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IMPS mobile compatible site available now!!
Visit http://imps.npci.org.in from your mobile phone browser

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 IMPS merchant payments > Bank details
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Bank name How to generate OTP
Union Bank of India 1) Send SMS <OTP> <MPIN> to  9223173921     

 2) In Mobile Banking Application,
 Main Menu-->Immediate Payments Service (IMPS)-->Generate OTP

The transaction limit for OTP generated through mobile banking application is Rs 50,000/- and through SMS is Rs 5,000/- per transaction 
Kotak Mahindra Bank Using Mobile Banking application
1.Login to Mobile Banking with user id and Password
2.Click on Banking->IMPS Menu -> Generate OTP.
3.OTP will get generated and the same will be displayed on the Mobile banking screen and will also be sent as an alert ( email and SMS) to customers preferred email ID and Mobile Number registered with the bank.
Process flow for OTP generation via SMS Banking
1.Send SMS K<space>OTP<space>MMID to 5676788 &  9971056767 from registered mobile number
2.The OTP will be sent to the customers registered mobile no. and email ID
Process flow for OTP generation by calling Customer Contact Center
1.Call customer contact centre toll free number at 1800 102 6022  
2.OTP will be sent to customers preferred email ID and mobile number
 The transaction limit for OTP generated through mobile banking application, SMS banking and contact center is Rs 50,000/- per transaction. 
State Bank of India Using the mobile banking application

 1. Log on to mobile banking application using your user id
 2. Select option 'IMPS - Interbank Mobile Payment Service' in the main menu
 3. Select option 'Generate OTP' in the sub-menu
 4. Enter M-PIN
 5. The OTP will be displayed on the screen along with its validity amount and time
 6. OTP will also be sent as SMS alert on customer mobile

Process flow for generation of OTP thru IVR is as follows

1.Customer dials contact centre telephone no 18004253800 from his register mobile
2.Upon choosing mobile Banking information option, and subsequently OTP option, IVR prompts for last 4 digits of primary account no and last 3 digits of user id.
3.Bank validates the aforesaid credentials as success or failure and sends the OTP or the failure message to customer and speaks out OTP to the customer.
 The transaction limit for OTP generated through mobile banking application is Rs 50,000/- and through IVR is Rs 5,000/- per transaction. 
Canara Bank Using the mobile banking application
 
1. Log on to mobile banking application using your user id
 2. Select option ‘IMPS – Interbank Mobile Payment Service’ in the main menu
 3. Select option ‘Generate OTP’ in the sub-menu
 4. Enter M-PIN
 5. The OTP will be displayed on the screen along with its validity amount and time
 6. OTP will also be sent as SMS alert on customer mobile

The transaction limit for OTP generated through mobile banking application is Rs 50,000/- per transaction. 
ICICI Bank
Functionality not yet available
HSBC  
Standard Chartered Bank  
Yes Bank Through the mobile banking application
1. Login to MobileBanking Application using your YES BANK Retail NetBanking login credentials
2. Select Banking Services and then select IMPS (Interbank Mobile Payment Service) option
3. Select the Account through which the transaction needs to be executed
4. In the sub-menu, select IMPS Merchant Payments option
5. Click on “Generate OTP”
6. The OTP will be displayed on the screen along with its validity amount and time
Axis Bank OTP can be generated from the ‘Generate OTP’ option in IMPS section of Axis Mobile. Visit Banking >> Fund Transfer >> IMPS Account >>Generate OTP
DombivliNagarikSahakari Bank OTP can be generated by customer by using DO MOBILE application or SMS facility provided by the Bank. DNS Bank offers ‘Generate OTP’ form in the mobile banking application (this form is available in ‘IMPS’ menu within main menu of mobile banking application) or by SMS.
The SMS syntax for ‘Generate OTP’ through SMS is as follows:
 OTP IN to 9225525002
 On initiating transaction as above, customer receives the confirmation SMS with status of transaction shortly.
 The OTP generated as above has following characteristics:
 OTP is valid for 1 hour from time of generation.
 If OTP is generated through SMS, the transaction limit is Rs 5,000/- and if OTP is generated through mobile banking application, the transaction limit is Rs 2,00,000 per day.
 OTP is valid only for one transaction – Successful or Failure.
 Only one OTP (latest generated OTP) is valid at a time.
Federal Bank 1) Through SMS - 2) Through Mobile Banking Application
• Through SMS – The customer can generate OTP by sending SMS to our contact number – 9895088888 & 5676762 in the format OTP<space<MPIN>
• Through Mobile Banking Application – Customer can generate OTP by logging in to https://mobile.federalbank.co.in/gprs from his/her mobile phone
• In the GPRS application, customer can reach the Generate OTP Menu by clicking on IMPS - Interbank Mobile Payment Service Menu under the Main Menu to generate OTP

 
Corporation Bank Using the mobile banking application
1.Log on to mobile banking application using your 6-Digit MPIN
2.Select option ‘Select option ‘IMPS – under Fund Transfer Menu.
3.Select option ‘Generate OTP’ in the sub-menu
4.The OTP will be displayed on the screen along with its validity amount and time.
The transaction limit for OTP generated through mobile banking application is Rs 50,000/- per transaction
BNP Paribas  
Karur Vysya Bank OTP can be generated in 2 ways,
1.By selecting the “Generate OTP” under “Immediate Payment Service (IMPS)” -> “To Mobile Number” from the KVB mPAY Application.
2.By sending a SMS to “9223173925 ” with the text “OTP MPIN”
Oriental Bank of Commerce In Mobile Banking Application Main Menu -> Select IMPS -> Generate OTP.

Application displays the OTP along with the validity and amount limit on the mobile screen. Customer shall receive the same via SMS also.

Greater Bombay Co-op Bank OTP can be generated by customer by using GB M-Connect application or SMS facility provided by the Bank. Generate OTP option is available in the mobile banking application under IMPS menu or by SMS.

Customer has having option of generating OTP by sending txt SMS on 9223179977  as
OTP <space> <MPIN>
On initiating transaction as above, customer receives the confirmation SMS with status of transaction shortly.
The OTP generated as above has following characteristics:
OTP is valid for 1 hour from time of generation.
OTP is valid only for one transaction – Successful or Failure.
Only one OTP (latest generated OTP) is valid at a time.
Punjab & Maharashtra Co-op Bank To generate ‘One Time Password’, customer can use one of the following:

Generate OTP option is available on PMC MobilePay application.
Can send SMS as OTP <space> MPIN and send it to PMC no 9773251313
 
A P Mahesh Co-operative Bank Through SMS
     OTP <MPIN> to 9223173095
Through IMPS Application Software installed on Mobile Phone
Login to IMPS application - Click on Immediate Payment Service -Click on Generate OTP - Enter MPIN - Click on confirm - customer will get OTP on his registered mobile phone through SMS
        
The OTP is valid for one hour or one successful transaction.
ING Vysya Bank  
Andhra Bank OTP can be generated through Mobile Banking Application and through SMS facility provided by bank.
OTP is valid for 1 hour from time of generation.
OTP is valid for one transaction (successful or failure).

Application:
• Log on to Mobile Banking Application.
• Select option ‘IMPS – Interbank Mobile Payment Service’ in the main menu.
• Select ‘Using MMID’ sub menu and select option ‘Generate OTP’.
• Enter m-PIN.
• The OTP will be displayed on the screen along with its validity amount and time.

SMS Mode:
• Customer has to send SMS OTP <mPIN> to 9223173924
If OTP is generated through SMS, the transaction limit is Rs 5,000/- and if OTP is generated through mobile banking application, the transaction limit is as decided by the Bank (Rs 50,000/- at present for Andhra Bank).OTP is valid only for one transaction (Successful or Failure).

Punjab National Bank The customer will visit  mobile banking site https://mobile.netpnb.com and choose Access thin client services. After entering his credentials the user logs into mobile banking. For making any P2M push transaction , customer needs to generate OTP by clicking the link “Generate OTP “.
Mehsana Urban Co-operative Bank 1.Through Mobile Banking Application
Log on to Mobile Banking Application
Select option ‘Immediate Payment Service (IMPS)’ in the main menu
Select option ‘Generate OTP’ in the sub-menu
Enter MPIN
OTP will be displayed on the screen
OTP will also be sent as SMS alert on customer mobile
2.Through SMS Banking

Send a message to +919227712345  using the following keywords:
OTP<space><MPIN>
DBS Bank  
IndusInd Bank  
Cosmos Co-operative Bank   
Saraswat Bank  
Bank of Baroda 1.Go to M-Connect icon on your phone
2.Select “Immediate Payment Service (IMPS)”
3.Select “Generate OTP”
Bassein Catholic Co-operative Bank 1.To generate ‘One Time Password’, customer can use one of the following:
 Generate OTP option is available on BCCB Mobile application. Go to that Menu generate OTP
 or
 Send SMS using following keywords to Bank’s number 9222272407     
 OTP <space> MPIN 
Janata Sahakari Bank, Pune  
State Bank of Hyderabad  
 
 

1.Last updated on January 16, 2014.

2.     Disclaimer -
The material contained on this Website is general information collected from the requisite bank and updated to the best of our knowledge. While the information mentioned here is updated on periodic basis, customers are advised to either seek appropriate professional help or cross-check all the facts, laws and material as may be referred to in the content on this Website with respective bank before acting on the basis of any information contained on the Website. NPCI makes no warranty as to the accuracy, completeness, currency, or reliability of any content available through this web site. The customers are responsible for verifying any information before relying on it. Use of the web site and the content available on the web site is at customers' sole risk. NPCI accepts no liability for the content of this website, or for the consequences of any actions taken on the basis of the information provided herein.

 
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