{"status":200,"data":{"id":3,"page":"AePS","createdAt":"2024-08-22T10:53:24.204Z","updatedAt":"2026-01-16T06:30:07.356Z","publishedAt":"2024-12-10T07:47:58.870Z","isRightClickDisabled":null,"locale":"en","topBanner":{"order":null,"id":11,"sectionName":"Top banner","category":"top_banner","bannerDetails":{"id":12,"buttons":[],"banner":{"id":43,"Title":"About AEPS","Description":null,"mediaType":null,"isLandScape":false,"altText":null,"media":[{"url":"/uploads/rupay_credit_platinum_500ef58953.png"}]}}},"mediaAndDescriptionContents":[{"__component":"reusable.description","id":18,"order":1,"description":"**Background**\n\n\n- In order to further speed track Financial Inclusion in the country, two working groups were constituted by RBI on MicroATM standards and Central Infrastructure & Connectivity for Aadhaar based financial inclusion transactions with members representing RBI, Unique Identification Authority of India, NPCI, Institute for Development and Research in Banking Technology and special invitees representing banks and research institutions.  \n- The working group on MicroATM standards & Central Infrastructure & Connectivity submitted its report to RBI. As a part of the working group it was proposed to conduct a Lab level Proof of concept (PoC), integrating the authentication & encryption standards of UIDAI, to test the efficacy of MicroATM standards and transactions using Aadhaar before they are put to actual use. The PoC was successfully demonstrated at various venues. \n- AePS is a bank led model which allows online interoperable financial inclusion transaction at AePS touchpoints of any bank using the Aadhaar authentication. \n- AePS provides banking services such as Cash Withdrawal, Cash Deposit, Fund Transfer, Balance Inquiry, Mini Statement, etc.\n- The only inputs required for a customer to do a transaction under this scenario are:- \n    - Aadhaar Number \n    - Bank Name\n    - Transaction Type \n    - Biometrics (after providing the consent) \n    - Amount (In case of financial transaction) ","contentType":"description"},{"__component":"reusable.description","id":19,"order":2,"description":"**Objectives**\n\n- To empower a bank customer to use Aadhaar as his/her identity to access his/ her respective Aadhaar enabled bank account and perform basic banking transactions like Cash Withdrawal, Cash Deposit, Fund Transfer, Balance Inquiry, Mini Statement, etc. through an AePS Touchpoint Operator. \n- To sub-serve the goal of Government of India (GoI) and Reserve Bank of India (RBI) in furthering Financial Inclusion. \n- To sub-serve the goal of RBI in electronification of retail payments. \n- To enable banks to route the Aadhaar initiated interbank transactions through a central switching and clearing agency. \n- To facilitate disbursements of Government entitlements like NREGA, Social Security pension, Handicapped Old Age Pension etc. of any Central or State Government bodies, using Aadhaar and authentication thereof as supported by UIDAI. \n- To facilitate a safe and secure inter-operability across banks. \n- To build the foundation for a full range of Aadhaar enabled banking services. ","contentType":"description"},{"__component":"reusable.description","id":20,"order":3,"description":"**Banking Services Offered by AePS**\n- Cash Withdrawal \n- Cash Deposit \n- Fund Transfer \n- Balance Inquiry \n- Mini Statement \n- Yes/No Authentication\n- BHIM Aadhaar Pay \n- Dual Authentication ","contentType":"description"},{"__component":"reusable.description","id":21,"order":4,"description":"**Other Services offered by AePS:**\n\n\n- eKYC \n- eKYC Setu \n- Best Finger detection \n- Demographic Authentication \n- Tokenization \n- Aadhaar Seeding Status Check \n","contentType":"description"}],"latestUpdates":{"order":5,"id":3,"header":"Latest update","category":"latest_update","list":[{"id":132,"ButtonLable":"Find a list of all circulars released on various updates & notifications","ButtonLink":"/circulars/aeps","ExternalLink":false,"ariaLabel":"Find a list of all circulars released on various updates & notifications","type":null},{"id":133,"ButtonLable":"Read all up to date releases","ButtonLink":"/media/press-release","ExternalLink":false,"ariaLabel":"Read all up to date releases of NACH","type":null}]},"exploreOtherProducts":{"order":6,"id":3,"header":"Explore Other Products","category":"explore_products","cards":[{"id":29,"title":"Instant inter bank electronic fund transfers","description":"UPI","mediaType":null,"media":[{"url":"/uploads/Group_1686556193_89b14e3588.png"}],"cardButton":{"id":134,"ButtonLable":"View all","ButtonLink":"/product/upi","ExternalLink":false,"ariaLabel":"View all","type":null}},{"id":30,"title":"For Speeding up check clearance","description":"CTS","mediaType":null,"media":[{"url":"/uploads/Group_1686556191_a6ff4b5686.png"}],"cardButton":{"id":135,"ButtonLable":"View all","ButtonLink":"/product/cts","ExternalLink":false,"ariaLabel":"View all","type":null}},{"id":31,"title":"Largest Shared ATM Network for Cash, deposit and card to card transfer","description":"RuPay","mediaType":null,"media":[{"url":"/uploads/peoples_ae97f186b1.png"},{"url":"/uploads/Rectangle_25351_de169ed115.webp"}],"cardButton":{"id":136,"ButtonLable":"View all","ButtonLink":"/product/rupay","ExternalLink":false,"ariaLabel":"View all","type":null}}]},"disclaimer":null,"seo":{"id":5,"page_name":"About AePS","seo_title":"About Aadhaar Enabled Payment System (AePS) – Aadhaar Pay | NPCI","seo_description":"Aadhaar Enabled Payment System (AePS) allows the merchant to accept payment from a customer of any bank, by authenticating the customer’s biometrics.","seo_keywords":"aeps,\naadhaar enabled payment system,\naeps transaction,\naeps portal,\noverview,\naeps registration,\nAbout AePS","seo_canonical_link":null,"createdAt":"2024-09-18T04:45:05.472Z","updatedAt":"2026-02-05T10:46:44.683Z","publishedAt":"2024-09-18T04:45:09.082Z","enable_indexing":null,"locale":"en"}}}