Who we are

National Payments Corporation of India (NPCI) is an umbrella organization for all retail payments in India. It was set up with the guidance and support of the Reserve Bank of India (RBI) and Indian Banks Association (IBA).

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Statistics as of December 2017

Enabling all Indians to go digital

*99# brings banking services to every common man across the country by simply dialing *99#, a common USSD code across all Telcos. This service facilitates instant interbank account to account fund transfer,...

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RuPay, the domestic card scheme of India, offers an open-loop, multilateral system to allow all banks and financial institutions in India to participate in electronic payments. With a bouquet of exciting...

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NFS is the leading domestic ATM network in the country with 101 direct member Banks and 708 sub-member Banks having a total network of 2...

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AePS is a bank led model which allows online interoperable financial inclusion transaction at PoS (MicroATM) through Business...

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Bharat Interface for Money (BHIM) is an app that enables simple, easy and quick payments using Unified Payments Interface (UPI...

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BBP enables multiple modes of payment like debit card, credit card, net-banking, pre-paid wallets, IMPS, UPI, AEPS etc. and also provides instant confirmation of payment via an SMS or email receipt.

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NACH consolidates multiple ECS (Electronic Clearing System) systems running across the country and is used for making bulk transactions towards distribution of subsidies, dividends, interest, salary, pension...

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The NETC program ensures seamless vehicle movement across 350+ toll plazas of NHAI throughout the country by providing a system for Transaction Processing, Clearing & Settlement, Dispute...

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CTS enables transmission of electronic images of the cheques and MICR data through a secured network for clearing. Physical movement of the cheques has ceased to be practiced under the CTS...

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Unified Payments Interface (UPI) powers multiple bank accounts into a single mobile application (of any participating bank), merging several banking features, seamless fund routing &...

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National Payments Corporation of India (NPCI)

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