Mr. Pankaj Gadgil

Mr. Pankaj Gadgil

Head – Self Employed Segment, ICICI Bank Limited

Since May 2003, Mr. Pankaj Gadgil has been working in ICICI Bank Limited. Initially he had handled important portfolios in retail assets such as Business Head – Auto Loans, Two Wheeler Loans and Commercial Vehicles. During this tenure, he successfully managed complex business phases of high growth, maturity and then re-organizing business. Later, Mr. Gadgil was provided the opportunity of handling entire retail banking first as Zonal Head- Rest of Maharashtra and NCR. In this role, he  managed deposits, branch banking, compliance & risk, all retail assets including mortgage & cards, investments and & ATM. During this, his critical task was to align organizational strategy with a very large distribution team and ensure impeccable execution.

Since October 2014, Mr. Gadgil is currently working as Head- Self Employed Segment, which covers current account, CMS, cross border trade and business lending group. He has got the opportunity of developing business strategy, P&L ownership, creating winning product propositions through customer and ecosystem insights in the MSME segment. During this stint he has also played an important role in designing, building and operationalizing several leading business applications and initiatives on mobile and web platform in the MSME segment such as InstaBIZ- industry first,115 services+ across areas of payments, collections, business networking, lending and cross border, and also connected banking- API banking between large accounting, business enabling platforms and bank for “Nil” reconciliation , InstaOD – Instant overdraft facility which is completely digital.

Prior to joining ICICI Bank Limited, he had worked for Transamerica Apple Distribution Ltd, Bajaj Auto Ltd and Bajaj Tempo Ltd. Mr. Pankaj Gadgil has an overall work experience of 21 years. He has done B.E.(Mechanical Engineering), MBA and PGD – Foreign Trade from Pune.