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IMPS mobile compatible site available now!!
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  IMPS merchant payments > Participating Banks on IMPS Merchant Payments > Kotak Mahindra Bank
  1. How to register mobile number

  2. How to generate MMID

  3. How to get M-PIN

  4. How to perform P2M PUSH transaction

  5. How to generate OTP

  6. Demonstration of Transaction

  7. Amount limits and Bank charges

  8. Contact information

  9. Functionalities available


 KMB - How to register for mobile banking
  1. Download the Kotak Mobile Banking application by sending "K MOBILE " as an SMS to 9971056767 or 5676788, from mobile number registered with bank.

  2. Login to Kotak Mobile Banking with Net Banking User ID and password to receive the Activation Key on mobile number and email ID registered with Bank.

  3. Activation of Mobile banking can take place via branch and also by forwarding activation key received on preferred Mobile Number to 9971056767 or 5676788

  4. Login to the Kotak Mobile Banking application click on Banking > Payments > Other Banks - Instant (IMPS). Select your bank account from which the amount is to be debited

 KMB - How to generate MMID
Send "K MMID B" as an SMS to 9971056767 or 5676788 from your mobile number registered with the bank. Here 'B' is the last 4 digits of your account number. The MMID for the account will be sent via SMS and email alerts. Alternatively, login to Mobile Banking and View the MMID ( IMPS Menu) by clicking on 'View MMID' option. Customer can also by Call 24-hour KMB Customer Contact Centre or visiting the nearest Kotak Mahindra Bank branch
 KMB - How to get M-PIN
  1. User id and MPIN same as Net banking
 KMB - How to do IMPS P2M PUSH transaction

    Through Mobile Banking Application

  1. Log on to mobile banking application using your user id

  2. Select option ‘IMPS – Immediate Payment Service’ in the main menu

  3. Select option ‘IMPS merchant payments’ in the sub-menu

  4. Enter details: Merchant mobile number, Merchant MMID, Amount, Payment Reference

  5. Enter M-PIN

  6. Transaction status will be displayed on the screen

  7. Transaction status will also be sent as SMS alert on customer mobile
 KMB - How to generate OTP

Using Mobile Banking application

  1. Login to Mobile Banking with user id and Password

  2. Click on Banking->IMPS Menu -> Generate OTP.

  3. OTP will get generated and the same will be displayed on the Mobile banking screen and will also be sent as an alert ( email and SMS) to customers preferred email ID and Mobile Number registered with the bank.

Process flow for OTP generation via SMS Banking

  1. Send SMS K<space>OTP<space>MMID to 5676788 & 9971056767 from registered mobile number

  2. The OTP will be sent to the customers registered mobile no. and email ID

Process flow for OTP generation by calling Customer Contact Center

  1. Call customer contact centre toll free number at 1800 102 6022   

  2. OTP will be sent to customers preferred email ID and mobile number
The transaction limit for OTP generated through mobile banking application, SMS banking and contact center is Rs 50,000/- per transaction.
 KMB - Demonstration of Transaction
To check out demonstration of transaction,click here
 KMB - Amount limits

  1. Through mobile banking application – Rs 50,000/- per day
 KMB – Contact information
 KMB – Functionalities available
    1. P2M PUSH – Customer Remittance and Merchant Acceptance

    2. P2M PULL - Customer Remittance and Merchant Acceptance
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