Unified Payments Interface (UPI) Ecosystem Statistics

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UPI Top 50 Banks Performance (Feb'23)

UPI Remitter Banks - Top 50 Banks (Feb'23)
Sr. No.	UPI Remitter Banks (Feb-2023)	Total Volume (In Mn)	Approved %	BD %	TD%	Total Debit Reversal Count (In Mn)	Debit Reversal Success %
1	State Bank Of India	1987.68	89.00%	6.43%	4.57%	18.42	81.67%
2	HDFC BANK LTD	681.04	95.96%	3.76%	0.28%	2.93	93.36%
3	Bank of Baroda	502.38	92.92%	5.81%	1.28%	2.83	88.16%
4	Union Bank of India	472.10	93.64%	4.96%	1.40%	4.03	54.32%
5	ICICI Bank	397.14	96.50%	3.29%	0.21%	1.27	93.18%
6	Axis Bank Ltd	367.84	95.47%	4.50%	0.04%	1.26	89.52%
7	Paytm Payments Bank	360.42	96.17%	3.77%	0.06%	0.84	92.69%
8	Kotak Mahindra Bank	358.40	93.36%	5.26%	1.38%	1.70	66.32%
9	Canara Bank	354.92	93.13%	6.21%	0.66%	2.21	83.96%
10	Punjab National Bank	351.60	94.68%	4.98%	0.33%	1.70	96.95%
11	Bank of India	258.24	95.35%	4.34%	0.32%	1.23	84.48%
12	Indian Bank	202.78	93.39%	5.11%	1.49%	1.49	67.72%
13	Airtel Payments Bank	162.94	86.21%	13.11%	0.67%	0.91	93.03%
14	India Post Payment Bank	154.66	57.40%	23.33%	19.26%	6.49	31.89%
15	Federal Bank	127.02	94.17%	5.34%	0.48%	0.53	86.60%
16	Central Bank Of India	123.73	90.05%	8.78%	1.18%	1.16	74.98%
17	Indian Overseas Bank	100.80	94.23%	5.30%	0.47%	0.48	94.74%
18	IDBI Bank Limited	97.58	94.77%	4.02%	1.20%	0.57	86.98%
19	Bank of Maharashtra	89.07	94.51%	4.68%	0.81%	0.36	86.51%
20	UCO Bank	87.90	93.47%	5.87%	0.66%	0.50	79.26%
21	INDUSIND BANK	72.18	93.90%	5.89%	0.21%	0.33	96.05%
22	IDFC FIRST Bank	67.51	91.83%	4.93%	3.24%	0.64	35.14%
23	Yes Bank Ltd	66.76	95.49%	4.13%	0.38%	0.17	92.30%
24	Fino Payments Bank	66.29	76.37%	15.66%	7.97%	1.62	47.82%
25	Karnataka Bank	62.94	90.29%	7.59%	2.11%	0.34	53.91%
26	Karur Vysya Bank	40.92	92.07%	6.79%	1.14%	0.21	80.44%
27	Bandhan Bank	33.89	85.65%	11.75%	2.60%	0.40	77.08%
28	South Indian Bank	32.46	93.93%	5.15%	0.92%	0.16	67.41%
29	City Union Bank	23.61	92.89%	6.25%	0.86%	0.10	94.83%
30	Jammu and Kashmir Bank	23.46	88.47%	6.49%	5.03%	0.32	43.97%
31	Equitas Bank	21.75	89.06%	10.50%	0.44%	0.10	93.42%
32	Ujjivan Small Finance Bank	21.17	92.25%	6.71%	1.05%	0.14	63.25%
33	AU small Finance Bank	20.98	94.57%	5.36%	0.07%	0.10	96.90%
34	Tamilnad Mercantile Bank	20.22	90.23%	8.07%	1.71%	0.10	65.78%
35	DBS Bank India Limited	20.16	95.38%	4.21%	0.41%	0.08	87.64%
36	Punjab and Sind Bank	19.12	86.81%	12.41%	0.78%	0.13	78.29%
37	Standard Chartered	18.03	96.88%	2.54%	0.58%	0.07	91.16%
38	Citibank	16.98	95.34%	3.70%	0.95%	0.06	94.69%
39	Andhra Pradesh Grameena Vikas Bank	16.28	80.56%	12.46%	6.98%	0.17	32.54%
40	Saraswat Bank	15.08	95.25%	3.36%	1.39%	0.04	84.80%
41	Pragathi Krishna Gramin Bank	15.04	87.61%	10.88%	1.50%	0.14	81.24%
42	Maharashtra Gramin Bank	14.93	82.05%	15.61%	2.34%	0.12	48.33%
43	Kerala Gramin Bank	14.21	89.20%	10.23%	0.57%	0.07	91.07%
44	ESAF Small Finance Bank Ltd.	13.60	77.06%	21.90%	1.04%	0.06	85.84%
45	Rajasthan Marudhara Gramin Bank	12.76	80.63%	10.95%	8.41%	0.09	48.40%
46	RBL	10.51	93.16%	6.49%	0.35%	0.04	95.27%
47	Andhra Pragathi Grameena Bank	10.06	77.17%	14.54%	8.29%	0.11	23.55%
48	Sarva Haryana Gramin Bank	10.03	83.21%	7.66%	9.13%	0.25	17.54%
49	Baroda UP Gramin Bank	8.91	85.45%	12.15%	2.39%	0.06	75.51%
50	Baroda Rajasthan Kshetriya Gramin Bank	7.42	82.62%	11.38%	6.00%	0.07	45.77%

UPI Top 50 Banks Performance (Feb'23)

UPI Beneficiary Banks - Top 50 Banks (Feb'23)
Sr.No.	UPI Beneficiary Banks (Feb-2023)	Total Volume (In Mn)	Approved %	BD%	TD%	Deemed Approved %
1	Paytm Payments Bank	1657.41	99.76%	0.21%	0.02%	0.01%
2	Yes Bank Ltd	1186.10	99.85%	0.11%	0.03%	0.01%
3	State Bank Of India	855.15	96.01%	0.26%	3.40%	0.33%
4	ICICI Bank	528.24	99.55%	0.30%	0.11%	0.04%
5	Axis Bank Ltd.	516.94	99.83%	0.14%	0.01%	0.02%
6	HDFC BANK LTD	379.92	99.19%	0.63%	0.09%	0.09%
7	Bank of Baroda	236.71	98.48%	0.41%	0.95%	0.16%
8	Union Bank of India	227.08	98.78%	0.23%	0.66%	0.33%
9	Canara Bank	176.74	99.31%	0.00%	0.57%	0.12%
10	Punjab National Bank	171.55	99.19%	0.44%	0.18%	0.18%
11	Federal Bank	168.80	99.44%	0.31%	0.23%	0.02%
12	Kotak Mahindra Bank	162.23	98.34%	0.57%	0.49%	0.60%
13	Bank of India	129.73	99.45%	0.29%	0.18%	0.08%
14	Airtel Payments Bank	100.18	98.73%	0.27%	0.76%	0.25%
15	Indian Bank	99.83	98.27%	0.39%	1.06%	0.28%
16	INDUSIND BANK	69.51	99.50%	0.25%	0.15%	0.11%
17	Central Bank Of India	62.78	98.27%	0.72%	0.62%	0.39%
18	India Post Payment Bank	58.50	84.59%	1.48%	11.82%	2.11%
19	Indian Overseas Bank	50.96	99.49%	0.25%	0.10%	0.16%
20	IDBI Bank Limited	47.42	98.37%	0.45%	1.04%	0.14%
21	IDFC FIRST Bank	45.95	93.43%	1.80%	4.07%	0.70%
22	UCO Bank	44.98	98.61%	0.71%	0.59%	0.08%
23	Bank of Maharashtra	37.78	98.86%	0.30%	0.65%	0.20%
24	Karnataka Bank	29.54	96.64%	0.88%	2.27%	0.21%
25	Karur Vysya Bank	24.17	98.57%	0.55%	0.72%	0.17%
26	Fino Payments Bank	21.97	92.06%	1.98%	4.49%	1.47%
27	South Indian Bank	21.60	99.06%	0.26%	0.56%	0.12%
28	Bandhan Bank	20.09	96.53%	0.50%	2.66%	0.31%
29	AU small Finance Bank	15.82	98.24%	1.71%	0.05%	0.01%
30	City Union Bank	13.11	98.56%	0.82%	0.53%	0.09%
31	Tamilnad Mercantile Bank	12.46	98.29%	0.36%	1.24%	0.10%
32	Ujjivan Small Finance Bank	11.51	98.64%	0.40%	0.74%	0.23%
33	Equitas Bank	11.17	97.15%	2.64%	0.19%	0.02%
34	CITI	11.09	99.67%	0.00%	0.15%	0.18%
35	Jammu and Kashmir Bank	9.04	96.05%	0.53%	3.19%	0.23%
36	Punjab and Sind Bank	9.03	99.18%	0.23%	0.50%	0.10%
37	Kerala Gramin Bank	8.73	99.42%	0.19%	0.18%	0.22%
38	Pragathi Krishna Gramin Bank	8.39	98.70%	0.34%	0.62%	0.34%
39	DBS Bank India Limited	8.30	98.10%	1.49%	0.26%	0.16%
40	Andhra Pradesh Grameena Vikas Bank	8.06	95.05%	0.30%	3.77%	0.88%
41	RBL	7.24	98.78%	1.12%	0.09%	0.02%
42	Maharashtra Gramin Bank	7.17	97.62%	1.03%	1.09%	0.27%
43	ESAF Small Finance Bank Ltd.	6.66	99.15%	0.18%	0.56%	0.11%
44	Rajasthan Marudhara Gramin Bank	6.66	93.33%	0.43%	5.95%	0.29%
45	Baroda UP Gramin Bank	6.22	94.98%	2.40%	2.42%	0.20%
46	Saraswat Bank	5.83	97.57%	0.29%	2.09%	0.05%
47	Andhra Pragathi Grameena Bank	5.66	91.88%	0.81%	7.12%	0.19%
48	Sarva Haryana Gramin Bank	4.75	92.46%	0.67%	5.81%	1.06%
49	Baroda Rajasthan Kshetriya Gramin Bank	4.29	92.30%	2.45%	4.80%	0.45%
50	Karnataka Vikas Grameena Bank	3.73	93.60%	0.24%	5.70%	0.46%

Glossary

Business Decline (BD) - Transaction decline due to a customer entering an invalid pin, incorrect beneficiary account etc. Or due to other business reasons such as exceeding per transaction limit, exceeding permitted count of transactions per day, exceeding amount limit for the day etc. Such declined transactions are termed as Business Decline. Any decline which is not because of a technical reason of the bank or NPCI is termed as business Decline.
Technical Decline (TD) - Transaction decline due to technical reasons, such as unavailability of systems and network issues on bank or NPCI side.
The Debit Reversal Success percentage indicates the % of total cases, where a customer account may be debited and their bank is unable to confirm instantly about the status of reversal of such a debit. When reversal/credit is not processed instantly, it is processed manually by the bank as per the extant RBI guidelines.
Deemed Approved (Pending Credit Confirmation for UPI remittance transactions) - Deemed Approved percentage indicates the total percentage of cases of the total transactions, where credit confirmations are not received online from the beneficiary banks for the credit. If the beneficiary account is not credited online, transaction would be manually processed by the beneficiary bank as per the extant RBI guidelines.
Remitter - The account holder who is sending the money
Beneficiary - The account holder who is receiving money
Remitter Bank - The bank of the account holder who is sending the money
Beneficiary Bank - The bank of the account holder who is receiving money

UPI Apps (Feb'23)

UPI Apps (Feb'23)
Sr.No.	Application Name	Customer Initiated Transactions		B2C Transactions		B2B Transactions		On-us Transactions		Total
Sr.No.	Application Name	Volume (Mn)	Value (Cr)	Volume (Mn)	Value (Cr)	Volume (Mn)	Value (Cr)	Volume (Mn)	Value (Cr)	Volume (Mn)	Value (Cr)
1	Airtel Payments Bank Apps	8.71	730.35	-	-	0.00	0.01	0.00	0.09	8.71	730.45
2	Allahabad Bank Apps	0.03	8.47	-	-	-	-	-	-	0.03	8.47
3	Amazon Pay	47.80	4,981.82	-	-	-	-	-	-	47.80	4,981.82
4	AU Small Finance Bank Apps	0.55	165.07	-	-	-	-	-	-	0.55	165.07
5	Axis Bank Apps	7.74	1,352.53	44.19	58.61	0.03	2.82	-	-	51.95	1,413.95
6	Bajaj Finserv	5.44	882.75	-	-	-	-	-	-	5.44	882.75
7	Bandhan Bank Apps	0.01	1.71	-	-	-	-	-	-	0.01	1.71
8	Bank of Baroda Apps	1.14	408.18	-	-	0.00	1.15	-	-	1.14	409.33
9	Bank of India Apps	0.24	68.69	0.00	0.00	-	-	-	-	0.24	68.69
10	Bank of Maharashtra Apps	0.07	19.02	-	-	-	-	-	-	0.07	19.02
11	BHIM	23.21	7,158.37	-	-	-	-	-	-	23.21	7,158.37
12	Bajaj Finserv	0.01	3.43	-	-	-	-	-	-	0.01	3.43
13	Canara Bank Apps	1.09	284.23	-	-	-	-	-	-	1.09	284.23
14	Central Bank of India Apps	0.32	72.05	-	-	0.00	0.10	-	-	0.32	72.15
15	Citi Bank Apps	0.08	59.37	-	-	0.00	0.00	-	-	0.08	59.37
16	City Union Bank Apps	0.06	15.94	-	-	-	-	-	-	0.06	15.94
17	Cointab	0.04	16.40	-	-	-	-	-	-	0.04	16.40
18	Cred	36.57	17,902.20	-	-	-	-	-	-	36.57	17,902.20
19	DBS Digibank Apps	0.39	161.51	-	-	-	-	-	-	0.39	161.51
20	Deutsche Bank Apps	1.31	112.45	-	-	0.01	5.90	-	-	1.32	118.35
21	Transerv	0.02	3.13	-	-	-	-	-	-	0.02	3.13
22	Dhanlaxmi Bank Apps	0.01	2.67	-	-	-	-	-	-	0.01	2.67
23	Equitas Small Finance Bank Apps	0.02	11.41	-	-	-	-	-	-	0.02	11.41
24	EROUTE	0.17	6.08	-	-	-	-	-	-	0.17	6.08
25	FamPay PPI	1.60	21.73	-	-	-	-	-	-	1.60	21.73
26	Fave	0.11	7.08	-	-	-	-	-	-	0.11	7.08
27	Federal Bank Apps	4.76	590.97	-	-	0.00	0.00	-	-	4.76	590.97
28	Fino Payments bank Apps	0.10	6.50	-	-	-	-	-	-	0.10	6.50
29	Google Pay	2,639.55	424,442.48	-	-	-	-	-	-	2,639.55	424,442.48
30	Groww	0.21	158.90	-	-	-	-	-	-	0.21	158.90
31	HDFC Bank Apps	11.87	3,116.03	-	-	0.00	0.14	-	-	11.87	3,116.17
32	HSBC Bank Apps	0.12	73.02	0.00	0.02	0.00	0.00	-	-	0.12	73.04
33	ICICI Bank Apps	28.99	8,054.44	5.68	390.60	5.84	6,386.36	-	-	40.52	14,831.40
34	IDBI Bank Apps	0.07	29.25	-	-	-	-	-	-	0.07	29.25
35	IDFC Bank Apps	21.31	2,176.07	-	-	0.98	868.14	-	-	22.28	3,044.21
36	India Post Payments Bank Apps	4.05	609.49	-	-	-	-	-	-	4.05	609.49
37	Indian Bank Apps	0.24	68.44	-	-	0.00	0.13	-	-	0.24	68.57
38	Indian Overseas Bank Apps	0.01	2.31	-	-	-	-	-	-	0.01	2.31
39	IndusInd Bank Apps	0.78	848.43	-	-	-	-	-	-	0.78	848.43
40	Jio Payments Bank Apps	1.50	104.03	-	-	-	-	-	-	1.50	104.03
41	Jupiter	2.39	314.07	-	-	-	-	-	-	2.39	314.07
42	Karnataka Bank Apps	0.39	88.38	-	-	-	-	-	-	0.39	88.38
43	Karur Vysya Bank Apps	0.04	14.78	-	-	-	-	-	-	0.04	14.78
44	Kotak Mahindra Bank Apps	12.09	2,521.61	-	-	0.00	0.03	-	-	12.09	2,521.65
45	MakeMyTrip	0.05	22.70	-	-	-	-	-	-	0.05	22.70
46	Mobikwik	3.39	804.92	-	-	-	-	-	-	3.39	804.92
47	NSDL Payments Bank Apps	0.02	3.00	-	-	-	-	-	-	0.02	3.00
48	Paytm Payments Bank App	1,027.97	116,864.36	10.52	17.08	0.43	621.78	98.61	19,025.03	1,137.53	136,528.25
49	PhonePe	3,519.12	620,121.97	-	-	-	-	-	-	3,519.12	620,121.97
50	Punjab National Bank Apps	0.33	90.01	-	-	-	-	-	-	0.33	90.01
51	Punjab Sind Bank Apps	0.04	12.34	-	-	-	-	-	-	0.04	12.34
52	RBL Bank Apps	1.65	487.72	0.00	0.00	0.10	1.72	-	-	1.74	489.45
53	Samsung Pay	5.24	488.33	-	-	-	-	-	-	5.24	488.33
54	Slash	0.01	0.49	-	-	-	-	-	-	0.01	0.49
55	slice	0.47	117.78	-	-	-	-	-	-	0.47	117.78
56	South Indian Bank Apps	0.20	54.81	-	-	-	-	-	-	0.20	54.81
57	Standard Chartered Bank Apps	0.14	82.79	0.00	0.00	-	-	-	-	0.14	82.79
58	State Bank of India Apps	3.72	1,753.88	-	-	0.00	0.05	-	-	3.72	1,753.93
59	Tamilnad Mercantile Bank Apps	0.06	10.21	-	-	-	-	-	-	0.06	10.21
60	TataNeu	0.13	14.54	-	-	-	-	-	-	0.13	14.54
61	UCO Bank Apps	0.31	97.44	-	-	-	-	-	-	0.31	97.44
62	Ultracash	0.03	1.67	-	-	-	-	-	-	0.03	1.67
63	Union Bank Apps	0.71	280.27	-	-	-	-	-	-	0.71	280.27
64	Utkarsh Small Finance Bank Apps	0.02	9.01	-	-	-	-	-	-	0.02	9.01
65	WhatsApp	11.63	970.67	-	-	-	-	-	-	11.63	970.67
66	Yes Bank Apps	25.89	7,481.18	-	-	0.66	37.06	-	-	26.55	7,518.24
67	Others	0.03	9.01	0.00	-	0.00	0.00	0.00	-	0.03	9.01

Note:-

App volume in table is basis the Payer App logic, i.e the financial transaction is attributed to the PSP in UPI on the Payer’s side.
All B2C (Business to Customer) & B2B (Business to Business) transactions is attributed to respective PSP .
From January 2021 onwards, ‘On-us Transactions’ in UPI that are not processed and settled through the UPI Central System is shown under ‘On-us Transactions’ column.
Apps which has volume less than 10,000 is included under ‘Other Apps’.
BHIM Volume is inclusive of *99# volume.
WhatsApp*: Maximum registered user base of hundred (100) million in UPI

UPI P2P and P2M Transactions

UPI P2P and P2M Transactions
Month	Total		P2P		P2M
Month	Volume (Mn)	Value (Cr)	Volume (Mn)	Value (Cr)	Volume (Mn)	Value (Cr)
Feb'23	7,534.76	12,35,846.62	3,381.56	9,56,834.37	4,153.20	2,79,012.26

Glossary

P2P - P2P transactions are payments done by person to a person i.e. Peer to Peer Payments.
P2M - P2M transactions are payments done by person to a merchant i.e. Peer to Merchant Payments

UPI Payer PSP Performance

UPI Payer PSP Performance (Feb'23)
Sr. No.	Payer PSP	Total Volume (In Mn)	Approved %	BD %	TD %
1	Yes Bank Ltd	2,647.71	98.19%	1.56%	0.26%
2	Axis Bank Ltd	1,406.78	98.26%	1.53%	0.21%
3	ICICI Bank	1,195.11	98.31%	1.46%	0.23%
4	Paytm Payments Bank	1,058.33	98.17%	1.59%	0.24%
5	State Bank Of India	672.74	98.17%	1.59%	0.24%
6	HDFC Bank Ltd	596.39	98.47%	1.33%	0.20%
7	IDFC FIRST Bank	23.00	97.51%	2.47%	0.02%
8	Kotak Mahindra Bank	12.37	97.76%	2.24%	0.00%
9	Airtel Payments Bank	9.11	95.63%	4.26%	0.11%
10	Federal Bank	4.92	97.44%	2.40%	0.16%
11	India Post Payment Bank	4.14	97.76%	2.22%	0.01%
12	RBL Bank	2.29	98.88%	1.07%	0.05%
13	Jio Payments Bank	1.58	94.85%	4.50%	0.64%
14	Deutsche Bank	1.32	99.94%	0.06%	0.00%
15	Bank of Baroda	1.28	89.14%	10.52%	0.34%

UPI Payee PSP Performance (Feb'23)
Sr. No.	Payee PSP	Total Volume (In Mn)	Approved %	BD %	TD %
1	Yes Bank Ltd	2,728.98	99.45%	0.54%	0.01%
2	Paytm Payments Bank	1,734.74	99.56%	0.43%	0.00%
3	Axis Bank Ltd	915.58	98.99%	1.00%	0.00%
4	ICICI Bank	882.18	99.55%	0.43%	0.02%
5	HDFC Bank Ltd	351.19	98.99%	0.99%	0.02%
6	State Bank Of India	333.55	98.94%	0.86%	0.20%
7	Federal Bank	115.80	97.62%	1.94%	0.44%
8	IndusInd Bank	34.53	98.29%	1.58%	0.12%
9	Kotak Mahindra Bank	28.51	99.17%	0.82%	0.01%
10	IDFC FIRST Bank	22.78	89.05%	10.24%	0.70%
11	Airtel Payments Bank	21.85	97.65%	1.39%	0.96%
12	Cosmos Bank	21.77	77.80%	19.86%	2.34%
13	Citibank	11.24	98.68%	1.00%	0.32%
14	Bank of Baroda	7.51	86.93%	12.49%	0.58%
15	Canara Bank	6.68	99.19%	0.79%	0.03%

Glossary

Business Decline (BD) - Transaction decline due to a customer entering an invalid pin, incorrect beneficiary account etc. Or due to other business reasons such as exceeding per transaction limit, exceeding permitted count of transactions per day, exceeding amount limit for the day etc. Such declined transactions are termed as Business Decline. Any decline which is not because of a technical reason of the bank or NPCI is termed as business Decline.
Technical Decline (TD) - Transaction decline due to technical reasons, such as unavailability of systems and network issues on bank or NPCI side.
PSP - Payment Service Provider
Payer PSP - Under this function a bank can onboard a customer, create his/ her UPI ID, create device binding which is used as a first factor of Authentication, using this customer can enter their UPI PIN to approve a financial transaction or non-financial request where ever necessary.
Payee PSP - Under this function a bank can onboard a customer/merchant & allow them to receive money basis allocated UPI ID or raise a Collect request. It is also known as beneficiary PSP/resolving PSP.

UPI Merchant Category Classification - February 23

UPI Merchant Category-wise Classification - February'23
Type	MCC	Description
High Transacting Categories	5411	Groceries and supermarkets
	5812	Eating places and restaurants
	4814	Telecommunication services, including local and long distance calls, credit card calls, calls through use of magnetic stripe reading telephones and faxes
	5814	Fast food restaurants
	5816	Digital Goods – Games
	5541	Service stations (with or without ancillary services)
	5311	Department stores
	5912	Drug stores and pharmacies
	5462	Bakeries
	7299	Miscellaneous personal services not elsewhere classified
Medium Transacting Categories	6540	Debit card to wallet credit (Wallet top up)*
	4900	Utilities - electric, gas, water and sanitary
	5451	Dairies
	5813	Drinking places (alcoholic beverages) - bars, taverns, night-clubs, cocktail lounges and discothèques
	7322	Debt collection agencies
	5399	Miscellaneous general merchandise
	6012	Financial institutions - merchandise and services
	8999	Professional services not elsewhere classified
	5999	Miscellaneous and speciality retail outlets
	5422	Freezer and locker meat provisioners
All Other Categories	6211	Securities - brokers and dealers
	5499	Miscellaneous food shops convenience and speciality retail outlets
	9399	Government services - not elsewhere classified
	5732	Electronics shops
	4899	Cable and other pay television services
	4214	Motor freight carriers and trucking - local and long distance, moving and storage companies and local delivery
	7399	Business services not elsewhere classified
	4784	Tolls and bridge fees
	5172	Petroleum and petroleum products
	Others

Glossary

Category classification is made in terms of Approved UPI transaction Volume.
High Transacting Categories: Top 10 MCCs
Medium Transacting Categories: Next 10 MCCs
All Other Categories: Next 9 MCCs along with all other MCCs clubbed under 'Others'
MCC Description is with reference to ISO 18245:2003 standard

UPI Remitter Banks - Top 50 Banks (Jan'23)
Sr. No.	UPI Remitter Banks (Jan-2023)	Total Volume (In Mn)	Approved %	BD %	TD%	Total Debit Reversal Count (In Mn)	Debit Reversal Success %
1	State Bank Of India	2,153,200,663	91.62%	6.19%	2.20%	12.00	96.00%
2	HDFC BANK LTD	708,140,421	95.29%	4.37%	0.35%	2.61	97.71%
3	Bank of Baroda	522,750,986	93.00%	6.12%	0.87%	2.83	82.99%
4	Union Bank of India	500,430,316	93.00%	6.60%	0.40%	2.31	81.66%
5	ICICI Bank	421,232,923	95.62%	3.34%	1.04%	2.22	91.47%
6	Axis Bank Ltd.	390,328,682	95.64%	3.88%	0.48%	1.24	90.07%
7	Paytm Payments Bank	389,611,715	96.32%	3.61%	0.07%	0.90	89.58%
8	Kotak Mahindra Bank	371,300,247	94.43%	4.72%	0.85%	2.26	15.20%
9	Canara Bank	369,954,719	93.21%	6.32%	0.47%	1.78	86.22%
10	Punjab National Bank	364,044,254	92.81%	5.57%	1.62%	3.46	53.26%
11	Bank of India	273,772,136	94.88%	4.50%	0.62%	1.33	75.07%
12	Indian Bank	213,138,332	93.64%	5.59%	0.77%	1.04	84.56%
13	Airtel Payments Bank	173,726,064	83.53%	15.88%	0.59%	0.83	97.11%
14	India Post Payment Bank	159,778,825	68.12%	18.91%	12.96%	2.75	70.58%
15	Federal Bank	133,324,552	94.54%	5.40%	0.06%	0.44	98.41%
16	Central Bank Of India	130,317,341	89.97%	8.88%	1.15%	1.24	78.08%
17	Indian Overseas Bank	104,674,267	94.07%	5.14%	0.79%	0.48	95.90%
18	IDBI Bank Limited	104,404,319	93.90%	3.97%	2.13%	0.72	86.08%
19	Bank of Maharashtra	94,743,117	94.02%	4.69%	1.29%	0.38	85.25%
20	UCO Bank	92,464,519	93.03%	6.03%	0.94%	0.61	68.02%
21	Yes Bank Ltd	75,460,885	95.40%	3.91%	0.69%	0.18	91.05%
22	INDUSIND BANK	74,982,210	93.48%	6.05%	0.47%	0.35	90.69%
23	IDFC FIRST Bank	72,812,724	94.38%	4.82%	0.79%	0.34	58.42%
24	Karnataka Bank	68,466,600	89.40%	9.21%	1.39%	0.25	77.61%
25	Fino Payments Bank	68,265,856	79.03%	15.53%	5.44%	1.13	50.39%
26	Karur Vysya Bank	43,553,383	92.38%	6.94%	0.68%	0.19	79.74%
27	Bandhan Bank	35,855,947	85.78%	8.82%	5.40%	0.54	69.17%
28	South Indian Bank	33,933,312	94.46%	5.26%	0.28%	0.11	87.34%
29	City Union Bank	24,807,452	92.78%	6.38%	0.84%	0.11	97.29%
30	Jammu and Kashmir Bank	24,024,118	91.59%	7.25%	1.16%	0.13	83.03%
31	Equitas Bank	23,443,214	84.67%	13.00%	2.33%	0.14	64.32%
32	Ujjivan Small Finance Bank	22,648,795	88.59%	6.97%	4.44%	0.21	49.41%
33	AU small Finance Bank	21,948,796	93.85%	6.01%	0.14%	0.10	97.88%
34	DBS Bank India Limited	21,508,929	95.60%	4.31%	0.09%	0.07	93.93%
35	Tamilnad Mercantile Bank	21,145,125	90.07%	8.34%	1.59%	0.11	54.00%
36	Punjab and Sind Bank	20,355,795	82.29%	16.78%	0.94%	0.15	69.58%
37	Standard Chartered	19,019,264	96.35%	2.67%	0.98%	0.10	84.74%
38	Citibank	18,446,792	95.06%	4.04%	0.90%	0.07	93.43%
39	Andhra Pradesh Grameena Vikas Bank	17,280,476	84.81%	11.32%	3.87%	0.11	44.79%
40	Pragathi Krishna Gramin Bank	16,307,639	86.54%	12.68%	0.78%	0.09	92.02%
41	Maharashtra Gramin Bank	16,243,270	79.69%	14.63%	5.68%	0.15	36.27%
42	Saraswat Bank	16,137,936	95.60%	3.84%	0.55%	0.05	74.67%
43	Kerala Gramin Bank	14,618,290	88.71%	10.47%	0.82%	0.08	86.36%
44	ESAF Small Finance Bank Ltd.	13,526,802	82.67%	16.20%	1.12%	0.05	84.62%
45	Rajasthan Marudhara Gramin Bank	13,287,144	80.76%	11.92%	7.32%	0.13	29.85%
46	Sarva Haryana Gramin Bank	10,721,870	79.36%	11.31%	9.33%	0.10	49.73%
47	RBL	10,638,912	90.93%	7.44%	1.63%	0.07	72.58%
48	Andhra Pragathi Grameena Bank	9,992,549	83.50%	13.64%	2.86%	0.13	14.05%
49	Baroda UP Gramin Bank	9,709,346	79.21%	11.93%	8.86%	0.15	35.44%
50	Baroda Rajasthan Kshetriya Gramin Bank	8,108,019	81.15%	9.94%	8.91%	0.12	29.79%

UPI Remitter Banks - Top 50 Banks (Dec'22)
Sr. No.	UPI Remitter Banks (Dec-2022)	Total Volume (In Mn)	Approved %	BD %	TD%	Total Debit Reversal Count (In Mn)	Debit Reversal Success %
1	State Bank Of India	2,128.94	91.25%	6.30%	2.45%	14.35	95.90%
2	HDFC Bank Ltd	700.19	94.08%	5.23%	0.69%	4.32	92.33%
3	Bank of Baroda	509.92	88.84%	6.30%	4.86%	5.54	72.57%
4	Union Bank of India	487.38	91.84%	7.01%	1.15%	3.59	69.01%
5	ICICI Bank	426.32	95.23%	3.60%	1.17%	3.11	65.75%
6	Axis Bank Ltd	397.64	95.47%	4.24%	0.29%	1.93	85.19%
7	Paytm Payments Bank	386.50	95.96%	3.89%	0.15%	1.94	72.44%
8	Canara Bank	361.00	92.66%	6.85%	0.49%	2.62	93.23%
9	Punjab National Bank	354.80	93.44%	5.53%	1.03%	1.32	92.35%
10	Kotak Mahindra Bank	351.80	93.90%	4.83%	1.27%	1.24	80.49%
11	Bank of India	268.67	94.98%	4.81%	0.20%	1.57	73.26%
12	Indian Bank	206.07	93.35%	5.78%	0.88%	0.89	97.07%
13	Airtel Payments Bank	154.16	84.90%	14.55%	0.56%	2.89	55.90%
14	India Post Payment Bank	147.96	69.58%	17.68%	12.74%	1.21	77.04%
15	Federal Bank	131.59	93.45%	6.49%	0.06%	1.06	81.40%
16	Central Bank Of India	128.39	88.58%	9.87%	1.55%	0.57	99.15%
17	Indian Overseas Bank	104.59	90.82%	5.56%	3.62%	0.85	85.16%
18	IDBI Bank Limited	102.97	94.47%	4.14%	1.38%	0.62	82.76%
19	Bank of Maharashtra	93.22	92.99%	4.78%	2.23%	0.76	53.95%
20	UCO Bank	89.57	93.20%	6.10%	0.70%	0.47	80.82%
21	IndusInd Bank	72.70	92.84%	6.17%	0.99%	0.53	69.75%
22	Karnataka Bank	67.08	91.40%	7.76%	0.84%	0.34	86.90%
23	IDFC FIRST Bank	66.27	92.59%	5.95%	1.46%	0.31	82.55%
24	Fino Payments Bank	58.33	82.72%	16.02%	1.25%	0.39	67.43%
25	Yes Bank Ltd	48.46	92.60%	6.72%	0.68%	0.31	94.40%
26	Karur Vysya Bank	43.70	91.30%	7.29%	1.41%	0.27	49.34%
27	South Indian Bank	34.00	93.02%	5.39%	1.59%	0.15	89.88%
28	Bandhan Bank	33.77	89.66%	8.33%	2.01%	0.18	90.10%
29	City Union Bank	24.42	92.51%	6.51%	0.98%	0.14	84.01%
30	Equitas Small Finance Bank	23.33	85.78%	13.19%	1.03%	0.35	37.35%
31	Jammu and Kashmir Bank	22.34	88.91%	7.85%	3.24%	0.13	91.73%
32	Ujjivan Small Finance Bank	22.10	87.15%	7.48%	5.36%	0.16	48.84%
33	AU small Finance Bank	21.24	93.14%	5.81%	1.05%	0.09	88.71%
34	Tamilnad Mercantile Bank	20.67	91.71%	8.06%	0.24%	0.13	53.45%
35	DBS Bank Ltd	20.13	93.49%	4.71%	1.80%	0.07	98.94%
36	Punjab and Sind Bank	20.12	83.64%	9.77%	6.59%	0.17	67.49%
37	Standard Chartered	19.53	96.71%	2.74%	0.55%	0.08	82.40%
38	Citibank	19.24	94.91%	4.13%	0.97%	0.15	44.43%
39	Andhra Pradesh Grameena Vikas Bank	17.34	82.80%	13.36%	3.84%	0.10	93.76%
40	Maharashtra Gramin Bank	16.64	71.35%	23.55%	5.10%	0.20	31.55%
41	Pragathi Krishna Gramin Bank	16.46	84.14%	13.76%	2.10%	0.19	40.99%
42	Saraswat Bank	15.79	95.72%	3.58%	0.69%	0.16	41.02%
43	Kerala Gramin Bank	14.09	87.55%	11.16%	1.29%	0.07	83.59%
44	ESAF Small Finance Bank Ltd.	12.97	84.18%	13.67%	2.15%	0.11	84.66%
45	Rajasthan Marudhara Gramin Bank	12.33	81.74%	12.24%	6.03%	0.09	62.81%
46	Sarva Haryana Gramin Bank	11.05	76.50%	16.82%	6.68%	0.07	98.88%
47	Andhra Pragathi Grameena Bank	10.58	79.84%	14.92%	5.24%	0.07	70.93%
48	RBL Bank	10.28	88.19%	7.50%	4.30%	0.09	56.49%
49	Baroda UP Gramin Bank	8.57	82.44%	13.17%	4.40%	0.09	56.53%
50	Baroda Rajasthan Kshetriya Gramin Bank	7.68	85.52%	11.49%	2.99%	0.17	47.53%

UPI Remitter Banks - Top 50 Banks (Nov'22)
Sr. No.	UPI Remitter Banks (Nov-2022)	Total Volume (In Mn)	Approved %	BD %	TD%	Total Debit Reversal Count (In Mn)	Debit Reversal Success %
1	State Bank Of India	1,951.85	92.82%	6.30%	0.88%	8.51	80.40%
2	HDFC Bank Ltd	649.64	94.68%	5.16%	0.16%	2.29	99.46%
3	Bank of Baroda	475.43	93.69%	6.17%	0.15%	1.69	99.38%
4	Union Bank of India	447.27	92.47%	7.07%	0.46%	2.04	78.57%
5	ICICI Bank	396.06	94.60%	4.75%	0.65%	2.91	67.84%
6	Axis Bank Ltd	384.42	96.02%	3.83%	0.15%	2.04	67.34%
7	Paytm Payments Bank	364.00	96.01%	3.82%	0.17%	1.66	93.60%
8	Canara Bank	332.82	92.47%	6.32%	1.21%	1.34	72.91%
9	Punjab National Bank	328.34	92.48%	5.61%	1.90%	1.21	77.31%
10	Kotak Mahindra Bank	325.86	94.62%	5.07%	0.31%	1.18	71.21%
11	Bank of India	249.69	94.97%	4.38%	0.65%	1.10	69.29%
12	Indian Bank	188.36	93.72%	5.57%	0.71%	0.98	70.54%
13	Airtel Payments Bank	140.25	81.21%	13.36%	5.43%	1.78	45.26%
14	Federal Bank	122.16	93.88%	5.53%	0.59%	0.94	74.30%
15	India Post Payment Bank	121.93	81.41%	15.23%	3.36%	1.02	73.79%
16	Central Bank Of India	117.72	88.09%	8.95%	2.96%	0.47	91.37%
17	Indian Overseas Bank	95.82	93.58%	5.27%	1.15%	0.49	94.66%
18	IDBI Bank Limited	95.50	94.39%	4.27%	1.35%	0.52	75.92%
19	Bank of Maharashtra	87.16	93.61%	4.69%	1.70%	0.87	47.79%
20	UCO Bank	83.44	91.91%	5.84%	2.26%	0.60	94.87%
21	Yes Bank Ltd	80.19	94.81%	4.34%	0.85%	0.30	93.50%
22	INDUSIND BANK	66.86	93.88%	5.68%	0.44%	0.34	80.08%
23	Karnataka Bank	62.76	85.92%	7.53%	6.55%	0.30	83.33%
24	IDFC FIRST Bank	56.30	89.48%	5.99%	4.53%	1.01	29.94%
25	Fino Payments Bank	54.03	81.88%	16.09%	2.03%	0.43	47.55%
26	Karur Vysya Bank	40.64	91.68%	7.13%	1.19%	0.26	56.68%
27	South Indian Bank	31.42	93.95%	5.87%	0.18%	0.24	93.38%
28	Bandhan Bank	31.07	90.25%	6.53%	3.22%	0.11	98.27%
29	City Union Bank	22.51	92.79%	6.28%	0.93%	0.15	64.69%
30	Equitas Bank	21.51	86.38%	13.09%	0.53%	0.10	96.99%
31	Jammu and Kashmir Bank	21.45	87.84%	6.64%	5.52%	0.09	95.31%
32	Ujjivan Small Finance Bank	19.93	89.69%	6.55%	3.76%	0.09	88.48%
33	AU small Finance Bank	19.43	93.71%	5.94%	0.35%	0.17	62.66%
34	Maharashtra Gramin Bank	19.41	51.76%	42.89%	5.35%	0.09	93.90%
35	Tamilnad Mercantile Bank	18.78	91.64%	7.21%	1.15%	0.23	27.49%
36	Standard Chartered	18.34	95.99%	2.59%	1.42%	0.07	87.00%
37	Punjab and Sind Bank	18.14	88.48%	9.83%	1.68%	0.07	76.50%
38	Citibank	17.81	95.45%	4.07%	0.48%	0.06	95.73%
39	DBS Bank India Limited	17.33	95.17%	4.73%	0.11%	0.09	53.62%
40	Pragathi Krishna Gramin Bank	15.27	86.54%	12.67%	0.78%	0.20	21.84%
41	Andhra Pradesh Grameena Vikas Bank	14.66	85.56%	12.28%	2.16%	0.12	35.40%
42	Saraswat Bank	14.61	95.83%	3.57%	0.60%	0.04	93.96%
43	Kerala Gramin Bank	12.77	88.69%	10.93%	0.37%	0.09	45.06%
44	Rajasthan Marudhara Gramin Bank	11.61	79.24%	11.94%	8.83%	0.07	94.36%
45	ESAF Small Finance Bank Ltd.	11.29	89.50%	9.00%	1.50%	0.10	42.87%
46	RBL	9.68	90.98%	7.19%	1.83%	0.05	87.11%
47	Andhra Pragathi Grameena Bank	9.67	77.93%	17.06%	5.01%	0.10	41.25%
48	Sarva Haryana Gramin Bank	9.11	87.10%	10.98%	1.92%	0.05	99.45%
49	Baroda UP Gramin Bank	7.82	82.96%	12.50%	4.53%	0.13	35.54%
50	Baroda Rajasthan Kshetriya Gramin Bank	7.40	83.30%	10.93%	5.77%	0.07	43.80%

UPI Remitter Banks - Top 50 Banks (Oct'22)
Sr. No.	UPI Remitter Banks (Oct-2022)	Total Volume (In Mn)	Approved %	BD %	TD%	Total Debit Reversal Count (In Mn)	Debit Reversal Success %
1	State Bank Of India	1,972.78	92.21%	6.59%	1.19%	8.78	94.48%
2	HDFC Bank Ltd	660.29	94.45%	5.34%	0.22%	0.97	96.96%
3	Bank of Baroda	478.92	93.37%	6.32%	0.30%	0.96	96.10%
4	Union Bank of India	446.71	91.40%	7.44%	1.16%	0.73	73.30%
5	ICICI Bank	401.27	94.75%	4.76%	0.49%	0.91	90.59%
6	Axis Bank Ltd	371.17	95.68%	4.28%	0.05%	0.93	92.66%
7	Paytm Payments Bank	362.51	95.98%	4.00%	0.02%	0.98	98.24%
8	Punjab National Bank	333.94	93.61%	5.71%	0.68%	0.82	82.38%
9	Kotak Mahindra Bank	325.73	93.70%	6.13%	0.17%	0.79	79.42%
10	Canara Bank	323.12	93.44%	6.40%	0.16%	0.92	91.97%
11	Bank of India	252.93	94.31%	4.62%	1.07%	0.71	70.67%
12	Indian Bank	185.22	93.46%	5.58%	0.96%	0.80	80.19%
13	Airtel Payments Bank	140.51	77.77%	17.18%	5.05%	0.72	71.61%
14	Central Bank Of India	119.96	86.20%	9.42%	4.38%	0.34	33.63%
15	Federal Bank	118.98	94.60%	5.22%	0.18%	0.97	96.56%
16	India Post Payment Bank	114.22	81.27%	16.10%	2.63%	0.81	80.98%
17	IDBI Bank Limited	97.92	94.71%	4.09%	1.20%	0.84	83.61%
18	Indian Overseas Bank	94.16	93.87%	5.20%	0.93%	0.96	95.92%
19	Yes Bank Ltd	92.51	96.21%	3.62%	0.17%	0.00	0.00%
20	Bank of Maharashtra	88.07	93.60%	5.14%	1.25%	0.91	90.59%
21	UCO Bank	82.78	92.09%	6.14%	1.76%	0.47	46.95%
22	IndusInd Bank	67.00	93.82%	5.82%	0.36%	0.94	93.75%
23	Karnataka Bank	62.54	87.04%	7.32%	5.63%	0.29	29.23%
24	IDFC FIRST Bank	55.62	91.05%	5.26%	3.68%	0.47	46.81%
25	Fino Payments Bank	54.25	82.71%	15.11%	2.18%	0.74	73.71%
26	Karur Vysya Bank	40.45	92.21%	7.44%	0.35%	0.97	96.94%
27	South Indian Bank	30.59	93.64%	6.22%	0.14%	0.96	96.12%
28	Bandhan Bank	30.23	90.43%	7.22%	2.35%	0.92	92.03%
29	City Union Bank	22.20	92.56%	6.56%	0.88%	0.91	90.99%
30	Equitas Small Finance Bank	22.13	81.26%	13.91%	4.83%	0.45	44.77%
31	Ujjivan Small Finance Bank	19.94	88.35%	6.67%	4.98%	0.59	59.24%
32	Jammu and Kashmir Bank	19.69	90.14%	6.73%	3.14%	0.76	75.74%
33	AU small Finance Bank	19.57	93.32%	6.25%	0.42%	0.80	79.90%
34	Punjab and Sind Bank	18.58	78.83%	14.05%	7.13%	0.22	22.27%
35	Citibank	18.52	95.42%	4.20%	0.38%	0.98	97.54%
36	Tamilnad Mercantile Bank	18.51	91.96%	7.68%	0.36%	0.74	74.23%
37	Standard Chartered	18.42	95.89%	2.74%	1.37%	0.95	94.98%
38	DBS Bank Ltd	17.23	94.46%	4.79%	0.75%	0.96	96.03%
39	Maharashtra Gramin Bank	17.07	61.62%	28.36%	10.03%	0.20	19.53%
40	Andhra Pradesh Grameena Vikas Bank	15.18	77.12%	16.65%	6.23%	0.19	19.43%
41	Pragathi Krishna Gramin Bank	15.16	86.80%	12.30%	0.90%	0.84	84.10%
42	Saraswat Bank	15.11	95.46%	4.00%	0.54%	0.83	82.85%
43	Rajasthan Marudhara Gramin Bank	12.45	71.92%	12.81%	15.27%	0.09	8.64%
44	Kerala Gramin Bank	11.85	88.50%	11.14%	0.36%	0.95	95.24%
45	ESAF Small Finance Bank Ltd.	10.85	89.61%	8.71%	1.68%	0.87	87.40%
46	Andhra Pragathi Grameena Bank	10.11	73.28%	16.67%	10.04%	0.43	43.37%
47	RBL Bank	9.75	91.83%	7.37%	0.80%	0.89	88.71%
48	Sarva Haryana Gramin Bank	9.22	86.58%	9.20%	4.22%	0.85	85.18%
49	Baroda Rajasthan Kshetriya Gramin Bank	7.84	81.13%	10.56%	8.32%	0.28	27.94%
50	Baroda UP Gramin Bank	7.82	84.01%	10.99%	5.01%	0.46	46.32%

Sr. No.	Name of APP #
1	Axis Bank APP
2	Citibank APP
3	Canara Bank APP
4	Federal Bank APP
5	Jio Payments Bank APP
6	HSBC Bank APP
7	Standard Chartered Bank APP
8	BHIM APP
9	Gpay (Live on HDFC,ICICI and Axis handle)
10	PhonePe (Live on Yes,ICICI and Axis handle)
11	HDFC Bank APP (PayZapp)
12	ICICI Bank APP
13	Karur Vysya Bank APP
14	City Union Bank APP
15	Equitas Small Finance Bank APP
16	SBM India Bank APP
17	TimePay (Cosmos Co-op Bank)
18	Groww
19	Whatsapp (Live on HDFC,ICICI and Axis handle)
20	Amazon Pay (Live on Axis handle)
21	AU Small Finance Bank APP
22	Bandhan Bank APP
23	CRED
24	Deutsche Bank APP
25	ICICI Bank Pockets
26	Indian Bank APP
27	IndusInd Bank APP
28	Jupiter Money
29	Kotak Mahindra Bank APP
30	MobiKwik
31	Paytm Payments Bank APP
32	RBL Bank APP
33	Samsung Pay
34	Slice
35	South Indian Bank APP
36	State Bank Of India APP
37	UCO Bank APP
38	Utkarsh Small Finance Bank APP
39	Yes Bank APP

UPI Beneficiary Banks - Top 50 Banks (Jan'23)
Sr.No.	UPI Beneficiary Banks (Jan-2023)	Total Volume (In Mn)	Approved %	BD%	TD%	Deemed Approved %
1	Paytm Payments Bank	1,765.87	99.73%	0.24%	0.02%	0.01%
2	Yes Bank Ltd	1,463.71	99.81%	0.08%	0.11%	0.02%
3	State Bank Of India	931.08	98.52%	0.22%	1.09%	0.17%
4	Axis Bank Ltd.	557.09	99.82%	0.11%	0.05%	0.02%
5	ICICI Bank	554.66	98.92%	0.34%	0.68%	0.05%
6	HDFC BANK LTD	401.11	99.15%	0.59%	0.20%	0.06%
7	Bank of Baroda	247.34	98.89%	0.28%	0.45%	0.37%
8	Union Bank of India	241.58	99.47%	0.24%	0.20%	0.09%
9	Canara Bank	186.89	99.37%	0.32%	0.22%	0.09%
10	Federal Bank	178.23	99.72%	0.27%	0.01%	0.00%
11	Punjab National Bank	176.63	98.41%	0.47%	0.93%	0.20%
12	Kotak Mahindra Bank	170.88	98.84%	0.50%	0.36%	0.30%
13	Bank of India	138.67	99.22%	0.25%	0.41%	0.11%
14	Airtel Payments Bank	108.80	98.80%	0.45%	0.45%	0.30%
15	Indian Bank	104.40	99.10%	0.29%	0.45%	0.17%
16	INDUSIND BANK	69.86	99.21%	0.31%	0.42%	0.06%
17	India Post Payment Bank	67.23	88.28%	1.39%	9.93%	0.40%
18	Central Bank Of India	65.86	98.48%	0.59%	0.48%	0.45%
19	Indian Overseas Bank	53.55	99.27%	0.24%	0.28%	0.21%
20	IDBI Bank Limited	50.98	98.37%	0.39%	0.98%	0.27%
21	IDFC FIRST Bank	49.12	97.50%	1.28%	0.95%	0.27%
22	UCO Bank	47.69	98.37%	0.76%	0.72%	0.15%
23	Bank of Maharashtra	40.78	97.54%	0.31%	1.96%	0.19%
24	Karnataka Bank	32.13	97.12%	0.72%	2.09%	0.07%
25	Karur Vysya Bank	25.90	99.00%	0.47%	0.43%	0.10%
26	Fino Payments Bank	23.15	93.70%	1.96%	3.42%	0.92%
27	South Indian Bank	22.95	99.31%	0.47%	0.19%	0.03%
28	Bandhan Bank	21.74	94.22%	0.48%	4.97%	0.33%
29	AU small Finance Bank	16.74	98.23%	1.67%	0.10%	0.01%
30	City Union Bank	13.81	98.68%	0.72%	0.52%	0.08%
31	Tamilnad Mercantile Bank	13.05	97.42%	0.84%	1.56%	0.18%
32	CITI	12.32	99.80%	0.00%	0.06%	0.14%
33	Ujjivan Small Finance Bank	12.16	95.24%	0.30%	4.01%	0.45%
34	Equitas Bank	11.81	95.43%	2.40%	1.97%	0.20%
35	Punjab and Sind Bank	9.20	99.06%	0.21%	0.57%	0.16%
36	Kerala Gramin Bank	9.19	98.94%	0.47%	0.30%	0.28%
37	Pragathi Krishna Gramin Bank	9.08	99.04%	0.40%	0.29%	0.28%
38	Jammu and Kashmir Bank	8.93	98.78%	0.52%	0.66%	0.04%
39	DBS Bank India Limited	8.93	98.35%	1.49%	0.03%	0.13%
40	Andhra Pradesh Grameena Vikas Bank	8.77	97.47%	0.12%	1.97%	0.43%
41	Maharashtra Gramin Bank	7.54	97.16%	0.64%	1.79%	0.40%
42	ESAF Small Finance Bank Ltd.	7.13	99.08%	0.19%	0.69%	0.04%
43	RBL	6.98	97.73%	1.33%	0.78%	0.16%
44	Rajasthan Marudhara Gramin Bank	6.82	95.99%	0.39%	3.23%	0.40%
45	Baroda UP Gramin Bank	6.53	88.73%	2.25%	8.17%	0.84%
46	Saraswat Bank	6.22	99.31%	0.23%	0.39%	0.08%
47	Andhra Pragathi Grameena Bank	5.78	97.24%	0.56%	2.12%	0.08%
48	Sarva Haryana Gramin Bank	5.07	90.27%	0.67%	8.79%	0.27%
49	Baroda Rajasthan Kshetriya Gramin Bank	4.64	90.05%	2.30%	6.84%	0.81%
50	Karnataka Vikas Grameena Bank	3.98	98.50%	0.24%	1.10%	0.15%

UPI Beneficiary Banks - Top 50 Banks (Dec'22)
Sr.No.	UPI Beneficiary Banks (Dec-2022)	Total Volume (In Mn)	Approved %	BD%	TD%	Deemed Approved %
1	Paytm Payments Bank	1,726.94	99.71%	0.22%	0.06%	0.02%
2	Yes Bank Ltd	1,309.96	99.82%	0.06%	0.11%	0.01%
3	State Bank Of India	938.15	97.92%	0.21%	1.71%	0.16%
4	Axis Bank Ltd.	562.51	99.77%	0.12%	0.05%	0.06%
5	ICICI Bank	543.27	98.88%	0.38%	0.71%	0.04%
6	HDFC Bank Ltd	384.38	98.72%	0.61%	0.51%	0.17%
7	Bank of Baroda	249.01	94.55%	0.38%	4.59%	0.48%
8	Union Bank of India	242.13	98.96%	0.27%	0.58%	0.19%
9	Canara Bank	185.71	99.21%	0.43%	0.24%	0.12%
10	Federal Bank	175.68	99.69%	0.29%	0.02%	0.00%
11	Punjab National Bank	174.36	98.27%	0.83%	0.71%	0.19%
12	Kotak Mahindra Bank	157.66	97.61%	0.51%	1.63%	0.25%
13	Bank of India	137.98	99.59%	0.25%	0.11%	0.05%
14	Indian Bank	101.77	98.92%	0.27%	0.57%	0.23%
15	Airtel Payments Bank	93.38	98.79%	0.53%	0.37%	0.30%
16	IndusInd Bank	66.04	98.59%	0.43%	0.80%	0.17%
17	Central Bank Of India	65.03	98.05%	0.59%	0.78%	0.57%
18	India Post Payment Bank	64.48	87.39%	1.92%	10.08%	0.61%
19	Indian Overseas Bank	53.54	97.11%	0.23%	1.96%	0.70%
20	IDBI Bank Limited	51.55	98.65%	0.41%	0.65%	0.29%
21	UCO Bank	47.42	98.64%	0.68%	0.59%	0.09%
22	IDFC FIRST Bank	42.48	96.75%	1.39%	1.62%	0.25%
23	Bank of Maharashtra	40.68	97.13%	0.30%	2.03%	0.53%
24	Karnataka Bank	32.03	98.33%	0.80%	0.82%	0.06%
25	Karur Vysya Bank	26.40	98.56%	0.50%	0.84%	0.10%
26	South Indian Bank	22.97	98.69%	0.65%	0.62%	0.04%
27	Bandhan Bank	21.26	97.22%	0.37%	2.28%	0.12%
28	Fino Payments Bank	20.73	96.94%	2.12%	0.70%	0.24%
29	AU small Finance Bank	16.42	97.82%	1.48%	0.58%	0.12%
30	Citibank	12.51	97.50%	0.00%	0.06%	0.14%
31	City Union Bank	13.70	98.57%	0.71%	0.61%	0.10%
32	Tamilnad Mercantile Bank	12.84	99.56%	0.26%	0.16%	0.02%
33	Ujjivan Small Finance Bank	12.02	94.27%	0.29%	4.84%	0.60%
34	Equitas Small Finance Bank	11.67	97.34%	1.83%	0.72%	0.11%
35	Punjab and Sind Bank	9.67	94.60%	0.21%	4.85%	0.34%
36	Pragathi Krishna Gramin Bank	9.10	98.06%	0.44%	0.95%	0.55%
37	Kerala Gramin Bank	8.99	98.38%	0.76%	0.49%	0.37%
38	Jammu and Kashmir Bank	8.83	96.99%	0.59%	2.21%	0.21%
39	Andhra Pradesh Grameena Vikas Bank	8.72	97.46%	0.33%	1.81%	0.39%
40	DBS Bank Ltd	8.49	95.01%	1.34%	3.48%	0.17%
41	ESAF Small Finance Bank Ltd.	7.11	98.28%	0.23%	1.41%	0.09%
42	Maharashtra Gramin Bank	7.11	97.08%	0.76%	1.80%	0.36%
43	Rajasthan Marudhara Gramin Bank	6.52	96.00%	0.31%	3.20%	0.49%
44	RBL Bank	6.32	95.22%	1.40%	2.48%	0.90%
45	Saraswat Bank	6.23	99.18%	0.23%	0.44%	0.15%
46	Andhra Pragathi Grameena Bank	5.94	93.76%	0.99%	4.97%	0.28%
47	Baroda UP Gramin Bank	5.87	93.84%	2.39%	3.42%	0.35%
48	Sarva Haryana Gramin Bank	5.01	92.62%	0.49%	6.61%	0.29%
49	Baroda Rajasthan Kshetriya Gramin Bank	4.41	95.13%	2.39%	2.26%	0.22%
50	Karnataka Vikas Grameena Bank	4.01	97.40%	0.00%	2.19%	0.23%

UPI Beneficiary Banks - Top 50 Banks (Nov'22)
Sr.No.	UPI Beneficiary Banks (Nov-2022)	Total Volume (In Mn)	Approved %	BD%	TD%	Deemed Approved %
1	Paytm Payments Bank	1617.99	99.63%	0.27%	0.08%	0.02%
2	Yes Bank Ltd	1261.66	99.87%	0.12%	0.01%	0.00%
3	State Bank Of India	877.76	99.07%	0.22%	0.63%	0.08%
4	Axis Bank Ltd	541.43	99.82%	0.11%	0.04%	0.03%
5	ICICI Bank	493.34	99.30%	0.36%	0.28%	0.07%
6	HDFC Bank Ltd	361.21	99.22%	0.66%	0.08%	0.04%
7	Bank of Baroda	233.63	99.59%	0.26%	0.10%	0.05%
8	Union Bank of India	226.28	99.35%	0.28%	0.29%	0.08%
9	Canara Bank	173.68	98.62%	0.43%	0.72%	0.24%
10	Federal Bank	166.71	99.22%	0.34%	0.41%	0.03%
11	Punjab National Bank	163.42	96.87%	0.58%	1.84%	0.71%
12	Kotak Mahindra Bank	150.77	99.05%	0.59%	0.27%	0.09%
13	Bank of India	129.98	99.12%	0.25%	0.50%	0.13%
14	Indian Bank	94.58	98.69%	0.33%	0.82%	0.16%
15	Airtel Payments Bank	84.21	94.82%	0.43%	3.37%	1.37%
16	IndusInd Bank	62.72	98.90%	0.46%	0.36%	0.28%
17	Central Bank Of India	60.87	96.54%	0.63%	1.88%	0.95%
18	India Post Payment Bank	56.87	96.45%	0.73%	2.62%	0.20%
19	Indian Overseas Bank	50.30	98.92%	0.28%	0.59%	0.21%
20	IDBI Bank Limited	48.77	98.14%	0.47%	1.19%	0.20%
21	UCO Bank	44.71	97.31%	0.68%	1.56%	0.45%
22	Bank of Maharashtra	38.54	98.02%	0.31%	1.51%	0.16%
23	IDFC FIRST Bank	37.91	91.59%	1.43%	6.48%	0.50%
24	Karnataka Bank	29.87	93.52%	0.64%	4.91%	0.94%
25	Karur Vysya Bank	24.80	98.56%	0.53%	0.82%	0.09%
26	South Indian Bank	21.40	99.21%	0.65%	0.13%	0.01%
27	Bandhan Bank	20.13	96.34%	0.37%	3.11%	0.18%
28	Fino Payments Bank	19.40	95.99%	2.08%	1.48%	0.45%
29	AU small Finance Bank	15.63	97.57%	2.07%	0.21%	0.15%
30	City Union Bank	12.88	98.44%	0.85%	0.63%	0.08%
31	Tamilnad Mercantile Bank	11.78	98.77%	0.26%	0.81%	0.16%
32	Citibank	11.30	99.62%	0.00%	0.08%	0.30%
33	Ujjivan Small Finance Bank	11.14	95.80%	0.29%	3.62%	0.29%
34	Equitas Small Finance Bank	10.67	97.64%	1.88%	0.46%	0.02%
35	Punjab and Sind Bank	8.84	98.27%	0.22%	1.20%	0.31%
36	Pragathi Krishna Gramin Bank	8.58	99.14%	0.43%	0.20%	0.23%
37	Kerala Gramin Bank	8.36	98.99%	0.71%	0.11%	0.18%
38	Jammu and Kashmir Bank	8.27	95.56%	0.61%	3.57%	0.25%
39	Andhra Pradesh Grameena Vikas Bank	7.64	98.46%	0.26%	0.89%	0.39%
40	DBS Bank India Limited	6.87	98.51%	1.41%	0.06%	0.02%
41	Maharashtra Gramin Bank	6.62	91.06%	4.57%	3.62%	0.76%
42	ESAF Small Finance Bank Ltd.	6.56	99.05%	0.24%	0.61%	0.11%
43	RBL	6.00	96.96%	1.55%	1.13%	0.36%
44	Rajasthan Marudhara Gramin Bank	5.97	95.14%	0.45%	3.49%	0.92%
45	Saraswat Bank	5.87	99.18%	0.22%	0.54%	0.06%
46	Baroda UP Gramin Bank	5.41	93.56%	2.43%	3.37%	0.64%
47	Andhra Pragathi Grameena Bank	5.39	94.46%	1.55%	3.58%	0.41%
48	Sarva Haryana Gramin Bank	4.67	89.96%	1.93%	7.94%	0.16%
49	Baroda Rajasthan Kshetriya Gramin Bank	4.21	92.85%	2.34%	4.33%	0.48%
50	Karnataka Vikas Grameena Bank	3.83	96.13%	1.19%	2.43%	0.25%

Sr. No.	Name of Banks #
1	Ambarnath Jai Hind Cooperative Bank Ltd
2	Kanaka Mahalakshmi Co-Operative Bank Ltd
3	Kolhapur Dist. Central Co-Op. Bank Ltd
4	Malviya Urban Co-Operative Bank Ltd
5	Mann Deshi Mahila Sahakari Bank Ltd
6	People's Urban Co-Operative Bank Ltd
7	Shivalik Mercantile Co-operative Bank Ltd
8	Sree Charan Souhardha Co-Operative Bank
9	The Udaipur Urban Co-Operative Bank Ltd
10	Abhyudaya Co-operative Bank Ltd
11	Adarsh Co-Operative Bank Ltd
12	Ahmednagar Merchant'S Co Operative Bank Ltd
13	Ahmednagar Shahar Sahakari Bank Ltd
14	Ajantha Urban Co Op Bank Ltd
15	Akhand Anand Co-Op Bank Ltd
16	Akola Janata Commercial Co-Operative Bank
17	Ambajogai Peoples Co-Operative Bank Ltd
18	Andhra Pradesh Grameena Vikas Bank
19	Andhra Pragathi Grameena Bank
20	AP Mahesh Bank
21	Apna Sahakari Bank Ltd
22	Arunachal Pradesh Rural Bank
23	Arvind Sahakari Bank Ltd
24	AU Small Finance Bank
25	Axis Bank Ltd
26	Balotra Urban Co-Op Bank Ltd
27	Banaskantha District Central Co-op Bank
28	Bandhan Bank
29	Bank of Baroda
30	Bank of India
31	Baran Nagrik Sahkari Bank Ltd
32	Baroda Gujarat Gramin Bank
33	Baroda Rajasthan Kshetriya Gramin Bank
34	Bassein Catholic Co-operative Bank
35	Bhadradri Co-Operative Urban Bank Ltd
36	Bharat Co-Operative Bank (Mumbai) Ltd
37	Bhavnagar DCB
38	Bhilwara Urban Co-Operative Bank Ltd
39	Bicholim Urban Cooperative Bank
40	Canara Bank
41	Central Bank Of India
42	Chaitanya Godavari Grameena Bank
43	Chhatisgarh Rajya Gramin Bank
44	Chhattisgarh Rajya Sahakari Bank Mydt
45	Chittorgarh Urban Co-Operative Bank Ltd
46	Citibank
47	Citizens Co-Operative Bank Ltd
48	City Union Bank
49	Coastal Area Local Bank
50	Colour Merchants Co-Operative Bank Ltd
51	Cosmos Bank
52	CSB Bank
53	Dapoli Urban Co-Operative Bank Ltd
54	Dausa Urban Co-Op Bank Ltd
55	DCB Bank
56	Deendayal Nagari Sahakari Bank Ltd
57	Deogiri Nagari Sahakari Bank Ltd
58	Dhanera Mercantile Co-Op Bank Ltd
59	Dhanlaxmi Bank Ltd
60	Equitas Small Finance Bank
61	ESAF Small Finance Bank
62	Federal Bank
63	Fincare Small Finance Bank Ltd
64	Fingrowth Cooperative Bank Ltd
65	Gayatri Bank
66	GP Parsik Bank
67	Gujarat Ambuja Co-Operative Bank Ltd
68	HDFC Bank Ltd
69	Himatnagar Nagarik Sahakari Bank Ltd
70	HSBC
71	Hutatma Sahakari Bank Ltd
72	ICICI Bank
73	IDFC First Bank
74	India Post Payment Bank
75	Indian Bank
76	Indrayani Co- Op. Bank Ltd
77	IndusInd Bank
78	J&K Grameen Bank
79	Jalgaon Janata Sahkari Bank Ltd
80	Jharkhand Rajya Gramin Bank
81	Jivan Commercial Co-Operative Bank Ltd
82	Jodhpur Nagrik Sahakari Bank Ltd
83	Kankaria Maninagar Nagarik Sahakari Bank Ltd
84	Karnataka Gramin Bank
85	Karnataka Mahila Sahakara Bank Niyamitha
86	Karur Vysya Bank
87	Kerala Gramin Bank
88	Kolhapur Mahila Sahakari Bank Ltd
89	Kotak Mahindra Bank
90	Lonavala Sahakari Bank Ltd
91	Madhya Pradesh Rajya Sahakari Bank Maryadit
92	Mahanagar Nagrik Sahakari Bank Maryadit
93	Maharashtra State Co-op Bank Ltd
94	Mahaveer Cooperative Urban Bank Ltd
95	Mahila Nagrik Sahakari Bank Mahasamund
96	Mansing Co-Operative Bank Ltd
97	Maratha Cooperative Bank Ltd
98	Meghalaya Rural Bank
99	Mizoram Rural Bank
100	Model Co-Op. Bank Ltd
101	Nagarik Sahakari Bank Maryadit
102	Nainital Bank
103	Navi Mumbai Co-Operative Bank Ltd
104	Navsarjan Industrial Co-Op Bank Ltd
105	Nutan Nagrik Sahakari Bank
106	Pali Urban Co-Operative Bank Limited
107	Palus Sahakari Bank Ltd
108	Patan Nagarik Sahakari Bank Ltd
109	Paytm Payments Bank
110	Poornawadi Nagrik Sahakari Bank Ltd
111	Pune Cantonment Sahakari Bank Ltd
112	Pune Urban Co Operative Bank Ltd
113	Punjab and Sind Bank
114	Rajarshi Shahu Sahakari Bank Ltd
115	Rajasthan Marudhara Gramin Bank
116	Rajgurunagar Sahakari Bank Ltd
117	Rajkot District Central Coop Bank
118	Rajkot Peoples Co-Operative Bank Ltd
119	Rani Channamma Mahila Sahakari Bank Niyamit
120	RBL Bank
121	Sabarkantha District Central Cooperative Bank Ltd
122	Sadhana Sahakari Bank Ltd
123	Sadhana Sahakari Bank Ltd Nagpur
124	Saibaba Nagari Sahakari Bank Maryadit Sailu
125	Samarth Sahakari Bank Ltd. Solapur
126	Samata Sahakari Bank Ltd,Mumbai
127	Saraspur Nagarik Co-Op Bank Ltd
128	Saraswat Bank
129	Sardar Bhiladwala Pardi Peoples Coop Bank Ltd
130	Sardar Vallabhbhai Sahakari Bank Ltd
131	Sarvodaya Commercial Co Op Bank Ltd
132	Saurashtra Gramin Bank
133	SBM Bank India
134	Shivalik Small Finance Bank
135	Shree Basaveshwar Urban Co-Op Bank Ltd Ranebennur
136	Shree Kadi Nagarik Sahakari Bank Ltd
137	Shree Mahalaxmi Urban Co-Op Credit Bank Ltd
138	Shri Mahila Sewa Sahakari Bank Ltd
139	Smriti Nagrik Sahakari Bank Maryadit Mandsaur
140	South Indian Bank
141	Sri Basaveshwar Bank
142	Sri Rama Co-Operative Bank Ltd
143	Sri Sudha Co-Operative Bank Ltd
144	Sri Vasavamba Co-Op. Bank Ltd
145	Standard Chartered
146	State Bank of India
147	Sudha Co-Operative Urban Bank Ltd
148	Sunderlal Sawji Urban Co-Op Bank Ltd Jintur
149	Surat National Co-Operative Bank Ltd
150	Surat People Cooperative Bank
151	Suryoday Small Finance Bank Ltd
152	SVC Co-operative Bank Ltd
153	Telangana Grameena Bank
154	Telangana State Co Op Apex Bank
155	Textile Traders Co-Operative Bank Ltd
156	Thane Bharat Sahakari Bank Ltd
157	The A.P. Raja Rajeswari Mahila Co Operative Urban Bank Ltd
158	The Abhinav Sahakari Bank Ltd., Mumbai
159	The Adarsh Co-Operative Urban Bank Ltd
160	The Agrasen Co-Operative Urban Bank Ltd
161	The Ahmedabad District Co-Operative Bank Ltd
162	The Ahmedabad Mercantile Cooperative Bank Ltd
163	The Banaskantha Mercantile Co-Operative Bank Ltd
164	The Baroda Central Co-Op Bank Ltd
165	The Baroda City Co.Operative Bank Ltd
166	The Bhagyodaya Co-Operative Bank Ltd
167	The Bhavana Rishi Co-Op.Urban Bank
168	The Business Co Op Bank Ltd
169	The Chembur Nagarik Sahakari Bank Ltd., Mumbai
170	The Commercial Co.op.Bank Ltd
171	The Co-Op Bank Of Mehsana Ltd
172	The Dahod Mercantile Co-Op Bank Ltd
173	The Dahod Urban Co-Operative Bank Ltd
174	The Eenadu Co-Op.Urban Bank Ltd
175	The Gadchiroli District Central Co-Op. Bank Ltd
176	The Gandevi Peoples Co Operative Bank Ltd
177	The Gandhinagar Nagarik Co-Operative Bank Ltd
178	The Godhra Urban Cooperative Bank Ltd
179	The Guntur Co-Operative Urban Bank Ltd
180	The Jalgaon Peoples Co.Op.Bank Ltd
181	The Jamkhandi Urban Co-Operative Bank Ltd
182	The Jampeta Co-Operative Urban Bank Ltd
183	The Junagadh Commercial Co-Operative Bank Ltd
184	The Kaira District Central Coop Bank
185	The Kakatiya Co-Operative Urban Bank Ltd
186	The Kalupur Commercial Co-operative Bank Ltd
187	The Karnavati Co.Op. Bank
188	The Khamgaon Urban Co-Operative Bank Ltd
189	The Kodungallur Town Co-Operative Bank Ltd
190	The Kolhapur Urban Co-Op Bank Ltd
191	The Kopargaon Peoples Co Op Bank Ltd
192	The Kranthi Co-Operative Urban Bank Ltd
193	The Maharashtra Mantralaya And Allied Offices Co-Operative Bank Ltd
194	The Mahaveer Co-Operative Bank Ltd
195	The Mandvi Nagrik Sahakari Bank Ltd
196	The Municipal Co-Op Bank Ltd
197	The Nandura Urban Co-Op Bank Ltd. Nandura
198	The Naroda Nagarik Co-Operative Bank
199	The National Co Bank
200	The Navnirman Co-Operative Bank Ltd
201	The New Urban Co-Operative Bank Ltd Rampur
202	The Panchmahal District Co- Operative Bank Ltd
203	The Pavana Sahakari Bank Ltd
204	The Pimpalgaon Merchants Co-Op Bank Ltd
205	The Rajasthan State Co-Op Bank Ltd
206	The Rajkot Commercial Co-Operative Bank
207	The Sangamner Merchants Co Operative Bank Ltd
208	The Satara Sahakari Bank Ltd
209	The Saurashtra Co-Operative Bank Ltd
210	The Sindhudurg Dcc Bank Ltd
211	The Sirsi Urban Sahakari Bank Ltd
212	The Surat District Cooperative Bank
213	The Surat Mercantile Co-Op Bank Ltd
214	The Udupi Town Co-Op. Bank Ltd., Udupi
215	The Varachha Co-Op Bank Ltd
216	The Vijay Cooperative Bank Ltd
217	The Visakhapatnam Cooperative Bank Ltd
218	The Vishweshwar Sahakari Bank Ltd. Pune (Multi-State)
219	Tirupati Urban Co-Operative Bank Ltd
220	TJSB Sahakari Bank Ltd
221	UCO Bank
222	Union Bank Of India
223	Union Co-Operative Bank Ltd
224	Urban Co-Operative Bank Ltd Bareilly
225	Uttarakhand Gramin Bank
226	Vaishya Nagari Sahakari Bank Ltd
227	Valmiki Urban Co-Op Bank Ltd.,Pathri
228	Vardhaman [Mahila] Co-Op. Urban Bank Ltd
229	Vasai Janata Sahakari Bank Ltd
230	Vasai Vikas Sahakari Bank Ltd
231	Veerashaiva Sahakari Bank Ltd
232	Vikramaditya Nagrik Sahakari Bank
233	Yes Bank
234	Janata Sahakari Bank Ltd Ajara
235	Punjab National Bank
236	IDBI Bank Limited
237	Indian Overseas Bank
238	Karnataka Bank
239	Tamilnad Mercantile Bank
240	Ujjivan Small Finance Bank
241	Fino Payments Bank
242	KARNATAKA VIKAS GRAMEENA BANK
243	Maharashtra Gramin Bank
244	Jammu And Kashmir Bank
245	Janata Sahakari Bank Ltd,Pune
246	Baroda UP Gramin Bank
247	Dombivali Nagri Sahakari Bank
248	Jana Small Finance Bank Ltd
249	The Kalyan Janata Sahakari Bank Ltd.
250	NKGSB Bank
251	GS Mahanagar Coop bank
252	NSDL Payments Bank
253	SUCO SOUHARDA SAHAKARI BANK LTD
254	Janaseva Sahakari
255	Jio Payments Bank
256	Rajkot Nagrik Sahakari Bank Ltd.
257	KAIJSB- Ichalkaranji
258	The Baramati Sahakari Bank Ltd
259	The Satara District Central Coop Bank Ltd
260	Suvarnayug Sahakari Bank Ltd
261	THE GUJARAT STATE COOPERATIVE BANK
262	Capital Small Finance Bank Ltd
263	The Hasti Co-operative Bank Ltd
264	Bhagini Nivedita Sahakari Bank
265	The Priyadarshini Nagari Sahakari Bank
266	SHRI CHHATRAPATI RAJARSHI SHAHU URBAN CO-OP. BANK LTD. BEED
267	Janakalyan Sahakari Bank Ltd
268	The Muslim Cooperative Bank Ltd
269	Kokan Mercantile Coop Bank Ltd
270	The Sutex Co.op.Bank Ltd.
271	Vikas Souharda Co-operative Bank Ltd
272	The Andhra Pradesh State Co-operative Bank Ltd.
273	North East Small Finance Bank Ltd
274	Shri Veershaiv Co-Op Bank Ltd.
275	The Prime Cooperative Bank Ltd
276	Krishna Bhima Samruddhi Local Area Bank
277	Darussalam Co-Operative Urban Bank Ltd.
278	The Malad Sahakari Bank Ltd.
279	Sterling Urban Cooperative Bank Ltd
280	SHRI ARIHANT CO-OP BANK LTD
281	Jalna Merchant Cooperative Bank Ltd
282	Yadagiri Co-op Bank
283	THE URBAN CO OP BANK LTD DHARANGAON
284	Associate Co.op. Bank Ltd.
285	The Udaipur Mahila Samridhi Urban Co-operative Bank Ltd.
286	The Chartered Sahakari Bank
287	The SSK Co-operative Bank Ltd.
288	The Udaipur Urban Co-Operative Bank Ltd.
289	Sandur Pattana Souharda Sahakari Bank
290	SHREE MAHAVIR SAHAKARI BANK LTD
291	SAMRUDDHI CO-OPERATIVE BANK LTD. NAGPUR
292	The Vallabh Vidyanagar Commercial Co-Operative Bank Ltd.
293	BANK Of AMERICA
294	INDORE PARASPAR SAHAKARI BANK LTD. INDORE
295	The Anand Mercantile Co-operative Bank Ltd
296	Shree Dharati Co-Operative Bank Ltd
297	The Modasa Nagarik Sahakari Bank Limited
298	The Merchants Souharda Sahakara Bank Ni.
299	Irinjalakuda Town Co
300	SHRI BHARAT URBAN CO-OPERATIVE BANK LTD JAYSINGPUR
301	People's Urban Co-operative Bank Ltd., Tripunitura
302	Mahesh Sahakari Bank Ltd
303	PUNE PEOPLES CO BANK
304	Shri Mahalaxmi Co-Operative Bank Ltd., Kolhapur
305	UTKARSH SMALL FINANCE BANK LIMITED
306	The Pratap Co-Operative Bank Ltd
307	The Karnataka State Co-Operative Apex Bank Ltd
308	THE SARVODAYA NAGARIK SAHAKARI BANK LTD
309	THE GREATER BOMBAY CO-OPERATIVE BANK
310	NAGRIK SAHAKARI MARYADIT GWALIOR
311	AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD
312	VAISHYA SAHAKARI BANK LTD
313	MANVI PATTANA SOUHARDA SAHAKARI BANK NI.
314	THE AKOLA DISTRICT CENTRAL CO-OP.BANK LTD
315	JIJAMATA MAHILA SAHAKARI BANK LTD
316	SHREE PANCHGANGA NAGARI SAHAKARI BANK LTD
317	SHRI JANATA SAHAKARI BANK LTD.HALOL
318	Indore Premier Co-operative Bank Ltd, Indore
319	The Thane Dist. Central Co-op. Bank Ltd
320	JILA SAHKARI KENDRIYA BANK MARYADIT KHARGONE
321	The Kodinar Taluka Cooperative Banking Union Ltd
322	The Junagadh Jilla Sahakari Bank Ltd
323	ICICI Bank Pockets
324	Bombay Mercantile CO Operative Bank Ltd
325	JILA SAHAKARI KENDRIYA BANK MARYADIT RAIPUR
326	Jila Sahakari Kendriya Bank Mydt. Durg
327	Rajarambapu Sahakari Bank Ltd
328	The Financial Co-operative Bank Ltd
329	Kottakkal Co- Op Urban Bank Ltd
330	Shree Warana Sahakari Bank Ltd
331	The Bhuj Commercial Co-Operative Bank Ltd
332	VALSAD DISTRICT CENTRAL COOP BANK LTD
333	The Bellary District Coop Central Bank Ltd
334	Amazon PPI
335	PDP BANK KARAD bank
336	JANATHA SEVA COOPERATIVE BANK LTD bank
337	Unjha Nagarik Sahakari Bank Ltd
338	Indore Cloth Market Co-Op Bank Ltd
339	Shri Chatrapati Shivaji Maharaj Sahakari
340	Tamil Nadu State Apex Co-op Bank Ltd
341	SHARAD SAHAKARI BANK LTD MANCHAR
342	Spice Money
343	Prerana Co-Operative Bank Ltd
344	Sant Sopankaka Sahakari Bank Ltd.
345	The Kukarwada Nagrik Sahakari Bank Ltd
346	The District Cooperative Central Bank Ltd. Medak
347	Shree Mahesh Co-Operative Bank Ltd Nashik
348	Warangal Urban Cooperative Bank Ltd
349	TRIPURA STATE COOPERATIVE BANK LTD
350	Arihant Urban Co-Operative Bank Ltd
351	Rajadhani Co-operative Urban Bank
352	Godavari Urban Co-Op Bank
353	Khattri Co-op Bank
354	Samata Co-Operative Development Bank Ltd
355	Mahatma Fule Urban Co-Operative Bank Ltd.

UPI Beneficiary Banks - Top 50 Banks (Oct'22)
Sr.No.	UPI Beneficiary Banks (Oct-2022)	Total Volume (In Mn)	Approved %	BD%	TD%	Deemed Approved %
1	Paytm Payments Bank	1,614.03	99.67%	0.33%	0.01%	0.00%
2	Yes Bank Ltd	1,219.77	99.79%	0.03%	0.13%	0.05%
3	State Bank Of India	889.56	98.90%	0.23%	0.81%	0.05%
4	Axis Bank Ltd	542.37	99.89%	0.09%	0.01%	0.01%
5	ICICI Bank	492.94	99.32%	0.34%	0.26%	0.08%
6	HDFC Bank Ltd	373.70	99.20%	0.66%	0.10%	0.04%
7	Bank of Baroda	240.33	99.39%	0.26%	0.28%	0.07%
8	Union Bank of India	227.13	98.72%	0.28%	0.82%	0.18%
9	Canara Bank	172.30	99.48%	0.40%	0.06%	0.05%
10	Punjab National Bank	167.71	98.57%	0.57%	0.52%	0.34%
11	Federal Bank	165.64	99.61%	0.30%	0.08%	0.01%
12	Kotak Mahindra Bank	154.56	99.26%	0.62%	0.07%	0.05%
13	Bank of India	134.01	98.83%	0.26%	0.76%	0.15%
14	Indian Bank	92.72	98.59%	0.37%	0.79%	0.25%
15	Airtel Payments Bank	83.12	94.81%	0.47%	3.55%	1.17%
16	IndusInd Bank	63.42	99.09%	0.45%	0.29%	0.17%
17	Central Bank Of India	62.34	95.82%	0.62%	2.62%	0.94%
18	India Post Payment Bank	54.32	96.43%	0.98%	2.37%	0.22%
19	IDBI Bank Limited	50.52	98.82%	0.43%	0.49%	0.26%
20	Indian Overseas Bank	49.89	99.04%	0.28%	0.42%	0.26%
21	UCO Bank	44.71	97.88%	0.70%	1.05%	0.37%
22	Bank of Maharashtra	39.90	98.36%	0.29%	1.17%	0.18%
23	IDFC FIRST Bank	36.93	93.33%	1.04%	5.01%	0.62%
24	Karnataka Bank	30.03	94.35%	0.70%	4.14%	0.82%
25	Karur Vysya Bank	25.04	99.21%	0.60%	0.15%	0.04%
26	South Indian Bank	20.80	99.25%	0.65%	0.09%	0.01%
27	Bandhan Bank	19.75	96.79%	0.39%	2.74%	0.08%
28	Fino Payments Bank	19.50	96.03%	2.29%	1.30%	0.38%
29	AU small Finance Bank	16.05	97.86%	1.70%	0.25%	0.19%
30	Citibank	2.54	97.38%	1.97%	0.42%	0.23%
31	City Union Bank	12.82	98.45%	0.89%	0.57%	0.09%
32	Tamilnad Mercantile Bank	11.70	99.39%	0.27%	0.30%	0.04%
33	Ujjivan Small Finance Bank	11.20	94.52%	0.28%	4.91%	0.29%
34	Equitas Small Finance Bank	10.73	94.69%	1.71%	2.93%	0.67%
35	Pragathi Krishna Gramin Bank	8.76	98.92%	0.46%	0.34%	0.28%
36	Punjab and Sind Bank	8.71	92.64%	0.23%	5.73%	1.40%
37	YES Bank - Amazon pay	7.97	100.00%	0.00%	0.00%	0.00%
38	Jammu and Kashmir Bank	8.13	96.36%	0.62%	2.89%	0.13%
39	Kerala Gramin Bank	7.72	99.06%	0.67%	0.11%	0.16%
40	Andhra Pradesh Grameena Vikas Bank	7.59	93.00%	2.66%	3.02%	1.32%
41	DBS Bank Ltd	6.82	97.40%	1.37%	0.97%	0.25%
42	Maharashtra Gramin Bank	7.43	86.96%	4.39%	7.12%	1.53%
43	ESAF Small Finance Bank Ltd.	6.42	99.13%	0.22%	0.58%	0.07%
44	Saraswat Bank	6.20	99.25%	0.20%	0.50%	0.05%
45	Rajasthan Marudhara Gramin Bank	6.42	89.36%	0.39%	8.43%	1.82%
46	RBL Bank	5.95	98.14%	1.33%	0.46%	0.07%
47	Baroda UP Gramin Bank	5.63	92.88%	2.36%	4.19%	0.58%
48	Andhra Pragathi Grameena Bank	5.56	89.78%	1.62%	7.08%	1.52%
49	Sarva Haryana Gramin Bank	5.15	84.50%	0.42%	14.93%	0.14%
50	Baroda Rajasthan Kshetriya Gramin Bank	4.60	90.68%	2.05%	6.45%	0.82%

UPI Remitter Banks - Top 50 Banks (Sep'22)
Sr. No.	UPI Remitter Banks (Sep-2022)	Total Volume (In Mn)	Approved %	BD %	TD%	Total Debit Reversal Count (In Mn)	Debit Reversal Success %
1	State Bank Of India	1,865.75	90.39%	6.77%	2.84%	11.29	84.70%
2	HDFC Bank Ltd	610.12	94.46%	5.41%	0.13%	2.39	98.02%
3	Bank of Baroda	450.27	92.95%	6.80%	0.24%	1.69	97.38%
4	Union Bank of India	420.12	90.65%	7.79%	1.56%	1.95	63.86%
5	ICICI Bank	370.12	94.07%	4.86%	1.06%	1.35	82.90%
6	Axis Bank Ltd	344.25	95.55%	4.36%	0.09%	1.07	85.73%
7	Paytm Payments Bank	340.75	95.83%	4.13%	0.04%	0.78	96.59%
8	Punjab National Bank	318.28	91.99%	5.65%	2.35%	2.77	77.72%
9	Canara Bank	305.88	90.83%	7.01%	2.16%	2.20	81.45%
10	Kotak Mahindra Bank	300.14	93.56%	5.65%	0.79%	1.20	93.25%
11	Bank of India	236.49	94.42%	4.71%	0.87%	0.98	75.37%
12	Indian Bank	175.26	91.75%	5.94%	2.31%	1.06	72.57%
13	Airtel Payments Bank	131.86	78.70%	18.19%	3.11%	0.69	65.62%
14	India Post Payment Bank	119.05	65.85%	25.08%	9.07%	0.60	44.49%
15	Central Bank Of India	114.42	85.79%	9.92%	4.29%	0.85	37.93%
16	Federal Bank	111.27	94.17%	5.54%	0.29%	0.44	91.32%
17	Yes Bank Ltd	99.75	90.60%	9.12%	0.28%	0.00	0.00%
18	IDBI Bank Limited	91.74	94.52%	4.12%	1.36%	0.51	82.09%
19	Indian Overseas Bank	88.59	93.81%	5.36%	0.83%	0.47	94.43%
20	Bank of Maharashtra	83.51	89.86%	6.31%	3.83%	0.52	61.31%
21	UCO Bank	79.57	90.40%	6.21%	3.39%	0.54	47.69%
22	IndusInd Bank	61.95	92.65%	6.92%	0.43%	0.27	84.22%
23	Karnataka Bank	60.11	86.87%	7.17%	5.96%	0.22	24.61%
24	IDFC FIRST Bank	50.04	90.32%	5.89%	3.78%	0.16	36.19%
25	Fino Payments Bank	49.90	77.01%	15.14%	7.85%	0.81	72.43%
26	Karur Vysya Bank	38.75	91.71%	7.47%	0.82%	0.19	87.45%
27	Bandhan Bank	32.04	76.81%	19.57%	3.63%	0.35	88.01%
28	South Indian Bank	28.73	93.47%	6.40%	0.13%	0.08	89.45%
29	Equitas Small Finance Bank	22.35	77.94%	13.56%	8.50%	0.18	52.40%
30	City Union Bank	21.09	92.20%	6.77%	1.03%	0.08	95.35%
31	Ujjivan Small Finance Bank	18.79	86.62%	7.05%	6.33%	0.10	46.98%
32	AU small Finance Bank	18.54	91.06%	6.29%	2.66%	0.00	0.07%
33	Punjab and Sind Bank	18.02	88.30%	10.84%	0.86%	0.10	73.20%
34	Jammu and Kashmir Bank	17.61	89.86%	7.12%	3.02%	0.11	73.74%
35	Citibank	17.22	95.43%	4.03%	0.54%	0.05	89.64%
36	Tamilnad Mercantile Bank	17.19	92.41%	7.45%	0.14%	0.04	77.82%
37	Standard Chartered	16.99	96.09%	2.82%	1.09%	0.07	84.82%
38	DBS Bank Ltd	16.59	94.33%	4.72%	0.96%	0.07	93.51%
39	Maharashtra Gramin Bank	16.48	58.81%	22.10%	19.09%	0.04	6.69%
40	Andhra Pradesh Grameena Vikas Bank	15.32	66.53%	19.54%	13.93%	0.07	10.73%
41	Pragathi Krishna Gramin Bank	15.28	83.90%	12.18%	3.92%	0.13	72.67%
42	Saraswat Bank	13.30	95.98%	3.71%	0.31%	0.04	92.15%
43	ESAF Small Finance Bank Ltd.	11.74	73.49%	25.05%	1.46%	0.06	86.86%
44	Rajasthan Marudhara Gramin Bank	11.61	75.00%	11.50%	13.50%	0.04	8.06%
45	Kerala Gramin Bank	10.72	86.06%	11.28%	2.66%	0.05	60.99%
46	Sarva Haryana Gramin Bank	10.24	70.80%	21.62%	7.58%	0.09	74.70%
47	Andhra Pragathi Grameena Bank	9.35	75.51%	15.02%	9.47%	0.25	84.78%
48	RBL Bank	9.00	89.83%	8.40%	1.77%	0.06	80.10%
49	Baroda UP Gramin Bank	7.74	72.18%	10.69%	17.13%	0.06	46.25%
50	Baroda Rajasthan Kshetriya Gramin Bank	7.27	87.24%	9.01%	3.74%	0.04	56.52%

UPI Beneficiary Banks - Top 50 Banks (Sep'22)
Sr.No.	UPI Beneficiary Banks (Sep-2022)	Total Volume (In Mn)	Approved %	BD%	TD%	Deemed Approved %
1	Paytm Payments Bank	1536.46	99.73%	0.26%	0.01%	0.00%
2	Yes Bank Ltd	1067.95	99.92%	0.06%	0.01%	0.03%
3	State Bank Of India	841.59	97.87%	0.26%	1.87%	0.11%
4	Axis Bank Ltd	504.89	99.76%	0.19%	0.05%	0.03%
5	ICICI Bank	455.34	99.32%	0.40%	0.28%	0.15%
6	HDFC Bank Ltd	350.77	98.98%	0.97%	0.05%	0.05%
7	Bank of Baroda	225.52	99.63%	0.30%	0.07%	0.13%
8	Union Bank of India	213.97	98.81%	0.29%	0.89%	0.22%
9	Canara Bank	162.67	98.11%	0.41%	1.48%	0.39%
10	Punjab National Bank	158.47	97.64%	0.66%	1.70%	0.35%
11	Federal Bank	154.93	99.50%	0.26%	0.24%	0.06%
12	Kotak Mahindra Bank	141.75	99.02%	0.60%	0.38%	0.32%
13	Bank of India	126.11	99.06%	0.29%	0.65%	0.14%
14	Airtel Payments Bank	89.35	97.35%	0.59%	2.06%	0.73%
15	Indian Bank	88.20	98.14%	0.30%	1.56%	0.43%
16	Central Bank Of India	58.34	96.79%	0.69%	2.51%	0.91%
17	IndusInd Bank	57.36	98.55%	1.09%	0.36%	0.21%
18	IDBI Bank Limited	48.17	98.49%	0.46%	1.05%	0.21%
19	Indian Overseas Bank	47.38	99.43%	0.27%	0.30%	0.24%
20	India Post Payment Bank	47.08	95.95%	1.09%	2.96%	0.23%
21	UCO Bank	42.56	97.31%	0.75%	1.94%	0.56%
22	Bank of Maharashtra	37.56	96.63%	0.26%	3.11%	0.87%
23	IDFC FIRST Bank	34.23	92.55%	2.66%	4.79%	0.71%
24	Karnataka Bank	29.06	95.17%	0.60%	4.22%	0.99%
25	Karur Vysya Bank	24.14	99.28%	0.33%	0.38%	0.10%
26	South Indian Bank	19.51	99.35%	0.58%	0.07%	0.03%
27	Bandhan Bank	18.89	95.56%	0.43%	4.01%	0.31%
28	Fino Payments Bank	17.75	92.59%	2.45%	4.96%	1.15%
29	AU small Finance Bank	15.13	96.76%	1.60%	1.64%	0.58%
30	Citibank	10.48	99.92%	0.00%	0.08%	0.24%
31	City Union Bank	12.28	98.49%	0.85%	0.66%	0.07%
32	Tamilnad Mercantile Bank	11.00	99.67%	0.26%	0.07%	0.03%
33	Equitas Small Finance Bank	10.75	92.70%	1.76%	5.55%	0.61%
34	Ujjivan Small Finance Bank	10.74	93.31%	0.29%	6.40%	0.50%
35	Punjab and Sind Bank	8.91	98.90%	0.24%	0.86%	0.22%
36	Pragathi Krishna Gramin Bank	8.58	98.38%	0.40%	1.22%	0.57%
37	Jammu and Kashmir Bank	7.44	96.94%	0.71%	2.35%	0.14%
38	Andhra Pradesh Grameena Vikas Bank	7.32	86.95%	4.60%	8.45%	2.93%
39	Maharashtra Gramin Bank	7.26	82.94%	1.73%	15.33%	3.15%
40	Kerala Gramin Bank	7.01	98.43%	0.70%	0.87%	0.51%
41	DBS Bank Ltd	6.66	96.97%	1.70%	1.33%	0.09%
42	Rajasthan Marudhara Gramin Bank	6.04	93.65%	0.43%	5.92%	1.93%
43	ESAF Small Finance Bank Ltd.	5.92	99.08%	0.21%	0.71%	0.07%
44	RBL Bank	5.70	97.13%	1.83%	1.04%	0.17%
45	Saraswat Bank	5.67	99.53%	0.20%	0.27%	0.02%
46	Baroda UP Gramin Bank	5.46	82.65%	2.22%	15.13%	0.72%
47	Andhra Pragathi Grameena Bank	5.25	93.77%	0.20%	6.03%	2.40%
48	Sarva Haryana Gramin Bank	4.90	84.17%	0.47%	15.36%	0.38%
49	Baroda Rajasthan Kshetriya Gramin Bank	4.31	95.09%	2.05%	2.86%	0.32%
50	Karnataka Vikas Grameena Bank	3.83	93.53%	0.68%	4.53%	1.26%

UPI Remitter Banks - Top 50 Banks (Aug'22)
Sr. No.	UPI Remitter Banks (Aug-2022)	Total Volume (In Mn)	Approved %	BD %	TD%	Total Debit Reversal Count (In Mn)	Debit Reversal Success %
1	State Bank Of India	1793.55	91.26%	7.23%	1.51%	8.02	91.23
2	HDFC Bank Ltd	594.28	93.45%	5.47%	1.07%	3.44	94.10
3	Bank of Baroda	432.55	93.04%	6.82%	0.13%	1.68	98.78
4	Union Bank of India	406.68	91.35%	7.55%	1.10%	1.80	69.94
5	ICICI Bank	379.89	93.84%	4.53%	1.63%	1.75	84.20
6	Axis Bank Ltd	339.15	92.64%	6.57%	0.79%	0.89	57.96
7	Paytm Payments Bank	322.02	95.64%	4.34%	0.02%	0.82	98.68
8	Punjab National Bank	305.33	92.51%	5.88%	1.61%	2.37	84.24
9	Canara Bank	297.10	91.49%	7.64%	0.87%	1.47	84.29
10	Kotak Mahindra Bank	286.52	92.74%	5.64%	1.61%	1.17	95.29
11	Bank of India	230.16	94.17%	5.30%	0.53%	0.95	83.95
12	Indian Bank	170.20	92.60%	6.32%	1.09%	0.79	85.80
13	Airtel Payments Bank	118.87	85.62%	12.63%	1.75%	0.87	73.87
14	Central Bank Of India	113.76	81.96%	10.89%	7.15%	1.22	36.67
15	Federal Bank	109.19	93.62%	6.12%	0.25%	0.41	95.97
16	India Post Payment Bank	97.79	79.57%	18.50%	1.93%	0.43	65.32
17	Yes Bank Ltd	91.23	94.40%	5.46%	0.14%	0.00	0.00
18	IDBI Bank Limited	89.05	94.88%	4.39%	0.73%	0.47	86.25
19	Indian Overseas Bank	86.15	93.59%	5.74%	0.68%	0.44	95.05
20	Bank of Maharashtra	79.97	92.55%	5.41%	2.04%	0.33	62.10
21	UCO Bank	75.13	92.71%	6.14%	1.15%	0.36	71.55
22	IndusInd Bank	59.38	93.05%	6.75%	0.20%	0.26	96.89
23	Karnataka Bank	58.99	86.01%	7.37%	6.62%	0.20	17.73
24	IDFC FIRST Bank	47.41	92.31%	5.84%	1.85%	0.19	61.57
25	Fino Payments Bank	46.31	78.41%	15.59%	6.00%	0.58	66.29
26	Karur Vysya Bank	38.25	90.97%	7.46%	1.57%	0.20	78.90
27	Bandhan Bank	29.21	85.22%	10.95%	3.82%	0.28	80.36
28	South Indian Bank	27.96	93.53%	6.09%	0.38%	0.10	96.48
29	Equitas Small Finance Bank	21.68	81.32%	15.91%	2.78%	0.11	57.95
30	City Union Bank	20.53	91.55%	7.38%	1.06%	0.08	84.35
31	Ujjivan Small Finance Bank	17.83	89.89%	7.46%	2.65%	0.09	59.23
32	AU small Finance Bank	17.57	91.98%	6.33%	1.69%	0.00	0.07
33	Citibank	17.51	94.45%	4.32%	1.24%	0.07	92.68
34	Punjab and Sind Bank	17.27	88.81%	10.33%	0.86%	0.10	76.05
35	Tamilnad Mercantile Bank	17.12	88.00%	8.69%	3.31%	0.07	49.73
36	Standard Chartered	16.91	95.44%	3.04%	1.52%	0.08	74.17
37	DBS Bank Ltd	16.88	95.16%	4.68%	0.15%	0.06	95.79
38	Jammu and Kashmir Bank	16.21	88.51%	7.03%	4.46%	0.09	70.55
39	Pragathi Krishna Gramin Bank	14.98	85.97%	11.15%	2.88%	0.11	58.44
40	Andhra Pradesh Grameena Vikas Bank	14.67	72.50%	17.13%	10.37%	0.06	10.92
41	Maharashtra Gramin Bank	14.43	71.27%	17.87%	10.86%	0.05	15.10
42	Saraswat Bank	13.33	95.67%	3.85%	0.48%	0.05	91.43
43	ESAF Small Finance Bank Ltd.	10.54	83.48%	14.05%	2.48%	0.05	63.49
44	Rajasthan Marudhara Gramin Bank	10.48	79.27%	13.28%	7.44%	0.04	16.22
45	Kerala Gramin Bank	10.22	87.57%	11.15%	1.27%	0.04	69.83
46	Andhra Pragathi Grameena Bank	9.05	79.41%	15.55%	5.04%	0.14	81.74
47	Sarva Haryana Gramin Bank	8.89	86.62%	10.36%	3.02%	0.09	75.88
48	RBL Bank	8.63	89.57%	8.10%	2.33%	0.06	82.08
49	Baroda Rajasthan Kshetriya Gramin Bank	7.52	79.06%	7.83%	13.11%	0.06	24.06
50	Baroda UP Gramin Bank	7.19	74.76%	10.31%	14.94%	0.07	23.36

UPI Beneficiary Banks - Top 50 Banks (Aug'22)
Sr.No.	UPI Beneficiary Banks (Aug-2022)	Total Volume (In Mn)	Approved %	BD%	TD%	Deemed Approved %
1	Paytm Payments Bank	1504.63	99.79%	0.21%	0.00%	0.00%
2	Yes Bank Ltd	947.28	99.94%	0.03%	0.01%	0.01%
3	State Bank Of India	818.72	98.99%	0.27%	0.73%	0.24%
4	Axis Bank Ltd	489.54	98.29%	1.14%	0.57%	0.31%
5	ICICI Bank	456.96	99.52%	0.37%	0.11%	0.26%
6	HDFC Bank Ltd	339.50	98.79%	0.65%	0.57%	0.16%
7	Bank of Baroda	221.98	99.63%	0.32%	0.05%	0.06%
8	Union Bank of India	212.56	98.96%	0.29%	0.74%	0.13%
9	Canara Bank	160.51	99.06%	0.45%	0.49%	0.19%
10	Punjab National Bank	155.25	98.42%	0.47%	1.11%	0.29%
11	Federal Bank	152.10	99.63%	0.25%	0.11%	0.01%
12	Kotak Mahindra Bank	138.54	98.63%	0.58%	0.79%	0.54%
13	Bank of India	124.89	99.37%	0.27%	0.36%	0.08%
14	Airtel Payments Bank	89.48	98.57%	0.40%	1.03%	0.43%
15	Indian Bank	86.30	99.16%	0.21%	0.63%	0.34%
16	IndusInd Bank	68.81	99.39%	0.48%	0.13%	0.09%
17	Central Bank Of India	57.79	95.01%	0.86%	4.13%	1.19%
18	IDBI Bank Limited	47.98	99.05%	0.51%	0.43%	0.15%
19	Indian Overseas Bank	46.79	99.57%	0.27%	0.16%	0.19%
20	India Post Payment Bank	45.06	98.37%	0.63%	1.00%	0.14%
21	UCO Bank	41.37	98.32%	0.74%	0.94%	0.15%
22	Bank of Maharashtra	38.12	97.96%	0.28%	1.77%	0.44%
23	IDFC FIRST Bank	33.50	95.57%	2.80%	1.64%	0.21%
24	Karnataka Bank	29.14	95.43%	0.59%	3.98%	1.35%
25	Karur Vysya Bank	24.55	98.63%	0.31%	1.05%	0.16%
26	South Indian Bank	19.29	99.24%	0.54%	0.22%	0.02%
27	Bandhan Bank	19.07	94.23%	0.43%	5.34%	0.35%
28	Fino Payments Bank	17.03	93.55%	2.52%	3.93%	0.89%
29	AU small Finance Bank	15.10	97.77%	1.33%	0.90%	0.56%
30	Citibank	2.46	96.92%	1.98%	1.10%	0.21%
31	City Union Bank	12.26	98.64%	0.68%	0.68%	0.11%
32	Tamilnad Mercantile Bank	11.07	96.60%	0.57%	2.83%	0.29%
33	Equitas Small Finance Bank	10.53	95.66%	2.06%	2.28%	0.29%
34	Ujjivan Small Finance Bank	10.29	97.46%	0.30%	2.24%	0.27%
35	Pragathi Krishna Gramin Bank	8.71	98.31%	0.39%	1.30%	0.63%
36	Punjab and Sind Bank	8.67	98.91%	0.24%	0.84%	0.18%
37	Andhra Pradesh Grameena Vikas Bank	7.38	90.54%	4.60%	4.87%	2.64%
38	Jammu and Kashmir Bank	7.09	95.67%	0.73%	3.60%	0.17%
39	Maharashtra Gramin Bank	6.93	91.76%	1.52%	6.72%	1.56%
40	Kerala Gramin Bank	6.83	98.79%	0.63%	0.58%	0.31%
41	DBS Bank Ltd	6.76	98.00%	1.90%	0.10%	0.04%
42	ESAF Small Finance Bank Ltd.	5.98	98.52%	0.20%	1.28%	0.21%
43	Saraswat Bank	5.88	99.37%	0.20%	0.43%	0.03%
44	Rajasthan Marudhara Gramin Bank	5.76	95.79%	0.69%	3.52%	0.81%
45	RBL Bank	5.52	97.38%	1.46%	1.16%	0.16%
46	Andhra Pragathi Grameena Bank	5.20	96.80%	0.16%	3.03%	1.23%
47	Baroda UP Gramin Bank	5.19	85.92%	2.28%	11.80%	2.72%
48	Sarva Haryana Gramin Bank	4.99	86.36%	0.49%	13.16%	0.12%
49	Baroda Rajasthan Kshetriya Gramin Bank	4.50	88.20%	1.85%	9.95%	1.88%
50	Karnataka Vikas Grameena Bank	3.74	98.10%	0.21%	1.69%	0.85%

UPI Remitter Banks - Top 50 Banks (Jul'22)
Sr. No.	UPI Remitter Banks (Jul-2022)	Total Volume (In Mn)	Approved %	BD %	TD%	Total Debit Reversal Count (In Mn)	Debit Reversal Success %
1	State Bank Of India	1,709.44	92.06%	7.26%	0.68%	7.91	98.83%
2	HDFC Bank Ltd	570.34	94.55%	5.37%	0.08%	2.44	98.77%
3	Bank of Baroda	405.95	92.49%	6.45%	1.06%	2.25	90.55%
4	Union Bank of India	391.00	92.15%	7.54%	0.31%	2.10	88.40%
5	ICICI Bank	359.49	94.96%	4.66%	0.38%	1.71	89.64%
6	Axis Bank Ltd	328.07	92.97%	6.05%	0.97%	1.41	75.12%
7	Paytm Payments Bank	315.91	95.75%	4.20%	0.05%	0.95	97.56%
8	Punjab National Bank	289.34	91.83%	7.17%	1.00%	2.23	84.58%
9	Canara Bank	285.57	90.64%	7.89%	1.46%	2.75	86.45%
10	Kotak Mahindra Bank	270.94	91.92%	5.50%	2.58%	3.38	93.26%
11	Bank of India	220.54	93.85%	5.00%	1.14%	1.42	76.35%
12	Indian Bank	162.24	93.56%	5.81%	0.62%	0.89	90.44%
13	Central Bank Of India	118.89	76.28%	11.99%	11.73%	5.90	44.99%
14	Federal Bank	103.47	94.26%	5.60%	0.14%	0.44	98.74%
15	Airtel Payments Bank	102.04	86.79%	10.77%	2.43%	1.34	77.32%
16	Yes Bank Ltd	92.32	94.86%	4.97%	0.17%	0.00	0.00%
17	IDBI Bank Limited	86.00	95.04%	4.23%	0.73%	0.52	91.46%
18	India Post Payment Bank	84.67	79.18%	17.59%	3.23%	0.96	61.38%
19	Indian Overseas Bank	81.55	93.44%	5.54%	1.02%	0.55	95.45%
20	Bank of Maharashtra	77.46	93.20%	5.43%	1.36%	0.56	84.20%
21	UCO Bank	70.69	92.80%	6.35%	0.84%	0.50	74.32%
22	Karnataka Bank	57.65	81.72%	7.60%	10.68%	1.58	17.35%
23	IndusInd Bank	56.37	93.04%	6.64%	0.33%	0.29	97.26%
24	IDFC FIRST Bank	42.82	92.75%	5.68%	1.57%	0.32	54.88%
25	Fino Payments Bank	40.16	82.06%	14.63%	3.31%	0.57	61.82%
26	Karur Vysya Bank	36.87	91.30%	7.43%	1.27%	0.21	89.21%
27	Bandhan Bank	28.23	85.08%	12.44%	2.48%	0.26	77.34%
28	South Indian Bank	26.24	92.36%	6.74%	0.90%	0.00	0.00%
29	Equitas Small Finance Bank	20.88	82.94%	15.50%	1.56%	0.14	85.58%
30	City Union Bank	19.61	91.76%	7.19%	1.06%	0.00	0.00%
31	Citibank	17.63	95.76%	4.06%	0.18%	0.00	0.00%
32	Ujjivan Small Finance Bank	16.75	87.88%	8.39%	3.73%	0.19	64.85%
33	DBS Bank Ltd	16.62	95.16%	4.60%	0.24%	0.00	0.00%
34	Standard Chartered	16.55	95.63%	2.81%	1.56%	0.00	0.00%
35	Tamilnad Mercantile Bank	16.46	89.24%	7.87%	2.88%	0.00	0.00%
36	AU small Finance Bank	15.99	93.31%	6.44%	0.26%	0.00	0.00%
37	Punjab and Sind Bank	15.97	90.47%	9.37%	0.16%	0.01	0.00%
38	Andhra Pradesh Grameena Vikas Bank	15.70	65.92%	24.61%	9.46%	0.00	0.00%
39	Maharashtra Gramin Bank	15.50	55.41%	30.04%	14.55%	0.00	0.00%
40	Pragathi Krishna Gramin Bank	15.08	85.77%	11.38%	2.85%	0.01	0.00%
41	Jammu and Kashmir Bank	14.74	89.61%	8.06%	2.33%	0.00	0.00%
42	Saraswat Bank	12.72	95.39%	4.19%	0.42%	0.00	0.00%
43	Rajasthan Marudhara Gramin Bank	10.97	64.02%	24.95%	11.03%	0.01	0.00%
44	ESAF Small Finance Bank Ltd.	9.77	84.55%	13.31%	2.13%	0.01	0.00%
45	Kerala Gramin Bank	9.60	87.07%	11.28%	1.65%	0.00	0.00%
46	Andhra Pragathi Grameena Bank	9.17	78.15%	17.64%	4.21%	0.18	86.64%
47	Sarva Haryana Gramin Bank	8.75	81.14%	10.97%	7.89%	0.01	0.00%
48	RBL Bank	7.99	89.82%	8.06%	2.12%	0.01	0.00%
49	Telangana Grameena bank	7.27	64.67%	20.32%	15.00%	0.00	0.00%
50	Karnataka Vikas Grameena Bank	6.78	83.41%	14.24%	2.34%	0.01	0.00%

UPI Beneficiary Banks - Top 50 Banks (Jul'22)
Sr.No.	UPI Beneficiary Banks (Jul-2022)	Total Volume (In Mn)	Approved %	BD%	TD%	Deemed Approved %
Sr.No.	UPI Beneficiary Banks	Total Volume (In Mn)	Approved %	BD%	TD%	Deemed Approved %
1	Paytm Payments Bank	1,469.60	99.49%	0.49%	0.02%	0.00%
2	Yes Bank Ltd	813.04	99.93%	0.03%	0.02%	0.02%
3	State Bank Of India	802.56	99.30%	0.28%	0.31%	0.11%
4	Axis Bank Ltd	498.78	97.68%	1.07%	0.99%	0.25%
5	ICICI Bank	449.31	99.41%	0.39%	0.13%	0.07%
6	HDFC Bank Ltd	328.73	99.30%	0.62%	0.06%	0.02%
7	Bank of Baroda	214.14	98.62%	0.35%	0.91%	0.13%
8	Union Bank of India	206.94	99.57%	0.29%	0.10%	0.04%
9	Canara Bank	156.60	98.42%	0.51%	0.71%	0.36%
10	Punjab National Bank	147.86	98.23%	0.52%	0.81%	0.43%
11	Federal Bank	137.96	99.68%	0.24%	0.07%	0.00%
12	Kotak Mahindra Bank	131.98	97.89%	0.60%	1.02%	0.49%
13	Bank of India	121.89	98.63%	0.25%	0.97%	0.15%
14	Indian Bank	84.27	99.03%	0.23%	0.60%	0.14%
15	Airtel Payments Bank	75.84	98.00%	0.42%	1.08%	0.50%
16	IndusInd Bank	64.82	99.06%	0.56%	0.26%	0.12%
17	Central Bank Of India	58.88	91.07%	0.96%	6.19%	1.78%
18	IDBI Bank Limited	47.40	98.97%	0.52%	0.44%	0.06%
19	Indian Overseas Bank	45.41	99.02%	0.29%	0.43%	0.27%
20	UCO Bank	39.36	98.18%	0.70%	0.87%	0.25%
21	India Post Payment Bank	39.12	97.27%	0.52%	1.93%	0.28%
22	Bank of Maharashtra	37.57	98.29%	0.24%	1.02%	0.45%
23	IDFC FIRST Bank	30.46	96.11%	1.96%	1.65%	0.28%
24	Karnataka Bank	29.07	90.60%	0.84%	6.62%	1.95%
25	Karur Vysya Bank	24.19	98.69%	0.44%	0.81%	0.06%
26	South Indian Bank	18.50	98.66%	0.58%	0.72%	0.05%
27	Bandhan Bank	18.16	97.07%	0.47%	2.31%	0.14%
28	Fino Payments Bank	15.30	94.89%	2.35%	2.28%	0.48%
29	AU small Finance Bank	14.00	97.86%	1.87%	0.14%	0.13%
30	Citibank	13.54	99.42%	0.43%	0.07%	0.08%
31	City Union Bank	11.88	98.39%	0.76%	0.75%	0.10%
32	Tamilnad Mercantile Bank	10.64	97.26%	0.33%	2.13%	0.28%
33	Equitas Small Finance Bank	10.33	96.37%	2.10%	1.35%	0.17%
34	Ujjivan Small Finance Bank	9.71	96.06%	0.31%	3.31%	0.32%
35	Pragathi Krishna Gramin Bank	8.73	97.83%	0.33%	1.23%	0.61%
36	Punjab and Sind Bank	8.19	99.59%	0.25%	0.12%	0.03%
37	Andhra Pradesh Grameena Vikas Bank	7.20	85.71%	7.43%	4.19%	2.67%
38	DBS Bank Ltd	6.85	97.66%	2.12%	0.18%	0.04%
39	Maharashtra Gramin Bank	6.74	77.95%	10.74%	9.35%	1.96%
40	Jammu and Kashmir Bank	6.67	97.77%	0.79%	1.37%	0.06%
41	Kerala Gramin Bank	6.41	98.37%	0.55%	0.65%	0.43%
42	Saraswat Bank	5.80	99.40%	0.20%	0.37%	0.03%
43	ESAF Small Finance Bank Ltd.	5.62	98.52%	0.21%	1.02%	0.25%
44	Rajasthan Marudhara Gramin Bank	5.53	83.06%	8.62%	6.35%	1.97%
45	RBL Bank	5.39	97.36%	1.50%	1.01%	0.13%
46	Andhra Pragathi Grameena Bank	5.07	96.28%	0.66%	1.98%	1.09%
47	Sarva Haryana Gramin Bank	4.85	82.68%	0.60%	16.15%	0.57%
48	Baroda UP Gramin Bank	4.47	93.01%	2.87%	3.44%	0.68%
49	Baroda Rajasthan Kshetriya Gramin Bank	4.01	92.51%	2.09%	4.84%	0.56%
50	HSBC Bank	3.79	97.79%	1.91%	0.21%	0.09%

UPI Remitter Banks - Top 50 Banks (Jun'22)
Sr. No.	UPI Remitter Banks (Jun-2022)	Total Volume (In Mn)	Approved %	BD %	TD%	Total Debit Reversal Count (In Mn)	Debit Reversal Success %
1	State Bank Of India	1,625.09	87.98%	6.96%	5.06%	13.07	84.61%
2	HDFC Bank Ltd	529.76	94.44%	5.48%	0.08%	1.91	98.92%
3	Bank of Baroda	383.61	92.40%	6.42%	1.17%	3.90	83.45%
4	Union Bank of India	368.31	91.07%	7.50%	1.42%	3.17	65.94%
5	ICICI Bank	343.52	94.84%	4.69%	0.47%	1.19	92.67%
6	Axis Bank Ltd	309.01	94.74%	4.44%	0.81%	1.28	77.52%
7	Paytm Payments Bank	307.30	95.64%	4.30%	0.06%	0.97	98.11%
8	Punjab National Bank	274.44	93.08%	6.30%	0.62%	1.51	94.65%
9	Canara Bank	267.83	90.84%	8.49%	0.67%	1.33	92.04%
10	Kotak Mahindra Bank	251.49	93.80%	5.42%	0.78%	1.45	95.74%
11	Bank of India	210.67	94.65%	5.11%	0.24%	0.92	94.42%
12	Indian Bank	151.58	93.34%	6.09%	0.57%	0.63	93.35%
13	Central Bank Of India	111.89	88.47%	5.71%	5.82%	2.74	45.95%
14	Federal Bank	96.37	93.17%	5.93%	0.90%	0.40	96.69%
15	Airtel Payments Bank	90.81	86.71%	11.53%	1.76%	1.03	78.65%
16	India Post Payment Bank	87.61	59.80%	30.90%	9.29%	1.78	36.51%
17	IDBI Bank Limited	81.74	95.01%	4.28%	0.71%	0.43	89.09%
18	Indian Overseas Bank	76.90	93.23%	5.64%	1.13%	0.60	93.29%
19	Bank of Maharashtra	73.73	93.88%	5.12%	1.00%	0.38	86.43%
20	Yes Bank Ltd	73.71	91.72%	7.85%	0.43%	0.20	0.00%
21	UCO Bank	65.98	93.13%	6.26%	0.61%	0.43	76.01%
22	Karnataka Bank	55.02	83.56%	6.95%	9.49%	1.24	13.85%
23	IndusInd Bank	52.65	91.38%	7.97%	0.65%	0.24	93.25%
24	Fino Payments Bank	41.21	66.16%	30.38%	3.46%	0.43	67.02%
25	IDFC FIRST Bank	38.90	91.48%	5.75%	2.78%	0.39	44.99%
26	Karur Vysya Bank	35.43	88.81%	9.87%	1.32%	0.15	87.59%
27	Bandhan Bank	27.40	79.51%	19.18%	1.31%	0.20	70.51%
28	South Indian Bank	24.62	92.55%	6.06%	1.39%	0.17	95.31%
29	Equitas Small Finance Bank	19.63	80.09%	14.41%	5.50%	0.19	54.91%
30	City Union Bank	18.76	90.71%	7.80%	1.49%	0.08	97.82%
31	Citibank	16.78	94.68%	4.29%	1.03%	0.04	97.83%
32	Andhra Pradesh Grameena Vikas Bank	16.62	57.71%	26.61%	15.68%	0.86	4.74%
33	Ujjivan Small Finance Bank	16.55	78.84%	8.44%	12.72%	0.53	33.80%
34	DBS Bank Ltd	15.97	95.26%	4.51%	0.23%	0.06	98.00%
35	Standard Chartered	15.71	96.23%	2.91%	0.85%	0.10	93.20%
36	Maharashtra Gramin Bank	15.47	62.03%	30.64%	7.34%	0.24	38.02%
37	Tamilnad Mercantile Bank	15.15	91.78%	7.89%	0.34%	0.07	51.39%
38	AU small Finance Bank	14.75	92.86%	6.38%	0.76%	0.10	0.12%
39	Punjab and Sind Bank	14.74	88.65%	10.05%	1.30%	0.10	73.94%
40	Jammu and Kashmir Bank	14.49	82.17%	10.43%	7.40%	0.24	52.29%
41	Pragathi Krishna Gramin Bank	14.22	85.56%	11.59%	2.85%	0.20	50.32%
42	Saraswat Bank	12.07	95.01%	3.76%	1.24%	0.07	79.77%
43	Rajasthan Marudhara Gramin Bank	10.16	66.27%	18.83%	14.89%	0.51	3.21%
44	ESAF Small Finance Bank Ltd.	9.76	77.62%	19.54%	2.84%	0.07	69.48%
45	Andhra Pragathi Grameena Bank	9.28	70.20%	22.28%	7.52%	0.24	59.93%
46	Kerala Gramin Bank	9.11	86.27%	12.11%	1.62%	0.07	57.57%
47	Sarva Haryana Gramin Bank	8.27	79.00%	7.65%	13.35%	0.21	40.18%
48	RBL Bank	7.41	89.69%	8.95%	1.36%	0.04	83.50%
49	Telangana Grameena bank	6.79	74.54%	21.67%	3.79%	0.15	19.01%
50	Karnataka Vikas Grameena Bank	6.78	78.29%	18.22%	3.49%	0.10	45.45%

UPI Beneficiary Banks - Top 50 Banks (Jun'22)
Sr.No.	UPI Beneficiary Banks (Jun-2022)	Total Volume (In Mn)	Approved %	BD%	TD%	Deemed Approved %
1	Paytm Payments Bank	1,370.06	99.66%	0.32%	0.03%	0.00%
2	State Bank Of India	764.66	95.87%	0.29%	3.64%	0.21%
3	Yes Bank Ltd	731.88	99.90%	0.04%	0.03%	0.03%
4	Axis Bank Ltd	483.14	99.20%	0.15%	0.54%	0.11%
5	ICICI Bank	414.15	99.46%	0.41%	0.10%	0.03%
6	HDFC Bank Ltd	302.98	99.28%	0.66%	0.04%	0.02%
7	Bank of Baroda	202.60	98.92%	0.37%	0.27%	0.44%
8	Union Bank of India	197.70	98.57%	0.28%	0.91%	0.24%
9	Canara Bank	148.36	98.97%	0.52%	0.41%	0.10%
10	Punjab National Bank	142.40	98.66%	0.52%	0.61%	0.21%
11	Federal Bank	122.19	99.29%	0.28%	0.42%	0.01%
12	Kotak Mahindra Bank	120.07	99.02%	0.60%	0.23%	0.15%
13	Bank of India	116.98	99.52%	0.27%	0.18%	0.03%
14	Indian Bank	79.66	99.23%	0.23%	0.50%	0.05%
15	Airtel Payments Bank	66.91	98.66%	0.37%	0.68%	0.29%
16	IndusInd Bank	63.00	98.64%	0.68%	0.47%	0.21%
17	Central Bank Of India	59.63	95.05%	0.68%	3.37%	0.90%
18	IDBI Bank Limited	45.27	98.91%	0.64%	0.38%	0.08%
19	Indian Overseas Bank	43.21	99.02%	0.30%	0.33%	0.34%
20	UCO Bank	37.03	98.92%	0.48%	0.40%	0.20%
21	Bank of Maharashtra	35.99	98.55%	0.25%	0.93%	0.27%
22	India Post Payment Bank	34.23	92.43%	0.59%	6.57%	0.41%
23	Karnataka Bank	28.66	91.84%	0.59%	6.09%	1.48%
24	IDFC FIRST Bank	25.28	95.44%	1.43%	2.61%	0.51%
25	Karur Vysya Bank	23.10	98.33%	0.34%	1.29%	0.04%
26	South Indian Bank	17.51	98.61%	0.41%	0.95%	0.02%
27	Bandhan Bank	16.73	98.24%	0.51%	1.12%	0.12%
28	Fino Payments Bank	13.59	93.98%	2.35%	3.39%	0.28%
29	AU small Finance Bank	12.92	97.85%	1.58%	0.44%	0.13%
30	Citibank	12.15	99.28%	0.50%	0.22%	0.00%
31	City Union Bank	11.47	98.36%	0.73%	0.89%	0.02%
32	Equitas Small Finance Bank	9.94	92.75%	3.10%	3.79%	0.36%
33	Tamilnad Mercantile Bank	9.88	99.51%	0.24%	0.15%	0.10%
34	Ujjivan Small Finance Bank	9.41	88.59%	0.29%	9.69%	1.43%
35	Pragathi Krishna Gramin Bank	8.27	97.73%	0.32%	1.35%	0.60%
36	Andhra Pradesh Grameena Vikas Bank	7.71	80.24%	9.19%	8.62%	1.95%
37	Punjab and Sind Bank	7.62	97.81%	0.30%	1.75%	0.14%
38	Maharashtra Gramin Bank	6.99	85.10%	9.54%	5.06%	0.30%
39	DBS Bank Ltd	6.61	98.10%	1.73%	0.11%	0.06%
40	Jammu and Kashmir Bank	6.36	91.75%	2.56%	5.40%	0.29%
41	Kerala Gramin Bank	6.12	98.67%	0.42%	0.62%	0.29%
42	Saraswat Bank	5.52	98.76%	0.18%	0.99%	0.07%
43	ESAF Small Finance Bank Ltd.	5.32	97.79%	0.25%	1.62%	0.34%
44	RBL Bank	5.22	97.67%	1.44%	0.83%	0.06%
45	Rajasthan Marudhara Gramin Bank	5.21	85.56%	4.92%	7.83%	1.68%
46	Andhra Pragathi Grameena Bank	5.17	88.19%	5.00%	5.27%	1.53%
47	Sarva Haryana Gramin Bank	4.66	78.69%	0.47%	19.77%	1.07%
48	Baroda UP Gramin Bank	4.29	88.20%	3.24%	7.48%	1.08%
49	Baroda Rajasthan Kshetriya Gramin Bank	4.00	88.74%	2.01%	8.05%	1.20%
50	Karnataka Vikas Grameena Bank	3.65	94.99%	2.99%	1.98%	0.04%

UPI Remitter Banks - Top 50 Banks (May'22)
Sr. No.	UPI Remitter Banks (May-2022)	Total Volume (In Mn)	Approved %	BD %	TD%	Total Debit Reversal Count (In Mn)	Debit Reversal Success %
1	State Bank Of India	1,644.91	90.26%	7.31%	2.44%	6.99	92.47%
2	HDFC Bank Ltd	532.02	94.20%	5.64%	0.16%	2.02	99.46%
3	Bank of Baroda	387.88	92.71%	6.70%	0.59%	2.42	89.41%
4	Union Bank of India	370.84	91.52%	8.15%	0.34%	1.82	76.68%
5	ICICI Bank	342.09	94.87%	4.86%	0.27%	1.27	93.47%
6	Paytm Payments Bank	323.77	95.66%	4.32%	0.02%	0.87	99.47%
7	Axis Bank Ltd	316.26	95.52%	4.31%	0.17%	1.15	84.06%
8	Punjab National Bank	277.91	93.01%	6.30%	0.69%	1.58	91.79%
9	Canara Bank	266.56	88.78%	8.43%	2.80%	2.72	82.93%
10	Kotak Mahindra Bank	247.84	92.40%	5.56%	2.03%	2.45	93.51%
11	Bank of India	215.62	94.52%	5.25%	0.23%	0.92	89.37%
12	Indian Bank	150.62	92.45%	6.76%	0.79%	0.84	77.52%
13	Central Bank Of India	115.32	91.43%	5.97%	2.60%	1.62	56.85%
14	Federal Bank	93.99	93.29%	6.05%	0.66%	0.44	90.03%
15	Airtel Payments Bank	87.23	85.92%	12.33%	1.75%	0.67	79.05%
16	IDBI Bank Limited	83.34	94.58%	4.95%	0.47%	0.37	92.21%
17	India Post Payment Bank	78.09	76.77%	21.86%	1.36%	0.47	71.11%
18	Indian Overseas Bank	76.31	93.81%	5.94%	0.25%	0.30	99.06%
19	Bank of Maharashtra	75.56	93.87%	5.53%	0.60%	0.33	92.23%
20	Yes Bank Ltd	68.85	92.20%	7.42%	0.38%	0.09	0.00%
21	UCO Bank	66.20	92.44%	6.39%	1.17%	0.48	66.56%
22	Karnataka Bank	55.32	86.83%	7.32%	5.85%	0.82	20.35%
23	IndusInd Bank	52.03	91.19%	7.86%	0.95%	0.32	76.78%
24	IDFC FIRST Bank	37.03	91.50%	6.28%	2.22%	0.33	36.64%
25	Karur Vysya Bank	35.28	91.70%	7.90%	0.40%	0.13	89.39%
26	Fino Payments Bank	34.39	84.30%	12.85%	2.85%	0.38	61.58%
27	Bandhan Bank	26.80	80.41%	16.72%	2.87%	0.16	60.61%
28	South Indian Bank	24.34	91.97%	5.47%	2.56%	0.18	91.10%
29	Equitas Small Finance Bank	18.85	83.81%	15.22%	0.97%	0.11	78.92%
30	City Union Bank	18.71	90.94%	8.13%	0.93%	0.08	92.19%
31	Citibank	17.12	94.76%	4.54%	0.70%	0.04	99.80%
32	DBS Bank Ltd	16.12	95.24%	4.65%	0.11%	0.05	95.20%
33	Ujjivan Small Finance Bank	15.98	86.86%	7.48%	5.66%	0.25	33.14%
34	Standard Chartered	15.74	96.48%	3.08%	0.44%	0.08	97.76%
35	Jammu and Kashmir Bank	15.30	86.08%	9.57%	4.35%	0.17	57.38%
36	Tamilnad Mercantile Bank	14.92	90.69%	7.99%	1.32%	0.10	31.10%
37	Andhra Pradesh Grameena Vikas Bank	14.75	72.60%	16.91%	10.49%	0.44	0.00%
38	AU small Finance Bank	14.66	92.79%	6.48%	0.73%	0.10	0.04%
39	Punjab and Sind Bank	14.58	88.87%	10.77%	0.36%	0.08	86.89%
40	Pragathi Krishna Gramin Bank	14.32	82.03%	11.60%	6.37%	0.26	45.20%
41	Maharashtra Gramin Bank	13.74	76.12%	18.64%	5.23%	0.11	20.17%
42	Saraswat Bank	12.28	94.59%	4.12%	1.30%	0.06	67.34%
43	Rajasthan Marudhara Gramin Bank	9.25	75.96%	14.11%	9.93%	0.27	0.00%
44	ESAF Small Finance Bank Ltd.	9.11	81.98%	17.02%	1.00%	0.03	82.07%
45	Andhra Pragathi Grameena Bank	9.05	71.42%	19.62%	8.96%	0.29	6.14%
46	Kerala Gramin Bank	8.98	84.87%	11.83%	3.29%	0.10	58.80%
47	Sarva Haryana Gramin Bank	8.05	85.34%	8.17%	6.49%	0.09	17.33%
48	RBL Bank	7.34	89.18%	8.29%	2.53%	0.04	76.76%
49	Baroda Rajasthan Kshetriya Gramin Bank	7.20	75.01%	7.83%	17.16%	0.26	18.46%
50	Karnataka Vikas Grameena Bank	6.45	81.76%	15.27%	2.97%	0.10	12.70%

UPI Beneficiary Banks - Top 50 Banks (May'22)
Sr.No.	UPI Beneficiary Banks (May-2022)	Total Volume (In Mn)	Approved %	BD%	TD%	Deemed Approved %
1	Paytm Payments Bank	1363.19	99.65%	0.35%	0.01%	0.00%
2	Yes Bank Ltd	811.13	99.92%	0.04%	0.03%	0.01%
3	State Bank Of India	771.93	98.35%	0.29%	1.13%	0.23%
4	Axis Bank Ltd	450.07	99.75%	0.17%	0.05%	0.03%
5	ICICI Bank	432.00	99.42%	0.41%	0.09%	0.08%
6	HDFC Bank Ltd	299.84	99.10%	0.79%	0.07%	0.04%
7	Bank of Baroda	204.05	99.32%	0.34%	0.16%	0.19%
8	Union Bank of India	197.66	99.46%	0.35%	0.13%	0.06%
9	Canara Bank	146.64	96.56%	0.50%	2.48%	0.45%
10	Punjab National Bank	144.15	98.62%	0.49%	0.64%	0.24%
11	Kotak Mahindra Bank	127.46	98.22%	0.53%	0.76%	0.49%
12	Bank of India	118.62	99.53%	0.28%	0.15%	0.04%
13	Federal Bank	118.00	99.15%	0.19%	0.62%	0.05%
14	Indian Bank	77.67	99.05%	0.31%	0.42%	0.22%
15	IndusInd Bank	65.03	99.01%	0.37%	0.48%	0.14%
16	Airtel Payments Bank	64.05	98.64%	0.37%	0.78%	0.21%
17	Central Bank Of India	61.92	97.81%	0.58%	1.17%	0.44%
18	IDBI Bank Limited	46.38	98.63%	1.16%	0.17%	0.04%
19	Indian Overseas Bank	42.90	99.56%	0.35%	0.02%	0.07%
20	UCO Bank	37.05	98.30%	0.52%	0.88%	0.30%
21	Bank of Maharashtra	36.70	99.02%	0.26%	0.42%	0.30%
22	India Post Payment Bank	34.53	98.29%	0.59%	0.92%	0.20%
23	Karnataka Bank	29.40	94.52%	0.68%	3.78%	1.02%
24	Karur Vysya Bank	23.22	99.34%	0.35%	0.27%	0.04%
25	IDFC FIRST Bank	22.98	96.67%	1.05%	1.74%	0.54%
26	South Indian Bank	17.22	97.21%	0.40%	2.33%	0.06%
27	Bandhan Bank	16.78	97.46%	0.52%	1.88%	0.14%
28	Fino Payments Bank	13.92	95.24%	2.39%	2.19%	0.18%
29	AU small Finance Bank	13.00	97.46%	1.88%	0.48%	0.19%
30	Citibank	12.03	99.24%	0.57%	0.20%	0.00%
31	City Union Bank	11.37	98.62%	0.77%	0.54%	0.07%
32	Tamilnad Mercantile Bank	9.61	98.72%	0.26%	0.72%	0.29%
33	Equitas Small Finance Bank	9.41	97.94%	1.29%	0.64%	0.13%
34	Ujjivan Small Finance Bank	9.40	94.32%	0.31%	4.54%	0.83%
35	Pragathi Krishna Gramin Bank	8.20	95.70%	0.31%	2.92%	1.07%
36	Andhra Pradesh Grameena Vikas Bank	7.55	93.36%	0.17%	5.46%	1.01%
37	Punjab and Sind Bank	7.54	99.38%	0.31%	0.24%	0.07%
38	Maharashtra Gramin Bank	6.84	94.21%	0.87%	4.74%	0.18%
39	DBS Bank Ltd	6.59	98.38%	1.52%	0.04%	0.07%
40	Jammu and Kashmir Bank	6.46	95.12%	2.00%	2.80%	0.08%
41	Kerala Gramin Bank	5.92	97.64%	0.34%	1.46%	0.57%
42	Saraswat Bank	5.58	98.57%	0.19%	1.14%	0.10%
43	RBL Bank	5.39	96.72%	1.34%	1.85%	0.09%
44	ESAF Small Finance Bank Ltd.	5.17	99.13%	0.25%	0.56%	0.06%
45	Rajasthan Marudhara Gramin Bank	5.07	91.04%	2.20%	5.64%	1.12%
46	Andhra Pragathi Grameena Bank	5.03	91.38%	0.20%	6.18%	2.24%
47	Sarva Haryana Gramin Bank	4.42	86.49%	0.56%	10.70%	2.25%
48	Baroda Rajasthan Kshetriya Gramin Bank	4.23	84.27%	1.94%	12.12%	1.67%
49	Baroda UP Gramin Bank	4.13	91.79%	3.61%	4.36%	0.23%
50	Standard Chartered	3.61	99.34%	0.37%	0.29%	0.01%

UPI Remitter Banks - Top 50 Banks (Apr'22)
Sr. No.	UPI Remitter Banks (Apr-2022)	Total Volume (In Mn)	Approved %	BD %	TD%	Total Debit Reversal Count (In Mn)	Debit Reversal Success %
1	State Bank Of India	1,540.38	90.30%	6.87%	2.83%	8.38	95.68%
2	HDFC Bank Ltd	496.36	94.08%	5.31%	0.61%	3.29	95.17%
3	Bank of Baroda	360.74	93.18%	6.51%	0.31%	1.98	98.94%
4	Union Bank of India	346.76	91.35%	8.09%	0.57%	3.01	66.96%
5	ICICI Bank	325.45	94.17%	4.63%	1.20%	3.06	63.74%
6	Paytm Payments Bank	316.18	95.53%	4.45%	0.02%	1.04	99.58%
7	Axis Bank Ltd	303.67	94.00%	5.25%	0.76%	1.39	77.11%
8	Punjab National Bank	261.09	93.09%	6.05%	0.86%	2.36	85.70%
9	Canara Bank	255.29	89.84%	8.12%	2.04%	4.63	80.40%
10	Kotak Mahindra Bank	232.63	91.70%	5.47%	2.83%	3.72	89.86%
11	Bank of India	202.42	94.25%	5.24%	0.51%	1.57	71.04%
12	Indian Bank	138.63	92.05%	7.13%	0.81%	1.20	78.64%
13	Central Bank Of India	109.91	91.78%	5.92%	2.31%	2.05	59.35%
14	Federal Bank	84.01	94.02%	5.69%	0.29%	0.49	90.07%
15	IDBI Bank Limited	78.15	94.76%	4.41%	0.83%	0.66	67.01%
16	Airtel Payments Bank	77.26	87.37%	11.68%	0.94%	0.70	88.24%
17	Bank of Maharashtra	71.17	93.46%	5.64%	0.90%	0.57	73.06%
18	Indian Overseas Bank	70.22	93.03%	5.64%	1.33%	0.80	76.12%
19	India Post Payment Bank	66.48	81.20%	17.29%	1.50%	0.60	67.74%
20	Yes Bank Ltd	61.17	93.61%	5.89%	0.50%	0.32	0.00%
21	UCO Bank	61.14	93.43%	6.13%	0.45%	0.51	74.33%
22	Karnataka Bank	51.30	90.45%	7.72%	1.83%	0.58	36.72%
23	IndusInd Bank	49.05	91.36%	8.37%	0.27%	0.29	93.93%
24	IDFC FIRST Bank	33.01	92.12%	6.57%	1.31%	0.38	42.68%
25	Karur Vysya Bank	32.79	92.57%	7.28%	0.15%	0.18	93.95%
26	Fino Payments Bank	31.73	82.51%	12.86%	4.63%	0.38	79.01%
27	Bandhan Bank	24.10	85.38%	11.79%	2.83%	0.19	17.92%
28	South Indian Bank	22.87	92.83%	6.43%	0.74%	0.19	97.12%
29	DBS Bank Ltd	19.33	94.56%	5.17%	0.27%	0.09	96.53%
30	City Union Bank

UPI Ecosystem Statistics

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UPI Merchant Category Classification - February 23

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UPI Top 50 Banks Performance (Jan'23)

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UPI Top 50 Banks Performance (Dec'22)

UPI Top 50 Banks Performance (Dec'22)

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UPI P2P and P2M Transactions

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UPI Merchant Category Classification - December 22

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UPI Top 50 Banks Performance (Nov'22)

UPI Top 50 Banks Performance (Nov'22)

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UPI Apps (Nov'22)

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List of Banks live on Unified Dispute & Issue Resolution (UDIR) - November 22

List of APPs live on Unified Dispute & Issue Resolution (UDIR) - November 22

UPI Merchant Category Classification - November 22

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UPI Top 50 Banks Performance (Oct'22)

UPI Top 50 Banks Performance (Oct'22)

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UPI Apps (Oct'22)

UPI P2P and P2M Transactions

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UPI Payer PSP Performance

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List of Banks live on Unified Dispute & Issue Resolution (UDIR) - October 22

List of APPs live on Unified Dispute & Issue Resolution (UDIR) - October 22

UPI Merchant Category Classification - October 22

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UPI Top 50 Banks Performance (Sep'22)

UPI Top 50 Banks Performance (Sep'22)

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UPI Apps (Sep'22)

UPI P2P and P2M Transactions

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List of Banks live on Unified Dispute & Issue Resolution (UDIR) - September 22

List of APPs live on Unified Dispute & Issue Resolution (UDIR) - September 22

UPI Payer PSP Performance

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UPI Merchant Category Classification - September 22

Glossary

UPI Top 50 Banks Performance (Aug'22)

UPI Top 50 Banks Performance (Aug'22)

Glossary

UPI Apps (Aug'22)

UPI P2P and P2M Transactions

Glossary

UPI Payer PSP Performance

Glossary

List of Banks live on Unified Dispute & Issue Resolution (UDIR) - August 22

List of APPs live on Unified Dispute & Issue Resolution (UDIR) - August 22

UPI Merchant Category Classification - August 22