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Mr. Viswanath Krishnamurthy

Mr. Viswanath Krishnamurthy

Chief Risk Officer

Mr Viswanath Krishnamurthy as Chief Risk Officer at NPCI will be responsible for functioning of Enterprise Risk Management, Fraud Risk Management, Information Security, Technology Audit & Compliance.  In this role, he will be in-charge of formulating and deploying Risk Governance as well as Information Security Strategy to ensure smooth running of digital payment transactions in the ecosystem. 

As CRO, he would be accountable for identifying strategies for risk mitigation at the organization level based on risk / return characteristics and review of overall risk policy on a regular basis.

He has over 2 decades of experience in the banking industry.  Prior to joining NPCI, he has spent over 14 years in HDFC Bank, managing the Risk and Fraud control for the payments business.  Earlier he has worked with HSBC for 8+ years.  In his stint with HSBC, he has handled various roles in Retail banking, Branch banking and Back office functions.  Vishy as he is affectionately called, is a Graduate in Physics, Mathematics & Electronics from Bangalore University.  He has also done his Executive Management Development Programme from IIMA