{"status":200,"data":[{"id":1,"createdAt":"2024-08-01T17:58:38.755Z","updatedAt":"2026-01-19T06:52:23.042Z","publishedAt":"2024-10-16T11:06:52.913Z","isRightClickDisabled":false,"locale":"en","mediaAndDescriptionContents":[{"__component":"reusable.description","id":16,"order":2,"description":"BHIM Aadhaar Pay enables Merchants to receive digital payments from customers over the counter through Aadhaar Authentication. It allows for any Merchant associated with any acquiring bank live on BHIM Aadhaar Pay , to accept payment from customer of any bank by authenticating customer’s biometrics.","contentType":"description"},{"__component":"reusable.media","id":2,"order":3,"mediaType":"video","youTubeLink":"https://youtu.be/VrrvD_EXjpQ","contentType":"media","media":null},{"__component":"reusable.description","id":17,"order":4,"description":"To be able to effect the same, merchant should have an Android mobile or any supported device with BHIM Aadhaar Pay app and certified biometric scanner attached with mobile phone/Kiosk/Tablet on USB Port or Micro-ATM/POS, mPOS. Both Customer and Merchant should have their Aadhaar linked to their Bank Account.","contentType":"description"},{"__component":"reusable.media","id":3,"order":5,"mediaType":"video","youTubeLink":"https://youtu.be/-nt9KrePQJU","contentType":"media","media":null}],"latestReleases":{"order":6,"id":3,"sectionName":"Latest releases  ","category":"latest_releases","buttons":[{"id":28,"ButtonLable":"View all","ButtonLink":"/circulars/bhim-aadhaar","ExternalLink":false,"ariaLabel":"View All","type":"Circulars"},{"id":255,"ButtonLable":"View all","ButtonLink":"/media/press-release","ExternalLink":false,"ariaLabel":"View All","type":"Press Releases"}],"cards":{"id":4,"page":"Bhim-Aadhaar","createdAt":"2024-08-21T18:15:21.457Z","updatedAt":"2025-05-01T08:42:31.808Z","publishedAt":"2024-12-10T10:24:52.731Z","locale":"en","files":[{"id":41,"category":"Circulars","filedetail":[{"id":218,"fileName":"BAP | OC 002 | FY 24-25 | Reference Guidelines for Members on Merchant Acquisition for BHIM Aadhaar Pay","mediaType":"pdf","isDownloadable":true,"isViewable":true,"yearLabel":"FY 24-25","media":[{"url":"/uploads/BAP_OC_002_Reference_Guidelines_for_Members_on_Merchant_Acquisition_for_BHIM_Aadhaar_Pay_712e0c0c8b.pdf"}]}]},{"id":8,"category":"Press Releases","filedetail":[{"id":34,"fileName":"NPCI Press Release - NPCI incorporates NPCI BHIM Services Ltd (NBSL) as a wholly owned subsidiary","mediaType":"pdf","isDownloadable":true,"isViewable":true,"yearLabel":null,"media":[{"url":"/uploads/UPI_a6234cf1fd.pdf"},{"url":"/uploads/NPCI_Press_Release_NPCI_incorporates_NPCI_BHIM_Services_Ltd_NBSL_as_a_wholly_owned_subsidiary_0b914b6970.pdf"}]},{"id":39,"fileName":"NPCI Press Release - Innovation in Action NPCI Reimagines the Future of Digital Payments at GFF 2024 Pavilion","mediaType":"pdf","isDownloadable":true,"isViewable":true,"yearLabel":null,"media":[{"url":"/uploads/UPI_a6234cf1fd.pdf"},{"url":"/uploads/NPCI_Press_Release_Innovation_in_Action_NPCI_Reimagines_the_Future_of_Digital_Payments_at_GFF_2024_Pavilion_7fcc73caad.pdf"}]},{"id":40,"fileName":"NPCI Press Release - RBI Deputy Governor Unveils Product Offerings for Transforming ATM Infrastructure at GFF 2024; RBI Executive Director Announces Rebranding of NBBL’s BBPS Platform to Bharat Connect","mediaType":"pdf","isDownloadable":true,"isViewable":true,"yearLabel":null,"media":[{"url":"/uploads/UPI_a6234cf1fd.pdf"},{"url":"/uploads/NPCI_Press_Release_RBI_Deputy_Governor_Unveils_Product_Offerings_for_Transforming_ATM_Infrastructure_at_GFF_2024_cf5b483bf6.pdf"}]},{"id":41,"fileName":"NPCI Press Release - RBI Governor Launches Key Digital Payment Initiatives at Global Fintech Festival 2024","mediaType":null,"isDownloadable":true,"isViewable":true,"yearLabel":null,"media":[{"url":"/uploads/UPI_a6234cf1fd.pdf"},{"url":"/uploads/NPCI_Press_Release_RBI_Governor_Launches_Key_Digital_Payment_Initiatives_at_Global_Fintech_Festival_2024_edde6215a5.pdf"}]},{"id":42,"fileName":"NIPL Press Release - UPI merchant transactions in Nepal surpass 100,000 mark","mediaType":"pdf","isDownloadable":true,"isViewable":true,"yearLabel":null,"media":[{"url":"/uploads/UPI_a6234cf1fd.pdf"},{"url":"/uploads/NIPL_Press_Release_UPI_merchant_transactions_in_Nepal_surpass_100000_mark_702449a361.pdf"}]},{"id":43,"fileName":"\nNPCI Press Release - NPCI connectivity with C-Edge Technologies re-established","mediaType":"pdf","isDownloadable":true,"isViewable":true,"yearLabel":null,"media":[{"url":"/uploads/UPI_a6234cf1fd.pdf"},{"url":"/uploads/NPCI_Press_Release_NPCI_connectivity_with_C_Edge_Technologies_re_established_9138934524.pdf"}]}]}]}},"statisticsCards":{"order":7,"id":3,"sectionName":"Get the list of All Members","category":"statistics","cards":[{"id":14,"title":"All Members List","description":"List of live Bhim-aadhaar Banks and PPIs","mediaType":"image","media":[{"url":"/uploads/check_status_0244e48e9e.svg"}],"cardButton":{"id":29,"ButtonLable":"Explore","ButtonLink":"/product/bhim-aadhaar/all-members","ExternalLink":false,"ariaLabel":"Explore","type":null}}]},"faqs":{"order":8,"id":4,"sectionName":"Frequently Asked Questions","category":"faq","buttons":[{"id":130,"ButtonLable":"View all","ButtonLink":"/faqs/bhim-aadhaar","ExternalLink":false,"ariaLabel":"View all","type":null}],"questionAnswer":{"id":9,"page":"BHIM AADHAAR","createdAt":"2024-09-05T12:57:17.666Z","updatedAt":"2025-04-28T08:05:40.719Z","publishedAt":"2024-12-10T11:19:37.912Z","locale":"en","faq":[{"id":17,"questionAndAnswer":[{"id":49,"question":"What is BHIM Aadhaar Pay ?","answer":"BHIM Aadhaar pay is an Aadhaar based payments interface which allows real time payments to Merchants using Aadhaar number of Customer & authenticating him/her through his/her biometrics in exchange of goods or services availed from the merchant.","faqOrder":1},{"id":50,"question":"What is Transaction Process of BHIM Addhaar Pay?","answer":"- Merchant uses his PIN to login to the merchant Application on his Android/iOS smartphone or computer.\n- The customer does not need anything except his Aadhaar number. For making payment, customer selects bank from the drop-down menu where customer is having his/her Aadhaar linked account, enters his Aadhaar Number, enters mobile number (optional) checks the bill amount and provides his/her biometric credentials.\n- The payment data and biometrics are sent to the FI gateway /NPCI/UIDAI server for authentication.\n- The debits/credits in the accounts of the customer and the merchant are put through the core banking system post verification confirmation from issuer bank. Both the merchant and customer get the transaction SMS (if mobile number available) after successful transaction and the funds are received by the merchant real-time","faqOrder":2},{"id":51,"question":"What are the pre-requisites for BHIM Aadhaar pay for the customers ?","answer":"Two parties involved in any financial transaction i.e. the Merchant, who sells the goods / services and customer, who utilizes the goods / services.\n\nFor a customer:\n\na) The customer should have Aadhaar Number\n\nb) His/her bank account should be linked with Aadhaar.","faqOrder":null}],"category":"Customers"},{"id":15,"questionAndAnswer":[{"id":43,"question":"What is the criteria for availing this Service?","answer":"BHIM Aadhaar pay enabled Merchant should perform transaction using BHIM AadhaarPay App/Web Application of any banks live on BHIM Aadhaar Pay, for sale of Goods and Services and payment should be done by customer using his Aadhaar Number and Biometric Authentication.","faqOrder":null},{"id":44,"question":"How can the customer raise a dispute?","answer":"The customer can raise a dispute/compliant with the bank they hold the account with. Bank will further raise it with the concerned bank via NPCI’s Dispute Management System.","faqOrder":null},{"id":45,"question":"Customers of which Banks can make payments at merchant?","answer":"Since the platform is based on NPCI’s AEPS platform, the solution in interoperable provided the partner banks enable the facility to their customers. Customers to check with their Banks for availing the facility","faqOrder":null}],"category":"Bank"},{"id":18,"questionAndAnswer":[{"id":52,"question":"Who will provide the biometric scanner?\n","answer":"This may vary from acquirer bank to acquirer bank. Some acquirer bank may provide the same to the merchant or some may ask the merchant to procure from the certified list of scanner directly from the market. Hence, please check with the bank of your choice.","faqOrder":1},{"id":53,"question":"How do customers make payments using BHIM Aadhaar Pay?","answer":"Customers can make payments using BHIM Aadhaar Pay by providing their Aadhaar number and authenticating themselves through biometric verification, such as fingerprint or iris or face scan. As a merchant, you will initiate the payment request, and the customer will complete the payment by authorizing the transaction using their Aadhaar details.","faqOrder":2},{"id":54,"question":"How long does it take for the payment to be settled into my bank account?","answer":"Payments made through BHIM Aadhaar Pay are typically settled in real-time. This means that once the customer completes the payment, the funds are transferred directly into your linked bank account without any delay.","faqOrder":3}],"category":"Govt. & Business"}]}},"disclaimer":null,"seo":{"id":42,"page_name":"Bhim Aadhaar overview","seo_title":"BHIM Aadhaar Pay - Pay through Aadhaar Authentication | NPCI","seo_description":"Bharat Interface for Money (BHIM) Aadhaar pay enables merchants to receive digital payments from customers over the counter through Aadhaar authentication.","seo_keywords":"bhim aadhar pay,\naadhar payment app,\nbhim aadhar,\naadhaar upi,\nmoney transfer by aadhar card, Bhim Aadhaar overview","seo_canonical_link":null,"createdAt":"2024-09-18T09:01:33.537Z","updatedAt":"2026-01-19T06:52:11.086Z","publishedAt":"2024-09-18T09:01:36.894Z","enable_indexing":null,"locale":"en"}}]}