The customer will have to first disable the existing LITE account to initiate a refund for the UPI LITE (On-Device wallet) balance (stored in the CL) which is active on a given app and then enable UPI LITE account using the bank account of their choice
The customer will have the option to disable a specific UPI LITE (On-Device wallet). Upon clicking disable button, the balance funds available with the bank in LITE account shall be released in the customer’s account
Yes, Top-up transaction in UPI LITE is in real-time
Customer should first disable the existing LITE account in his phone so that LITE balance is transferred to the user bank account. User can then again do a fresh LITE account creation in the new device.