Chief Risk Officer
As the Chief Risk Officer at NPCI, Mr. Viswanath Krishnamurthy leads the organization’s Enterprise Risk Management, Fraud Risk Management, Information Security, Technology Audit, and Compliance functions. He leads the development and implementation of risk governance frameworks and information security strategies that support the secure and efficient operation of digital payment systems.
AMr. Krishnamurthy has over 25 years of experience in the banking sector. Before joining NPCI, he was associated with HDFC Bank for 14 years, where he managed risk and fraud prevention efforts within the payments business. He holds a graduate degree in Physics, Mathematics, and Electronics from Bangalore University and has completed the Executive Management Development Program at the Indian Institute of Management, Ahmedabad (IIMA).
Known among colleagues as Vishy, he has a keen interest in continuous learning and development, with a focus on applying technology to improve risk management practices. Outside work, he enjoys activities that combine analytical thinking with problem-solving.