|Sr No||Issuer Bank Name||Total Volume (Mn)||Approved %||BD %||TD %|
Business Decline (BD) â€“ Transaction declines that are attributable to business decisions by stakeholders participating in the transaction. These shall also include business decisions attributable to a customer behaviour like sufficiency of balance in the account, account blocks owing to a bad credit history etc. A few indicative sample reason codes are Insufficient Balance, Incorrect PIN, Do not Honor etc.
Technical Decline (TD) â€“ Transaction declines that are attributable to technical shortcomings like connectivity issues, switch unavailability, incorrect message data elements etc are classified under TD. A few indicative sample reason codes are Invalid response, Issuer or Switch is inoperative, etc.
Issuer Name - Bank issuing the card to the customer.
|Sr No||NPCI Uptime (Including scheduled and unscheduled downtime)||NPCI Unscheduled Downtime (in mins)||No. of incidents|