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POS Merchant Category-wise Classification - Aug'25
POS Merchant Category-wise Classification - Aug'25
Classification MCC Description
High Transacting Categories 5541 Service Stations(with out Ancillary services)
5411 Grocery Stores, Supermarkets
4111 Local/Suburban Commuter Passenger Transport/Ferries
5921 Package Stores, Beer, Wine, Liquor
5812 Eating Places and Restaurants
5311 Department Stores
9399 Government Services, Not Elsewhere Classified
5699 Miscellaneous Apparel and Accessory Stores
8062 Hospitals
5912 Drug Stores and Pharmacies
Medium Transacting Categories 5813 Drinking Places (Alcoholic Bev) - Bars, Taverns
5651 Family Clothing Stores
5944 Jewellery, Watches, Clocks and Silverware Stores
7011 Lodging - Hotels, Motels, Resorts
5691 Men's and Women's Clothing Stores
5814 Fast Food Restaurants
5732 Radio, Television and Stereo Stores
4814 Telecommunication Services
5462 Bakeries
4812 Telecomm Equipment including Telephone Sales
All Other Categories 5983 Gas / Fuel Station
5661 Shoe Stores
5722 Household Appliance Stores
5499 Misc Food/Convenience Stores/Speciality Markets
8299 Schools and Educational Services
4900 Utilities-Electric/Gas/Heating Oil/Sanitary/Water
7832 Motion Pictures Theatres
5441 Candy, Nut, Confectionery Stores
5137 Men, Women, And Children Uniforms
5511 Auto and Truck Dealers(new and used) Sales, Service
ECOM Merchant Category-wise Classification - Aug'25
ECOM Merchant Category-wise Classification - Aug'25
Classification MCC Description
High Transacting Categories 9399 Government Services, Not Elsewhere Classified
4900 Utilities-Electric/Gas/Heating Oil/Sanitary/Water
4784 Toll and Bridge Fees
5411 Grocery Stores, Supermarkets
4112 Passenger Railways
5699 Miscellaneous Apparel and Accessory Stores
5814 Fast Food Restaurants
4814 Telecommunication Services
8299 Schools and Educational Services
6540 Debit Card to wallet Credit
Medium Transacting Categories 6300 Insurance - Sales and Underwriting
8220 Colleges, Universities, Professional Schools and Jr
5399 Miscellaneous General Merchandise Stores
6513 Real Estate Agents and Managers - Rentals
5262 Marketplaces
5499 Misc Food/Convenience Stores/Speciality Markets
5816 Digital Goods: Games
6012 Financial Institutions - Merchandise and Services
7832 Motion Pictures Theatres
4722 Travel Agencies
All other Categories 9311 Tax Payments
4899 Cable/Satellite/Other Pay Television/ Radio Srvcs
5817 Digital Good - Applications (Excluding Games)
5691 Men's and Women's Clothing Stores
8211 Elementary and Secondary Schools
4131 Bus Lines
5311 Department Stores
7399 Business Services, Not Elsewhere Classified
8244 Business and Secretarial Schools
5732 Radio, Television and Stereo Stores

Glossary

  • Category classification is made in terms of Approved RuPay transaction Volume.
  • High Transacting Categories: Top 10 MCCs
  • Medium Transacting Categories: Next 10 MCCs
  • All Other Categories: Next 10 MCCs
  • MCC Description is with reference to ISO 18245:2003 standard