	204	96.08%	3.92%	0.00%
46	Capital Small Finance Bank	199	93.97%	5.02%	1.01%
47	State Bank of Mauritius	180	95.56%	4.44%	0.00%
48	The Vijay Co-op Bank Ltd	42	95.24%	100.00%	0.00%
49	The Gujarat State Co-operative Bank	35	80.00%	100.00%	0.00%

Remarks

Mandate Registration refers to the transaction wherein the consumer creates a recurring mandate against consumers account for the payments which are recurring in nature. For example: Utility bill payments, insurance premium etc.

AutoPay Remitter Banks - Mandate Execution (Mar'22)
Sr. No.	Remitter Bank	Total Volume	Approved%	BD%	TD%
1	State Bank Of India	10,640,396	33.04%	66.08%	0.88%
2	Paytm Payments Bank	3,813,009	11.82%	87.59%	0.59%
3	Bank of Baroda	2,829,950	25.79%	73.90%	0.31%
4	HDFC Bank Ltd	2,251,870	61.51%	38.18%	0.31%
5	Punjab National Bank	1,915,607	35.77%	63.60%	0.63%
6	Kotak Mahindra Bank	1,753,455	24.26%	74.43%	1.31%
7	ICICI Bank	1,589,706	62.96%	36.65%	0.39%
8	Bank of India	1,247,882	31.84%	67.80%	0.36%
9	Axis Bank Ltd	1,174,435	53.41%	46.37%	0.22%
10	Canara Bank	1,109,233	36.29%	62.81%	0.90%
11	Union Bank of India	759,675	15.85%	83.48%	0.67%
12	Central Bank Of India	612,693	32.96%	64.66%	2.38%
13	Indian Bank	561,655	37.37%	60.50%	2.13%
14	Federal Bank	444,624	28.81%	71.04%	0.15%
15	IndusInd Bank	282,265	35.51%	63.23%	1.26%
16	Equitas Small Finance Bank	247,399	10.88%	88.47%	0.65%
17	IDBI Bank Limited	227,080	15.93%	73.73%	10.34%
18	Yes Bank Ltd	174,841	36.75%	63.11%	0.14%
19	IDFC FIRST Bank	174,038	31.54%	67.25%	1.21%
20	Bank of Maharashtra	154,272	50.50%	48.95%	0.55%
21	Indian Overseas Bank	137,680	43.04%	52.11%	4.85%
22	Punjab and Sind Bank	100,695	33.10%	66.55%	0.35%
23	Karur Vysya Bank	96,769	48.23%	51.36%	0.41%
24	HSBC Bank	20,716	80.59%	17.41%	2.00%
25	Chatisgarh R G Bank	11,178	0.80%	67.89%	31.31%
26	Kerala Gramin Bank	9,447	67.70%	31.86%	0.44%
27	Pragathi Krishna Gramin Bank	8,711	36.92%	60.66%	2.42%
28	Jio Payments Bank	8,436	10.16%	89.26%	0.58%
29	RBL Bank	5,385	0.02%	99.94%	0.04%
30	Dhanlaxmi Bank Ltd	2,896	67.47%	25.93%	6.60%
31	GP Parsik Bank	1,998	62.11%	37.44%	0.45%
32	TJSB Sahakari Bank Ltd	1,503	98.74%	1.06%	0.20%
33	Suryoday Small Finance Bank Ltd.	1,065	27.04%	71.18%	1.78%
34	Nainital Bank	943	61.29%	37.65%	1.06%
35	NSDL Payments Bank	814	53.32%	46.07%	0.61%
36	SBM Bank India Ltd.	566	24.38%	75.09%	0.53%
37	North East Small Finance Bank Ltd	467	61.24%	38.33%	0.43%
38	Janata Sahakari Bank Ltd. Pune	465	99.57%	0.43%	0.00%
39	Shivalik Small Finance Bank	250	50.00%	48.00%	2.00%
40	The Adarsh Co-operative Urban Bank Ltd.	220	0.00%	0.91%	99.09%
41	Rajkot Nagrik Sahakari Bank Ltd.	212	99.53%	0.47%	0.00%
42	Bharat Co-Operative Bank (Mumbai) Ltd.	187	99.47%	0.00%	0.53%
43	DBS Bank India Limited	186	95.16%	4.84%	0.00%
44	Capital Small Finance Bank Ltd	185	89.73%	8.65%	1.62%
45	A P Mahesh Bank	119	96.64%	1.68%	1.68%
46	The Vijay Cooperative Bank Ltd.	37	59.46%	40.54%	0.00%
47	Patan Nagarik Sahakari Bank Ltd	9	33.33%	66.67%	0.00%

Remarks

Execution refers to the transaction wherein the recurring debit is done on the remitting account.

Glossary

Business Decline (BD) - Transaction decline due to a customer entering an invalid pin, incorrect beneficiary account, insufficient funds etc. Or due to other business reasons such as exceeding per transaction limit, exceeding permitted count of transactions per day, exceeding amount limit for the day etc. Such declined transactions are termed as Business Decline. Any decline which is not because of a technical reason of the bank or NPCI is termed as business Decline.
Technical Decline (TD) - Transaction decline due to technical reasons, such as unavailability of systems and network issues on bank or NPCI side.

AutoPay Banks Performance (Feb'22)

AutoPay Remitter Banks - Mandate Registration (Feb'22)
Sr. No.	Remitter Bank	Total Volume	Approved%	BD%	TD%
1	State Bank Of India	13,36,570	93.40%	6.21%	0.39%
2	HDFC BANK LTD	4,17,545	92.92%	4.79%	2.29%
3	Bank of Baroda	3,41,330	85.74%	13.88%	0.38%
4	Paytm Payments Bank	2,82,675	86.50%	11.52%	1.98%
5	Punjab National Bank	2,75,435	91.00%	6.92%	2.08%
6	ICICI Bank	2,62,778	93.25%	6.29%	0.46%
7	Axis Bank Ltd.	2,39,503	93.32%	6.13%	0.55%
8	Kotak Mahindra Bank	2,09,378	93.65%	5.47%	0.88%
9	Canara Bank	1,97,270	92.00%	7.15%	0.85%
10	Union Bank of India	1,66,906	91.81%	7.61%	0.58%
11	Bank of India	1,55,998	90.73%	7.55%	1.72%
12	Indian Bank	1,21,574	89.60%	5.66%	4.74%
13	Central Bank Of India	87,181	99.68%	0.01%	0.31%
14	Federal Bank	65,176	99.26%	0.03%	0.71%
15	Bank of Maharashtra	41,734	91.23%	8.21%	0.56%
16	IDBI Bank Limited	39,705	94.62%	5.03%	0.35%
17	Indian Overseas Bank	39,621	50.11%	48.63%	1.26%
18	INDUSIND BANK	38,141	91.45%	8.16%	0.39%
19	Equitas Bank	26,911	99.56%	0.00%	0.44%
20	Yes Bank Ltd	26,453	81.75%	17.21%	1.04%
21	Karur Vysya Bank	24,493	86.72%	11.91%	1.37%
22	IDFC FIRST Bank	22,576	91.86%	5.23%	2.91%
23	Punjab and Sind Bank	16,574	85.37%	12.30%	2.33%
24	Saraswat Bank	9,734	0.00%	99.13%	0.87%
25	RBL	6,024	87.67%	11.92%	0.41%
26	Kerala Gramin Bank	4,533	92.06%	7.77%	0.17%
27	HSBC	4,102	97.20%	2.29%	0.51%
28	TJSB	1,843	63.81%	35.21%	0.98%
29	Dhanlaxmi Bank Ltd	1,553	92.08%	7.66%	0.26%
30	Pragathi Krishna Gramin Bank	1,387	91.56%	6.93%	1.51%
31	Apna Sahakari Bank Ltd.	1,141	0.00%	27.87%	72.13%
32	NSDL Payments Bank	1,116	93.64%	6.18%	0.18%
33	GP PARSIK BANK	945	59.05%	40.11%	0.84%
34	Nainital Bank	922	94.25%	5.53%	0.22%
35	Jio Payments Bank	696	86.93%	11.49%	1.58%
36	Janata Sahakari Bank Ltd. Pune	634	64.20%	35.33%	0.47%
37	Utkarsh Small Finance Bank	477	13.63%	2.31%	84.06%
38	Shivalik Small Finance Bank	432	0.00%	0.00%	100.00%
39	Rajkot Nagrik Sahakari Bank Ltd.	315	59.68%	39.37%	0.95%
40	State Bank of Mauritius	266	96.24%	3.76%	0.00%
41	A P Mahesh Bank	255	44.71%	55.29%	0.00%
42	North East Small Finance Bank	241	88.80%	10.37%	0.83%
43	The Ahmedabad Mercantile Cooperative Bank Ltd	229	91.70%	8.30%	0.00%
44	Suryoday Small Finance Bank Ltd.	228	96.49%	3.51%	0.00%
45	Capital Small Finance Bank	156	98.08%	1.28%	0.64%
46	The Vijay Co-operative Bank Limited	50	84.00%	16.00%	0.00%

Remarks

Mandate Registration refers to the transaction wherein the consumer creates a recurring mandate against consumers account for the payments which are recurring in nature. For example: Utility bill payments, insurance premium etc.

AutoPay Remitter Banks - Mandate Execution (Feb'22)
Sr. No.	Remitter Bank	Total Volume	Approved%	BD%	TD%
1	State Bank Of India	85,18,923	34.90%	62.85%	2.25%
2	Paytm Payments Bank	29,54,695	12.65%	86.94%	0.41%
3	Bank of Baroda	22,21,653	28.09%	71.16%	0.75%
4	HDFC BANK LTD	18,56,133	63.96%	35.89%	0.15%
5	Punjab National Bank	15,16,844	38.64%	60.56%	0.80%
6	Kotak Mahindra Bank	13,34,576	26.54%	72.42%	1.04%
7	ICICI Bank	13,19,866	65.71%	33.99%	0.30%
8	Axis Bank Ltd.	9,94,434	52.67%	46.96%	0.37%
9	Bank of India	9,26,646	35.24%	62.77%	1.99%
10	Canara Bank	8,65,691	39.99%	59.74%	0.27%
11	Union Bank of India	5,44,149	21.32%	76.30%	2.38%
12	Central Bank Of India	4,66,565	35.66%	62.14%	2.20%
13	Indian Bank	3,68,000	44.40%	50.80%	4.80%
14	Federal Bank	2,94,584	33.84%	65.66%	0.50%
15	INDUSIND BANK	2,18,533	39.27%	60.10%	0.63%
16	Equitas Bank	1,89,955	14.16%	85.63%	0.21%
17	IDBI Bank Limited	1,50,922	22.63%	63.62%	13.75%
18	IDFC FIRST Bank	1,35,792	35.92%	63.24%	0.84%
19	Bank of Maharashtra	1,23,410	54.79%	44.78%	0.43%
20	Yes Bank Ltd	1,19,778	40.62%	59.01%	0.37%
21	Indian Overseas Bank	76,694	24.36%	71.90%	3.74%
22	Karur Vysya Bank	76,231	53.67%	45.95%	0.38%
23	Punjab and Sind Bank	72,728	37.28%	61.72%	1.00%
24	HSBC	18,082	80.81%	18.10%	1.09%
25	Kerala Gramin Bank	5,992	69.36%	30.11%	0.53%
26	Jio Payments Bank	5,990	11.40%	88.00%	0.60%
27	RBL	5,177	0.02%	99.81%	0.17%
28	Pragathi Krishna Gramin Bank	5,109	44.29%	53.85%	1.86%
29	Dhanlaxmi Bank Ltd	1,585	91.10%	8.21%	0.69%
30	TJSB	1,137	99.47%	0.35%	0.18%
31	NSDL Payments Bank	1,016	51.08%	48.82%	0.10%
32	Nainital Bank	840	65.71%	31.91%	2.38%
33	SBM Bank India Ltd.	599	28.88%	64.61%	6.51%
34	Suryoday Small Finance Bank Ltd.	551	41.92%	57.72%	0.36%
35	GP PARSIK BANK	532	97.56%	2.44%	0.00%
36	Janata Sahakari Bank Ltd. Pune	373	100.00%	0.00%	0.00%
37	North East Small Finance Bank Ltd	219	81.74%	18.26%	0.00%
38	The Ahmedabad Mercantile Cooperative Bank Ltd	211	66.35%	32.70%	0.95%
39	Rajkot Nagrik Sahakari Bank Ltd.	188	99.47%	0.53%	0.00%
40	The Adarsh Co-operative Urban Bank Ltd.	169	0.00%	1.18%	98.82%
41	Capital Small Finance Bank Ltd	153	94.12%	5.23%	0.65%
42	Utkarsh Small Finance Bank	130	30.00%	69.23%	0.77%
43	A P Mahesh Bank	105	98.10%	1.90%	0.00%
44	The Vijay Cooperative Bank Ltd.	36	77.78%	19.44%	2.78%
45	Saibaba Nagari Sahakari Bank Maryadit	5	100.00%	0.00%	0.00%
46	Mann Deshi Mahila Sahakari Bank. Ltd.	5	100.00%	0.00%	0.00%
47	Patan Nagarik Sahakari Bank Ltd	4	25.00%	75.00%	0.00%
48	India Post Payment Bank	2	0.00%	100.00%	0.00%
49	The Godhra Urban Cooperative Bank Ltd	1	100.00%	0.00%	0.00%

Remarks

Execution refers to the transaction wherein the recurring debit is done on the remitting account.

Glossary

Business Decline (BD) - Transaction decline due to a customer entering an invalid pin, incorrect beneficiary account, insufficient funds etc. Or due to other business reasons such as exceeding per transaction limit, exceeding permitted count of transactions per day, exceeding amount limit for the day etc. Such declined transactions are termed as Business Decline. Any decline which is not because of a technical reason of the bank or NPCI is termed as business Decline.
Technical Decline (TD) - Transaction decline due to technical reasons, such as unavailability of systems and network issues on bank or NPCI side.

AutoPay Banks Performance (Jan'22)

AutoPay Remitter Banks - Mandate Registration (Jan'22)
Sr. No.	Remitter Bank	Total Volume	Approved%	BD%	TD%
1	State Bank Of India	16,36,637	93.08%	6.30%	0.62%
2	HDFC Bank Ltd.	5,36,389	94.85%	4.94%	0.21%
3	Bank of Baroda	4,11,987	86.15%	13.57%	0.28%
4	ICICI Bank	3,52,863	93.73%	6.11%	0.16%
5	Punjab National Bank	3,43,636	92.87%	6.84%	0.29%
6	Union Bank of India	3,32,344	90.69%	8.29%	1.02%
7	Paytm Payments Bank	3,21,597	84.40%	12.56%	3.04%
8	Axis Bank Ltd.	2,97,317	93.78%	6.20%	0.02%
9	Kotak Mahindra Bank	2,67,570	85.17%	5.45%	9.38%
10	Canara Bank	2,41,971	92.10%	7.09%	0.81%
11	Bank of India	1,93,904	91.02%	7.38%	1.60%
12	Indian Bank	1,30,411	93.35%	5.67%	0.98%
13	Central Bank Of India	1,08,783	98.82%	0.02%	1.16%
14	Indian Overseas Bank	74,464	48.36%	51.16%	0.48%
15	Federal Bank	63,224	98.77%	0.01%	1.22%
16	Bank of Maharashtra	53,540	90.27%	9.05%	0.68%
17	IDBI Bank Limited	50,828	93.94%	5.22%	0.84%
18	IndusInd Bank	47,381	91.38%	8.30%	0.32%
19	Yes Bank Ltd	34,905	81.57%	17.50%	0.93%
20	Karur Vysya Bank	32,468	87.77%	10.78%	1.45%
21	Equitas Small Finance Bank	32,403	99.81%	0.00%	0.19%
22	IDFC First Bank	27,634	90.86%	4.69%	4.45%
23	Punjab and Sind Bank	21,102	91.69%	8.21%	0.10%
24	Saraswat Bank	13,351	0.00%	99.66%	0.34%
25	RBL Bank	8,658	86.86%	12.91%	0.23%
26	HSBC	5,661	96.34%	2.58%	1.08%
27	TJSB Sahakari Bank Ltd	2,622	62.32%	37.41%	0.27%
28	Pragathi Krishna Gramin Bank	1,752	90.13%	8.96%	0.91%
29	Dhanlaxmi Bank Ltd	1,606	74.84%	25.04%	0.12%
30	Kerala Gramin Bank	1,583	91.98%	7.58%	0.44%
31	Apna Sahakari Bank Ltd.	1,541	0.00%	32.51%	67.49%
32	NSDL Payments Bank	1,321	92.13%	7.87%	0.00%
33	GP Parsik Bank	1,259	56.24%	43.36%	0.40%
34	Nainital Bank	1,255	94.34%	5.42%	0.24%
35	Jio Payments Bank	939	92.23%	7.56%	0.21%
36	Janata Sahakari Bank Ltd. Pune	891	63.41%	36.48%	0.11%
37	Shivalik Small Finance Bank	557	0.00%	0.00%	100.00%
38	Utkarsh Small Finance Bank	555	91.89%	8.11%	0.00%
39	Rajkot Nagrik Sahakari Bank Ltd.	397	61.71%	38.29%	0.00%
40	Suryoday Small Finance Bank Ltd.	389	92.80%	5.14%	2.06%
41	State Bank of Mauritius	349	96.28%	3.15%	0.57%
42	North East Small Finance Bank	337	86.05%	8.91%	5.04%
43	A P Mahesh Bank	325	60.62%	39.38%	0.00%
44	The Ahmedabad Mercantile Co-op Bank Ltd	202	95.54%	4.46%	0.00%
45	Capital Small Finance Bank	174	97.13%	2.87%	0.00%
46	The Vijay Co-operative Bank Ltd	21	100.00%	0.00%	0.00%
47	The Gujarat State Cooperative Bank	20	90.00%	10.00%	0.00%

Remarks

Mandate Registration refers to the transaction wherein the consumer creates a recurring mandate against consumers account for the payments which are recurring in nature. For example: Utility bill payments, insurance premium etc.

AutoPay Remitter Banks - Mandate Execution (Jan'22)
Sr. No.	Remitter Bank	Total Volume	Approved%	BD%	TD%
1	State Bank Of India	87,68,502	35.77%	63.09%	1.14%
2	Paytm Payments Bank	30,40,784	12.12%	87.34%	0.54%
3	Bank of Baroda	23,00,065	28.29%	71.30%	0.41%
4	HDFC Bank Ltd.	18,77,591	65.32%	34.39%	0.29%
5	Punjab National Bank	16,11,775	38.97%	60.67%	0.36%
6	Kotak Mahindra Bank	13,79,180	25.00%	59.88%	15.12%
7	ICICI Bank	13,42,260	66.55%	33.29%	0.16%
8	Axis Bank Ltd.	9,95,749	56.04%	43.87%	0.09%
9	Bank of India	8,76,694	36.45%	62.63%	0.92%
10	Canara Bank	8,71,604	40.54%	59.07%	0.39%
11	Union Bank of India	7,61,844	39.55%	59.57%	0.88%
12	Central Bank Of India	4,45,507	37.75%	58.90%	3.35%
13	Indian Bank	2,73,938	54.08%	41.05%	4.87%
14	Federal Bank	2,35,940	36.56%	62.86%	0.58%
15	IndusInd Bank	2,20,406	40.17%	59.44%	0.39%
16	Equitas Small Finance Bank	1,85,084	14.04%	85.66%	0.30%
17	IDBI Bank Limited	1,75,737	24.62%	62.67%	12.71%
18	Indian Overseas Bank	1,42,670	23.24%	76.56%	0.20%
19	Bank of Maharashtra	1,32,618	51.11%	48.36%	0.53%
20	IDFC First Bank	1,31,138	38.09%	60.56%	1.35%
21	Yes Bank Ltd	1,08,403	39.84%	59.88%	0.28%
22	Karur Vysya Bank	81,071	52.41%	39.34%	8.25%
23	Punjab and Sind Bank	52,243	52.57%	46.99%	0.44%
24	HSBC	18,088	81.70%	18.03%	0.27%
25	RBL Bank	7,233	0.00%	99.96%	0.04%
26	Pragathi Krishna Gramin Bank	6,339	41.60%	57.66%	0.74%
27	Jio Payments Bank	5,912	14.28%	85.20%	0.52%
28	Kerala Gramin Bank	3,747	57.49%	41.76%	0.75%
29	SBM Bank India Ltd.	1,573	13.03%	71.84%	15.13%
30	TJSB Sahakari Bank Ltd	1,568	99.04%	0.96%	0.00%
31	NSDL Payments Bank	1,197	57.14%	42.69%	0.17%
32	Nainital Bank	1,149	64.75%	32.38%	2.87%
33	Utkarsh Small Finance Bank	1,125	26.31%	73.60%	0.09%
34	Dhanlaxmi Bank Ltd	1,117	93.73%	6.18%	0.09%
35	GP Parsik Bank	682	97.95%	1.90%	0.15%
36	Janata Sahakari Bank Ltd. Pune	551	99.64%	0.00%	0.36%
37	Suryoday Small Finance Bank Ltd.	399	23.06%	76.19%	0.75%
38	The Adarsh Co-operative Urban Bank Ltd.	288	0.00%	2.78%	97.22%
39	North East Small Finance Bank Ltd	284	63.38%	33.45%	3.17%
40	Rajkot Nagrik Sahakari Bank Ltd.	235	97.02%	2.98%	0.00%
41	A P Mahesh Bank	190	99.47%	0.53%	0.00%
42	The Ahmedabad Mercantile Cooperative Bank Ltd	187

Ecosystem Statistics

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