Chief Online & New Products Development
With over 2 decades of years of experience in the cards and payments domain, he is a seasoned and passionate leader who drives innovation and excellence in building modern and open source / open platform payment solutions. As the Chief of Online Payment Products and New Applications Development at NPCI, he is responsible for digital transformation involving creation, design, implementation of online EFT switching, clearing, settlement and dispute management applications> He has performed similar transformation initiatives for various national switching networks, card schemes and banking institutions.
His core competencies include systems and portfolio migrations, national switching and clearing platform design, EMV acquiring and issuing, e-commerce and mobile payments, merchant and card management systems, 3D secure and fraud management systems. He has successfully managed, created, and implemented private card network solutions for close to 40 banks in Asia, Middle East, Africa, and US regions, adhering to the highest standards of quality, security, and compliance. Prior to NPCI, he has worked in Payment Product companies, FinTechs /IT services companies, and Financial institutions. His current mission is to transform India into a cashless society by improving and strengthening digital payments and their operational efficiency through technological innovations and updates.