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POS Merchant Category-wise Classification - Nov'22
POS Merchant Category-wise Classification - Nov'22
Classification MCC Description
High Transacting Categories 5541 Service Stations (with or without Ancillary Services)
5411 Grocery Stores and Supermarkets
5812 Eating Places, Restaurants
9399 Government Services - not elsewhere classified
5699 Miscellaneous Apparel and Accessory Stores
8062 Hospitals
5921 Package Stores, Beer, Wine, Liquor
5813 Bars, Cocktail Lounges, Discotheques, Nightclubs, and Taverns - Drinking Places(Alcoholic Beverages)
5311 Department Stores
5912 Drug Stores and Pharmacies
Medium Transacting Categories 7011 Lodging - Hotels, Motels, Resorts - not elsewhere classified
5651 Clothing - Family
5983 Fuel Dealers - Coal, Fuel Oil, Liquefied Petroleum, Wood
5944 Jewelry, Watch, Clock, and Silverware Stores
5691 Men`s and Women`s Clothing Stores
5722 Appliance Stores, Not Elsewhere Classified
5814 Fast Food Restaurants
5499 Miscellaneous Food Stores - Convenience Stores and Specialty Markets
5661 Shoe Stores
5462 Bakeries
All Other Categories 5732 Electronic Sales
4812 Telecommunication Equipment Including Telephone Sales
5047 DENTAL/LABORATORY/MEDICAL/OPHTHAL/HOSPITAL EQUIPMENT AND SUPPLIES
7832 Motion Picture Theaters
8299 Schools and Educational Services - not elsewhere classified
4900 Utilities - Electric, Gas, Sanitary, Water
9311 Tax Payments
5999 Miscellaneous and Specialty Retail Stores
5251 Hardware Stores
Others
ECOM Merchant Category-wise Classification - Nov'22
ECOM Merchant Category-wise Classification - Nov'22
Classification MCC Description
High Transacting Categories 9399 Government Services - not elsewhere classified
6540 Poi (Point Of Interaction) Funding Transactions
4814 Calls Through Use of Magnetic Stripe - Reading Telephones
7999 Recreation Services - not elsewhere classified
4900 Utilities - Electric, Gas, Sanitary, Water
5732 Electronic Sales
8220 Colleges, Universities, Professional Schools, and Junior Colleges
7296 Clothing Rental - Costumes, Uniforms, and Formal Wear
5814 Fast Food Restaurants
4112 Passenger Railways
Medium Transacting Categories 5399 Miscellaneous General Merchandise
6300 Insurance Sales, Underwriting, and Premiums
7399 Business Services, Not Elsewhere Classified
4899 Cable, Satellite, and Other Pay Television and Radio Services
5411 Grocery Stores and Supermarkets
8299 Schools and Educational Services - not elsewhere classified
6012 Financial Institutions - Merchandise and Services
5999 Miscellaneous and Specialty Retail Stores
5816 Digital Goods-Games
5699 Miscellaneous Apparel and Accessory Stores
All Other Categories 6513 Real Estate (e.g,rent)
4722 Travel Agencies and Tour Operators
7994 Video Game Arcades and Establishments
5812 Eating Places, Restaurants
8211 Elementary and Secondary Schools
7832 Motion Picture Theaters
4784 Toll and Bridge Fees
4121 Limousines and Taxicabs
5965 Direct Marketing - Combination Catalog and Retail Merchants
Others

Glossary

  • Category classification is made in terms of Approved UPI transaction Volume.
  • High Transacting Categories: Top 10 MCCs
  • Medium Transacting Categories: Next 10 MCCs
  • All Other Categories: Next 9 MCCs along with all other MCCs clubbed under 'Others'
  • MCC Description is with reference to ISO 18245:2003 standard