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Mr. Ajay Kumar Kapoor

Mr. Ajay Kumar Kapoor

Senior Executive Vice President, Head - IT & Digital Risk Management, HDFC Bank

Ajay is a Post Graduate in Physics and CAIIB. He started his banking career with State Bank of India. He has more than 32 years of experience in banking industry. He has extensive experience of system integration during Bank mergers across multiple IT systems catering to various business segments e.g. Retail Liabilities, Retail Assets, Depository Services, Digital Banking etc. Ajay’s core expertise lies in variety of technology applications and processes for Retail Banking from core banking, digital banking, business process management and wealth management from desire to deliver.

Ajay heads a strategic function of Risk Management for Information Technology and Digital adoption in HDFC Bank. This function acts as second line of defense and responsible for Risk identification, assessment and mitigation with appropriate communication to the senior management of the Bank. HDFC Bank being a highly technology driven bank with leading position in Digital Banking, Risk Management function is of significant importance.