GO

IMPS Bank Performance

Filter:
IMPS Top 50 Banks Performance
Sr. No. IMPS Beneficiary Banks Total Volume (Mn) Approved % BD % TD% Deemed Approved %
1 State Bank of India 97.45 96.84% 1.75% 1.19% 0.21%
2 HDFC Bank 34.00 97.04% 2.89% 0.07% 0.00%
3 BANK OF BARODA 27.48 97.55% 2.17% 0.17% 0.11%
4 Punjab national Bank 26.52 95.14% 2.47% 2.24% 0.15%
5 Union Bank of India 24.60 97.14% 2.22% 0.60% 0.04%
6 Kotak Mahindra Bank 22.35 97.70% 2.01% 0.26% 0.03%
7 Canara Bank 19.07 97.91% 1.97% 0.04% 0.08%
8 ICICI Bank 17.63 95.97% 3.89% 0.10% 0.04%
9 Airtel Payments Bank 16.79 92.17% 6.65% 0.96% 0.21%
10 Axis Bank 15.29 96.42% 3.56% 0.00% 0.02%
11 Indian Bank 14.56 97.42% 2.39% 0.11% 0.08%
12 Bank Of India 14.03 96.87% 2.78% 0.21% 0.14%
13 Central Bank of India 12.49 95.76% 1.76% 2.18% 0.30%
14 India Post Payments Bank Limited 9.27 93.03% 5.06% 1.66% 0.25%
15 Indusind Bank 7.99 95.77% 3.53% 0.61% 0.08%
16 Federal Bank 7.41 94.50% 5.40% 0.00% 0.10%
17 Indian Overseas Bank 6.58 96.52% 2.95% 0.28% 0.24%
18 IDBI Bank 5.46 95.52% 4.22% 0.18% 0.08%
19 Karnataka Bank 5.21 93.40% 1.63% 3.78% 1.19%
20 Bank of Maharashtra 5.13 88.39% 11.29% 0.23% 0.09%
21 Bandhan Bank limited 4.82 96.94% 2.89% 0.06% 0.11%
22 Fino Payments Bank 4.92 79.43% 18.79% 1.71% 0.07%
23 Jammu and Kashmir Bank 4.02 97.74% 2.15% 0.02% 0.09%
24 IDFC BANK 3.80 96.15% 2.95% 0.75% 0.14%
25 UCO Bank 3.78 96.63% 3.06% 0.14% 0.16%
26 Yes Bank Ltd 3.40 88.78% 11.15% 0.01% 0.05%
27 Karur Vysya Bank 3.37 95.89% 2.55% 1.23% 0.32%
28 The South Indian Bank 2.52 95.79% 4.03% 0.17% 0.01%
29 AU Small Finance Bank 2.45 96.09% 3.78% 0.01% 0.12%
30 Punjab and Sind Bank 2.31 93.35% 3.93% 2.35% 0.37%
31 Jio Payments Bank Ltd - IMPS 2.10 95.50% 3.20% 1.18% 0.12%
32 Baroda Uttar Pradesh Gramin Bank 2.03 95.42% 3.38% 0.91% 0.28%
33 Tamilnaad Mercantile Bank 2.02 97.67% 2.05% 0.15% 0.13%
34 City Union Bank 1.88 93.59% 2.56% 3.68% 0.17%
35 Maharashtra Gramin Bank 1.51 93.80% 1.35% 3.08% 1.77%
36 Equitas Small Finance Bank 1.37 93.52% 6.40% 0.01% 0.06%
37 Ujjivan Small Finance Bank Limited 1.33 94.22% 5.04% 0.58% 0.16%
38 Development Bank of Singapore 1.22 89.34% 10.64% 0.00% 0.03%
39 Rajasthan Marudhara Gramin Bank 1.10 89.12% 4.94% 3.91% 2.03%
40 Saraswat Co-operative Bank 1.05 97.77% 2.17% 0.05% 0.02%
41 RBL Bank Limited 1.05 95.09% 4.68% 0.09% 0.14%
42 Madhya Bihar Gramin Bank 0.98 95.97% 3.19% 0.16% 0.68%
43 Karnataka Gramin Bank 0.96 97.38% 2.10% 0.03% 0.49%
44 Kerala Gramin Bank -IMPS 0.91 95.93% 3.03% 0.69% 0.35%
45 NSDL PAYMENTS BANK LIMITED 0.90 82.72% 11.58% 5.17% 0.53%
46 Prathama U.P Gramin Bank 0.78 93.51% 5.92% 0.16% 0.40%
47 Sarva Haryana Gramin Bank 0.70 95.23% 3.91% 0.12% 0.74%
48 ESAF Small Finance Bank 0.69 96.11% 3.16% 0.55% 0.17%
49 Development Credit Bank 0.65 94.42% 3.70% 1.52% 0.36%
50 Standard Chartered Bank 0.65 91.52% 7.64% 0.52% 0.33%
Glossary -
  • Business Decline (BD) - Transaction decline due to a customer entering, incorrect beneficiary account etc. Or due to other business reasons such as exceeding per transaction limit, exceeding permitted count of transactions per day, exceeding amount limit for the day etc. Such declined transactions are termed as Business Decline. Any decline which is not because of a technical reason of the bank or NPCI is termed as Business Decline.
  • Technical Decline (TD) - Transaction decline due to technical reasons, such as unavailability of systems and network issues on bank or NPCI side.
  • Deemed Approved (Pending Credit Confirmation for IMPS transactions) - Deemed Approved percentage indicates the total percentage of cases of the total transactions, where credit confirmations are not received online from the beneficiary banks for the credit. If the beneficiary account is not credited online, transaction would be manually processed by the beneficiary bank as per the extant RBI guidelines.
  • Beneficiary - The account holder who is receiving money.