It's a way to create your UPI PIN using your Aadhaar-linked fingerprint or face scan instead of OTP verification. Your biological identity replaces the traditional SMS-based PIN setup process.
No, you can set this up through your UPI app if it supports this feature and you have Aadhaar linked to your bank account. Everything happens digitally.
>This feature requires Aadhaar linking to your bank account. Without it, you'll need to use traditional PIN setup methods that rely on OTP verification.
Your phone needs a fingerprint sensor or camera for face scanning, and your UPI app must support this feature. Most modern smartphones have the required hardware.
No, this feature needs internet connectivity to verify your biometric data with UIDAI servers. Both data connection and UIDAI systems must be functioning.
You can use face scan as an alternative, or fall back to traditional PIN setup methods using OTP if biometric verification fails.
Yes, you can reset or change your PIN anytime through the same biometric process, eliminating the need for OTP verification each time.
No, your biometric data is securely processed through UIDAI's government systems, not stored on your device. Your phone only captures the biometric for verification.
If government biometric verification systems are unavailable, you'll need to wait for service restoration or use traditional OTP-based PIN setup methods.
Yes, because biometric data is unique to you and cannot be intercepted or stolen like SMS messages. However, it requires your Aadhaar data to be accurate and up-to-date.
Banks need to integrate with UIDAI's authentication APIs and ensure their UPI apps support biometric capture and verification workflows.
Banks must comply with UIDAI guidelines for biometric authentication, data privacy regulations, and RBI requirements for digital payment security.
Implement fallback mechanisms to traditional OTP-based PIN setup, provide clear error messages to users, and maintain logs for troubleshooting purposes.
Robust API integration with UIDAI, secure biometric data transmission, proper error handling, and compliance with government authentication protocols.
Follow UIDAI privacy guidelines, ensure biometric data is not stored locally, implement secure transmission protocols, and maintain audit trails for regulatory compliance.