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POS Merchant Category-wise Classification - Jun'25
POS Merchant Category-wise Classification - Jun'25
Classification MCC Description
High Transacting Categories 5541 Service Stations(without Ancillary services)
5411 Grocery Stores, Supermarkets
5921 Package Stores, Beer, Wine, Liquor
5812 Eating Places and Restaurants
4111 Local/Suburban Commuter Passngr Transport/Ferries
5311 Department Stores
9399 Government Services, Not Elsewhere Classified
5912 Drug Stores and Pharmacies
8062 Hospitals
5699 Miscellaneous Apparel and Accessory Stores
Medium Transacting Categories 5813 Drinking Places (Alcoholic Bev) - Bars, Taverns
5651 Family Clothing Stores
7011 Lodging - Hotels, Motels, Resorts
5944 Jewellery, Watches, Clocks and Silverware Stores
5814 Fast Food Restaurants
5691 Men's and Women's Clothing Stores
5732 Radio, Television and Stereo Stores
4814 Telecommunication Services
4812 Telecomm Equipment including Telephone Sales
5462 Bakeries
All Other Categories 5661 Shoe Stores
5722 Household Appliance Stores
5499 Misc Food/Convenience Stores/Speciality Markets
8299 Schools and Educational Services
4900 Utilities-Electric/Gas/Heating Oil/Sanitary/Water
7832 Motion Pictures Theatres
5511 Auto and Truck Dealers(new and used) Sales, Service
5047 Dental/Laboratory/Medical/Ophthalmic Hospital Supp
5137 Men's, Women's, And Children's Uniforms
5441 Candy, Nut, Confectionery Stores
ECOM Merchant Category-wise Classification - Jun'25
ECOM Merchant Category-wise Classification - Jun'25
Classification MCC Description
High Transacting Categories 9399 Government Services, Not Elsewhere Classified
4900 Utilities-Electric/Gas/Heating Oil/Sanitary/Water
5411 Grocery Stores, Supermarkets
5699 Miscellaneous Apparel and Accessory Stores
4112 Passenger Railways
4814 Telecommunication Services
5399 Miscellaneous General Merchandise Stores
5814 Fast Food Restaurants
6540 Debit Card to wallet Credit
8220 Colleges, Universities, Professional Schools and Jr
Medium Transacting Categories 5816 Digital Goods: Games
6300 Insurance - Sales and Underwriting
8299 Schools and Educational Services
6513 Real Estate Agents and Managers - Rentals
4784 Toll and Bridge Fees
9311 Tax Payments
6012 Financial Institutions - Merchandise and Services
5262 Marketplaces
4722 Travel Agencies
5499 Misc Food/Convenience Stores/Speciality Markets
All Other Categories 8211 Elementary and Secondary Schools
4899 Cable/Satellite/Other Pay Television/ Radio Srvcs
5817 Digital Good - Applications (Excluding Games)
7832 Motion Pictures Theatres
5691 Men's and Women's Clothing Stores
4812 Telecomm Equipment including Telephone Sales
4131 Bus Lines
7399 Business Services, Not Elsewhere Classified
5732 Radio, Television and Stereo Stores
5311 Department Stores

Glossary

  • Category classification is made in terms of Approved RuPay transaction Volume.
  • High Transacting Categories: Top 10 MCCs
  • Medium Transacting Categories: Next 10 MCCs
  • All Other Categories: Next 10 MCCs
  • MCC Description is with reference to ISO 18245:2003 standard